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最新限定活動及優惠

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玉山銀行 信用貸款 信貸優惠 新戶 卡友 存戶
距離活動結束還剩
00
00
00
把握機會申請!
活動時間:
於2023/4/15~2023/4/30線上申請
 
 活動辦法:
新戶於活動期間內透過 Money101 指定活動頁面連結至玉山銀行線上申辦信用貸款,享前兩期0.13%優惠。
 
 申辦優惠:
1️⃣ 貸款利率:前2期0.13%,第3期起3.28%
2️⃣ 貸款費用:1000元起
3️⃣ 貸款金額:最高可貸300萬元
4️⃣ 貸款期間:最長7年
5️⃣ 最快3分鐘完成申請
6️⃣ 線上對保完成最快2小時撥款
 

申請條件

最低貸款利率

手續費

最高可貸

玉山銀行 新戶限定貸款
玉山銀行 新戶限定貸款
申辦最快3分鐘 對保後2小時撥款
新戶限定
0.88 %
NT$ 3,000
300萬元
申辦最快3分鐘 對保後2小時撥款
玉山銀行 e指信貸存戶專屬方案
玉山銀行 e指信貸存戶專屬方案
申辦最快3分鐘 對保後2小時撥款

存戶限定

0.88 %
NT$ 999
300萬元
申辦最快3分鐘 對保後2小時撥款
玉山銀行 e指信貸卡友專屬方案
玉山銀行 e指信貸卡友專屬方案
申辦最快3分鐘 對保後2小時撥款
卡友限定
0.88 %
NT$ 999
300萬元
申辦最快3分鐘 對保後2小時撥款

更多精選信貸推薦

最低貸款利率

最低每月還款額

手續費

最高可貸

渣打銀行 Money101 限定專案
渣打銀行 Money101 限定專案
0.01 %
NT$ 6,251
NT$ 0
NT$600
滙豐銀行 信用貸款
滙豐銀行 信用貸款
0.01 %
NT$ 5,001
NT$ 0
NT$500
LINE Bank 分期信貸(含轉貸)
LINE Bank 分期信貸(含轉貸)
1.88 %
NT$ 5,243
NT$ 488
NT$500
星展銀行 限時優惠
星展銀行 限時優惠
3 %
NT$ 5,391
NT$ 3,000
NT$500
Money101獨家優惠

立即申辦享優惠

玉山銀行 新戶限定貸款

玉山銀行 新戶限定貸款

最低貸款利率

0.88
%

手續費

NT$
3,000

最高可貸

300萬元

優惠活動

貸款利率:前2期0.88%
更多資訊
隱藏資訊
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玉山銀行 e指信貸存戶專屬方案

玉山銀行 e指信貸存戶專屬方案

最低貸款利率

0.88
%

手續費

NT$
999

最高可貸

300萬元

優惠活動

貸款利率:前2期0.88%
更多資訊
隱藏資訊
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玉山銀行 e指信貸卡友專屬方案

玉山銀行 e指信貸卡友專屬方案

最低貸款利率

0.88
%

手續費

NT$
999

最高可貸

300萬元

優惠活動

貸款利率:前2期0.88%
更多資訊
隱藏資訊
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e指信貸卡友專屬方案","features":{"title":"Features","pros":["貸款利率:前2期0.88%,第3期起3.48%","貸款費用:999元","貸款金額:最高可貸300萬元","貸款期間:最長7年"],"cons":["最快3分鐘完成申請,線上對保完成最快2小時撥款"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18歲","longDescription":"","tooltip":""}},{"type":{"key":"MAXIMUM_AGE","display":"最高年齡要求"},"value":"65","description":{"shortDescription":"65歲","longDescription":"","tooltip":""}}],"offers":null,"enableCountdown":false,"enableFlipBanner":false,"termsAndConditions":"活動期間:自2024年1月1日起至2024年1月31日止。\n<br>\n本專案適用資格:利率優惠限二段式利率且綁約二年以上並具明確所得者。\n<br>\n其他特殊優惠方案不適用,若不符合本優惠資格者,將適用玉山銀行一般信用貸款之各項條件。\n<br>\n總費用年百分率說明:(1)試算範例:貸款金額新臺幣30萬元,貸款期間5年,貸款利率前2個月0.88%,第3個月起3.48%~14.88%,貸款費用999元,總費用年百分率約3.44%~14.01%。(2)本廣告揭露之年百分率係按主管機關備查之標準計算範例予以計算,實際貸款條件,仍以銀行提供之產品為準,且每一顧客實際之年百分率仍以其個別貸款產品及授信條件而有所不同。(3)總費用年百分率不等於貸款利率。(4)本總費用年百分率之計算基準日係依據活動專案適用起日之玉山銀行定儲利率指數調整日期訂定之,請詳閱玉山銀行官網定儲利率指數說明。\n<br>\n本產品為一次撥付型產品且不適用於清償玉山銀行既有之貸款條件。\n<br>\n玉山銀行未與任何代辦或行銷公司合作辦理貸款事宜,敬請留意,以免損害自身權益。\n<br>\n不得以非法且未經銀行同意連結本網站做為網路行銷。\n<br>\n玉山銀行保有徵提文件、專案內容變更及核貸與否之權利。\n<br>\n本公司係提供各銀行貸款優惠比較資訊, 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活動常見問題

1. 信用貸款是什麼?

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信貸也就是信用貸款,是指銀行根據借款人的信譽所發放的貸款,申請時不需要提供任何擔保,因此又稱為無擔保貸款。現在很多貸款產品都需要抵押或者擔保,而信用貸款是不用的。它的最大特點就是申貸人既不用提供任何抵押品,也不用去找第三方來擔保,僅憑申請人的信譽就可以取得銀行貸款,並以借款人的信用作為還款的保證。銀行一般都會重點申請者的收入是否穩定及個人信用記錄情況來進行審核,以免產生呆帳。Money101有免費提供個人化量身信貸推薦,輕鬆三步驟就可得知適合你的信貸方案,免填敏感個資,無電話干擾!

2. 通常申請貸款,需要哪些文件?

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一般來說,申辦信用貸款,必須必備身分證、戶口名簿或戶籍謄本、印章、在職證明文件、薪資所得證明或其他相關證明文件。詳盡資訊可看這裡

3. 申請「個人信貸」需要保證人嗎?

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通常申請銀行的「個人信貸」是不需要徵提保證人的。想了解保證人是什麼、什麼情況需要保證人、當保人會不會影響貸款,可以看這裡