渣打銀行 Money101 限定專案

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*申請渣打信貸可透過行動電話驗證取得Mydata財力證明文件,免自行上傳財力文件。惟渣打銀行保留文件徵提與核准與否之權利)"],"pros":["帳管費限時優惠NT$0 (優惠期間: 2023/12/1~2023/12/31進件,並於2024/01/31前撥款)","年利率最低0.01%起","額度最高NT$600萬","線上申貸快速撥款"],"title":"Features"},"functional":{"defaults":{"loanAmount":300000,"loanTenure":84},"fees":[],"metaData":{"alias":"渣打銀行money101限定專案"},"rateTableEntries":[{"apr":2.9,"eir":null,"fees":[{"description":{"longDescription":"","shortDescription":"","tooltip":""},"type":{"display":"開辦費","key":"PL_HANDLING_FEE"},"value":"0"}],"interestRate":0.01,"loanAmountMax":6000000.0,"loanAmountMin":10000.0,"loanTenureMax":84,"loanTenureMin":12}]},"id":"blt969344ce13b1c8e1_28_zh-tw","image":{"description":"TODO","dimension":null,"url":"https://images.contentstack.io/v3/assets/blt4ca32b8be67c85f8/blt540df8bb1a1d1cf0/63773af211407d1056d5dd77/AnyConv.com_sc_lock-up_t-chinese_grey_rgb.webp"},"imageOrientation":"LANDSCAPE","interestRate":null,"monthlyRepayment":null,"needCategories":[],"offers":null,"offersFaq":null,"productName":"渣打銀行 Money101 限定專案","promotional":{"bannerImage":null,"bannerText":" 於活動期間內透過Money101指定活動頁面連結至渣打銀行申貸平台申辦指定信用貸款專案,成功撥貸(須於2024/1/31前完成撥貸)且撥款金額達新台幣30萬元以上(未達新台幣100萬元)並連續正常繳款達三個月(含)以上且未提前清償者,可享 Money101會員限定好禮「NT$3,000宜睿即享券」;金額達新台幣100萬元以上(含)並正常繳款達三個月(含)以上且未提前清償者,Money101會員可享會員限定好禮「NT$6,000宜睿即享券」或「Apple Airpods Pro 2」二選一,如為他行轉貸顧客,可再另享「NT$1,000宜睿即享券」。","countdown":{"date":{"endDate":"2024-01-01","startDate":null},"displayProductPage":true,"text":"通路限定倒數"},"flipBanner":{"date":{"endDate":null,"startDate":null},"imageForDesktop":null,"imageForMobile":null,"period":5,"timeDelay":4},"type":[{"display":"限時優惠","key":"TIME_LIMITED"}]},"provider":{"alias":"渣打銀行","providerName":"渣打銀行"},"rawFunctionalPl":{"defaults":{"loanAmount":300000,"loanTenure":84},"fees":[],"interestRateInterval":"YEARLY","loanType":"PRINCIPAL_REDUCING","paymentInterval":"MONTHLY","rateTableEntries":[{"apr":2.9,"eir":null,"fees":[{"calculationMethod":"FIXED","description":{"longDescription":"","shortDescription":"","tooltip":""},"feeInterval":"ONCE","paymentMethod":"IGNORE","type":{"display":"開辦費","key":"PL_HANDLING_FEE"},"value":0}],"interestRate":0.01,"loanAmountMax":6000000.0,"loanAmountMin":10000.0,"loanTenureMax":84,"loanTenureMin":12,"transferRate":null}],"repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null}},"requirements":{"applicationConfirmationEmail":"","businessPriority":false,"citizenship":[],"criteriaDetails":[],"eligibleOccupations":[{"display":"PL_OCCUPATION_PROFESSIONAL","key":"PL_OCCUPATION_PROFESSIONAL"},{"display":"PL_OCCUPATION_WHITE_COLLAR_LISTED_COMPANY","key":"PL_OCCUPATION_WHITE_COLLAR_LISTED_COMPANY"},{"display":"PL_OCCUPATION_WHITE_COLLAR_FINANCIAL_INDUSTRY_COMPANY","key":"PL_OCCUPATION_WHITE_COLLAR_FINANCIAL_INDUSTRY_COMPANY"},{"display":"PL_OCCUPATION_WHITE_COLLAR_NON_LISTED_COMPANY","key":"PL_OCCUPATION_WHITE_COLLAR_NON_LISTED_COMPANY"},{"display":"PL_OCCUPATION_GOVERNMENT_EMPLOYEE","key":"PL_OCCUPATION_GOVERNMENT_EMPLOYEE"},{"display":"PL_OCCUPATION_SELF_EMPLOYED_OR_BUSINESS_OWNER","key":"PL_OCCUPATION_SELF_EMPLOYED_OR_BUSINESS_OWNER"},{"display":"PL_OCCUPATION_TEACHER_PRIVATE_SCHOOL","key":"PL_OCCUPATION_TEACHER_PRIVATE_SCHOOL"},{"display":"PL_OCCUPATION_MILITARY_PERSONNEL","key":"PL_OCCUPATION_MILITARY_PERSONNEL"},{"display":"PL_OCCUPATION_UNEMPLOYED_OR_RETIRED","key":"PL_OCCUPATION_UNEMPLOYED_OR_RETIRED"},{"display":"PL_OCCUPATION_STUDENT","key":"PL_OCCUPATION_STUDENT"},{"display":"PL_OCCUPATION_MANUFACTURE_WORKER","key":"PL_OCCUPATION_MANUFACTURE_WORKER"},{"display":"PL_OCCUPATION_HOTEL_RESTAURANT_WORKER","key":"PL_OCCUPATION_HOTEL_RESTAURANT_WORKER"},{"display":"PL_OCCUPATION_RETAIL_WHOLESALE_WORKER","key":"PL_OCCUPATION_RETAIL_WHOLESALE_WORKER"},{"display":"PL_OCCUPATION_SALES","key":"PL_OCCUPATION_SALES"},{"display":"PL_OCCUPATION_OTHER","key":"PL_OCCUPATION_OTHER"},{"display":"PL_OCCUPATION_DELIVERY_OR_TRANSPORTATION_WORKER","key":"PL_OCCUPATION_DELIVERY_OR_TRANSPORTATION_WORKER"}],"employmentType":null,"productPrescore":34.66},"termsAndConditions":"信貸優惠注意事項:\n
\n1.渣打信貸優惠活動(簡稱「本活動」),限自2023年12月1日(含) 起至2023年12月31日(含)止之申請案件(以渣打銀行記錄之案件進件日為準),且須於2024年01月31日(含)前完成撥款。\n
\n2.適用資格與對象:符合資格之新舊客戶(排除渣打銀行非優先理財的自營商客戶)。\n
\n3.限制清償期間:本活動須綁約18個月,若於撥款日後12個月(含)內於約定攤還金額外提前償還部分或全部本金時,應支付提前償還金額之3.50%為提前償還違約金。若於撥款日第13個月(含)至18個月(含)內於約定攤還金額外提前償還部分或全部本金時,應支付提前償還金額之3.25%為提前償還違約金。\n
\n4.財力證明文件:近三個月撥薪存摺、最新年度扣繳憑單(非人工開立格式)、最新年度綜合所得稅單、綜合所得稅各類所得資料清單(限自營業主) 或渣打銀行認可之其他財力證明文件。渣打銀行視個案可能會請申請人補充或追加提供證明文件。\n5.帳戶管理費:除限定通路外,符合本活動資格之客戶帳戶管理費為NT$0。\n
\n6.總費用年百分率:本貸款之總費用年百分率為2.9%~15.43%,該年百分率係以貸款金額NT$300,000,貸款期間五年,貸款年利率首期0.01%,第2期起2.99%~15.99% (機動計息),帳戶管理費及票查費合計NT$100-NT$ 268等貸款條件計算而得。本總費用年百分率之計算基準日係依據活動專案適用起日之渣打銀行定儲利率指數調整日期訂定之,請詳閱渣打銀行官網定儲利率指數說明。\n
\n7.本廣告揭露之年百分率係按主管機關備查之標準計算範例予以計算,實際貸款條件,仍以渣打銀行提供之產品為準。且每一客戶實際之年百分率仍視其個別貸款產品及授信條件而有所不同。\n
\n8.本貸款年利率依渣打銀行定儲利率指數(I)加碼機動計息,實際貸款利率及總費用年百分率亦將隨之變動,渣打銀行定儲利率指數調整時間為每年2/20、5/20、8/20、11/20,相關訊息請參閱渣打銀行網站說明。\n
\n9.本活動不得與其他優惠合併使用。\n
\n10.渣打銀行保留客戶資格認定方式、核貸額度、適用利率與核貸與否之權利,詳細之貸款申請注意事項及契約約定內容,以渣打銀行信用貸款申請書暨約定書為準。\n
\n11.渣打銀行另有其他無限制清償期間之貸款方案,詳細內容請洽渣打銀行各業務專員。\n
\n12.嚴禁代辦或行銷公司介入渣打銀行貸款。\n
\n13.本公司係提供各銀行貸款優惠比較資訊,恕不提供代辦服務,所有貸款申辦事宜請逕洽各銀行辦理。\n
\n14.本公司不定期更新銀行貸款產品資訊,惟實際內容與申貸條件,以銀行提供為準。\n
\n限時優惠專案\u000B\n
\n活動時間: 於2023/12/1~2023/12/31透過Money101官網或指定活動頁面連結至渣打銀行申貸平台申辦渣打銀行指定信用貸款產品。\u000B\n
\n活動辦法: 於活動期間內透過Money101指定活動頁面連結至渣打銀行申貸平台申辦指定信用貸款專案,成功撥貸(須於2024/1/31前完成撥貸)且撥款金額達新台幣30萬元以上(未達新台幣100萬元)並連續正常繳款達三個月(含)以上且未提前清償者,可享 Money101會員限定好禮「NT$3,000宜睿即享券」;金額達新台幣100萬元以上(含)並正常繳款達三個月(含)以上且未提前清償者,Money101會員可享會員限定好禮「NT$6,000宜睿即享券」或「Apple Airpods Pro 2」二選一,如為他行轉貸顧客,可再另享「NT$1,000宜睿即享券」。\n\n\n","title":"TW.PL.SCB0013.渣打銀行 Money101 限定專案","totalRepayment":null}
(SizeLimitingPyMap: {__typename=PersonalLoan, id=blt969344ce13b1c8e1_28_zh-tw, image={url=https://images.contentstack.io/v3/assets/blt4ca32b8be67c85f8/blt540df8bb1a1d1cf0/63773af211407d1056d5dd77/AnyConv.com_sc_lock-up_t-chinese_grey_rgb.webp, description=TODO, dimension=null}, featured=true, imageOrientation=LANDSCAPE, promotional={bannerText= 於活動期間內透過Money101指定活動頁面連結至渣打銀行申貸平台申辦指定信用貸款專案,成功撥貸(須於2024/1/31前完成撥貸)且撥款金額達新台幣30萬元以上(未達新台幣100萬元)並連續正常繳款達三個月(含)以上且未提前清償者,可享 Money101會員限定好禮「NT$3,000宜睿即享券」;金額達新台幣100萬元以上(含)並正常繳款達三個月(含)以上且未提前清償者,Money101會員可享會員限定好禮「NT$6,000宜睿即享券」或「Apple Airpods Pro 2」二選一,如為他行轉貸顧客,可再另享「NT$1,000宜睿即享券」。, bannerImage=null, countdown={text=通路限定倒數, displayProductPage=true, date={startDate=null, endDate=2024-01-01}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=5, timeDelay=4, date={startDate=null, endDate=null}}, type=[{key=TIME_LIMITED, display=限時優惠}]}, comparables=[{__typename=CompareElementWithSubValue, title={key=INTEREST_RATE_WITH_APR, display=最低貸款利率}, sortValue=10, displayValue=0.01, tooltip=null, description=, prefix=, suffix=%}, {__typename=CompareElementSimple, title={key=HANDLING_FEES, display=手續費}, sortValue=0, displayValue=0, tooltip=null, description=, prefix=NT$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=最低每月還款額}, sortValue=6251276, displayValue=6,251, tooltip=null, description=, prefix=NT$, suffix=}], ctaButton={label=立即申請, link={url=https://www.money101.com.tw/api/redirect?dest=eyJraWQiOiJTNzhWZklaZF9rcVd0V1YxUmtBbEs2QnUtY1dkMS1RU2Znc3FKaW1pSmxjIiwiYWxnIjoiRWREU0EifQ.CAEatQFodHRwczovL2FkLmRvdWJsZWNsaWNrLm5ldC9kZG0vdHJhY2tjbGsvTjE5NTAwMi4yMTM4MzAzTU9ORVkxMDEuQ09NLlRXL0I5OTY2NDQ3LjEzMzk1OTM0NztkY190cmtfYWlkPTQxNzYwMTA1MTtkY190cmtfY2lkPTcxOTQ3ODQzO2RjX2xhdD07ZGNfcmRpZD07dGFnX2Zvcl9jaGlsZF9kaXJlY3RlZF90cmVhdG1lbnQ9.8qKaG4W8oNFsE-GYAUz9FCT9JsI4Onn95vCmXOXPZyYwFmY95_6K_E8KvldMmgurd5G1cImDezQY1Y3rsP8FAw, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=渣打銀行money101限定專案}, rateTableEntries=[{loanTenureMin=12, loanTenureMax=84, loanAmountMin=10000.0, loanAmountMax=6000000.0, apr=2.9, eir=null, interestRate=0.01, fees=[{type={key=PL_HANDLING_FEE, display=開辦費}, value=0, description={shortDescription=, longDescription=, tooltip=}}]}], fees=[], defaults={loanTenure=84, loanAmount=300000}}, provider={alias=渣打銀行, providerName=渣打銀行}, description={shortDescription=[謹慎理財信用至上]}, productName=渣打銀行 Money101 限定專案, title=TW.PL.SCB0013.渣打銀行 Money101 限定專案, features={title=Features, pros=[帳管費限時優惠NT$0 (優惠期間: 2023/12/1~2023/12/31進件,並於2024/01/31前撥款), 年利率最低0.01%起, 額度最高NT$600萬, 線上申貸快速撥款], cons=[( *申請渣打信貸可透過行動電話驗證取得Mydata財力證明文件,免自行上傳財力文件。惟渣打銀行保留文件徵提與核准與否之權利)]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=20, description={shortDescription=20歲, longDescription=, tooltip=}}, {type={key=MAXIMUM_AGE, display=最高年齡要求}, value=64, description={shortDescription=64歲, longDescription=, tooltip=}}], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=<b>信貸優惠注意事項:</b>
<br>
1.渣打信貸優惠活動(簡稱「本活動」),限自2023年12月1日(含) 起至2023年12月31日(含)止之申請案件(以渣打銀行記錄之案件進件日為準),且須於2024年01月31日(含)前完成撥款。
<br>
2.適用資格與對象:符合資格之新舊客戶(排除渣打銀行非優先理財的自營商客戶)。
<br>
3.限制清償期間:本活動須綁約18個月,若於撥款日後12個月(含)內於約定攤還金額外提前償還部分或全部本金時,應支付提前償還金額之3.50%為提前償還違約金。若於撥款日第13個月(含)至18個月(含)內於約定攤還金額外提前償還部分或全部本金時,應支付提前償還金額之3.25%為提前償還違約金。
<br>
4.財力證明文件:近三個月撥薪存摺、最新年度扣繳憑單(非人工開立格式)、最新年度綜合所得稅單、綜合所得稅各類所得資料清單(限自營業主) 或渣打銀行認可之其他財力證明文件。渣打銀行視個案可能會請申請人補充或追加提供證明文件。
5.帳戶管理費:除限定通路外,符合本活動資格之客戶帳戶管理費為NT$0。
<br>
6.總費用年百分率:本貸款之總費用年百分率為2.9%~15.43%,該年百分率係以貸款金額NT$300,000,貸款期間五年,貸款年利率首期0.01%,第2期起2.99%~15.99% (機動計息),帳戶管理費及票查費合計NT$100-NT$ 268等貸款條件計算而得。本總費用年百分率之計算基準日係依據活動專案適用起日之渣打銀行定儲利率指數調整日期訂定之,請詳閱渣打銀行官網定儲利率指數說明。
<br>
7.本廣告揭露之年百分率係按主管機關備查之標準計算範例予以計算,實際貸款條件,仍以渣打銀行提供之產品為準。且每一客戶實際之年百分率仍視其個別貸款產品及授信條件而有所不同。
<br>
8.本貸款年利率依渣打銀行定儲利率指數(I)加碼機動計息,實際貸款利率及總費用年百分率亦將隨之變動,渣打銀行定儲利率指數調整時間為每年2/20、5/20、8/20、11/20,相關訊息請參閱渣打銀行網站說明。
<br>
9.本活動不得與其他優惠合併使用。
<br>
10.渣打銀行保留客戶資格認定方式、核貸額度、適用利率與核貸與否之權利,詳細之貸款申請注意事項及契約約定內容,以渣打銀行信用貸款申請書暨約定書為準。
<br>
11.渣打銀行另有其他無限制清償期間之貸款方案,詳細內容請洽渣打銀行各業務專員。
<br>
12.嚴禁代辦或行銷公司介入渣打銀行貸款。
<br>
13.本公司係提供各銀行貸款優惠比較資訊,恕不提供代辦服務,所有貸款申辦事宜請逕洽各銀行辦理。
<br>
14.本公司不定期更新銀行貸款產品資訊,惟實際內容與申貸條件,以銀行提供為準。
<br>
<b>限時優惠專案</b>
<br>
活動時間: 於2023/12/1~2023/12/31透過Money101官網或指定活動頁面連結至渣打銀行申貸平台申辦渣打銀行指定信用貸款產品。
<br>
活動辦法: 於活動期間內透過Money101指定活動頁面連結至渣打銀行申貸平台申辦指定信用貸款專案,成功撥貸(須於2024/1/31前完成撥貸)且撥款金額達新台幣30萬元以上(未達新台幣100萬元)並連續正常繳款達三個月(含)以上且未提前清償者,可享 Money101會員限定好禮「NT$3,000宜睿即享券」;金額達新台幣100萬元以上(含)並正常繳款達三個月(含)以上且未提前清償者,Money101會員可享會員限定好禮「NT$6,000宜睿即享券」或「Apple Airpods Pro 2」二選一,如為他行轉貸顧客,可再另享「NT$1,000宜睿即享券」。
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{__typename=PersonalLoan, id=blt969344ce13b1c8e1_28_zh-tw, image={url=https://images.contentstack.io/v3/assets/blt4ca32b8be67c85f8/blt540df8bb1a1d1cf0/63773af211407d1056d5dd77/AnyConv.com_sc_lock-up_t-chinese_grey_rgb.webp, description=TODO, dimension=null}, featured=true, imageOrientation=LANDSCAPE, promotional={bannerText= 於活動期間內透過Money101指定活動頁面連結至渣打銀行申貸平台申辦指定信用貸款專案,成功撥貸(須於2024/1/31前完成撥貸)且撥款金額達新台幣30萬元以上(未達新台幣100萬元)並連續正常繳款達三個月(含)以上且未提前清償者,可享 Money101會員限定好禮「NT$3,000宜睿即享券」;金額達新台幣100萬元以上(含)並正常繳款達三個月(含)以上且未提前清償者,Money101會員可享會員限定好禮「NT$6,000宜睿即享券」或「Apple Airpods Pro 2」二選一,如為他行轉貸顧客,可再另享「NT$1,000宜睿即享券」。, bannerImage=null, countdown={text=通路限定倒數, displayProductPage=true, date={startDate=null, endDate=2024-01-01}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=5, timeDelay=4, date={startDate=null, endDate=null}}, type=[{key=TIME_LIMITED, display=限時優惠}]}, comparables=[{__typename=CompareElementWithSubValue, title={key=INTEREST_RATE_WITH_APR, display=最低貸款利率}, sortValue=10, displayValue=0.01, tooltip=null, description=, prefix=, suffix=%}, {__typename=CompareElementSimple, title={key=HANDLING_FEES, display=手續費}, sortValue=0, displayValue=0, tooltip=null, description=, prefix=NT$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=最低每月還款額}, sortValue=6251276, displayValue=6,251, tooltip=null, description=, prefix=NT$, suffix=}], ctaButton={label=立即申請, link={url=https://www.money101.com.tw/api/redirect?dest=eyJraWQiOiJTNzhWZklaZF9rcVd0V1YxUmtBbEs2QnUtY1dkMS1RU2Znc3FKaW1pSmxjIiwiYWxnIjoiRWREU0EifQ.CAEatQFodHRwczovL2FkLmRvdWJsZWNsaWNrLm5ldC9kZG0vdHJhY2tjbGsvTjE5NTAwMi4yMTM4MzAzTU9ORVkxMDEuQ09NLlRXL0I5OTY2NDQ3LjEzMzk1OTM0NztkY190cmtfYWlkPTQxNzYwMTA1MTtkY190cmtfY2lkPTcxOTQ3ODQzO2RjX2xhdD07ZGNfcmRpZD07dGFnX2Zvcl9jaGlsZF9kaXJlY3RlZF90cmVhdG1lbnQ9.8qKaG4W8oNFsE-GYAUz9FCT9JsI4Onn95vCmXOXPZyYwFmY95_6K_E8KvldMmgurd5G1cImDezQY1Y3rsP8FAw, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=渣打銀行money101限定專案}, rateTableEntries=[{loanTenureMin=12, loanTenureMax=84, loanAmountMin=10000.0, loanAmountMax=6000000.0, apr=2.9, eir=null, interestRate=0.01, fees=[{type={key=PL_HANDLING_FEE, display=開辦費}, value=0, description={shortDescription=, longDescription=, tooltip=}}]}], fees=[], defaults={loanTenure=84, loanAmount=300000}}, provider={alias=渣打銀行, providerName=渣打銀行}, description={shortDescription=[謹慎理財信用至上]}, productName=渣打銀行 Money101 限定專案, title=TW.PL.SCB0013.渣打銀行 Money101 限定專案, features={title=Features, pros=[帳管費限時優惠NT$0 (優惠期間: 2023/12/1~2023/12/31進件,並於2024/01/31前撥款), 年利率最低0.01%起, 額度最高NT$600萬, 線上申貸快速撥款], cons=[( *申請渣打信貸可透過行動電話驗證取得Mydata財力證明文件,免自行上傳財力文件。惟渣打銀行保留文件徵提與核准與否之權利)]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=20, description={shortDescription=20歲, longDescription=, tooltip=}}, {type={key=MAXIMUM_AGE, display=最高年齡要求}, value=64, description={shortDescription=64歲, longDescription=, tooltip=}}], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=信貸優惠注意事項:
1.渣打信貸優惠活動(簡稱「本活動」),限自2023年12月1日(含) 起至2023年12月31日(含)止之申請案件(以渣打銀行記錄之案件進件日為準),且須於2024年01月31日(含)前完成撥款。
2.適用資格與對象:符合資格之新舊客戶(排除渣打銀行非優先理財的自營商客戶)。
3.限制清償期間:本活動須綁約18個月,若於撥款日後12個月(含)內於約定攤還金額外提前償還部分或全部本金時,應支付提前償還金額之3.50%為提前償還違約金。若於撥款日第13個月(含)至18個月(含)內於約定攤還金額外提前償還部分或全部本金時,應支付提前償還金額之3.25%為提前償還違約金。
4.財力證明文件:近三個月撥薪存摺、最新年度扣繳憑單(非人工開立格式)、最新年度綜合所得稅單、綜合所得稅各類所得資料清單(限自營業主) 或渣打銀行認可之其他財力證明文件。渣打銀行視個案可能會請申請人補充或追加提供證明文件。
5.帳戶管理費:除限定通路外,符合本活動資格之客戶帳戶管理費為NT$0。
6.總費用年百分率:本貸款之總費用年百分率為2.9%~15.43%,該年百分率係以貸款金額NT$300,000,貸款期間五年,貸款年利率首期0.01%,第2期起2.99%~15.99% (機動計息),帳戶管理費及票查費合計NT$100-NT$ 268等貸款條件計算而得。本總費用年百分率之計算基準日係依據活動專案適用起日之渣打銀行定儲利率指數調整日期訂定之,請詳閱渣打銀行官網定儲利率指數說明。
7.本廣告揭露之年百分率係按主管機關備查之標準計算範例予以計算,實際貸款條件,仍以渣打銀行提供之產品為準。且每一客戶實際之年百分率仍視其個別貸款產品及授信條件而有所不同。
8.本貸款年利率依渣打銀行定儲利率指數(I)加碼機動計息,實際貸款利率及總費用年百分率亦將隨之變動,渣打銀行定儲利率指數調整時間為每年2/20、5/20、8/20、11/20,相關訊息請參閱渣打銀行網站說明。
9.本活動不得與其他優惠合併使用。
10.渣打銀行保留客戶資格認定方式、核貸額度、適用利率與核貸與否之權利,詳細之貸款申請注意事項及契約約定內容,以渣打銀行信用貸款申請書暨約定書為準。
11.渣打銀行另有其他無限制清償期間之貸款方案,詳細內容請洽渣打銀行各業務專員。
12.嚴禁代辦或行銷公司介入渣打銀行貸款。
13.本公司係提供各銀行貸款優惠比較資訊,恕不提供代辦服務,所有貸款申辦事宜請逕洽各銀行辦理。
14.本公司不定期更新銀行貸款產品資訊,惟實際內容與申貸條件,以銀行提供為準。
限時優惠專案
活動時間: 於2023/12/1~2023/12/31透過Money101官網或指定活動頁面連結至渣打銀行申貸平台申辦渣打銀行指定信用貸款產品。
活動辦法: 於活動期間內透過Money101指定活動頁面連結至渣打銀行申貸平台申辦指定信用貸款專案,成功撥貸(須於2024/1/31前完成撥貸)且撥款金額達新台幣30萬元以上(未達新台幣100萬元)並連續正常繳款達三個月(含)以上且未提前清償者,可享 Money101會員限定好禮「NT$3,000宜睿即享券」;金額達新台幣100萬元以上(含)並正常繳款達三個月(含)以上且未提前清償者,Money101會員可享會員限定好禮「NT$6,000宜睿即享券」或「Apple Airpods Pro 2」二選一,如為他行轉貸顧客,可再另享「NT$1,000宜睿即享券」。
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{"__typename":"PersonalLoan","applicationProcess":[{"data":"","type":null}],"apr":null,"comparables":[{"__typename":"CompareElementWithSubValue","description":"","displayValue":"0.01","prefix":"","sortValue":10,"suffix":"%","title":{"display":"最低貸款利率","key":"INTEREST_RATE_WITH_APR"},"tooltip":null},{"__typename":"CompareElementSimple","description":"","displayValue":"0","prefix":"NT$","sortValue":0,"suffix":"","title":{"display":"手續費","key":"HANDLING_FEES"},"tooltip":null},{"__typename":"CompareElementSimple","description":"","displayValue":"5,001","prefix":"NT$","sortValue":5001270,"suffix":"","title":{"display":"最低每月還款額","key":"REPAYMENT"},"tooltip":null}],"ctaButton":{"isNoDealCTA":false,"label":"立即申請","link":{"linkClass":"EXTERNAL","url":"https://www.money101.com.tw/api/redirect?dest=eyJraWQiOiJTNzhWZklaZF9rcVd0V1YxUmtBbEs2QnUtY1dkMS1RU2Znc3FKaW1pSmxjIiwiYWxnIjoiRWREU0EifQ.CAEatQFodHRwczovL2FkLmRvdWJsZWNsaWNrLm5ldC9kZG0vdHJhY2tjbGsvTjE5NTAwMi4yMTM4MzAzTU9ORVkxMDEuQ09NLlRXL0I5OTY2NDQ3LjEzOTEzMzIxNTtkY190cmtfYWlkPTQwNzM4MDcyMztkY190cmtfY2lkPTcxOTQ3ODQzO2RjX2xhdD07ZGNfcmRpZD07dGFnX2Zvcl9jaGlsZF9kaXJlY3RlZF90cmVhdG1lbnQ9.XQdkD2KaQwJVF3okc2joaIJ3yY90ZxkuqIjQZCMkf-0M3ezXqjgOHNlmY6M_6_oX1ZhkGuyuBvv_Fp0sS2_uBA"},"show":true},"description":{"shortDescription":[]},"disclaimer":null,"eligibility":[{"description":{"longDescription":"","shortDescription":"30萬","tooltip":""},"type":{"display":"最低年薪要求","key":"MINIMUM_ANNUAL_INCOME"},"value":"300000"},{"description":{"longDescription":"","shortDescription":"18歲","tooltip":""},"type":{"display":"最低年齡要求","key":"MINIMUM_AGE"},"value":"18"},{"description":{"longDescription":"","shortDescription":"55歲","tooltip":""},"type":{"display":"最高年齡要求","key":"MAXIMUM_AGE"},"value":"55"}],"enableCountdown":false,"enableFlipBanner":false,"featured":true,"features":{"cons":[],"pros":["首期0.01%,第2期起2.54%~15.99%,最高可貸800萬 - 滙豐銀行個人信貸提供:
【超優滙】首期0.01%,第2期起2.54%~15.99%機動計息
【滙簡便】線上申請貸款,免列印、免郵寄超簡便
【滙快速】24 小時線上申辦,最快 1 天核貸
【滙有力】貸款金額10萬起,最高可貸 800 萬,最長 7 年超減壓 - 一天核貸小撇步:使用他行臨櫃開立帳戶驗證身分,貸款審核更迅速
- 適用對象:(1)年滿 18 至 55 歲,持有任何銀行的信用卡6個月以上。(2)在職且年收入需達30萬元(含)以上,受薪族群須附薪轉或薪資單等財力文件,自營商附401報表、所得清單。
- 總費用年百分率2.46%-16.78%,基準日2023/9/15詳滙豐官網
","【Money101通路限定限時優惠】開辦費0元! - 活動期間:2023/12/1~2023/12/31
- 活動內容:Money101通路限定享綁約方案開辦費0元。
- 活動資格:活動期間透過Money101官網或指定活動頁面連結,至滙豐銀行官網線上申辦信用貸款,不指定服務專員且持國內任一信用卡6個月以上。
- 活動辦法:2023/12/31前成功撥貸,Money101通路限定享綁約方案開辦費0元。
*使用社群軟體或通訊軟體、email直接分享滙豐銀行線上申辦平台連結將導致通路代碼失效,請務必從指定活動頁面點擊「立即申請」並直接填寫線上申請書,因自行操作不當導致通路代碼遺失,恕無法享通路限定優惠。
"],"title":"Features"},"functional":{"defaults":{"loanAmount":300000,"loanTenure":84},"fees":[],"metaData":{"alias":""},"rateTableEntries":[{"apr":2.46,"eir":null,"fees":[{"description":{"longDescription":"","shortDescription":"","tooltip":""},"type":{"display":"開辦費","key":"PL_HANDLING_FEE"},"value":"0"}],"interestRate":0.01,"loanAmountMax":8000000.0,"loanAmountMin":100000.0,"loanTenureMax":84,"loanTenureMin":0}]},"id":"blt2297051039e5dca0_20_zh-tw","image":{"description":"TODO","dimension":null,"url":"https://images.contentstack.io/v3/assets/blt4ca32b8be67c85f8/blt54d2becc1d8e34f6/5cada1c8fd6f02af4ddca04b/hsbc.png"},"imageOrientation":"LANDSCAPE","interestRate":null,"monthlyRepayment":null,"needCategories":[],"offers":null,"offersFaq":null,"productName":"滙豐銀行 信用貸款","promotional":{"bannerImage":null,"bannerText":"2023/12/31前成功撥貸,Money101通路限定享綁約方案開辦費0元起","countdown":{"date":{"endDate":"2023-12-01","startDate":null},"displayProductPage":true,"text":"通路限定倒數"},"flipBanner":{"date":{"endDate":"2023-10-01","startDate":null},"imageForDesktop":null,"imageForMobile":null,"period":5,"timeDelay":4},"type":[{"display":"限時優惠","key":"TIME_LIMITED"}]},"provider":{"alias":"滙豐銀行","providerName":"滙豐銀行"},"rawFunctionalPl":{"defaults":{"loanAmount":300000,"loanTenure":84},"fees":[],"interestRateInterval":"YEARLY","loanType":"PRINCIPAL_REDUCING","paymentInterval":"MONTHLY","rateTableEntries":[{"apr":2.46,"eir":null,"fees":[{"calculationMethod":"FIXED","description":{"longDescription":"","shortDescription":"","tooltip":""},"feeInterval":"ONCE","paymentMethod":"IGNORE","type":{"display":"開辦費","key":"PL_HANDLING_FEE"},"value":0}],"interestRate":0.01,"loanAmountMax":8000000.0,"loanAmountMin":100000.0,"loanTenureMax":84,"loanTenureMin":0,"transferRate":null}],"repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null}},"requirements":{"applicationConfirmationEmail":"","businessPriority":false,"citizenship":[],"criteriaDetails":[],"eligibleOccupations":[],"employmentType":null,"productPrescore":0.0},"termsAndConditions":"活動注意事項:\n
\n1.本專案期間:2023年12月1日至2023年12月31日止(以滙豐(台灣)商業銀行(以下稱滙豐銀行)系統登載之收件日期為準)。滙豐銀行其他貸款專案如既有信貸轉增貸或即可貸個人信用貸款不適用本專案。\n
\n2.活動內容:活動期間透過Money101官網或指定活動頁面連結,至滙豐銀行線上預約諮詢頁面成功申辦個人信用貸款,不指定服務專員且持國內任一信用卡6個月以上。\n
\n3.活動辦法:於2023/12/31前成功撥貸,Money101通路限定享綁約方案開辦費0元。\n
\n4.除首期(以每一個月為一期)為固定利率外,本貸款利率係採滙豐銀行每季調整之優利型房貸指標利率加碼1.05%~14.50%機動計息。優利型房貸指標利率將公告於滙豐銀行各分行營業處所及網站(www.hsbc.com.tw),以供貸款人查詢。滙豐銀行得於通知貸款人後變更優利型房貸指標利率指數之構成標的、調整頻率及取樣期間。相關訊息請參閱滙豐銀行網站說明。\n
\n5.本貸款總費用年百分率計算範例如下:貸款金額新臺幣 30 萬元。貸款期間:5 年。貸款利率:首期 0.01%,第2期起 2.54%~15.99% (按滙豐銀行優利型房貸季調指標利率加碼1.05%~14.50%,2023年9月15日滙豐銀行優利型房貸季調指標利率為1.49%)。開辦費:(1)綁約方案新臺幣0元; (2)不綁約方案新臺幣9,000元。總費用年百分率:(1)綁約方案:2.46%~15.39%; (2)不綁約方案:3.69%~16.78%。\n
\n6.本廣告揭露之年百分率係按主管機關備查之標準計算範例予以計算,實際貸款條件,仍以滙豐銀行提供之產品為準。且每一客戶實際之年百分率仍視其個別貸款產品及授信條件而有所不同。總費用年百分率不等於貸款利率。本總費用年百分率之計算基準日為2023年9月15日。\n
\n7.本產品貸款期間最短3年。除約定分期攤還款項外,貸款人於本貸款撥款日起 18 個月內如提前清償部份或全部本金者,應依提前清償本金金額之4%(6 個月內)或3%(第 7-18 個月)支付提前清償違約金。(此提前清償違約金僅限綁約方案,若選擇不綁約方案,則無此限制。)\n
\n8.滙豐銀行保留核貸與否及相關核貸條件之權利。各貸款產品適用對象及其他申請相關規定,請參閱滙豐銀行網站說明;貸款詳細約定以滙豐(台灣)商業銀行個人信用貸款申請書及約定書所載為準。\n
\n9.除法令另有規定者外,滙豐銀行得隨時修改、暫停、取消、終止本專案及/或本注意事項內容之權利。變動後之本專案相關內容將公布於滙豐銀行網站上。如有未盡事宜,悉依滙豐銀行其他約定條款及中華民國相關法令辦理。\n
\n10.滙豐銀行未委託任何代辦業者進行信貸行銷,如有信用貸款需求請撥滙豐銀行信貸諮詢專線提供服務02-6603-3001。\n
\n11.本公司係提供各銀行貸款優惠比較資訊, 恕不提供代辦服務, 所有貸款申辦事宜請逕洽各銀行辦理。\n
\n12.本公司不定期更新銀行貸款產品資訊,惟實際內容與申貸條件,以銀行提供為準。","title":"TW.PL.HSBC0005.滙豐銀行 信用貸款","totalRepayment":null}
(SizeLimitingPyMap: {__typename=PersonalLoan, id=blt2297051039e5dca0_20_zh-tw, image={url=https://images.contentstack.io/v3/assets/blt4ca32b8be67c85f8/blt54d2becc1d8e34f6/5cada1c8fd6f02af4ddca04b/hsbc.png, description=TODO, dimension=null}, featured=true, imageOrientation=LANDSCAPE, promotional={bannerText=2023/12/31前成功撥貸,Money101通路限定享綁約方案開辦費0元起, bannerImage=null, countdown={text=通路限定倒數, displayProductPage=true, date={startDate=null, endDate=2023-12-01}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=5, timeDelay=4, date={startDate=null, endDate=2023-10-01}}, type=[{key=TIME_LIMITED, display=限時優惠}]}, comparables=[{__typename=CompareElementWithSubValue, title={key=INTEREST_RATE_WITH_APR, display=最低貸款利率}, sortValue=10, displayValue=0.01, tooltip=null, description=, prefix=, suffix=%}, {__typename=CompareElementSimple, title={key=HANDLING_FEES, display=手續費}, sortValue=0, displayValue=0, tooltip=null, description=, prefix=NT$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=最低每月還款額}, sortValue=5001270, displayValue=5,001, tooltip=null, description=, prefix=NT$, suffix=}], ctaButton={label=立即申請, link={url=https://www.money101.com.tw/api/redirect?dest=eyJraWQiOiJTNzhWZklaZF9rcVd0V1YxUmtBbEs2QnUtY1dkMS1RU2Znc3FKaW1pSmxjIiwiYWxnIjoiRWREU0EifQ.CAEatQFodHRwczovL2FkLmRvdWJsZWNsaWNrLm5ldC9kZG0vdHJhY2tjbGsvTjE5NTAwMi4yMTM4MzAzTU9ORVkxMDEuQ09NLlRXL0I5OTY2NDQ3LjEzOTEzMzIxNTtkY190cmtfYWlkPTQwNzM4MDcyMztkY190cmtfY2lkPTcxOTQ3ODQzO2RjX2xhdD07ZGNfcmRpZD07dGFnX2Zvcl9jaGlsZF9kaXJlY3RlZF90cmVhdG1lbnQ9.XQdkD2KaQwJVF3okc2joaIJ3yY90ZxkuqIjQZCMkf-0M3ezXqjgOHNlmY6M_6_oX1ZhkGuyuBvv_Fp0sS2_uBA, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=}, rateTableEntries=[{loanTenureMin=0, loanTenureMax=84, loanAmountMin=100000.0, loanAmountMax=8000000.0, apr=2.46, eir=null, interestRate=0.01, fees=[{type={key=PL_HANDLING_FEE, display=開辦費}, value=0, description={shortDescription=, longDescription=, tooltip=}}]}], fees=[], defaults={loanTenure=84, loanAmount=300000}}, provider={alias=滙豐銀行, providerName=滙豐銀行}, description={shortDescription=[]}, productName=滙豐銀行 信用貸款, title=TW.PL.HSBC0005.滙豐銀行 信用貸款, features={title=Features, pros=[<b>首期0.01%,第2期起2.54%~15.99%,最高可貸800萬</B> <UL> <li>滙豐銀行個人信貸提供:</li> 【超優滙】首期0.01%,第2期起2.54%~15.99%機動計息<br> 【滙簡便】線上申請貸款,免列印、免郵寄超簡便 <br> 【滙快速】24 小時線上申辦,最快 1 天核貸 <br> 【滙有力】貸款金額10萬起,最高可貸 800 萬,最長 7 年超減壓 <li>一天核貸小撇步:使用他行臨櫃開立帳戶驗證身分,貸款審核更迅速</li> <li>適用對象:(1)年滿 18 至 55 歲,持有任何銀行的信用卡6個月以上。(2)在職且年收入需達30萬元(含)以上,受薪族群須附薪轉或薪資單等財力文件,自營商附401報表、所得清單。</li> <li>總費用年百分率2.46%-16.78%,基準日2023/9/15詳滙豐官網 </li> </ul>, <b>【Money101通路限定限時優惠】開辦費0元!</b> <ul> <li>活動期間:2023/12/1~2023/12/31</li> <li>活動內容:Money101通路限定享綁約方案開辦費0元。</li> <li>活動資格:活動期間透過Money101官網或指定活動頁面連結,至滙豐銀行官網線上申辦信用貸款,不指定服務專員且持國內任一信用卡6個月以上。</li> <li>活動辦法:2023/12/31前成功撥貸,Money101通路限定享綁約方案開辦費0元。</li> *使用社群軟體或通訊軟體、email直接分享滙豐銀行線上申辦平台連結將導致通路代碼失效,請務必從指定活動頁面點擊「立即申請」並直接填寫線上申請書,因自行操作不當導致通路代碼遺失,恕無法享通路限定優惠。 </ul>], cons=[]}, eligibility=[{type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=300000, description={shortDescription=30萬, longDescription=, tooltip=}}, {type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=, tooltip=}}, {type={key=MAXIMUM_AGE, display=最高年齡要求}, value=55, description={shortDescription=55歲, longDescription=, tooltip=}}], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=活動注意事項:
<br>
1.本專案期間:2023年12月1日至2023年12月31日止(以滙豐(台灣)商業銀行(以下稱滙豐銀行)系統登載之收件日期為準)。滙豐銀行其他貸款專案如既有信貸轉增貸或即可貸個人信用貸款不適用本專案。
<br>
2.活動內容:活動期間透過Money101官網或指定活動頁面連結,至滙豐銀行線上預約諮詢頁面成功申辦個人信用貸款,不指定服務專員且持國內任一信用卡6個月以上。
<br>
3.<b>活動辦法:於2023/12/31前成功撥貸,Money101通路限定享綁約方案開辦費0元。</b>
<br>
4.除首期(以每一個月為一期)為固定利率外,本貸款利率係採滙豐銀行每季調整之優利型房貸指標利率加碼1.05%~14.50%機動計息。優利型房貸指標利率將公告於滙豐銀行各分行營業處所及網站(www.hsbc.com.tw),以供貸款人查詢。滙豐銀行得於通知貸款人後變更優利型房貸指標利率指數之構成標的、調整頻率及取樣期間。相關訊息請參閱滙豐銀行網站說明。
<br>
5.<b>本貸款總費用年百分率計算範例如下:貸款金額新臺幣 30 萬元。貸款期間:5 年。貸款利率:首期 0.01%,第2期起 2.54%~15.99% (按滙豐銀行優利型房貸季調指標利率加碼1.05%~14.50%,2023年9月15日滙豐銀行優利型房貸季調指標利率為1.49%)。開辦費:(1)綁約方案新臺幣0元; (2)不綁約方案新臺幣9,000元。總費用年百分率:(1)綁約方案:2.46%~15.39%; (2)不綁約方案:3.69%~16.78%。</b>
<br>
6.本廣告揭露之年百分率係按主管機關備查之標準計算範例予以計算,實際貸款條件,仍以滙豐銀行提供之產品為準。且每一客戶實際之年百分率仍視其個別貸款產品及授信條件而有所不同。總費用年百分率不等於貸款利率。本總費用年百分率之計算基準日為2023年9月15日。
<br>
7.<b>本產品貸款期間最短3年。除約定分期攤還款項外,貸款人於本貸款撥款日起 18 個月內如提前清償部份或全部本金者,應依提前清償本金金額之4%(6 個月內)或3%(第 7-18 個月)支付提前清償違約金。(此提前清償違約金僅限綁約方案,若選擇不綁約方案,則無此限制。)</b>
<br>
8.滙豐銀行保留核貸與否及相關核貸條件之權利。各貸款產品適用對象及其他申請相關規定,請參閱滙豐銀行網站說明;貸款詳細約定以滙豐(台灣)商業銀行個人信用貸款申請書及約定書所載為準。
<br>
9.除法令另有規定者外,滙豐銀行得隨時修改、暫停、取消、終止本專案及/或本注意事項內容之權利。變動後之本專案相關內容將公布於滙豐銀行網站上。如有未盡事宜,悉依滙豐銀行其他約定條款及中華民國相關法令辦理。
<br>
10.滙豐銀行未委託任何代辦業者進行信貸行銷,如有信用貸款需求請撥滙豐銀行信貸諮詢專線提供服務02-6603-3001。
<br>
11.本公司係提供各銀行貸款優惠比較資訊, 恕不提供代辦服務, 所有貸款申辦事宜請逕洽各銀行辦理。
<br>
12.本公司不定期更新銀行貸款產品資訊,惟實際內容與申貸條件,以銀行提供為準。, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type=null, data=}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=0, loanTenureMax=84, loanAmountMin=100000.0, loanAmountMax=8000000.0, apr=2.46, eir=null, interestRate=0.01, fees=[{type={key=PL_HANDLING_FEE, display=開辦費}, feeInterval=ONCE, value=0, calculationMethod=FIXED, paymentMethod=IGNORE, description={shortDescription=, longDescription=, tooltip=}}], transferRate=null}], fees=[], defaults={loanTenure=84, loanAmount=300000}, loanType=PRINCIPAL_REDUCING, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=YEARLY, paymentInterval=MONTHLY}})
{__typename=PersonalLoan, id=blt2297051039e5dca0_20_zh-tw, image={url=https://images.contentstack.io/v3/assets/blt4ca32b8be67c85f8/blt54d2becc1d8e34f6/5cada1c8fd6f02af4ddca04b/hsbc.png, description=TODO, dimension=null}, featured=true, imageOrientation=LANDSCAPE, promotional={bannerText=2023/12/31前成功撥貸,Money101通路限定享綁約方案開辦費0元起, bannerImage=null, countdown={text=通路限定倒數, displayProductPage=true, date={startDate=null, endDate=2023-12-01}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=5, timeDelay=4, date={startDate=null, endDate=2023-10-01}}, type=[{key=TIME_LIMITED, display=限時優惠}]}, comparables=[{__typename=CompareElementWithSubValue, title={key=INTEREST_RATE_WITH_APR, display=最低貸款利率}, sortValue=10, displayValue=0.01, tooltip=null, description=, prefix=, suffix=%}, {__typename=CompareElementSimple, title={key=HANDLING_FEES, display=手續費}, sortValue=0, displayValue=0, tooltip=null, description=, prefix=NT$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=最低每月還款額}, sortValue=5001270, displayValue=5,001, tooltip=null, description=, prefix=NT$, suffix=}], ctaButton={label=立即申請, link={url=https://www.money101.com.tw/api/redirect?dest=eyJraWQiOiJTNzhWZklaZF9rcVd0V1YxUmtBbEs2QnUtY1dkMS1RU2Znc3FKaW1pSmxjIiwiYWxnIjoiRWREU0EifQ.CAEatQFodHRwczovL2FkLmRvdWJsZWNsaWNrLm5ldC9kZG0vdHJhY2tjbGsvTjE5NTAwMi4yMTM4MzAzTU9ORVkxMDEuQ09NLlRXL0I5OTY2NDQ3LjEzOTEzMzIxNTtkY190cmtfYWlkPTQwNzM4MDcyMztkY190cmtfY2lkPTcxOTQ3ODQzO2RjX2xhdD07ZGNfcmRpZD07dGFnX2Zvcl9jaGlsZF9kaXJlY3RlZF90cmVhdG1lbnQ9.XQdkD2KaQwJVF3okc2joaIJ3yY90ZxkuqIjQZCMkf-0M3ezXqjgOHNlmY6M_6_oX1ZhkGuyuBvv_Fp0sS2_uBA, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=}, rateTableEntries=[{loanTenureMin=0, loanTenureMax=84, loanAmountMin=100000.0, loanAmountMax=8000000.0, apr=2.46, eir=null, interestRate=0.01, fees=[{type={key=PL_HANDLING_FEE, display=開辦費}, value=0, description={shortDescription=, longDescription=, tooltip=}}]}], fees=[], defaults={loanTenure=84, loanAmount=300000}}, provider={alias=滙豐銀行, providerName=滙豐銀行}, description={shortDescription=[]}, productName=滙豐銀行 信用貸款, title=TW.PL.HSBC0005.滙豐銀行 信用貸款, features={title=Features, pros=[首期0.01%,第2期起2.54%~15.99%,最高可貸800萬 - 滙豐銀行個人信貸提供:
【超優滙】首期0.01%,第2期起2.54%~15.99%機動計息
【滙簡便】線上申請貸款,免列印、免郵寄超簡便
【滙快速】24 小時線上申辦,最快 1 天核貸
【滙有力】貸款金額10萬起,最高可貸 800 萬,最長 7 年超減壓 - 一天核貸小撇步:使用他行臨櫃開立帳戶驗證身分,貸款審核更迅速
- 適用對象:(1)年滿 18 至 55 歲,持有任何銀行的信用卡6個月以上。(2)在職且年收入需達30萬元(含)以上,受薪族群須附薪轉或薪資單等財力文件,自營商附401報表、所得清單。
- 總費用年百分率2.46%-16.78%,基準日2023/9/15詳滙豐官網
, 【Money101通路限定限時優惠】開辦費0元! - 活動期間:2023/12/1~2023/12/31
- 活動內容:Money101通路限定享綁約方案開辦費0元。
- 活動資格:活動期間透過Money101官網或指定活動頁面連結,至滙豐銀行官網線上申辦信用貸款,不指定服務專員且持國內任一信用卡6個月以上。
- 活動辦法:2023/12/31前成功撥貸,Money101通路限定享綁約方案開辦費0元。
*使用社群軟體或通訊軟體、email直接分享滙豐銀行線上申辦平台連結將導致通路代碼失效,請務必從指定活動頁面點擊「立即申請」並直接填寫線上申請書,因自行操作不當導致通路代碼遺失,恕無法享通路限定優惠。
], cons=[]}, eligibility=[{type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=300000, description={shortDescription=30萬, longDescription=, tooltip=}}, {type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=, tooltip=}}, {type={key=MAXIMUM_AGE, display=最高年齡要求}, value=55, description={shortDescription=55歲, longDescription=, tooltip=}}], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=活動注意事項:
1.本專案期間:2023年12月1日至2023年12月31日止(以滙豐(台灣)商業銀行(以下稱滙豐銀行)系統登載之收件日期為準)。滙豐銀行其他貸款專案如既有信貸轉增貸或即可貸個人信用貸款不適用本專案。
2.活動內容:活動期間透過Money101官網或指定活動頁面連結,至滙豐銀行線上預約諮詢頁面成功申辦個人信用貸款,不指定服務專員且持國內任一信用卡6個月以上。
3.活動辦法:於2023/12/31前成功撥貸,Money101通路限定享綁約方案開辦費0元。
4.除首期(以每一個月為一期)為固定利率外,本貸款利率係採滙豐銀行每季調整之優利型房貸指標利率加碼1.05%~14.50%機動計息。優利型房貸指標利率將公告於滙豐銀行各分行營業處所及網站(www.hsbc.com.tw),以供貸款人查詢。滙豐銀行得於通知貸款人後變更優利型房貸指標利率指數之構成標的、調整頻率及取樣期間。相關訊息請參閱滙豐銀行網站說明。
5.本貸款總費用年百分率計算範例如下:貸款金額新臺幣 30 萬元。貸款期間:5 年。貸款利率:首期 0.01%,第2期起 2.54%~15.99% (按滙豐銀行優利型房貸季調指標利率加碼1.05%~14.50%,2023年9月15日滙豐銀行優利型房貸季調指標利率為1.49%)。開辦費:(1)綁約方案新臺幣0元; (2)不綁約方案新臺幣9,000元。總費用年百分率:(1)綁約方案:2.46%~15.39%; (2)不綁約方案:3.69%~16.78%。
6.本廣告揭露之年百分率係按主管機關備查之標準計算範例予以計算,實際貸款條件,仍以滙豐銀行提供之產品為準。且每一客戶實際之年百分率仍視其個別貸款產品及授信條件而有所不同。總費用年百分率不等於貸款利率。本總費用年百分率之計算基準日為2023年9月15日。
7.本產品貸款期間最短3年。除約定分期攤還款項外,貸款人於本貸款撥款日起 18 個月內如提前清償部份或全部本金者,應依提前清償本金金額之4%(6 個月內)或3%(第 7-18 個月)支付提前清償違約金。(此提前清償違約金僅限綁約方案,若選擇不綁約方案,則無此限制。)
8.滙豐銀行保留核貸與否及相關核貸條件之權利。各貸款產品適用對象及其他申請相關規定,請參閱滙豐銀行網站說明;貸款詳細約定以滙豐(台灣)商業銀行個人信用貸款申請書及約定書所載為準。
9.除法令另有規定者外,滙豐銀行得隨時修改、暫停、取消、終止本專案及/或本注意事項內容之權利。變動後之本專案相關內容將公布於滙豐銀行網站上。如有未盡事宜,悉依滙豐銀行其他約定條款及中華民國相關法令辦理。
10.滙豐銀行未委託任何代辦業者進行信貸行銷,如有信用貸款需求請撥滙豐銀行信貸諮詢專線提供服務02-6603-3001。
11.本公司係提供各銀行貸款優惠比較資訊, 恕不提供代辦服務, 所有貸款申辦事宜請逕洽各銀行辦理。
12.本公司不定期更新銀行貸款產品資訊,惟實際內容與申貸條件,以銀行提供為準。, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type=null, data=}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=0, loanTenureMax=84, loanAmountMin=100000.0, loanAmountMax=8000000.0, apr=2.46, eir=null, interestRate=0.01, fees=[{type={key=PL_HANDLING_FEE, display=開辦費}, feeInterval=ONCE, value=0, calculationMethod=FIXED, paymentMethod=IGNORE, description={shortDescription=, longDescription=, tooltip=}}], transferRate=null}], fees=[], defaults={loanTenure=84, loanAmount=300000}, loanType=PRINCIPAL_REDUCING, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=YEARLY, paymentInterval=MONTHLY}}
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\n適用對象:年收25萬以上,18歲至60歲之本國國民。\n
\n本專案首月優惠利率0.01%,第2個月起依原專案利率計算,需綁約18期開辦費9,000元。\n
\n本活動綁約24期享開辦費減免至6,000元,綁約36期享開辦費減免至5,000元,綁約48期享開辦費減免至4,000元,綁約60期享開辦費減免至0元。\n
\n總費用年百分率範例說明:貸款金額30萬,貸款期間5年,貸款利率首月0.01%(固定利率),第2個月起1.98%~15.99%,各相關費用總金額0元起,總費用年百分率為1.91%~16.78%。\n
\n本廣告揭露之年百分率係按主管機關備查之標準計算範例予以計算,實際貸款條件,仍以銀行提供之產品為準。且每一客戶實際之年百分率仍視其個別貸款產品及授信條件而有所不同,總費用年百分率不等於貸款利率,本總費用年百分率之計算基準日係依據專案適用日之凱基銀行指數利率調整日期訂定之,請詳閱凱基銀行官網指數利率說明。\n
\n各信用貸款專案內容及條件均不同,詳細內容依凱基銀行最新規定為準,相關內容及限制條件請洽凱基銀行官網,凱基銀行保留核貸與否、詮釋、裁決及終止權利。\n
\n幣別:新臺幣\n
\n本公司係提供各銀行貸款優惠比較資訊, 恕不提供代辦服務, 所有貸款申辦事宜請逕洽各銀行辦理。\n
\n本公司不定期更新銀行貸款產品資訊,惟實際內容與申貸條件,以銀行提供為準。","title":"TW.PL.KGIX0008.凱基銀行 Money101限時專案","totalRepayment":null}
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<br>
適用對象:年收25萬以上,18歲至60歲之本國國民。
<br>
本專案首月優惠利率0.01%,第2個月起依原專案利率計算,需綁約18期開辦費9,000元。
<br>
本活動綁約24期享開辦費減免至6,000元,綁約36期享開辦費減免至5,000元,綁約48期享開辦費減免至4,000元,綁約60期享開辦費減免至0元。
<br>
總費用年百分率範例說明:貸款金額30萬,貸款期間5年,貸款利率首月0.01%(固定利率),第2個月起1.98%~15.99%,各相關費用總金額0元起,總費用年百分率為1.91%~16.78%。
<br>
本廣告揭露之年百分率係按主管機關備查之標準計算範例予以計算,實際貸款條件,仍以銀行提供之產品為準。且每一客戶實際之年百分率仍視其個別貸款產品及授信條件而有所不同,總費用年百分率不等於貸款利率,本總費用年百分率之計算基準日係依據專案適用日之凱基銀行指數利率調整日期訂定之,請詳閱凱基銀行官網指數利率說明。
<br>
各信用貸款專案內容及條件均不同,詳細內容依凱基銀行最新規定為準,相關內容及限制條件請洽凱基銀行官網,凱基銀行保留核貸與否、詮釋、裁決及終止權利。
<br>
幣別:新臺幣
<br>
本公司係提供各銀行貸款優惠比較資訊, 恕不提供代辦服務, 所有貸款申辦事宜請逕洽各銀行辦理。
<br>
本公司不定期更新銀行貸款產品資訊,惟實際內容與申貸條件,以銀行提供為準。, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[{key=PL_OCCUPATION_PROFESSIONAL, display=PL_OCCUPATION_PROFESSIONAL}, {key=PL_OCCUPATION_WHITE_COLLAR_LISTED_COMPANY, display=PL_OCCUPATION_WHITE_COLLAR_LISTED_COMPANY}, {key=PL_OCCUPATION_WHITE_COLLAR_FINANCIAL_INDUSTRY_COMPANY, display=PL_OCCUPATION_WHITE_COLLAR_FINANCIAL_INDUSTRY_COMPANY}, {key=PL_OCCUPATION_WHITE_COLLAR_NON_LISTED_COMPANY, display=PL_OCCUPATION_WHITE_COLLAR_NON_LISTED_COMPANY}, {key=PL_OCCUPATION_GOVERNMENT_EMPLOYEE, display=PL_OCCUPATION_GOVERNMENT_EMPLOYEE}, {key=PL_OCCUPATION_TEACHER_PRIVATE_SCHOOL, display=PL_OCCUPATION_TEACHER_PRIVATE_SCHOOL}, {key=PL_OCCUPATION_SELF_EMPLOYED_OR_BUSINESS_OWNER, display=PL_OCCUPATION_SELF_EMPLOYED_OR_BUSINESS_OWNER}, {key=PL_OCCUPATION_MILITARY_PERSONNEL, display=PL_OCCUPATION_MILITARY_PERSONNEL}, {key=PL_OCCUPATION_UNEMPLOYED_OR_RETIRED, display=PL_OCCUPATION_UNEMPLOYED_OR_RETIRED}, {key=PL_OCCUPATION_STUDENT, display=PL_OCCUPATION_STUDENT}, {key=PL_OCCUPATION_MANUFACTURE_WORKER, display=PL_OCCUPATION_MANUFACTURE_WORKER}, {key=PL_OCCUPATION_HOTEL_RESTAURANT_WORKER, display=PL_OCCUPATION_HOTEL_RESTAURANT_WORKER}, {key=PL_OCCUPATION_RETAIL_WHOLESALE_WORKER, display=PL_OCCUPATION_RETAIL_WHOLESALE_WORKER}, {key=PL_OCCUPATION_SALES, display=PL_OCCUPATION_SALES}, {key=PL_OCCUPATION_DELIVERY_OR_TRANSPORTATION_WORKER, display=PL_OCCUPATION_DELIVERY_OR_TRANSPORTATION_WORKER}, {key=PL_OCCUPATION_OTHER, display=PL_OCCUPATION_OTHER}], businessPriority=false, productPrescore=46.31}, applicationProcess=[{type=null, data=}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=12, loanTenureMax=84, loanAmountMin=100000.0, loanAmountMax=8000000.0, apr=1.91, eir=null, interestRate=0.01, fees=[{type={key=PL_HANDLING_FEE, display=開辦費}, feeInterval=ONCE, value=0, calculationMethod=FIXED, paymentMethod=IGNORE, description={shortDescription=, longDescription=, tooltip=}}], transferRate=null}], fees=[], defaults={loanTenure=84, loanAmount=300000}, loanType=PRINCIPAL_REDUCING, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=YEARLY, paymentInterval=MONTHLY}})
{__typename=PersonalLoan, id=blt0e9916a9e316349c_23_zh-tw, image={url=https://images.contentstack.io/v3/assets/blt4ca32b8be67c85f8/blt6279141e797873d9/637738ac2a0d5e1130f1f9b3/AnyConv.com_KGI_LOGO@2x.webp, description=, dimension=null}, featured=true, imageOrientation=LANDSCAPE, promotional={bannerText=【Money101通路限定】 2023/12/01起至2023/12/31止,透過Money101官網或指定活動頁面連結至指定銀行申貸平台申辦,首期利率0.01%,開辦費最低0元起, bannerImage=null, countdown={text=通路限定倒數, displayProductPage=true, date={startDate=null, endDate=2024-01-01}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=5, timeDelay=4, date={startDate=null, endDate=2023-02-01}}, type=[{key=TIME_LIMITED, display=限時優惠}]}, comparables=[{__typename=CompareElementWithSubValue, title={key=INTEREST_RATE_WITH_APR, display=最低貸款利率}, sortValue=10, displayValue=0.01, tooltip=null, description=, prefix=, suffix=%}, {__typename=CompareElementSimple, title={key=HANDLING_FEES, display=手續費}, sortValue=0, displayValue=0, tooltip=null, description=, prefix=NT$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=最低每月還款額}, sortValue=5001270, displayValue=5,001, tooltip=null, description=, prefix=NT$, suffix=}], ctaButton={label=立即申請, link={url=https://www.money101.com.tw/api/redirect?dest=eyJraWQiOiJTNzhWZklaZF9rcVd0V1YxUmtBbEs2QnUtY1dkMS1RU2Znc3FKaW1pSmxjIiwiYWxnIjoiRWREU0EifQ.CAEawAFodHRwczovL2FkLmRvdWJsZWNsaWNrLm5ldC9kZG0vdHJhY2tjbGsvTjE5NTAwMi4yMTM4MzAzTU9ORVkxMDEuQ09NLlRXL0I5OTY2NDQ3LjIzNjExMzc3MztkY190cmtfYWlkPTUwOTcxMDk1ODtkY190cmtfY2lkPTcxOTQ3ODQzO2RjX2xhdD07ZGNfcmRpZD07dGFnX2Zvcl9jaGlsZF9kaXJlY3RlZF90cmVhdG1lbnQ9O3RmdWE9O2x0ZD0.VciiCyDBamZSkm5ZsQE7NOx2ZfImLYElWo5-TkrSXh5OdPoIuEU50fBjw7_7bgkzcmoepcj1rhpuBxPRuMX8Aw, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=凱基銀行money101限時專案}, rateTableEntries=[{loanTenureMin=12, loanTenureMax=84, loanAmountMin=100000.0, loanAmountMax=8000000.0, apr=1.91, eir=null, interestRate=0.01, fees=[{type={key=PL_HANDLING_FEE, display=開辦費}, value=0, description={shortDescription=, longDescription=, tooltip=}}]}], fees=[], defaults={loanTenure=84, loanAmount=300000}}, provider={alias=凱基銀行, providerName=凱基銀行}, description={shortDescription=[謹慎理財 信用至上]}, productName=凱基銀行 Money101限時專案, title=TW.PL.KGIX0008.凱基銀行 Money101限時專案, features={title=Features, pros=[年利率:0.01%起, 手續費:最低0元, 貸款額度:最高800萬元, 貸款期間:最長7年], cons=[全民適用對象:年收入25萬以上之上班族或具穩定收入者,18歲(含)以上60歲(含)以下之本國國民]}, eligibility=[{type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=250000, description={shortDescription=25萬元以上, longDescription=, tooltip=}}, {type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=, tooltip=}}, {type={key=MAXIMUM_AGE, display=最高年齡要求}, value=60, description={shortDescription=60歲, longDescription=, tooltip=}}], offers=null, enableCountdown=true, enableFlipBanner=true, termsAndConditions=活動期間:112年12月1日至112年12月31日止。
適用對象:年收25萬以上,18歲至60歲之本國國民。
本專案首月優惠利率0.01%,第2個月起依原專案利率計算,需綁約18期開辦費9,000元。
本活動綁約24期享開辦費減免至6,000元,綁約36期享開辦費減免至5,000元,綁約48期享開辦費減免至4,000元,綁約60期享開辦費減免至0元。
總費用年百分率範例說明:貸款金額30萬,貸款期間5年,貸款利率首月0.01%(固定利率),第2個月起1.98%~15.99%,各相關費用總金額0元起,總費用年百分率為1.91%~16.78%。
本廣告揭露之年百分率係按主管機關備查之標準計算範例予以計算,實際貸款條件,仍以銀行提供之產品為準。且每一客戶實際之年百分率仍視其個別貸款產品及授信條件而有所不同,總費用年百分率不等於貸款利率,本總費用年百分率之計算基準日係依據專案適用日之凱基銀行指數利率調整日期訂定之,請詳閱凱基銀行官網指數利率說明。
各信用貸款專案內容及條件均不同,詳細內容依凱基銀行最新規定為準,相關內容及限制條件請洽凱基銀行官網,凱基銀行保留核貸與否、詮釋、裁決及終止權利。
幣別:新臺幣
本公司係提供各銀行貸款優惠比較資訊, 恕不提供代辦服務, 所有貸款申辦事宜請逕洽各銀行辦理。
本公司不定期更新銀行貸款產品資訊,惟實際內容與申貸條件,以銀行提供為準。, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[{key=PL_OCCUPATION_PROFESSIONAL, display=PL_OCCUPATION_PROFESSIONAL}, {key=PL_OCCUPATION_WHITE_COLLAR_LISTED_COMPANY, display=PL_OCCUPATION_WHITE_COLLAR_LISTED_COMPANY}, {key=PL_OCCUPATION_WHITE_COLLAR_FINANCIAL_INDUSTRY_COMPANY, display=PL_OCCUPATION_WHITE_COLLAR_FINANCIAL_INDUSTRY_COMPANY}, {key=PL_OCCUPATION_WHITE_COLLAR_NON_LISTED_COMPANY, display=PL_OCCUPATION_WHITE_COLLAR_NON_LISTED_COMPANY}, {key=PL_OCCUPATION_GOVERNMENT_EMPLOYEE, display=PL_OCCUPATION_GOVERNMENT_EMPLOYEE}, {key=PL_OCCUPATION_TEACHER_PRIVATE_SCHOOL, display=PL_OCCUPATION_TEACHER_PRIVATE_SCHOOL}, {key=PL_OCCUPATION_SELF_EMPLOYED_OR_BUSINESS_OWNER, display=PL_OCCUPATION_SELF_EMPLOYED_OR_BUSINESS_OWNER}, {key=PL_OCCUPATION_MILITARY_PERSONNEL, display=PL_OCCUPATION_MILITARY_PERSONNEL}, {key=PL_OCCUPATION_UNEMPLOYED_OR_RETIRED, display=PL_OCCUPATION_UNEMPLOYED_OR_RETIRED}, {key=PL_OCCUPATION_STUDENT, display=PL_OCCUPATION_STUDENT}, {key=PL_OCCUPATION_MANUFACTURE_WORKER, display=PL_OCCUPATION_MANUFACTURE_WORKER}, {key=PL_OCCUPATION_HOTEL_RESTAURANT_WORKER, display=PL_OCCUPATION_HOTEL_RESTAURANT_WORKER}, {key=PL_OCCUPATION_RETAIL_WHOLESALE_WORKER, display=PL_OCCUPATION_RETAIL_WHOLESALE_WORKER}, {key=PL_OCCUPATION_SALES, display=PL_OCCUPATION_SALES}, {key=PL_OCCUPATION_DELIVERY_OR_TRANSPORTATION_WORKER, display=PL_OCCUPATION_DELIVERY_OR_TRANSPORTATION_WORKER}, {key=PL_OCCUPATION_OTHER, display=PL_OCCUPATION_OTHER}], businessPriority=false, productPrescore=46.31}, applicationProcess=[{type=null, data=}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=12, loanTenureMax=84, loanAmountMin=100000.0, loanAmountMax=8000000.0, apr=1.91, eir=null, interestRate=0.01, fees=[{type={key=PL_HANDLING_FEE, display=開辦費}, feeInterval=ONCE, value=0, calculationMethod=FIXED, paymentMethod=IGNORE, description={shortDescription=, longDescription=, tooltip=}}], transferRate=null}], fees=[], defaults={loanTenure=84, loanAmount=300000}, loanType=PRINCIPAL_REDUCING, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=YEARLY, paymentInterval=MONTHLY}}
{"__typename":"PersonalLoan","applicationProcess":[{"data":"","type":null}],"apr":null,"comparables":[{"__typename":"CompareElementWithSubValue","description":"","displayValue":"0.01","prefix":"","sortValue":10,"suffix":"%","title":{"display":"最低貸款利率","key":"INTEREST_RATE_WITH_APR"},"tooltip":null},{"__typename":"CompareElementSimple","description":"","displayValue":"0","prefix":"NT$","sortValue":0,"suffix":"","title":{"display":"手續費","key":"HANDLING_FEES"},"tooltip":null},{"__typename":"CompareElementSimple","description":"","displayValue":"5,001","prefix":"NT$","sortValue":5001270,"suffix":"","title":{"display":"最低每月還款額","key":"REPAYMENT"},"tooltip":null}],"ctaButton":{"isNoDealCTA":false,"label":"立即申請","link":{"linkClass":"EXTERNAL","url":"https://www.money101.com.tw/api/redirect?dest=eyJraWQiOiJTNzhWZklaZF9rcVd0V1YxUmtBbEs2QnUtY1dkMS1RU2Znc3FKaW1pSmxjIiwiYWxnIjoiRWREU0EifQ.CAEauwFodHRwczovL2FkLmRvdWJsZWNsaWNrLm5ldC9kZG0vdHJhY2tjbGsvTjE5NTAwMi4yMTM4MzAzTU9ORVkxMDEuQ09NLlRXL0I5OTY2NDQ3LjI1NzcwNDUwNjtkY190cmtfYWlkPTQ1MzQxNDQzNztkY190cmtfY2lkPTcxOTQ3ODQzO2RjX2xhdD07ZGNfcmRpZD07dGFnX2Zvcl9jaGlsZF9kaXJlY3RlZF90cmVhdG1lbnQ9O3RmdWE9.HhAOxsUJY-kQbP2Z0IOuJvGyvciyGQP2Hk4qxsoCrLwMUQF-zCcsf8e_fU9hE8D1JXWnmZLUPqDGhmFYv4IuCw"},"show":true},"description":{"shortDescription":[]},"disclaimer":null,"eligibility":[{"description":{"longDescription":"","shortDescription":"30萬元以上","tooltip":""},"type":{"display":"最低年薪要求","key":"MINIMUM_ANNUAL_INCOME"},"value":"300000"},{"description":{"longDescription":"","shortDescription":"18歲","tooltip":""},"type":{"display":"最低年齡要求","key":"MINIMUM_AGE"},"value":"18"},{"description":{"longDescription":"","shortDescription":"60歲","tooltip":""},"type":{"display":"最高年齡要求","key":"MAXIMUM_AGE"},"value":"60"}],"enableCountdown":true,"enableFlipBanner":false,"featured":true,"features":{"cons":["適用對象: 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\n2.總費用年百分率範例:貸款金額新臺幣30萬元,五年期,貸款年利率:首期為固定利率0.01%,第二期起為機動利率2.26%~14.99%,各項相關費用總金額:新臺幣0元~9,000元,總費用年百分率2.19%~15.82%,總費用年百分率不等於貸款利率。本總費用年百分率之計算基準日為2023年9月21日。\n
\n3.前述機動利率之計算方式I+0.68%~13.41%,「I」係指永豐銀行個人金融放款產品指標利率(月調),依以十大行庫平均一年期定儲固定利率與永豐銀行一年期定儲牌告固定利率,採孰低者訂之,「I」目前為1.58%,計算基準日為2023年9月21日。\n
\n4.本廣告揭露之年百分率係按主管機關備查之標準計算範例予以計算,實際貸款條件,仍以銀行提供之產品為準。且每一客戶實際之年百分率仍視其個別貸款產品及授信條件而有所不同。\n
\n5.本貸款還款方式採按月平均攤還本息。\n
\n6.提前清償違約金:【限制清償期間為自借款撥款日起12個月(含)以上者適用】\n
\n (1)於限制清償期間清償全部或部分借款,需依提前清償本金乘上違約金比率計付提前清償違約金。\n
\n (2)違約金比率︰自借款撥款日起算6個月內提前清償者,按提前清償本金金額之4%計收;自借款撥款日起算第7個月起至限制清償期間止日內提前清償者,按提前清償本金金額之3%計收。提前清償違約金計算方式依個別約定書約定為準。\n
\n7.限制清償期間約定60個月者,可享手續費0元。\n
\n8.永豐銀行另有提供無限制清償期間之貸款方案,詳情請洽永豐銀行貸款專員。\n
\n9.永豐銀行保有核貸與否及核決貸放金額、利率之權利,同時保留調整產品規格、申貸期限及其他相關規定之權利,實際內容以永豐銀行最新公告為準。申貸所需之條件、資料及實際核准利率,綁約條件等產品內容,視個別情況有所不同。\n
\n10.永豐銀行信貸產品請至 https://bank.sinopac.com/sinopacBT/webevents/psn_loan/index.html 查詢。永豐銀行營業據點請至 https://bank.sinopac.com/MMA8/CustomerService/BranchService/branch.html 查詢。\n
\n11.本公司(Money101.com.tw)係提供各銀行貸款優惠資訊, 恕不提供代辦服務, 所有貸款申辦事宜請逕洽各銀行辦理。\n
\n12.本公司(Money101.com.tw)不定期更新銀行貸款產品資訊,惟實際內容與申貸條件,以銀行提供為準。\n","title":"TW.PL.SINO0002.永豐銀行 數時貸","totalRepayment":null}
(SizeLimitingPyMap: {__typename=PersonalLoan, id=blt9b9911d0a96c5f78_29_zh-tw, image={url=https://images.contentstack.io/v3/assets/blt4ca32b8be67c85f8/blt168433ba9cc9502d/637739112a0d5e1130f1f9b9/AnyConv.com_永豐銀行_Logo@3x.webp, description=, dimension=null}, featured=true, imageOrientation=LANDSCAPE, promotional={bannerText=首期為固定利率0.01%, bannerImage=null, countdown={text=, displayProductPage=false, date={startDate=null, endDate=null}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=優惠}]}, comparables=[{__typename=CompareElementWithSubValue, title={key=INTEREST_RATE_WITH_APR, display=最低貸款利率}, sortValue=10, displayValue=0.01, tooltip=null, description=, prefix=, suffix=%}, {__typename=CompareElementSimple, title={key=HANDLING_FEES, display=手續費}, sortValue=0, displayValue=0, tooltip=null, description=, prefix=NT$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=最低每月還款額}, sortValue=5001270, displayValue=5,001, tooltip=null, description=, prefix=NT$, suffix=}], ctaButton={label=立即申請, link={url=https://www.money101.com.tw/api/redirect?dest=eyJraWQiOiJTNzhWZklaZF9rcVd0V1YxUmtBbEs2QnUtY1dkMS1RU2Znc3FKaW1pSmxjIiwiYWxnIjoiRWREU0EifQ.CAEauwFodHRwczovL2FkLmRvdWJsZWNsaWNrLm5ldC9kZG0vdHJhY2tjbGsvTjE5NTAwMi4yMTM4MzAzTU9ORVkxMDEuQ09NLlRXL0I5OTY2NDQ3LjI1NzcwNDUwNjtkY190cmtfYWlkPTQ1MzQxNDQzNztkY190cmtfY2lkPTcxOTQ3ODQzO2RjX2xhdD07ZGNfcmRpZD07dGFnX2Zvcl9jaGlsZF9kaXJlY3RlZF90cmVhdG1lbnQ9O3RmdWE9.HhAOxsUJY-kQbP2Z0IOuJvGyvciyGQP2Hk4qxsoCrLwMUQF-zCcsf8e_fU9hE8D1JXWnmZLUPqDGhmFYv4IuCw, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=永豐銀行數時貸}, rateTableEntries=[{loanTenureMin=12, loanTenureMax=84, loanAmountMin=0.0, loanAmountMax=8000000.0, apr=2.19, eir=null, interestRate=0.01, fees=[{type={key=PL_HANDLING_FEE, display=開辦費}, value=0, description={shortDescription=, longDescription=, tooltip=}}]}], fees=[], defaults={loanTenure=84, loanAmount=300000}}, provider={alias=永豐銀行, providerName=永豐銀行}, description={shortDescription=[]}, productName=永豐銀行 數時貸, title=TW.PL.SINO0002.永豐銀行 數時貸, features={title=Features, pros=[貸款利率:首期為固定利率0.01%,第二期起為機動利率2.26%~14.99%, 手續費 : 0元起, 貸款額度:最高新臺幣800萬元, 貸款期間:最長7年, 核貸後24小時內立即撥款, 營業時間內,申請後一小時內數位專員立即聯繫], cons=[適用對象: 信用正常且具穩定收入之一般客群,年滿18-60歲本國國民,年收入達新臺幣30萬元以上, 不適用對象:自營商、自由業、外國人、學生]}, eligibility=[{type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=300000, description={shortDescription=30萬元以上, longDescription=, tooltip=}}, {type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=, tooltip=}}, {type={key=MAXIMUM_AGE, display=最高年齡要求}, value=60, description={shortDescription=60歲, longDescription=, tooltip=}}], offers=null, enableCountdown=true, enableFlipBanner=false, termsAndConditions=1.本專案貸款期間最長7年,優惠活動期間自即日起至2023年12月31日(含)止,於期間內備齊相關申貸文件向永豐銀行申辦(申請日以永豐銀行系統登載日為準),且於2024年1月31日(含)前撥款成功者始得適用。
<br>
2.總費用年百分率範例:貸款金額新臺幣30萬元,五年期,貸款年利率:首期為固定利率0.01%,第二期起為機動利率2.26%~14.99%,各項相關費用總金額:新臺幣0元~9,000元,總費用年百分率2.19%~15.82%,總費用年百分率不等於貸款利率。本總費用年百分率之計算基準日為2023年9月21日。
<br>
3.前述機動利率之計算方式I+0.68%~13.41%,「I」係指永豐銀行個人金融放款產品指標利率(月調),依以十大行庫平均一年期定儲固定利率與永豐銀行一年期定儲牌告固定利率,採孰低者訂之,「I」目前為1.58%,計算基準日為2023年9月21日。
<br>
4.本廣告揭露之年百分率係按主管機關備查之標準計算範例予以計算,實際貸款條件,仍以銀行提供之產品為準。且每一客戶實際之年百分率仍視其個別貸款產品及授信條件而有所不同。
<br>
5.本貸款還款方式採按月平均攤還本息。
<br>
<b>6.提前清償違約金:【限制清償期間為自借款撥款日起12個月(含)以上者適用】
<br>
(1)於限制清償期間清償全部或部分借款,需依提前清償本金乘上違約金比率計付提前清償違約金。
<br>
(2)違約金比率︰自借款撥款日起算6個月內提前清償者,按提前清償本金金額之4%計收;自借款撥款日起算第7個月起至限制清償期間止日內提前清償者,按提前清償本金金額之3%計收。提前清償違約金計算方式依個別約定書約定為準。
<br>
7.限制清償期間約定60個月者,可享手續費0元。</b>
<br>
8.永豐銀行另有提供無限制清償期間之貸款方案,詳情請洽永豐銀行貸款專員。
<br>
9.永豐銀行保有核貸與否及核決貸放金額、利率之權利,同時保留調整產品規格、申貸期限及其他相關規定之權利,實際內容以永豐銀行最新公告為準。申貸所需之條件、資料及實際核准利率,綁約條件等產品內容,視個別情況有所不同。
<br>
10.永豐銀行信貸產品請至 https://bank.sinopac.com/sinopacBT/webevents/psn_loan/index.html 查詢。永豐銀行營業據點請至 https://bank.sinopac.com/MMA8/CustomerService/BranchService/branch.html 查詢。
<br>
11.本公司(Money101.com.tw)係提供各銀行貸款優惠資訊, 恕不提供代辦服務, 所有貸款申辦事宜請逕洽各銀行辦理。
<br>
12.本公司(Money101.com.tw)不定期更新銀行貸款產品資訊,惟實際內容與申貸條件,以銀行提供為準。
, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[{key=PL_OCCUPATION_PROFESSIONAL, display=PL_OCCUPATION_PROFESSIONAL}, {key=PL_OCCUPATION_WHITE_COLLAR_LISTED_COMPANY, display=PL_OCCUPATION_WHITE_COLLAR_LISTED_COMPANY}, {key=PL_OCCUPATION_WHITE_COLLAR_FINANCIAL_INDUSTRY_COMPANY, display=PL_OCCUPATION_WHITE_COLLAR_FINANCIAL_INDUSTRY_COMPANY}, {key=PL_OCCUPATION_WHITE_COLLAR_NON_LISTED_COMPANY, display=PL_OCCUPATION_WHITE_COLLAR_NON_LISTED_COMPANY}, {key=PL_OCCUPATION_GOVERNMENT_EMPLOYEE, display=PL_OCCUPATION_GOVERNMENT_EMPLOYEE}, {key=PL_OCCUPATION_TEACHER_PRIVATE_SCHOOL, display=PL_OCCUPATION_TEACHER_PRIVATE_SCHOOL}, {key=PL_OCCUPATION_MILITARY_PERSONNEL, display=PL_OCCUPATION_MILITARY_PERSONNEL}, {key=PL_OCCUPATION_MANUFACTURE_WORKER, display=PL_OCCUPATION_MANUFACTURE_WORKER}, {key=PL_OCCUPATION_HOTEL_RESTAURANT_WORKER, display=PL_OCCUPATION_HOTEL_RESTAURANT_WORKER}, {key=PL_OCCUPATION_RETAIL_WHOLESALE_WORKER, display=PL_OCCUPATION_RETAIL_WHOLESALE_WORKER}, {key=PL_OCCUPATION_SALES, display=PL_OCCUPATION_SALES}, {key=PL_OCCUPATION_DELIVERY_OR_TRANSPORTATION_WORKER, display=PL_OCCUPATION_DELIVERY_OR_TRANSPORTATION_WORKER}, {key=PL_OCCUPATION_OTHER, display=PL_OCCUPATION_OTHER}], businessPriority=false, productPrescore=44.16}, applicationProcess=[{type=null, data=}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=12, loanTenureMax=84, loanAmountMin=0.0, loanAmountMax=8000000.0, apr=2.19, eir=null, interestRate=0.01, fees=[{type={key=PL_HANDLING_FEE, display=開辦費}, feeInterval=ONCE, value=0, calculationMethod=FIXED, paymentMethod=IGNORE, description={shortDescription=, longDescription=, tooltip=}}], transferRate=null}], fees=[], defaults={loanTenure=84, loanAmount=300000}, loanType=PRINCIPAL_REDUCING, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=YEARLY, paymentInterval=MONTHLY}})
{__typename=PersonalLoan, id=blt9b9911d0a96c5f78_29_zh-tw, image={url=https://images.contentstack.io/v3/assets/blt4ca32b8be67c85f8/blt168433ba9cc9502d/637739112a0d5e1130f1f9b9/AnyConv.com_永豐銀行_Logo@3x.webp, description=, dimension=null}, featured=true, imageOrientation=LANDSCAPE, promotional={bannerText=首期為固定利率0.01%, bannerImage=null, countdown={text=, displayProductPage=false, date={startDate=null, endDate=null}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=優惠}]}, comparables=[{__typename=CompareElementWithSubValue, title={key=INTEREST_RATE_WITH_APR, display=最低貸款利率}, sortValue=10, displayValue=0.01, tooltip=null, description=, prefix=, suffix=%}, {__typename=CompareElementSimple, title={key=HANDLING_FEES, display=手續費}, sortValue=0, displayValue=0, tooltip=null, description=, prefix=NT$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=最低每月還款額}, sortValue=5001270, displayValue=5,001, tooltip=null, description=, prefix=NT$, suffix=}], ctaButton={label=立即申請, link={url=https://www.money101.com.tw/api/redirect?dest=eyJraWQiOiJTNzhWZklaZF9rcVd0V1YxUmtBbEs2QnUtY1dkMS1RU2Znc3FKaW1pSmxjIiwiYWxnIjoiRWREU0EifQ.CAEauwFodHRwczovL2FkLmRvdWJsZWNsaWNrLm5ldC9kZG0vdHJhY2tjbGsvTjE5NTAwMi4yMTM4MzAzTU9ORVkxMDEuQ09NLlRXL0I5OTY2NDQ3LjI1NzcwNDUwNjtkY190cmtfYWlkPTQ1MzQxNDQzNztkY190cmtfY2lkPTcxOTQ3ODQzO2RjX2xhdD07ZGNfcmRpZD07dGFnX2Zvcl9jaGlsZF9kaXJlY3RlZF90cmVhdG1lbnQ9O3RmdWE9.HhAOxsUJY-kQbP2Z0IOuJvGyvciyGQP2Hk4qxsoCrLwMUQF-zCcsf8e_fU9hE8D1JXWnmZLUPqDGhmFYv4IuCw, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=永豐銀行數時貸}, rateTableEntries=[{loanTenureMin=12, loanTenureMax=84, loanAmountMin=0.0, loanAmountMax=8000000.0, apr=2.19, eir=null, interestRate=0.01, fees=[{type={key=PL_HANDLING_FEE, display=開辦費}, value=0, description={shortDescription=, longDescription=, tooltip=}}]}], fees=[], defaults={loanTenure=84, loanAmount=300000}}, provider={alias=永豐銀行, providerName=永豐銀行}, description={shortDescription=[]}, productName=永豐銀行 數時貸, title=TW.PL.SINO0002.永豐銀行 數時貸, features={title=Features, pros=[貸款利率:首期為固定利率0.01%,第二期起為機動利率2.26%~14.99%, 手續費 : 0元起, 貸款額度:最高新臺幣800萬元, 貸款期間:最長7年, 核貸後24小時內立即撥款, 營業時間內,申請後一小時內數位專員立即聯繫], cons=[適用對象: 信用正常且具穩定收入之一般客群,年滿18-60歲本國國民,年收入達新臺幣30萬元以上, 不適用對象:自營商、自由業、外國人、學生]}, eligibility=[{type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=300000, description={shortDescription=30萬元以上, longDescription=, tooltip=}}, {type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=, tooltip=}}, {type={key=MAXIMUM_AGE, display=最高年齡要求}, value=60, description={shortDescription=60歲, longDescription=, tooltip=}}], offers=null, enableCountdown=true, enableFlipBanner=false, termsAndConditions=1.本專案貸款期間最長7年,優惠活動期間自即日起至2023年12月31日(含)止,於期間內備齊相關申貸文件向永豐銀行申辦(申請日以永豐銀行系統登載日為準),且於2024年1月31日(含)前撥款成功者始得適用。
2.總費用年百分率範例:貸款金額新臺幣30萬元,五年期,貸款年利率:首期為固定利率0.01%,第二期起為機動利率2.26%~14.99%,各項相關費用總金額:新臺幣0元~9,000元,總費用年百分率2.19%~15.82%,總費用年百分率不等於貸款利率。本總費用年百分率之計算基準日為2023年9月21日。
3.前述機動利率之計算方式I+0.68%~13.41%,「I」係指永豐銀行個人金融放款產品指標利率(月調),依以十大行庫平均一年期定儲固定利率與永豐銀行一年期定儲牌告固定利率,採孰低者訂之,「I」目前為1.58%,計算基準日為2023年9月21日。
4.本廣告揭露之年百分率係按主管機關備查之標準計算範例予以計算,實際貸款條件,仍以銀行提供之產品為準。且每一客戶實際之年百分率仍視其個別貸款產品及授信條件而有所不同。
5.本貸款還款方式採按月平均攤還本息。
6.提前清償違約金:【限制清償期間為自借款撥款日起12個月(含)以上者適用】
(1)於限制清償期間清償全部或部分借款,需依提前清償本金乘上違約金比率計付提前清償違約金。
(2)違約金比率︰自借款撥款日起算6個月內提前清償者,按提前清償本金金額之4%計收;自借款撥款日起算第7個月起至限制清償期間止日內提前清償者,按提前清償本金金額之3%計收。提前清償違約金計算方式依個別約定書約定為準。
7.限制清償期間約定60個月者,可享手續費0元。
8.永豐銀行另有提供無限制清償期間之貸款方案,詳情請洽永豐銀行貸款專員。
9.永豐銀行保有核貸與否及核決貸放金額、利率之權利,同時保留調整產品規格、申貸期限及其他相關規定之權利,實際內容以永豐銀行最新公告為準。申貸所需之條件、資料及實際核准利率,綁約條件等產品內容,視個別情況有所不同。
10.永豐銀行信貸產品請至 https://bank.sinopac.com/sinopacBT/webevents/psn_loan/index.html 查詢。永豐銀行營業據點請至 https://bank.sinopac.com/MMA8/CustomerService/BranchService/branch.html 查詢。
11.本公司(Money101.com.tw)係提供各銀行貸款優惠資訊, 恕不提供代辦服務, 所有貸款申辦事宜請逕洽各銀行辦理。
12.本公司(Money101.com.tw)不定期更新銀行貸款產品資訊,惟實際內容與申貸條件,以銀行提供為準。
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{"__typename":"PersonalLoan","applicationProcess":[{"data":"","type":null}],"apr":null,"comparables":[{"__typename":"CompareElementWithSubValue","description":"","displayValue":"0.01","prefix":"","sortValue":10,"suffix":"%","title":{"display":"最低貸款利率","key":"INTEREST_RATE_WITH_APR"},"tooltip":null},{"__typename":"CompareElementSimple","description":"","displayValue":"0","prefix":"NT$","sortValue":0,"suffix":"","title":{"display":"手續費","key":"HANDLING_FEES"},"tooltip":null},{"__typename":"CompareElementSimple","description":"","displayValue":"5,001","prefix":"NT$","sortValue":5001270,"suffix":"","title":{"display":"最低每月還款額","key":"REPAYMENT"},"tooltip":null}],"ctaButton":{"isNoDealCTA":false,"label":"立即申請","link":{"linkClass":"EXTERNAL","url":"https://www.money101.com.tw/api/redirect?dest=eyJraWQiOiJTNzhWZklaZF9rcVd0V1YxUmtBbEs2QnUtY1dkMS1RU2Znc3FKaW1pSmxjIiwiYWxnIjoiRWREU0EifQ.CAEayQFodHRwczovL2FkLmRvdWJsZWNsaWNrLm5ldC9kZG0vdHJhY2tjbGsvTjE5NTAwMi4yMTM4MzAzTU9ORVkxMDEuQ09NLlRXL0I5OTY2NDQ3LjMzNTM5OTgwMDtkY190cmtfYWlkPTU2NjkyNTYyNztkY190cmtfY2lkPTcxOTQ3ODQzO2RjX2xhdD07ZGNfcmRpZD07dGFnX2Zvcl9jaGlsZF9kaXJlY3RlZF90cmVhdG1lbnQ9O3RmdWE9O2x0ZD07ZGNfdGR2PTE.BHpvSavHuMj9iFU1KoHsRcCiuUK1qmCmkXSqKiLwpl8fWqaSPBBknm0R-iRk9UCa4sp5BTUw5uHZgeVdGGHZBw"},"show":true},"description":{"shortDescription":[]},"disclaimer":null,"eligibility":[{"description":{"longDescription":"","shortDescription":"18歲","tooltip":""},"type":{"display":"最低年齡要求","key":"MINIMUM_AGE"},"value":"18"},{"description":{"longDescription":"","shortDescription":"64歲","tooltip":""},"type":{"display":"最高年齡要求","key":"MAXIMUM_AGE"},"value":"64"}],"enableCountdown":false,"enableFlipBanner":false,"featured":true,"features":{"cons":["年齡18歲以上~未滿64歲,具有穩定收入上班族","銀行往來信用紀錄正常之本國國民"],"pros":["貸款利率:首期利率0.01%,第2期起2.58%起","手續費:0元","最高貸款金額:最低10萬,最高500萬 - 簡單:全程線上申請,只要簡單3步驟,最快3分鐘即可完成!
- 便利:手機輕鬆上傳文件,免跑分行在家e指貸!
- 快速:申貸後最快一天核貸、線上簽約完成後最快10分鐘撥款!
"],"title":"Features"},"functional":{"defaults":{"loanAmount":300000,"loanTenure":84},"fees":[],"metaData":{"alias":"台北富邦money101限定專案"},"rateTableEntries":[{"apr":2.49,"eir":null,"fees":[{"description":{"longDescription":"","shortDescription":"","tooltip":""},"type":{"display":"開辦費","key":"PL_HANDLING_FEE"},"value":"0"}],"interestRate":0.01,"loanAmountMax":5000000.0,"loanAmountMin":0.0,"loanTenureMax":84,"loanTenureMin":12}]},"id":"blt4fb73a84436e8875_9_zh-tw","image":{"description":null,"dimension":null,"url":"https://images.contentstack.io/v3/assets/blt4ca32b8be67c85f8/bltb46d59af7a23ad26/62ec8d1ef0bc6d1158223801/台北富邦銀行LOGO-01.jpg"},"imageOrientation":"LANDSCAPE","interestRate":null,"monthlyRepayment":null,"needCategories":[],"offers":null,"offersFaq":null,"productName":"台北富邦 Money101限定專案","promotional":{"bannerImage":{"description":null,"dimension":null,"url":"https://images.contentstack.io/v3/assets/blt4ca32b8be67c85f8/blt4ce5af2e530ecb2b/655c22025af539e17459cc34/Money101-富邦信貸_全網獨家方案_RP翻轉_864x160.jpg"},"bannerText":"【富邦信貸 x Money101限定專案】2023/9/15~2023/12/31內透過Money101行銷活動頁面申辦富邦信貸享雙重優惠:- 優惠一:首期利率0.01%
- 優惠二:$0元
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\n2.本活動適用對象為透過Money101行銷活動頁面或Money101主頁之台北富邦銀行信貸產品(活動)廣宣連結至台北富邦銀行專屬信貸線上申請平台完成申貸者。\n
\n3.本活動僅適用於活動期間申辦富邦銀行分期型信用貸款之客戶,且需申辦台北富邦銀行優職貸、上班族信貸、卡友信貸產品,本活動恕無法與台北富邦銀行其他優惠專案合併使用。\n
\n4.本信用貸款優惠活動適用分期型信貸,分期型信貸首期年利率0.01%、第2期起2.58%~14.98%(依台北富邦銀行指數型房貸基準利率加客戶適用之加碼利率即時機動計息),以貸款30萬元、期間5年,各項相關費用總金額0元計算,總費用年百分率為2.49%~14.42%。上述優惠活動不適用於循環型信貸 。\n
\n5.分期型信貸自借款撥付日起算12個月內限制提前清償,違者依下列方式計付提前清償違約金:自借款撥付日起算6個月內提前清償者,按提前清償本金之4%計付,自借款撥付日起算第7個月起至第12個月內提前清償者,按提前清償本金金額之3%計付,客戶欲選擇無限制清償期者,則不適用前開專案優惠,台北富邦銀行另有提供無限制清償期之貸款方案。\n
\n6.本廣告揭露之年百分率係按主管機關備查之標準計算範例予以計算,實際貸款條件,仍以台北富邦銀行提供之產品為準,且每一客戶實際之年百分率仍視其個別貸款產品及授信條件而有所不同。\n
\n7.總費用年百分率不等於貸款利率。\n
\n8.本總費用年百分率之計算基準日為112年10月5日。\n
\n9.本活動不得與台北富邦銀行其他信貸優惠方案合併使用。\n
\n10.最快一天資金到位,是指於台北富邦銀行營業日9:00~17:00內備齊申請所需文件並送出申請,則最快可於8小時內核貸並於當日簽約及撥款。\n
\n11.為維護您的權益,請於簽約前至台北富邦銀行官網下載信用貸款契約書或向台北富邦銀行業務專員索取,並請詳細審閱至少五日。\n
\n12.台北富邦銀行未與任何代辦或行銷公司合作辦理貸款事宜,敬請留意,以免損害自身權益。\n
\n13.詳細內容依台北富邦銀行最新規定為準,台北富邦銀行具有解釋、修改、變更或終止專案內容之權利,並保留客戶資格認定、貸款額度、貸款期限、適用利率及核貸與否之權利。若您有任何信用貸款申請問題,可撥打申請專線0809-01-02-03,由專員為您服務。\n
\n14.本公司(Money101.com.tw)係提供各銀行貸款優惠資訊, 恕不提供代辦服務, 所有貸款申辦事宜請逕洽各銀行辦理。\n
\n15.本公司(Money101.com.tw)不定期更新銀行貸款產品資訊,惟實際內容與申貸條件,以銀行提供為準。","title":"TW.PL.FUB0007.台北富邦 Money101限定專案","totalRepayment":null}
(SizeLimitingPyMap: {__typename=PersonalLoan, id=blt4fb73a84436e8875_9_zh-tw, image={url=https://images.contentstack.io/v3/assets/blt4ca32b8be67c85f8/bltb46d59af7a23ad26/62ec8d1ef0bc6d1158223801/台北富邦銀行LOGO-01.jpg, description=null, dimension=null}, featured=true, imageOrientation=LANDSCAPE, promotional={bannerText=【富邦信貸 x Money101限定專案】2023/9/15~2023/12/31內透過Money101行銷活動頁面申辦富邦信貸享雙重優惠:<ul><li>優惠一:首期利率0.01%</li><li>優惠二:$0元</li></ul>, bannerImage={url=https://images.contentstack.io/v3/assets/blt4ca32b8be67c85f8/blt4ce5af2e530ecb2b/655c22025af539e17459cc34/Money101-富邦信貸_全網獨家方案_RP翻轉_864x160.jpg, description=null, dimension=null}, countdown={text=通路限定倒數, displayProductPage=true, date={startDate=null, endDate=2024-01-01}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=5, timeDelay=4, date={startDate=null, endDate=null}}, type=[{key=TIME_LIMITED, display=限時優惠}]}, comparables=[{__typename=CompareElementWithSubValue, title={key=INTEREST_RATE_WITH_APR, display=最低貸款利率}, sortValue=10, displayValue=0.01, tooltip=null, description=, prefix=, suffix=%}, {__typename=CompareElementSimple, title={key=HANDLING_FEES, display=手續費}, sortValue=0, displayValue=0, tooltip=null, description=, prefix=NT$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=最低每月還款額}, sortValue=5001270, displayValue=5,001, tooltip=null, description=, prefix=NT$, suffix=}], ctaButton={label=立即申請, link={url=https://www.money101.com.tw/api/redirect?dest=eyJraWQiOiJTNzhWZklaZF9rcVd0V1YxUmtBbEs2QnUtY1dkMS1RU2Znc3FKaW1pSmxjIiwiYWxnIjoiRWREU0EifQ.CAEayQFodHRwczovL2FkLmRvdWJsZWNsaWNrLm5ldC9kZG0vdHJhY2tjbGsvTjE5NTAwMi4yMTM4MzAzTU9ORVkxMDEuQ09NLlRXL0I5OTY2NDQ3LjMzNTM5OTgwMDtkY190cmtfYWlkPTU2NjkyNTYyNztkY190cmtfY2lkPTcxOTQ3ODQzO2RjX2xhdD07ZGNfcmRpZD07dGFnX2Zvcl9jaGlsZF9kaXJlY3RlZF90cmVhdG1lbnQ9O3RmdWE9O2x0ZD07ZGNfdGR2PTE.BHpvSavHuMj9iFU1KoHsRcCiuUK1qmCmkXSqKiLwpl8fWqaSPBBknm0R-iRk9UCa4sp5BTUw5uHZgeVdGGHZBw, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=台北富邦money101限定專案}, rateTableEntries=[{loanTenureMin=12, loanTenureMax=84, loanAmountMin=0.0, loanAmountMax=5000000.0, apr=2.49, eir=null, interestRate=0.01, fees=[{type={key=PL_HANDLING_FEE, display=開辦費}, value=0, description={shortDescription=, longDescription=, tooltip=}}]}], fees=[], defaults={loanTenure=84, loanAmount=300000}}, provider={alias=台北富邦, providerName=台北富邦}, description={shortDescription=[]}, productName=台北富邦 Money101限定專案, title=TW.PL.FUB0007.台北富邦 Money101限定專案, features={title=Features, pros=[貸款利率:首期利率0.01%,第2期起2.58%起, 手續費:0元, 最高貸款金額:最低10萬,最高500萬 <ul> <li>簡單:全程線上申請,只要簡單3步驟,最快3分鐘即可完成!</li> <li>便利:手機輕鬆上傳文件,免跑分行在家e指貸! </li> <li>快速:申貸後最快一天核貸、線上簽約完成後最快10分鐘撥款!</li> </ul>], cons=[年齡18歲以上~未滿64歲,具有穩定收入上班族, 銀行往來信用紀錄正常之本國國民]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=, tooltip=}}, {type={key=MAXIMUM_AGE, display=最高年齡要求}, value=64, description={shortDescription=64歲, longDescription=, tooltip=}}], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=1.本活動期間自即日起至112年12月31日(含)止,客戶須於活動期間內備齊申貸文件完成申辦,且最晚於113年1月31日(含)前完成契約簽訂並經台北富邦銀行檢核無誤完成撥款,始享活動優惠。
<br>
2.本活動適用對象為透過Money101行銷活動頁面或Money101主頁之台北富邦銀行信貸產品(活動)廣宣連結至台北富邦銀行專屬信貸線上申請平台完成申貸者。
<br>
3.本活動僅適用於活動期間申辦富邦銀行分期型信用貸款之客戶,且需申辦台北富邦銀行優職貸、上班族信貸、卡友信貸產品,本活動恕無法與台北富邦銀行其他優惠專案合併使用。
<br>
4.本信用貸款優惠活動適用分期型信貸,分期型信貸首期年利率0.01%、第2期起2.58%~14.98%(依台北富邦銀行指數型房貸基準利率加客戶適用之加碼利率即時機動計息),以貸款30萬元、期間5年,各項相關費用總金額0元計算,總費用年百分率為2.49%~14.42%。上述優惠活動不適用於循環型信貸 。
<br>
5.分期型信貸自借款撥付日起算12個月內限制提前清償,違者依下列方式計付提前清償違約金:自借款撥付日起算6個月內提前清償者,按提前清償本金之4%計付,自借款撥付日起算第7個月起至第12個月內提前清償者,按提前清償本金金額之3%計付,客戶欲選擇無限制清償期者,則不適用前開專案優惠,台北富邦銀行另有提供無限制清償期之貸款方案。
<br>
6.本廣告揭露之年百分率係按主管機關備查之標準計算範例予以計算,實際貸款條件,仍以台北富邦銀行提供之產品為準,且每一客戶實際之年百分率仍視其個別貸款產品及授信條件而有所不同。
<br>
7.總費用年百分率不等於貸款利率。
<br>
8.本總費用年百分率之計算基準日為112年10月5日。
<br>
9.本活動不得與台北富邦銀行其他信貸優惠方案合併使用。
<br>
10.最快一天資金到位,是指於台北富邦銀行營業日9:00~17:00內備齊申請所需文件並送出申請,則最快可於8小時內核貸並於當日簽約及撥款。
<br>
11.為維護您的權益,請於簽約前至台北富邦銀行官網下載信用貸款契約書或向台北富邦銀行業務專員索取,並請詳細審閱至少五日。
<br>
12.台北富邦銀行未與任何代辦或行銷公司合作辦理貸款事宜,敬請留意,以免損害自身權益。
<br>
13.詳細內容依台北富邦銀行最新規定為準,台北富邦銀行具有解釋、修改、變更或終止專案內容之權利,並保留客戶資格認定、貸款額度、貸款期限、適用利率及核貸與否之權利。若您有任何信用貸款申請問題,可撥打申請專線0809-01-02-03,由專員為您服務。
<br>
14.本公司(Money101.com.tw)係提供各銀行貸款優惠資訊, 恕不提供代辦服務, 所有貸款申辦事宜請逕洽各銀行辦理。
<br>
15.本公司(Money101.com.tw)不定期更新銀行貸款產品資訊,惟實際內容與申貸條件,以銀行提供為準。, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type=null, data=}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=12, loanTenureMax=84, loanAmountMin=0.0, loanAmountMax=5000000.0, apr=2.49, eir=null, interestRate=0.01, fees=[{type={key=PL_HANDLING_FEE, display=開辦費}, feeInterval=ONCE, value=0, calculationMethod=FIXED, paymentMethod=IGNORE, description={shortDescription=, longDescription=, tooltip=}}], transferRate=null}], fees=[], defaults={loanTenure=84, loanAmount=300000}, loanType=PRINCIPAL_REDUCING, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=YEARLY, paymentInterval=MONTHLY}})
{__typename=PersonalLoan, id=blt4fb73a84436e8875_9_zh-tw, image={url=https://images.contentstack.io/v3/assets/blt4ca32b8be67c85f8/bltb46d59af7a23ad26/62ec8d1ef0bc6d1158223801/台北富邦銀行LOGO-01.jpg, description=null, dimension=null}, featured=true, imageOrientation=LANDSCAPE, promotional={bannerText=【富邦信貸 x Money101限定專案】2023/9/15~2023/12/31內透過Money101行銷活動頁面申辦富邦信貸享雙重優惠:- 優惠一:首期利率0.01%
- 優惠二:$0元
, bannerImage={url=https://images.contentstack.io/v3/assets/blt4ca32b8be67c85f8/blt4ce5af2e530ecb2b/655c22025af539e17459cc34/Money101-富邦信貸_全網獨家方案_RP翻轉_864x160.jpg, description=null, dimension=null}, countdown={text=通路限定倒數, displayProductPage=true, date={startDate=null, endDate=2024-01-01}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=5, timeDelay=4, date={startDate=null, endDate=null}}, type=[{key=TIME_LIMITED, display=限時優惠}]}, comparables=[{__typename=CompareElementWithSubValue, title={key=INTEREST_RATE_WITH_APR, display=最低貸款利率}, sortValue=10, displayValue=0.01, tooltip=null, description=, prefix=, suffix=%}, {__typename=CompareElementSimple, title={key=HANDLING_FEES, display=手續費}, sortValue=0, displayValue=0, tooltip=null, description=, prefix=NT$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=最低每月還款額}, sortValue=5001270, displayValue=5,001, tooltip=null, description=, prefix=NT$, suffix=}], ctaButton={label=立即申請, link={url=https://www.money101.com.tw/api/redirect?dest=eyJraWQiOiJTNzhWZklaZF9rcVd0V1YxUmtBbEs2QnUtY1dkMS1RU2Znc3FKaW1pSmxjIiwiYWxnIjoiRWREU0EifQ.CAEayQFodHRwczovL2FkLmRvdWJsZWNsaWNrLm5ldC9kZG0vdHJhY2tjbGsvTjE5NTAwMi4yMTM4MzAzTU9ORVkxMDEuQ09NLlRXL0I5OTY2NDQ3LjMzNTM5OTgwMDtkY190cmtfYWlkPTU2NjkyNTYyNztkY190cmtfY2lkPTcxOTQ3ODQzO2RjX2xhdD07ZGNfcmRpZD07dGFnX2Zvcl9jaGlsZF9kaXJlY3RlZF90cmVhdG1lbnQ9O3RmdWE9O2x0ZD07ZGNfdGR2PTE.BHpvSavHuMj9iFU1KoHsRcCiuUK1qmCmkXSqKiLwpl8fWqaSPBBknm0R-iRk9UCa4sp5BTUw5uHZgeVdGGHZBw, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=台北富邦money101限定專案}, rateTableEntries=[{loanTenureMin=12, loanTenureMax=84, loanAmountMin=0.0, loanAmountMax=5000000.0, apr=2.49, eir=null, interestRate=0.01, fees=[{type={key=PL_HANDLING_FEE, display=開辦費}, value=0, description={shortDescription=, longDescription=, tooltip=}}]}], fees=[], defaults={loanTenure=84, loanAmount=300000}}, provider={alias=台北富邦, providerName=台北富邦}, description={shortDescription=[]}, productName=台北富邦 Money101限定專案, title=TW.PL.FUB0007.台北富邦 Money101限定專案, features={title=Features, pros=[貸款利率:首期利率0.01%,第2期起2.58%起, 手續費:0元, 最高貸款金額:最低10萬,最高500萬 - 簡單:全程線上申請,只要簡單3步驟,最快3分鐘即可完成!
- 便利:手機輕鬆上傳文件,免跑分行在家e指貸!
- 快速:申貸後最快一天核貸、線上簽約完成後最快10分鐘撥款!
], cons=[年齡18歲以上~未滿64歲,具有穩定收入上班族, 銀行往來信用紀錄正常之本國國民]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=, tooltip=}}, {type={key=MAXIMUM_AGE, display=最高年齡要求}, value=64, description={shortDescription=64歲, longDescription=, tooltip=}}], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=1.本活動期間自即日起至112年12月31日(含)止,客戶須於活動期間內備齊申貸文件完成申辦,且最晚於113年1月31日(含)前完成契約簽訂並經台北富邦銀行檢核無誤完成撥款,始享活動優惠。
2.本活動適用對象為透過Money101行銷活動頁面或Money101主頁之台北富邦銀行信貸產品(活動)廣宣連結至台北富邦銀行專屬信貸線上申請平台完成申貸者。
3.本活動僅適用於活動期間申辦富邦銀行分期型信用貸款之客戶,且需申辦台北富邦銀行優職貸、上班族信貸、卡友信貸產品,本活動恕無法與台北富邦銀行其他優惠專案合併使用。
4.本信用貸款優惠活動適用分期型信貸,分期型信貸首期年利率0.01%、第2期起2.58%~14.98%(依台北富邦銀行指數型房貸基準利率加客戶適用之加碼利率即時機動計息),以貸款30萬元、期間5年,各項相關費用總金額0元計算,總費用年百分率為2.49%~14.42%。上述優惠活動不適用於循環型信貸 。
5.分期型信貸自借款撥付日起算12個月內限制提前清償,違者依下列方式計付提前清償違約金:自借款撥付日起算6個月內提前清償者,按提前清償本金之4%計付,自借款撥付日起算第7個月起至第12個月內提前清償者,按提前清償本金金額之3%計付,客戶欲選擇無限制清償期者,則不適用前開專案優惠,台北富邦銀行另有提供無限制清償期之貸款方案。
6.本廣告揭露之年百分率係按主管機關備查之標準計算範例予以計算,實際貸款條件,仍以台北富邦銀行提供之產品為準,且每一客戶實際之年百分率仍視其個別貸款產品及授信條件而有所不同。
7.總費用年百分率不等於貸款利率。
8.本總費用年百分率之計算基準日為112年10月5日。
9.本活動不得與台北富邦銀行其他信貸優惠方案合併使用。
10.最快一天資金到位,是指於台北富邦銀行營業日9:00~17:00內備齊申請所需文件並送出申請,則最快可於8小時內核貸並於當日簽約及撥款。
11.為維護您的權益,請於簽約前至台北富邦銀行官網下載信用貸款契約書或向台北富邦銀行業務專員索取,並請詳細審閱至少五日。
12.台北富邦銀行未與任何代辦或行銷公司合作辦理貸款事宜,敬請留意,以免損害自身權益。
13.詳細內容依台北富邦銀行最新規定為準,台北富邦銀行具有解釋、修改、變更或終止專案內容之權利,並保留客戶資格認定、貸款額度、貸款期限、適用利率及核貸與否之權利。若您有任何信用貸款申請問題,可撥打申請專線0809-01-02-03,由專員為您服務。
14.本公司(Money101.com.tw)係提供各銀行貸款優惠資訊, 恕不提供代辦服務, 所有貸款申辦事宜請逕洽各銀行辦理。
15.本公司(Money101.com.tw)不定期更新銀行貸款產品資訊,惟實際內容與申貸條件,以銀行提供為準。, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type=null, data=}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=12, loanTenureMax=84, loanAmountMin=0.0, loanAmountMax=5000000.0, apr=2.49, eir=null, interestRate=0.01, fees=[{type={key=PL_HANDLING_FEE, display=開辦費}, feeInterval=ONCE, value=0, calculationMethod=FIXED, paymentMethod=IGNORE, description={shortDescription=, longDescription=, tooltip=}}], transferRate=null}], fees=[], defaults={loanTenure=84, loanAmount=300000}, loanType=PRINCIPAL_REDUCING, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=YEARLY, paymentInterval=MONTHLY}}
信貸也就是信用貸款,是指銀行根據借款人的信譽所發放的貸款,申請時不需要提供任何擔保,因此又稱為無擔保貸款。現在很多貸款產品都需要抵押或者擔保,而信用貸款是不用的。它的最大特點就是申貸人既不用提供任何抵押品,也不用去找第三方來擔保,僅憑申請人的信譽就可以取得銀行貸款,並以借款人的信用作為還款的保證。銀行一般都會重點申請者的收入是否穩定及個人信用記錄情況來進行審核,以免產生呆帳。Money101有免費提供個人化量身信貸推薦,輕鬆三步驟就可得知適合你的信貸方案,免填敏感個資,無電話干擾!
一般來說,申辦信用貸款,必須必備身分證、戶口名簿或戶籍謄本、印章、在職證明文件、薪資所得證明或其他相關證明文件。詳盡資訊可看這裡。
通常申請銀行的「個人信貸」是不需要徵提保證人的。想了解保證人是什麼、什麼情況需要保證人、當保人會不會影響貸款,可以看這裡。