樂天國際銀行 電能貸

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想購買新車,但仍猶豫貸款方案是選擇車商還是銀行呢?如果本身信用條件優良,是車貸好還是小額貸款好?汽機車貸款月付金會是多少?到底要怎麼分期才划算呢?不想花時間比較車貸試算表,Money101提供車貸計算機,只需輸入貸款金額、還款期及年利率,馬上可以幫助輕鬆計算出車貸的每月還款、總車貸利息支出。立即試算。
新車領到牌照的那一刻,立刻進入中古車或二手車行列,由於一落地就開始折舊的關係,中古車價格通常會比新車來得低,此外最終核貸利率、額度也會因為二手車的狀況、申請管道或申請人信用條件及還款能力等而有所不同。那麼到底中古/新車貸款可貸到多少資金呢?可參考此篇二手車/中古車貸款攻略,快速搞懂申請管道、條件及利率。
若使用二手車作為擔保品到銀行貸款的話,銀行通常會根據該二手車的出產年份、廠牌、款式來鑑定要核准多少的借貸金額。假設貸款者在購入二手車花費30萬,但銀行鑑定後核准借貸的金額為40萬,銀行鑑價超過原本購入價格的情況就稱為「二手車全額貸款」。但若原本購入的價格太低,也必須特別留意檢查該二手車的車況與性能是否良好,以免日後又需花費大量修繕金額,得不償失。
中古車貸款就是提供給要購買中古車車主的一種貸款服務,主要是以中古車作為貸款的擔保品,讓貸款人於購入二手汽車時,手頭上能夠有一筆資金可以先付款,之後再分期繳付貸款費用即可,藉以減輕貸款人的負擔。立即試算。
{"__typename":"PersonalLoan","applicationProcess":[{"data":"","type":null}],"apr":null,"comparables":[{"__typename":"CompareElementWithSubValue","description":"","displayValue":"1.88","prefix":"","sortValue":1880,"suffix":"%","title":{"display":"最低貸款利率","key":"INTEREST_RATE_WITH_APR"},"tooltip":null},{"__typename":"CompareElementSimple","description":"","displayValue":"0","prefix":"NT$","sortValue":0,"suffix":"","title":{"display":"手續費","key":"HANDLING_FEES"},"tooltip":null},{"__typename":"CompareElementSimple","description":"","displayValue":"6,493","prefix":"NT$","sortValue":6492837,"suffix":"","title":{"display":"最低每月還款額","key":"REPAYMENT"},"tooltip":null}],"ctaButton":{"isNoDealCTA":false,"label":"立即申請","link":{"linkClass":"EXTERNAL","url":"https://www.money101.com.tw/api/redirect?dest=eyJraWQiOiJTNzhWZklaZF9rcVd0V1YxUmtBbEs2QnUtY1dkMS1RU2Znc3FKaW1pSmxjIiwiYWxnIjoiRWREU0EifQ.CAEawAFodHRwczovL2FkLmRvdWJsZWNsaWNrLm5ldC9kZG0vdHJhY2tjbGsvTjE5NTAwMi4yMTM4MzAzTU9ORVkxMDEuQ09NLlRXL0I5OTY2NDQ3LjMwMzkyNDQzMjtkY190cmtfYWlkPTU1NjQ4MzQ3MDtkY190cmtfY2lkPTcxOTQ3ODQzO2RjX2xhdD07ZGNfcmRpZD07dGFnX2Zvcl9jaGlsZF9kaXJlY3RlZF90cmVhdG1lbnQ9O3RmdWE9O2x0ZD0.3glMlV1dA-pN6uxYukJycWH2Ow8FBZ3xuKoFNHgAtjJdUlu5ugWjAaYgOZMiRtNa_LcLLSCrmQIXHGEdrBvjAQ"},"show":true},"description":{"shortDescription":[]},"disclaimer":null,"eligibility":[{"description":{"longDescription":"","shortDescription":"18歲","tooltip":""},"type":{"display":"最低年齡要求","key":"MINIMUM_AGE"},"value":"18"},{"description":{"longDescription":"","shortDescription":"65歲","tooltip":""},"type":{"display":"最高年齡要求","key":"MAXIMUM_AGE"},"value":"65"},{"description":{"longDescription":"","shortDescription":"120萬","tooltip":""},"type":{"display":"最低月薪要求","key":"MINIMUM_MONTHLY_INCOME"},"value":"1200000"}],"enableCountdown":false,"enableFlipBanner":false,"featured":false,"features":{"cons":["條件:電動車購買證明(合約)、年收入達120萬"],"pros":["年利率1.88%起、免開辦費、額度最高500萬","不是車貸免設定費","最長84期 輕鬆還款","一鍵申貸、24小時線上貸款"],"title":"Features"},"functional":{"defaults":{"loanAmount":300000,"loanTenure":84},"fees":[],"metaData":{"alias":"樂天國際銀行電能貸"},"rateTableEntries":[{"apr":1.88,"eir":null,"fees":[{"description":{"longDescription":"","shortDescription":"","tooltip":""},"type":{"display":"開辦費","key":"PL_HANDLING_FEE"},"value":"0"}],"interestRate":1.88,"loanAmountMax":5000000.0,"loanAmountMin":10000.0,"loanTenureMax":84,"loanTenureMin":12}]},"id":"blt9a71af468e855f86_7_zh-tw","image":{"description":null,"dimension":null,"url":"https://images.contentstack.io/v3/assets/blt4ca32b8be67c85f8/blte906a3ec707db99e/6447c4916b67ab4c3492e7fa/AnyConv.com_money101_1000x464.webp"},"imageOrientation":"LANDSCAPE","interestRate":null,"monthlyRepayment":null,"needCategories":[],"offers":null,"offersFaq":null,"productName":"樂天國際銀行 電能貸","promotional":{"bannerImage":{"description":null,"dimension":null,"url":"https://images.contentstack.io/v3/assets/blt4ca32b8be67c85f8/blt220ec4482634e694/649eb10a05ac38923faec882/20230629_樂天電能貸-final_864X160_RP.jpg"},"bannerText":"利率1.88%起,手續費0元","countdown":{"date":{"endDate":null,"startDate":null},"displayProductPage":false,"text":""},"flipBanner":{"date":{"endDate":null,"startDate":null},"imageForDesktop":null,"imageForMobile":null,"period":1,"timeDelay":null},"type":[{"display":"優惠","key":"EXCLUSIVE"}]},"provider":{"alias":"樂天國際銀行","providerName":"樂天國際銀行"},"rawFunctionalPl":{"defaults":{"loanAmount":300000,"loanTenure":84},"fees":[],"interestRateInterval":"YEARLY","loanType":"PRINCIPAL_REDUCING","paymentInterval":"MONTHLY","rateTableEntries":[{"apr":1.88,"eir":null,"fees":[{"calculationMethod":"FIXED","description":{"longDescription":"","shortDescription":"","tooltip":""},"feeInterval":"ONCE","paymentMethod":"IGNORE","type":{"display":"開辦費","key":"PL_HANDLING_FEE"},"value":0}],"interestRate":1.88,"loanAmountMax":5000000.0,"loanAmountMin":10000.0,"loanTenureMax":84,"loanTenureMin":12,"transferRate":null}],"repayment":{"minimumRepaymentFixed":0,"minimumRepaymentPercentage":0.0}},"requirements":{"applicationConfirmationEmail":"","businessPriority":false,"citizenship":[],"criteriaDetails":[],"eligibleOccupations":[],"employmentType":null,"productPrescore":0.0},"termsAndConditions":"1.*本專案適用之優質客戶係指申請人個人年收入達新台幣120萬元(含)以上。個人徵信狀況無異常者。專案適用資格以樂天國際銀行最終認定為準,實際審核利率以樂天國際銀行徵審結果為準。若不符合前述「優質客戶」之資格,樂天國際銀行將依徵審核定之結果,另行給予樂天貸感謝祭(分期型)或其他適用之專案。\n
\n2.**申請本專案需於上傳財力證明步驟上傳電動車車輛訂購合約(合約日期2022/6/1(含)以後立約)。本專案僅適用購買純電動力車輛(係指在道路上使用,且由可充電蓄電池、燃料電池、太陽光電組列或其他方式提供電力至電動機,作為主要動力之自動式車輛),不適用購買非純電動力車輛(PHEV、Hybrid等在道路上使用,具備可充電儲存系統,能儲存及使用車外之電能,且有其他種類動力來源之一種電動車輛及汽柴油車輛)。合約訂購人需為樂天電能貸申請人本人或其配偶。\n
\n3.即日起~2023/12/20(含)前向樂天國際銀行申請「樂天電能貸」貸款專案,享免開辦費優惠 (開辦費定價:新臺幣6,000元)(適用期間以樂天國際銀行系統登載之貸款申請收件日期為準)。\n
\n4.活動總費用年百分率說明:\n\n
\n(1).本活動揭露之年百分率係按主管機關備查之標準計算範例予以計算,實際貸款條件,仍以樂天國際銀行提供之產品為準。且每一客戶實際之年百分率仍視其個別貸款產品及授信條件而有所不同。總費用年百分率不等於貸款利率。\n
\n(2).貸款總費用年百分率約1.88%~15.62%。貸款金額:30萬元。貸款期間:5年。貸款年利率:1.88%~15.62%(機動計息) 。各項相關費用總金額0元。\n
\n(3)總費用年百分率不等於貸款利率。\n
\n(4)上述機動計息係指定儲利率指數加碼0.26%~14.00%而成。\n
\n(5) 本總費用年百分率之計算基準日係依據活動專案適用起日之樂天國際銀行定儲利率指數調整日期訂定之,請詳閱樂天國際銀行官網定儲利率指數說明(本總費用年百分率之計算基準日為2023/9/21)。\n
\n5.若是選擇限制清償專案利率,且如於限制提前清償合約中所載之限制清償期間內提前結清部分或全部本金者,申請人應將依合約中規範之提前還款違約金百分比,支付提前清償違約金。\n
\n6.樂天國際銀行保有徵提文件、專案內容變更及核貸與否之權利。\n
\n7.智能貸款評估服務係依據您所提供之基本資料與聯徵信用資料查詢結果所提供之初步評估,申貸所需之條件、資料及實際核准利率,視個別情況有所不同。樂天國際銀行保有核貸與否及核決貸放金額、利率之權利,同時保留調整產品規格、申貸期限及其他相關規定之權利,實際內容以樂天國際銀行最新公告為準。\n
\n8.活動期間倘有不可歸責於樂天國際銀行之事由,樂天國際銀行得變更或終止活動內容,並於樂天國際銀行網站公告。\n
\n9.樂天國際銀行未與任何代辦或行銷公司合作辦理貸款事宜,敬請留意,以免損害自身權益。\n
\n10.不得以非法且未經樂天國際銀行同意連結本網站做為網路行銷。\n
\n11.還款期限最長84期。\n
\n12.本公司係提供各銀行貸款優惠比較資訊, 恕不提供代辦服務, 所有貸款申辦事宜請逕洽各銀行辦理。 \n
\n13.本公司不定期更新銀行貸款產品資訊,惟實際內容與申貸條件,以銀行提供為準。","title":"TW.PL.RKUX0003.樂天國際銀行 電能貸","totalRepayment":null}
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<br>
2.**申請本專案需於上傳財力證明步驟上傳電動車車輛訂購合約(合約日期2022/6/1(含)以後立約)。本專案僅適用購買純電動力車輛(係指在道路上使用,且由可充電蓄電池、燃料電池、太陽光電組列或其他方式提供電力至電動機,作為主要動力之自動式車輛),不適用購買非純電動力車輛(PHEV、Hybrid等在道路上使用,具備可充電儲存系統,能儲存及使用車外之電能,且有其他種類動力來源之一種電動車輛及汽柴油車輛)。合約訂購人需為樂天電能貸申請人本人或其配偶。
<br>
3.即日起~2023/12/20(含)前向樂天國際銀行申請「樂天電能貸」貸款專案,享免開辦費優惠 (開辦費定價:新臺幣6,000元)(適用期間以樂天國際銀行系統登載之貸款申請收件日期為準)。
<br>
4.活動總費用年百分率說明:
<br>
(1).本活動揭露之年百分率係按主管機關備查之標準計算範例予以計算,實際貸款條件,仍以樂天國際銀行提供之產品為準。且每一客戶實際之年百分率仍視其個別貸款產品及授信條件而有所不同。總費用年百分率不等於貸款利率。
<br>
(2).貸款總費用年百分率約1.88%~15.62%。貸款金額:30萬元。貸款期間:5年。貸款年利率:1.88%~15.62%(機動計息) 。各項相關費用總金額0元。
<br>
(3)總費用年百分率不等於貸款利率。
<br>
(4)上述機動計息係指定儲利率指數加碼0.26%~14.00%而成。
<br>
(5) 本總費用年百分率之計算基準日係依據活動專案適用起日之樂天國際銀行定儲利率指數調整日期訂定之,請詳閱樂天國際銀行官網定儲利率指數說明(本總費用年百分率之計算基準日為2023/9/21)。
<br>
5.若是選擇限制清償專案利率,且如於限制提前清償合約中所載之限制清償期間內提前結清部分或全部本金者,申請人應將依合約中規範之提前還款違約金百分比,支付提前清償違約金。
<br>
6.樂天國際銀行保有徵提文件、專案內容變更及核貸與否之權利。
<br>
7.智能貸款評估服務係依據您所提供之基本資料與聯徵信用資料查詢結果所提供之初步評估,申貸所需之條件、資料及實際核准利率,視個別情況有所不同。樂天國際銀行保有核貸與否及核決貸放金額、利率之權利,同時保留調整產品規格、申貸期限及其他相關規定之權利,實際內容以樂天國際銀行最新公告為準。
<br>
8.活動期間倘有不可歸責於樂天國際銀行之事由,樂天國際銀行得變更或終止活動內容,並於樂天國際銀行網站公告。
<br>
9.樂天國際銀行未與任何代辦或行銷公司合作辦理貸款事宜,敬請留意,以免損害自身權益。
<br>
10.不得以非法且未經樂天國際銀行同意連結本網站做為網路行銷。
<br>
11.還款期限最長84期。
<br>
12.本公司係提供各銀行貸款優惠比較資訊, 恕不提供代辦服務, 所有貸款申辦事宜請逕洽各銀行辦理。
<br>
13.本公司不定期更新銀行貸款產品資訊,惟實際內容與申貸條件,以銀行提供為準。, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type=null, data=}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=12, loanTenureMax=84, loanAmountMin=10000.0, loanAmountMax=5000000.0, apr=1.88, eir=null, interestRate=1.88, fees=[{type={key=PL_HANDLING_FEE, display=開辦費}, feeInterval=ONCE, value=0, calculationMethod=FIXED, paymentMethod=IGNORE, description={shortDescription=, longDescription=, tooltip=}}], transferRate=null}], fees=[], defaults={loanTenure=84, loanAmount=300000}, loanType=PRINCIPAL_REDUCING, repayment={minimumRepaymentFixed=0, minimumRepaymentPercentage=0.0}, interestRateInterval=YEARLY, paymentInterval=MONTHLY}})
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2.**申請本專案需於上傳財力證明步驟上傳電動車車輛訂購合約(合約日期2022/6/1(含)以後立約)。本專案僅適用購買純電動力車輛(係指在道路上使用,且由可充電蓄電池、燃料電池、太陽光電組列或其他方式提供電力至電動機,作為主要動力之自動式車輛),不適用購買非純電動力車輛(PHEV、Hybrid等在道路上使用,具備可充電儲存系統,能儲存及使用車外之電能,且有其他種類動力來源之一種電動車輛及汽柴油車輛)。合約訂購人需為樂天電能貸申請人本人或其配偶。
3.即日起~2023/12/20(含)前向樂天國際銀行申請「樂天電能貸」貸款專案,享免開辦費優惠 (開辦費定價:新臺幣6,000元)(適用期間以樂天國際銀行系統登載之貸款申請收件日期為準)。
4.活動總費用年百分率說明:
(1).本活動揭露之年百分率係按主管機關備查之標準計算範例予以計算,實際貸款條件,仍以樂天國際銀行提供之產品為準。且每一客戶實際之年百分率仍視其個別貸款產品及授信條件而有所不同。總費用年百分率不等於貸款利率。
(2).貸款總費用年百分率約1.88%~15.62%。貸款金額:30萬元。貸款期間:5年。貸款年利率:1.88%~15.62%(機動計息) 。各項相關費用總金額0元。
(3)總費用年百分率不等於貸款利率。
(4)上述機動計息係指定儲利率指數加碼0.26%~14.00%而成。
(5) 本總費用年百分率之計算基準日係依據活動專案適用起日之樂天國際銀行定儲利率指數調整日期訂定之,請詳閱樂天國際銀行官網定儲利率指數說明(本總費用年百分率之計算基準日為2023/9/21)。
5.若是選擇限制清償專案利率,且如於限制提前清償合約中所載之限制清償期間內提前結清部分或全部本金者,申請人應將依合約中規範之提前還款違約金百分比,支付提前清償違約金。
6.樂天國際銀行保有徵提文件、專案內容變更及核貸與否之權利。
7.智能貸款評估服務係依據您所提供之基本資料與聯徵信用資料查詢結果所提供之初步評估,申貸所需之條件、資料及實際核准利率,視個別情況有所不同。樂天國際銀行保有核貸與否及核決貸放金額、利率之權利,同時保留調整產品規格、申貸期限及其他相關規定之權利,實際內容以樂天國際銀行最新公告為準。
8.活動期間倘有不可歸責於樂天國際銀行之事由,樂天國際銀行得變更或終止活動內容,並於樂天國際銀行網站公告。
9.樂天國際銀行未與任何代辦或行銷公司合作辦理貸款事宜,敬請留意,以免損害自身權益。
10.不得以非法且未經樂天國際銀行同意連結本網站做為網路行銷。
11.還款期限最長84期。
12.本公司係提供各銀行貸款優惠比較資訊, 恕不提供代辦服務, 所有貸款申辦事宜請逕洽各銀行辦理。
13.本公司不定期更新銀行貸款產品資訊,惟實際內容與申貸條件,以銀行提供為準。, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type=null, data=}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=12, loanTenureMax=84, loanAmountMin=10000.0, loanAmountMax=5000000.0, apr=1.88, eir=null, interestRate=1.88, fees=[{type={key=PL_HANDLING_FEE, display=開辦費}, feeInterval=ONCE, value=0, calculationMethod=FIXED, paymentMethod=IGNORE, description={shortDescription=, longDescription=, tooltip=}}], transferRate=null}], fees=[], defaults={loanTenure=84, loanAmount=300000}, loanType=PRINCIPAL_REDUCING, repayment={minimumRepaymentFixed=0, minimumRepaymentPercentage=0.0}, interestRateInterval=YEARLY, paymentInterval=MONTHLY}}
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350 萬元
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2.【無職業限制】:不限職業、攤販、自營商...等等,
<br>
3.【適用車輛範圍】:不限車種彈性辦理。
<br>
4.【車輛年份】:不限車齡。
<br>
5.【貸款期限】:彈性可談。
<br>
6.【備註說明】:額度及核准成數依個人實際條件差異而有所不同。
<br>
7.本公司保留核准與否及核准條件之權利。
<br>
8.本公司係提供各銀行貸款優惠比較資訊, 恕不提供代辦服務, 所有貸款申辦事宜請逕洽各銀行辦理。
<br>
9.本公司不定期更新銀行貸款產品資訊,惟實際內容與申貸條件,以銀行提供為準。
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3.【適用車輛範圍】:不限車種彈性辦理。
4.【車輛年份】:不限車齡。
5.【貸款期限】:彈性可談。
6.【備註說明】:額度及核准成數依個人實際條件差異而有所不同。
7.本公司保留核准與否及核准條件之權利。
8.本公司係提供各銀行貸款優惠比較資訊, 恕不提供代辦服務, 所有貸款申辦事宜請逕洽各銀行辦理。
9.本公司不定期更新銀行貸款產品資訊,惟實際內容與申貸條件,以銀行提供為準。
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最低貸款利率 |
手續費 |
參考核貸時間 |
最低每月還款額 |
||
---|---|---|---|---|---|
![]() 渣打銀行 Money101 限定專案
|
0.01
%
|
NT$
0
|
最快30分鐘 |
NT$5,001
|
|
![]() 王道銀行 信貸優惠專案
|
1.96
%
|
NT$
0
|
最快1天
|
NT$
5,253
|
|
![]() 滙豐銀行 信用貸款
|
0.01
%
|
NT$
0
|
最快1天
|
NT$
5,001
|
|
![]() 永豐銀行 數時貸
|
0.01
%
|
NT$
0
|
最快1天
|
NT$
5,001
|
|
![]() 台新銀行 Richart大口貸
|
1.85
%
|
NT$
0
|
最快1天 |
NT$
5,239
|
|
![]() 樂天國際銀行 樂天貸(分期型) - 感謝祭
|
1.95
%
|
NT$
168
|
最快1天 |
NT$
5,252
|
|
![]() 中國信託 銅板價信貸
|
0.01
%
|
NT$
3,000
|
最快1天 |
NT$
5,001
|
|
![]() 凱基銀行 Money101限時專案
|
0.01
%
|
NT$
0
|
最快1天 |
NT$
5,001
|
|
![]() 台北富邦 Money101限定專案
|
0.01
%
|
NT$
0
|
最快1天
|
NT$
5,001
|
|
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Money101 限定專案","promotional":{"bannerImage":null,"bannerText":" 於活動期間內透過Money101指定活動頁面連結至渣打銀行申貸平台申辦指定信用貸款專案,成功撥貸(須於2024/1/31前完成撥貸)且撥款金額達新台幣30萬元以上(未達新台幣100萬元)並連續正常繳款達三個月(含)以上且未提前清償者,可享 Money101會員限定好禮「NT$3,000宜睿即享券」;金額達新台幣100萬元以上(含)並正常繳款達三個月(含)以上且未提前清償者,Money101會員可享會員限定好禮「NT$6,000宜睿即享券」或「Apple Airpods Pro 2」二選一,如為他行轉貸顧客,可再另享「NT$1,000宜睿即享券」。","countdown":{"date":{"endDate":"2024-01-01","startDate":null},"displayProductPage":true,"text":"通路限定倒數"},"flipBanner":{"date":{"endDate":null,"startDate":null},"imageForDesktop":null,"imageForMobile":null,"period":5,"timeDelay":4},"type":[{"display":"限時優惠","key":"TIME_LIMITED"}]},"provider":{"alias":"渣打銀行","providerName":"渣打銀行"},"rawFunctionalPl":{"defaults":{"loanAmount":300000,"loanTenure":84},"fees":[],"interestRateInterval":"YEARLY","loanType":"PRINCIPAL_REDUCING","paymentInterval":"MONTHLY","rateTableEntries":[{"apr":2.9,"eir":null,"fees":[{"calculationMethod":"FIXED","description":{"longDescription":"","shortDescription":"","tooltip":""},"feeInterval":"ONCE","paymentMethod":"IGNORE","type":{"display":"開辦費","key":"PL_HANDLING_FEE"},"value":0}],"interestRate":0.01,"loanAmountMax":6000000.0,"loanAmountMin":10000.0,"loanTenureMax":84,"loanTenureMin":12,"transferRate":null}],"repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null}},"requirements":{"applicationConfirmationEmail":"","businessPriority":false,"citizenship":[],"criteriaDetails":[],"eligibleOccupations":[{"display":"PL_OCCUPATION_PROFESSIONAL","key":"PL_OCCUPATION_PROFESSIONAL"},{"display":"PL_OCCUPATION_WHITE_COLLAR_LISTED_COMPANY","key":"PL_OCCUPATION_WHITE_COLLAR_LISTED_COMPANY"},{"display":"PL_OCCUPATION_WHITE_COLLAR_FINANCIAL_INDUSTRY_COMPANY","key":"PL_OCCUPATION_WHITE_COLLAR_FINANCIAL_INDUSTRY_COMPANY"},{"display":"PL_OCCUPATION_WHITE_COLLAR_NON_LISTED_COMPANY","key":"PL_OCCUPATION_WHITE_COLLAR_NON_LISTED_COMPANY"},{"display":"PL_OCCUPATION_GOVERNMENT_EMPLOYEE","key":"PL_OCCUPATION_GOVERNMENT_EMPLOYEE"},{"display":"PL_OCCUPATION_SELF_EMPLOYED_OR_BUSINESS_OWNER","key":"PL_OCCUPATION_SELF_EMPLOYED_OR_BUSINESS_OWNER"},{"display":"PL_OCCUPATION_TEACHER_PRIVATE_SCHOOL","key":"PL_OCCUPATION_TEACHER_PRIVATE_SCHOOL"},{"display":"PL_OCCUPATION_MILITARY_PERSONNEL","key":"PL_OCCUPATION_MILITARY_PERSONNEL"},{"display":"PL_OCCUPATION_UNEMPLOYED_OR_RETIRED","key":"PL_OCCUPATION_UNEMPLOYED_OR_RETIRED"},{"display":"PL_OCCUPATION_STUDENT","key":"PL_OCCUPATION_STUDENT"},{"display":"PL_OCCUPATION_MANUFACTURE_WORKER","key":"PL_OCCUPATION_MANUFACTURE_WORKER"},{"display":"PL_OCCUPATION_HOTEL_RESTAURANT_WORKER","key":"PL_OCCUPATION_HOTEL_RESTAURANT_WORKER"},{"display":"PL_OCCUPATION_RETAIL_WHOLESALE_WORKER","key":"PL_OCCUPATION_RETAIL_WHOLESALE_WORKER"},{"display":"PL_OCCUPATION_SALES","key":"PL_OCCUPATION_SALES"},{"display":"PL_OCCUPATION_OTHER","key":"PL_OCCUPATION_OTHER"},{"display":"PL_OCCUPATION_DELIVERY_OR_TRANSPORTATION_WORKER","key":"PL_OCCUPATION_DELIVERY_OR_TRANSPORTATION_WORKER"}],"employmentType":null,"productPrescore":34.66},"termsAndConditions":"信貸優惠注意事項:\n
\n1.渣打信貸優惠活動(簡稱「本活動」),限自2023年12月1日(含) 起至2023年12月31日(含)止之申請案件(以渣打銀行記錄之案件進件日為準),且須於2024年01月31日(含)前完成撥款。\n
\n2.適用資格與對象:符合資格之新舊客戶(排除渣打銀行非優先理財的自營商客戶)。\n
\n3.限制清償期間:本活動須綁約18個月,若於撥款日後12個月(含)內於約定攤還金額外提前償還部分或全部本金時,應支付提前償還金額之3.50%為提前償還違約金。若於撥款日第13個月(含)至18個月(含)內於約定攤還金額外提前償還部分或全部本金時,應支付提前償還金額之3.25%為提前償還違約金。\n
\n4.財力證明文件:近三個月撥薪存摺、最新年度扣繳憑單(非人工開立格式)、最新年度綜合所得稅單、綜合所得稅各類所得資料清單(限自營業主) 或渣打銀行認可之其他財力證明文件。渣打銀行視個案可能會請申請人補充或追加提供證明文件。\n5.帳戶管理費:除限定通路外,符合本活動資格之客戶帳戶管理費為NT$0。\n
\n6.總費用年百分率:本貸款之總費用年百分率為2.9%~15.43%,該年百分率係以貸款金額NT$300,000,貸款期間五年,貸款年利率首期0.01%,第2期起2.99%~15.99% (機動計息),帳戶管理費及票查費合計NT$100-NT$ 268等貸款條件計算而得。本總費用年百分率之計算基準日係依據活動專案適用起日之渣打銀行定儲利率指數調整日期訂定之,請詳閱渣打銀行官網定儲利率指數說明。\n
\n7.本廣告揭露之年百分率係按主管機關備查之標準計算範例予以計算,實際貸款條件,仍以渣打銀行提供之產品為準。且每一客戶實際之年百分率仍視其個別貸款產品及授信條件而有所不同。\n
\n8.本貸款年利率依渣打銀行定儲利率指數(I)加碼機動計息,實際貸款利率及總費用年百分率亦將隨之變動,渣打銀行定儲利率指數調整時間為每年2/20、5/20、8/20、11/20,相關訊息請參閱渣打銀行網站說明。\n
\n9.本活動不得與其他優惠合併使用。\n
\n10.渣打銀行保留客戶資格認定方式、核貸額度、適用利率與核貸與否之權利,詳細之貸款申請注意事項及契約約定內容,以渣打銀行信用貸款申請書暨約定書為準。\n
\n11.渣打銀行另有其他無限制清償期間之貸款方案,詳細內容請洽渣打銀行各業務專員。\n
\n12.嚴禁代辦或行銷公司介入渣打銀行貸款。\n
\n13.本公司係提供各銀行貸款優惠比較資訊,恕不提供代辦服務,所有貸款申辦事宜請逕洽各銀行辦理。\n
\n14.本公司不定期更新銀行貸款產品資訊,惟實際內容與申貸條件,以銀行提供為準。\n
\n限時優惠專案\u000B\n
\n活動時間: 於2023/12/1~2023/12/31透過Money101官網或指定活動頁面連結至渣打銀行申貸平台申辦渣打銀行指定信用貸款產品。\u000B\n
\n活動辦法: 於活動期間內透過Money101指定活動頁面連結至渣打銀行申貸平台申辦指定信用貸款專案,成功撥貸(須於2024/1/31前完成撥貸)且撥款金額達新台幣30萬元以上(未達新台幣100萬元)並連續正常繳款達三個月(含)以上且未提前清償者,可享 Money101會員限定好禮「NT$3,000宜睿即享券」;金額達新台幣100萬元以上(含)並正常繳款達三個月(含)以上且未提前清償者,Money101會員可享會員限定好禮「NT$6,000宜睿即享券」或「Apple Airpods Pro 2」二選一,如為他行轉貸顧客,可再另享「NT$1,000宜睿即享券」。\n\n\n","title":"TW.PL.SCB0013.渣打銀行 Money101 限定專案","totalRepayment":null}
(SizeLimitingPyMap: {__typename=PersonalLoan, id=blt969344ce13b1c8e1_28_zh-tw, image={url=https://images.contentstack.io/v3/assets/blt4ca32b8be67c85f8/blt540df8bb1a1d1cf0/63773af211407d1056d5dd77/AnyConv.com_sc_lock-up_t-chinese_grey_rgb.webp, description=TODO, dimension=null}, featured=true, imageOrientation=LANDSCAPE, promotional={bannerText= 於活動期間內透過Money101指定活動頁面連結至渣打銀行申貸平台申辦指定信用貸款專案,成功撥貸(須於2024/1/31前完成撥貸)且撥款金額達新台幣30萬元以上(未達新台幣100萬元)並連續正常繳款達三個月(含)以上且未提前清償者,可享 Money101會員限定好禮「NT$3,000宜睿即享券」;金額達新台幣100萬元以上(含)並正常繳款達三個月(含)以上且未提前清償者,Money101會員可享會員限定好禮「NT$6,000宜睿即享券」或「Apple Airpods Pro 2」二選一,如為他行轉貸顧客,可再另享「NT$1,000宜睿即享券」。, bannerImage=null, countdown={text=通路限定倒數, displayProductPage=true, date={startDate=null, endDate=2024-01-01}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=5, timeDelay=4, date={startDate=null, endDate=null}}, type=[{key=TIME_LIMITED, display=限時優惠}]}, comparables=[{__typename=CompareElementWithSubValue, title={key=INTEREST_RATE_WITH_APR, display=最低貸款利率}, sortValue=10, displayValue=0.01, tooltip=null, description=, prefix=, suffix=%}, {__typename=CompareElementSimple, title={key=HANDLING_FEES, display=手續費}, sortValue=0, displayValue=0, tooltip=null, description=, prefix=NT$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=最低每月還款額}, sortValue=6251276, displayValue=6,251, tooltip=null, description=, prefix=NT$, suffix=}], ctaButton={label=立即申請, link={url=https://www.money101.com.tw/api/redirect?dest=eyJraWQiOiJTNzhWZklaZF9rcVd0V1YxUmtBbEs2QnUtY1dkMS1RU2Znc3FKaW1pSmxjIiwiYWxnIjoiRWREU0EifQ.CAEatQFodHRwczovL2FkLmRvdWJsZWNsaWNrLm5ldC9kZG0vdHJhY2tjbGsvTjE5NTAwMi4yMTM4MzAzTU9ORVkxMDEuQ09NLlRXL0I5OTY2NDQ3LjEzMzk1OTM0NztkY190cmtfYWlkPTQxNzYwMTA1MTtkY190cmtfY2lkPTcxOTQ3ODQzO2RjX2xhdD07ZGNfcmRpZD07dGFnX2Zvcl9jaGlsZF9kaXJlY3RlZF90cmVhdG1lbnQ9.8qKaG4W8oNFsE-GYAUz9FCT9JsI4Onn95vCmXOXPZyYwFmY95_6K_E8KvldMmgurd5G1cImDezQY1Y3rsP8FAw, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=渣打銀行money101限定專案}, rateTableEntries=[{loanTenureMin=12, loanTenureMax=84, loanAmountMin=10000.0, loanAmountMax=6000000.0, apr=2.9, eir=null, interestRate=0.01, fees=[{type={key=PL_HANDLING_FEE, display=開辦費}, value=0, description={shortDescription=, longDescription=, tooltip=}}]}], fees=[], defaults={loanTenure=84, loanAmount=300000}}, provider={alias=渣打銀行, providerName=渣打銀行}, description={shortDescription=[謹慎理財信用至上]}, productName=渣打銀行 Money101 限定專案, title=TW.PL.SCB0013.渣打銀行 Money101 限定專案, features={title=Features, pros=[帳管費限時優惠NT$0 (優惠期間: 2023/12/1~2023/12/31進件,並於2024/01/31前撥款), 年利率最低0.01%起, 額度最高NT$600萬, 線上申貸快速撥款], cons=[( *申請渣打信貸可透過行動電話驗證取得Mydata財力證明文件,免自行上傳財力文件。惟渣打銀行保留文件徵提與核准與否之權利)]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=20, description={shortDescription=20歲, longDescription=, tooltip=}}, {type={key=MAXIMUM_AGE, display=最高年齡要求}, value=64, description={shortDescription=64歲, longDescription=, tooltip=}}], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=<b>信貸優惠注意事項:</b>
<br>
1.渣打信貸優惠活動(簡稱「本活動」),限自2023年12月1日(含) 起至2023年12月31日(含)止之申請案件(以渣打銀行記錄之案件進件日為準),且須於2024年01月31日(含)前完成撥款。
<br>
2.適用資格與對象:符合資格之新舊客戶(排除渣打銀行非優先理財的自營商客戶)。
<br>
3.限制清償期間:本活動須綁約18個月,若於撥款日後12個月(含)內於約定攤還金額外提前償還部分或全部本金時,應支付提前償還金額之3.50%為提前償還違約金。若於撥款日第13個月(含)至18個月(含)內於約定攤還金額外提前償還部分或全部本金時,應支付提前償還金額之3.25%為提前償還違約金。
<br>
4.財力證明文件:近三個月撥薪存摺、最新年度扣繳憑單(非人工開立格式)、最新年度綜合所得稅單、綜合所得稅各類所得資料清單(限自營業主) 或渣打銀行認可之其他財力證明文件。渣打銀行視個案可能會請申請人補充或追加提供證明文件。
5.帳戶管理費:除限定通路外,符合本活動資格之客戶帳戶管理費為NT$0。
<br>
6.總費用年百分率:本貸款之總費用年百分率為2.9%~15.43%,該年百分率係以貸款金額NT$300,000,貸款期間五年,貸款年利率首期0.01%,第2期起2.99%~15.99% (機動計息),帳戶管理費及票查費合計NT$100-NT$ 268等貸款條件計算而得。本總費用年百分率之計算基準日係依據活動專案適用起日之渣打銀行定儲利率指數調整日期訂定之,請詳閱渣打銀行官網定儲利率指數說明。
<br>
7.本廣告揭露之年百分率係按主管機關備查之標準計算範例予以計算,實際貸款條件,仍以渣打銀行提供之產品為準。且每一客戶實際之年百分率仍視其個別貸款產品及授信條件而有所不同。
<br>
8.本貸款年利率依渣打銀行定儲利率指數(I)加碼機動計息,實際貸款利率及總費用年百分率亦將隨之變動,渣打銀行定儲利率指數調整時間為每年2/20、5/20、8/20、11/20,相關訊息請參閱渣打銀行網站說明。
<br>
9.本活動不得與其他優惠合併使用。
<br>
10.渣打銀行保留客戶資格認定方式、核貸額度、適用利率與核貸與否之權利,詳細之貸款申請注意事項及契約約定內容,以渣打銀行信用貸款申請書暨約定書為準。
<br>
11.渣打銀行另有其他無限制清償期間之貸款方案,詳細內容請洽渣打銀行各業務專員。
<br>
12.嚴禁代辦或行銷公司介入渣打銀行貸款。
<br>
13.本公司係提供各銀行貸款優惠比較資訊,恕不提供代辦服務,所有貸款申辦事宜請逕洽各銀行辦理。
<br>
14.本公司不定期更新銀行貸款產品資訊,惟實際內容與申貸條件,以銀行提供為準。
<br>
<b>限時優惠專案</b>
<br>
活動時間: 於2023/12/1~2023/12/31透過Money101官網或指定活動頁面連結至渣打銀行申貸平台申辦渣打銀行指定信用貸款產品。
<br>
活動辦法: 於活動期間內透過Money101指定活動頁面連結至渣打銀行申貸平台申辦指定信用貸款專案,成功撥貸(須於2024/1/31前完成撥貸)且撥款金額達新台幣30萬元以上(未達新台幣100萬元)並連續正常繳款達三個月(含)以上且未提前清償者,可享 Money101會員限定好禮「NT$3,000宜睿即享券」;金額達新台幣100萬元以上(含)並正常繳款達三個月(含)以上且未提前清償者,Money101會員可享會員限定好禮「NT$6,000宜睿即享券」或「Apple Airpods Pro 2」二選一,如為他行轉貸顧客,可再另享「NT$1,000宜睿即享券」。
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{__typename=PersonalLoan, id=blt969344ce13b1c8e1_28_zh-tw, image={url=https://images.contentstack.io/v3/assets/blt4ca32b8be67c85f8/blt540df8bb1a1d1cf0/63773af211407d1056d5dd77/AnyConv.com_sc_lock-up_t-chinese_grey_rgb.webp, description=TODO, dimension=null}, featured=true, imageOrientation=LANDSCAPE, promotional={bannerText= 於活動期間內透過Money101指定活動頁面連結至渣打銀行申貸平台申辦指定信用貸款專案,成功撥貸(須於2024/1/31前完成撥貸)且撥款金額達新台幣30萬元以上(未達新台幣100萬元)並連續正常繳款達三個月(含)以上且未提前清償者,可享 Money101會員限定好禮「NT$3,000宜睿即享券」;金額達新台幣100萬元以上(含)並正常繳款達三個月(含)以上且未提前清償者,Money101會員可享會員限定好禮「NT$6,000宜睿即享券」或「Apple Airpods Pro 2」二選一,如為他行轉貸顧客,可再另享「NT$1,000宜睿即享券」。, bannerImage=null, countdown={text=通路限定倒數, displayProductPage=true, date={startDate=null, endDate=2024-01-01}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=5, timeDelay=4, date={startDate=null, endDate=null}}, type=[{key=TIME_LIMITED, display=限時優惠}]}, comparables=[{__typename=CompareElementWithSubValue, title={key=INTEREST_RATE_WITH_APR, display=最低貸款利率}, sortValue=10, displayValue=0.01, tooltip=null, description=, prefix=, suffix=%}, {__typename=CompareElementSimple, title={key=HANDLING_FEES, display=手續費}, sortValue=0, displayValue=0, tooltip=null, description=, prefix=NT$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=最低每月還款額}, sortValue=6251276, displayValue=6,251, tooltip=null, description=, prefix=NT$, suffix=}], ctaButton={label=立即申請, link={url=https://www.money101.com.tw/api/redirect?dest=eyJraWQiOiJTNzhWZklaZF9rcVd0V1YxUmtBbEs2QnUtY1dkMS1RU2Znc3FKaW1pSmxjIiwiYWxnIjoiRWREU0EifQ.CAEatQFodHRwczovL2FkLmRvdWJsZWNsaWNrLm5ldC9kZG0vdHJhY2tjbGsvTjE5NTAwMi4yMTM4MzAzTU9ORVkxMDEuQ09NLlRXL0I5OTY2NDQ3LjEzMzk1OTM0NztkY190cmtfYWlkPTQxNzYwMTA1MTtkY190cmtfY2lkPTcxOTQ3ODQzO2RjX2xhdD07ZGNfcmRpZD07dGFnX2Zvcl9jaGlsZF9kaXJlY3RlZF90cmVhdG1lbnQ9.8qKaG4W8oNFsE-GYAUz9FCT9JsI4Onn95vCmXOXPZyYwFmY95_6K_E8KvldMmgurd5G1cImDezQY1Y3rsP8FAw, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=渣打銀行money101限定專案}, rateTableEntries=[{loanTenureMin=12, loanTenureMax=84, loanAmountMin=10000.0, loanAmountMax=6000000.0, apr=2.9, eir=null, interestRate=0.01, fees=[{type={key=PL_HANDLING_FEE, display=開辦費}, value=0, description={shortDescription=, longDescription=, tooltip=}}]}], fees=[], defaults={loanTenure=84, loanAmount=300000}}, provider={alias=渣打銀行, providerName=渣打銀行}, description={shortDescription=[謹慎理財信用至上]}, productName=渣打銀行 Money101 限定專案, title=TW.PL.SCB0013.渣打銀行 Money101 限定專案, features={title=Features, pros=[帳管費限時優惠NT$0 (優惠期間: 2023/12/1~2023/12/31進件,並於2024/01/31前撥款), 年利率最低0.01%起, 額度最高NT$600萬, 線上申貸快速撥款], cons=[( *申請渣打信貸可透過行動電話驗證取得Mydata財力證明文件,免自行上傳財力文件。惟渣打銀行保留文件徵提與核准與否之權利)]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=20, description={shortDescription=20歲, longDescription=, tooltip=}}, {type={key=MAXIMUM_AGE, display=最高年齡要求}, value=64, description={shortDescription=64歲, longDescription=, tooltip=}}], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=信貸優惠注意事項:
1.渣打信貸優惠活動(簡稱「本活動」),限自2023年12月1日(含) 起至2023年12月31日(含)止之申請案件(以渣打銀行記錄之案件進件日為準),且須於2024年01月31日(含)前完成撥款。
2.適用資格與對象:符合資格之新舊客戶(排除渣打銀行非優先理財的自營商客戶)。
3.限制清償期間:本活動須綁約18個月,若於撥款日後12個月(含)內於約定攤還金額外提前償還部分或全部本金時,應支付提前償還金額之3.50%為提前償還違約金。若於撥款日第13個月(含)至18個月(含)內於約定攤還金額外提前償還部分或全部本金時,應支付提前償還金額之3.25%為提前償還違約金。
4.財力證明文件:近三個月撥薪存摺、最新年度扣繳憑單(非人工開立格式)、最新年度綜合所得稅單、綜合所得稅各類所得資料清單(限自營業主) 或渣打銀行認可之其他財力證明文件。渣打銀行視個案可能會請申請人補充或追加提供證明文件。
5.帳戶管理費:除限定通路外,符合本活動資格之客戶帳戶管理費為NT$0。
6.總費用年百分率:本貸款之總費用年百分率為2.9%~15.43%,該年百分率係以貸款金額NT$300,000,貸款期間五年,貸款年利率首期0.01%,第2期起2.99%~15.99% (機動計息),帳戶管理費及票查費合計NT$100-NT$ 268等貸款條件計算而得。本總費用年百分率之計算基準日係依據活動專案適用起日之渣打銀行定儲利率指數調整日期訂定之,請詳閱渣打銀行官網定儲利率指數說明。
7.本廣告揭露之年百分率係按主管機關備查之標準計算範例予以計算,實際貸款條件,仍以渣打銀行提供之產品為準。且每一客戶實際之年百分率仍視其個別貸款產品及授信條件而有所不同。
8.本貸款年利率依渣打銀行定儲利率指數(I)加碼機動計息,實際貸款利率及總費用年百分率亦將隨之變動,渣打銀行定儲利率指數調整時間為每年2/20、5/20、8/20、11/20,相關訊息請參閱渣打銀行網站說明。
9.本活動不得與其他優惠合併使用。
10.渣打銀行保留客戶資格認定方式、核貸額度、適用利率與核貸與否之權利,詳細之貸款申請注意事項及契約約定內容,以渣打銀行信用貸款申請書暨約定書為準。
11.渣打銀行另有其他無限制清償期間之貸款方案,詳細內容請洽渣打銀行各業務專員。
12.嚴禁代辦或行銷公司介入渣打銀行貸款。
13.本公司係提供各銀行貸款優惠比較資訊,恕不提供代辦服務,所有貸款申辦事宜請逕洽各銀行辦理。
14.本公司不定期更新銀行貸款產品資訊,惟實際內容與申貸條件,以銀行提供為準。
限時優惠專案
活動時間: 於2023/12/1~2023/12/31透過Money101官網或指定活動頁面連結至渣打銀行申貸平台申辦渣打銀行指定信用貸款產品。
活動辦法: 於活動期間內透過Money101指定活動頁面連結至渣打銀行申貸平台申辦指定信用貸款專案,成功撥貸(須於2024/1/31前完成撥貸)且撥款金額達新台幣30萬元以上(未達新台幣100萬元)並連續正常繳款達三個月(含)以上且未提前清償者,可享 Money101會員限定好禮「NT$3,000宜睿即享券」;金額達新台幣100萬元以上(含)並正常繳款達三個月(含)以上且未提前清償者,Money101會員可享會員限定好禮「NT$6,000宜睿即享券」或「Apple Airpods Pro 2」二選一,如為他行轉貸顧客,可再另享「NT$1,000宜睿即享券」。
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【超優滙】首期0.01%,第2期起2.54%~15.99%機動計息
【滙簡便】線上申請貸款,免列印、免郵寄超簡便
【滙快速】24 小時線上申辦,最快 1 天核貸
【滙有力】貸款金額10萬起,最高可貸 800 萬,最長 7 年超減壓 - 一天核貸小撇步:使用他行臨櫃開立帳戶驗證身分,貸款審核更迅速
- 適用對象:(1)年滿 18 至 55 歲,持有任何銀行的信用卡6個月以上。(2)在職且年收入需達30萬元(含)以上,受薪族群須附薪轉或薪資單等財力文件,自營商附401報表、所得清單。
- 總費用年百分率2.46%-16.78%,基準日2023/9/15詳滙豐官網
","【Money101通路限定限時優惠】開辦費0元! - 活動期間:2023/12/1~2023/12/31
- 活動內容:Money101通路限定享綁約方案開辦費0元。
- 活動資格:活動期間透過Money101官網或指定活動頁面連結,至滙豐銀行官網線上申辦信用貸款,不指定服務專員且持國內任一信用卡6個月以上。
- 活動辦法:2023/12/31前成功撥貸,Money101通路限定享綁約方案開辦費0元。
*使用社群軟體或通訊軟體、email直接分享滙豐銀行線上申辦平台連結將導致通路代碼失效,請務必從指定活動頁面點擊「立即申請」並直接填寫線上申請書,因自行操作不當導致通路代碼遺失,恕無法享通路限定優惠。
"],"title":"Features"},"functional":{"defaults":{"loanAmount":300000,"loanTenure":84},"fees":[],"metaData":{"alias":""},"rateTableEntries":[{"apr":2.46,"eir":null,"fees":[{"description":{"longDescription":"","shortDescription":"","tooltip":""},"type":{"display":"開辦費","key":"PL_HANDLING_FEE"},"value":"0"}],"interestRate":0.01,"loanAmountMax":8000000.0,"loanAmountMin":100000.0,"loanTenureMax":84,"loanTenureMin":0}]},"id":"blt2297051039e5dca0_20_zh-tw","image":{"description":"TODO","dimension":null,"url":"https://images.contentstack.io/v3/assets/blt4ca32b8be67c85f8/blt54d2becc1d8e34f6/5cada1c8fd6f02af4ddca04b/hsbc.png"},"imageOrientation":"LANDSCAPE","interestRate":null,"monthlyRepayment":null,"needCategories":[],"offers":null,"offersFaq":null,"productName":"滙豐銀行 信用貸款","promotional":{"bannerImage":null,"bannerText":"2023/12/31前成功撥貸,Money101通路限定享綁約方案開辦費0元起","countdown":{"date":{"endDate":"2023-12-01","startDate":null},"displayProductPage":true,"text":"通路限定倒數"},"flipBanner":{"date":{"endDate":"2023-10-01","startDate":null},"imageForDesktop":null,"imageForMobile":null,"period":5,"timeDelay":4},"type":[{"display":"限時優惠","key":"TIME_LIMITED"}]},"provider":{"alias":"滙豐銀行","providerName":"滙豐銀行"},"rawFunctionalPl":{"defaults":{"loanAmount":300000,"loanTenure":84},"fees":[],"interestRateInterval":"YEARLY","loanType":"PRINCIPAL_REDUCING","paymentInterval":"MONTHLY","rateTableEntries":[{"apr":2.46,"eir":null,"fees":[{"calculationMethod":"FIXED","description":{"longDescription":"","shortDescription":"","tooltip":""},"feeInterval":"ONCE","paymentMethod":"IGNORE","type":{"display":"開辦費","key":"PL_HANDLING_FEE"},"value":0}],"interestRate":0.01,"loanAmountMax":8000000.0,"loanAmountMin":100000.0,"loanTenureMax":84,"loanTenureMin":0,"transferRate":null}],"repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null}},"requirements":{"applicationConfirmationEmail":"","businessPriority":false,"citizenship":[],"criteriaDetails":[],"eligibleOccupations":[],"employmentType":null,"productPrescore":0.0},"termsAndConditions":"活動注意事項:\n
\n1.本專案期間:2023年12月1日至2023年12月31日止(以滙豐(台灣)商業銀行(以下稱滙豐銀行)系統登載之收件日期為準)。滙豐銀行其他貸款專案如既有信貸轉增貸或即可貸個人信用貸款不適用本專案。\n
\n2.活動內容:活動期間透過Money101官網或指定活動頁面連結,至滙豐銀行線上預約諮詢頁面成功申辦個人信用貸款,不指定服務專員且持國內任一信用卡6個月以上。\n
\n3.活動辦法:於2023/12/31前成功撥貸,Money101通路限定享綁約方案開辦費0元。\n
\n4.除首期(以每一個月為一期)為固定利率外,本貸款利率係採滙豐銀行每季調整之優利型房貸指標利率加碼1.05%~14.50%機動計息。優利型房貸指標利率將公告於滙豐銀行各分行營業處所及網站(www.hsbc.com.tw),以供貸款人查詢。滙豐銀行得於通知貸款人後變更優利型房貸指標利率指數之構成標的、調整頻率及取樣期間。相關訊息請參閱滙豐銀行網站說明。\n
\n5.本貸款總費用年百分率計算範例如下:貸款金額新臺幣 30 萬元。貸款期間:5 年。貸款利率:首期 0.01%,第2期起 2.54%~15.99% (按滙豐銀行優利型房貸季調指標利率加碼1.05%~14.50%,2023年9月15日滙豐銀行優利型房貸季調指標利率為1.49%)。開辦費:(1)綁約方案新臺幣0元; (2)不綁約方案新臺幣9,000元。總費用年百分率:(1)綁約方案:2.46%~15.39%; (2)不綁約方案:3.69%~16.78%。\n
\n6.本廣告揭露之年百分率係按主管機關備查之標準計算範例予以計算,實際貸款條件,仍以滙豐銀行提供之產品為準。且每一客戶實際之年百分率仍視其個別貸款產品及授信條件而有所不同。總費用年百分率不等於貸款利率。本總費用年百分率之計算基準日為2023年9月15日。\n
\n7.本產品貸款期間最短3年。除約定分期攤還款項外,貸款人於本貸款撥款日起 18 個月內如提前清償部份或全部本金者,應依提前清償本金金額之4%(6 個月內)或3%(第 7-18 個月)支付提前清償違約金。(此提前清償違約金僅限綁約方案,若選擇不綁約方案,則無此限制。)\n
\n8.滙豐銀行保留核貸與否及相關核貸條件之權利。各貸款產品適用對象及其他申請相關規定,請參閱滙豐銀行網站說明;貸款詳細約定以滙豐(台灣)商業銀行個人信用貸款申請書及約定書所載為準。\n
\n9.除法令另有規定者外,滙豐銀行得隨時修改、暫停、取消、終止本專案及/或本注意事項內容之權利。變動後之本專案相關內容將公布於滙豐銀行網站上。如有未盡事宜,悉依滙豐銀行其他約定條款及中華民國相關法令辦理。\n
\n10.滙豐銀行未委託任何代辦業者進行信貸行銷,如有信用貸款需求請撥滙豐銀行信貸諮詢專線提供服務02-6603-3001。\n
\n11.本公司係提供各銀行貸款優惠比較資訊, 恕不提供代辦服務, 所有貸款申辦事宜請逕洽各銀行辦理。\n
\n12.本公司不定期更新銀行貸款產品資訊,惟實際內容與申貸條件,以銀行提供為準。","title":"TW.PL.HSBC0005.滙豐銀行 信用貸款","totalRepayment":null}
(SizeLimitingPyMap: {__typename=PersonalLoan, id=blt2297051039e5dca0_20_zh-tw, image={url=https://images.contentstack.io/v3/assets/blt4ca32b8be67c85f8/blt54d2becc1d8e34f6/5cada1c8fd6f02af4ddca04b/hsbc.png, description=TODO, dimension=null}, featured=true, imageOrientation=LANDSCAPE, promotional={bannerText=2023/12/31前成功撥貸,Money101通路限定享綁約方案開辦費0元起, bannerImage=null, countdown={text=通路限定倒數, displayProductPage=true, date={startDate=null, endDate=2023-12-01}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=5, timeDelay=4, date={startDate=null, endDate=2023-10-01}}, type=[{key=TIME_LIMITED, display=限時優惠}]}, comparables=[{__typename=CompareElementWithSubValue, title={key=INTEREST_RATE_WITH_APR, display=最低貸款利率}, sortValue=10, displayValue=0.01, tooltip=null, description=, prefix=, suffix=%}, {__typename=CompareElementSimple, title={key=HANDLING_FEES, display=手續費}, sortValue=0, displayValue=0, tooltip=null, description=, prefix=NT$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=最低每月還款額}, sortValue=5001270, displayValue=5,001, tooltip=null, description=, prefix=NT$, suffix=}], ctaButton={label=立即申請, link={url=https://www.money101.com.tw/api/redirect?dest=eyJraWQiOiJTNzhWZklaZF9rcVd0V1YxUmtBbEs2QnUtY1dkMS1RU2Znc3FKaW1pSmxjIiwiYWxnIjoiRWREU0EifQ.CAEatQFodHRwczovL2FkLmRvdWJsZWNsaWNrLm5ldC9kZG0vdHJhY2tjbGsvTjE5NTAwMi4yMTM4MzAzTU9ORVkxMDEuQ09NLlRXL0I5OTY2NDQ3LjEzOTEzMzIxNTtkY190cmtfYWlkPTQwNzM4MDcyMztkY190cmtfY2lkPTcxOTQ3ODQzO2RjX2xhdD07ZGNfcmRpZD07dGFnX2Zvcl9jaGlsZF9kaXJlY3RlZF90cmVhdG1lbnQ9.XQdkD2KaQwJVF3okc2joaIJ3yY90ZxkuqIjQZCMkf-0M3ezXqjgOHNlmY6M_6_oX1ZhkGuyuBvv_Fp0sS2_uBA, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=}, rateTableEntries=[{loanTenureMin=0, loanTenureMax=84, loanAmountMin=100000.0, loanAmountMax=8000000.0, apr=2.46, eir=null, interestRate=0.01, fees=[{type={key=PL_HANDLING_FEE, display=開辦費}, value=0, description={shortDescription=, longDescription=, tooltip=}}]}], fees=[], defaults={loanTenure=84, loanAmount=300000}}, provider={alias=滙豐銀行, providerName=滙豐銀行}, description={shortDescription=[]}, productName=滙豐銀行 信用貸款, title=TW.PL.HSBC0005.滙豐銀行 信用貸款, features={title=Features, pros=[<b>首期0.01%,第2期起2.54%~15.99%,最高可貸800萬</B> <UL> <li>滙豐銀行個人信貸提供:</li> 【超優滙】首期0.01%,第2期起2.54%~15.99%機動計息<br> 【滙簡便】線上申請貸款,免列印、免郵寄超簡便 <br> 【滙快速】24 小時線上申辦,最快 1 天核貸 <br> 【滙有力】貸款金額10萬起,最高可貸 800 萬,最長 7 年超減壓 <li>一天核貸小撇步:使用他行臨櫃開立帳戶驗證身分,貸款審核更迅速</li> <li>適用對象:(1)年滿 18 至 55 歲,持有任何銀行的信用卡6個月以上。(2)在職且年收入需達30萬元(含)以上,受薪族群須附薪轉或薪資單等財力文件,自營商附401報表、所得清單。</li> <li>總費用年百分率2.46%-16.78%,基準日2023/9/15詳滙豐官網 </li> </ul>, <b>【Money101通路限定限時優惠】開辦費0元!</b> <ul> <li>活動期間:2023/12/1~2023/12/31</li> <li>活動內容:Money101通路限定享綁約方案開辦費0元。</li> <li>活動資格:活動期間透過Money101官網或指定活動頁面連結,至滙豐銀行官網線上申辦信用貸款,不指定服務專員且持國內任一信用卡6個月以上。</li> <li>活動辦法:2023/12/31前成功撥貸,Money101通路限定享綁約方案開辦費0元。</li> *使用社群軟體或通訊軟體、email直接分享滙豐銀行線上申辦平台連結將導致通路代碼失效,請務必從指定活動頁面點擊「立即申請」並直接填寫線上申請書,因自行操作不當導致通路代碼遺失,恕無法享通路限定優惠。 </ul>], cons=[]}, eligibility=[{type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=300000, description={shortDescription=30萬, longDescription=, tooltip=}}, {type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=, tooltip=}}, {type={key=MAXIMUM_AGE, display=最高年齡要求}, value=55, description={shortDescription=55歲, longDescription=, tooltip=}}], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=活動注意事項:
<br>
1.本專案期間:2023年12月1日至2023年12月31日止(以滙豐(台灣)商業銀行(以下稱滙豐銀行)系統登載之收件日期為準)。滙豐銀行其他貸款專案如既有信貸轉增貸或即可貸個人信用貸款不適用本專案。
<br>
2.活動內容:活動期間透過Money101官網或指定活動頁面連結,至滙豐銀行線上預約諮詢頁面成功申辦個人信用貸款,不指定服務專員且持國內任一信用卡6個月以上。
<br>
3.<b>活動辦法:於2023/12/31前成功撥貸,Money101通路限定享綁約方案開辦費0元。</b>
<br>
4.除首期(以每一個月為一期)為固定利率外,本貸款利率係採滙豐銀行每季調整之優利型房貸指標利率加碼1.05%~14.50%機動計息。優利型房貸指標利率將公告於滙豐銀行各分行營業處所及網站(www.hsbc.com.tw),以供貸款人查詢。滙豐銀行得於通知貸款人後變更優利型房貸指標利率指數之構成標的、調整頻率及取樣期間。相關訊息請參閱滙豐銀行網站說明。
<br>
5.<b>本貸款總費用年百分率計算範例如下:貸款金額新臺幣 30 萬元。貸款期間:5 年。貸款利率:首期 0.01%,第2期起 2.54%~15.99% (按滙豐銀行優利型房貸季調指標利率加碼1.05%~14.50%,2023年9月15日滙豐銀行優利型房貸季調指標利率為1.49%)。開辦費:(1)綁約方案新臺幣0元; (2)不綁約方案新臺幣9,000元。總費用年百分率:(1)綁約方案:2.46%~15.39%; (2)不綁約方案:3.69%~16.78%。</b>
<br>
6.本廣告揭露之年百分率係按主管機關備查之標準計算範例予以計算,實際貸款條件,仍以滙豐銀行提供之產品為準。且每一客戶實際之年百分率仍視其個別貸款產品及授信條件而有所不同。總費用年百分率不等於貸款利率。本總費用年百分率之計算基準日為2023年9月15日。
<br>
7.<b>本產品貸款期間最短3年。除約定分期攤還款項外,貸款人於本貸款撥款日起 18 個月內如提前清償部份或全部本金者,應依提前清償本金金額之4%(6 個月內)或3%(第 7-18 個月)支付提前清償違約金。(此提前清償違約金僅限綁約方案,若選擇不綁約方案,則無此限制。)</b>
<br>
8.滙豐銀行保留核貸與否及相關核貸條件之權利。各貸款產品適用對象及其他申請相關規定,請參閱滙豐銀行網站說明;貸款詳細約定以滙豐(台灣)商業銀行個人信用貸款申請書及約定書所載為準。
<br>
9.除法令另有規定者外,滙豐銀行得隨時修改、暫停、取消、終止本專案及/或本注意事項內容之權利。變動後之本專案相關內容將公布於滙豐銀行網站上。如有未盡事宜,悉依滙豐銀行其他約定條款及中華民國相關法令辦理。
<br>
10.滙豐銀行未委託任何代辦業者進行信貸行銷,如有信用貸款需求請撥滙豐銀行信貸諮詢專線提供服務02-6603-3001。
<br>
11.本公司係提供各銀行貸款優惠比較資訊, 恕不提供代辦服務, 所有貸款申辦事宜請逕洽各銀行辦理。
<br>
12.本公司不定期更新銀行貸款產品資訊,惟實際內容與申貸條件,以銀行提供為準。, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type=null, data=}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=0, loanTenureMax=84, loanAmountMin=100000.0, loanAmountMax=8000000.0, apr=2.46, eir=null, interestRate=0.01, fees=[{type={key=PL_HANDLING_FEE, display=開辦費}, feeInterval=ONCE, value=0, calculationMethod=FIXED, paymentMethod=IGNORE, description={shortDescription=, longDescription=, tooltip=}}], transferRate=null}], fees=[], defaults={loanTenure=84, loanAmount=300000}, loanType=PRINCIPAL_REDUCING, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=YEARLY, paymentInterval=MONTHLY}})
{__typename=PersonalLoan, id=blt2297051039e5dca0_20_zh-tw, image={url=https://images.contentstack.io/v3/assets/blt4ca32b8be67c85f8/blt54d2becc1d8e34f6/5cada1c8fd6f02af4ddca04b/hsbc.png, description=TODO, dimension=null}, featured=true, imageOrientation=LANDSCAPE, promotional={bannerText=2023/12/31前成功撥貸,Money101通路限定享綁約方案開辦費0元起, bannerImage=null, countdown={text=通路限定倒數, displayProductPage=true, date={startDate=null, endDate=2023-12-01}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=5, timeDelay=4, date={startDate=null, endDate=2023-10-01}}, type=[{key=TIME_LIMITED, display=限時優惠}]}, comparables=[{__typename=CompareElementWithSubValue, title={key=INTEREST_RATE_WITH_APR, display=最低貸款利率}, sortValue=10, displayValue=0.01, tooltip=null, description=, prefix=, suffix=%}, {__typename=CompareElementSimple, title={key=HANDLING_FEES, display=手續費}, sortValue=0, displayValue=0, tooltip=null, description=, prefix=NT$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=最低每月還款額}, sortValue=5001270, displayValue=5,001, tooltip=null, description=, prefix=NT$, suffix=}], ctaButton={label=立即申請, link={url=https://www.money101.com.tw/api/redirect?dest=eyJraWQiOiJTNzhWZklaZF9rcVd0V1YxUmtBbEs2QnUtY1dkMS1RU2Znc3FKaW1pSmxjIiwiYWxnIjoiRWREU0EifQ.CAEatQFodHRwczovL2FkLmRvdWJsZWNsaWNrLm5ldC9kZG0vdHJhY2tjbGsvTjE5NTAwMi4yMTM4MzAzTU9ORVkxMDEuQ09NLlRXL0I5OTY2NDQ3LjEzOTEzMzIxNTtkY190cmtfYWlkPTQwNzM4MDcyMztkY190cmtfY2lkPTcxOTQ3ODQzO2RjX2xhdD07ZGNfcmRpZD07dGFnX2Zvcl9jaGlsZF9kaXJlY3RlZF90cmVhdG1lbnQ9.XQdkD2KaQwJVF3okc2joaIJ3yY90ZxkuqIjQZCMkf-0M3ezXqjgOHNlmY6M_6_oX1ZhkGuyuBvv_Fp0sS2_uBA, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=}, rateTableEntries=[{loanTenureMin=0, loanTenureMax=84, loanAmountMin=100000.0, loanAmountMax=8000000.0, apr=2.46, eir=null, interestRate=0.01, fees=[{type={key=PL_HANDLING_FEE, display=開辦費}, value=0, description={shortDescription=, longDescription=, tooltip=}}]}], fees=[], defaults={loanTenure=84, loanAmount=300000}}, provider={alias=滙豐銀行, providerName=滙豐銀行}, description={shortDescription=[]}, productName=滙豐銀行 信用貸款, title=TW.PL.HSBC0005.滙豐銀行 信用貸款, features={title=Features, pros=[首期0.01%,第2期起2.54%~15.99%,最高可貸800萬 - 滙豐銀行個人信貸提供:
【超優滙】首期0.01%,第2期起2.54%~15.99%機動計息
【滙簡便】線上申請貸款,免列印、免郵寄超簡便
【滙快速】24 小時線上申辦,最快 1 天核貸
【滙有力】貸款金額10萬起,最高可貸 800 萬,最長 7 年超減壓 - 一天核貸小撇步:使用他行臨櫃開立帳戶驗證身分,貸款審核更迅速
- 適用對象:(1)年滿 18 至 55 歲,持有任何銀行的信用卡6個月以上。(2)在職且年收入需達30萬元(含)以上,受薪族群須附薪轉或薪資單等財力文件,自營商附401報表、所得清單。
- 總費用年百分率2.46%-16.78%,基準日2023/9/15詳滙豐官網
, 【Money101通路限定限時優惠】開辦費0元! - 活動期間:2023/12/1~2023/12/31
- 活動內容:Money101通路限定享綁約方案開辦費0元。
- 活動資格:活動期間透過Money101官網或指定活動頁面連結,至滙豐銀行官網線上申辦信用貸款,不指定服務專員且持國內任一信用卡6個月以上。
- 活動辦法:2023/12/31前成功撥貸,Money101通路限定享綁約方案開辦費0元。
*使用社群軟體或通訊軟體、email直接分享滙豐銀行線上申辦平台連結將導致通路代碼失效,請務必從指定活動頁面點擊「立即申請」並直接填寫線上申請書,因自行操作不當導致通路代碼遺失,恕無法享通路限定優惠。
], cons=[]}, eligibility=[{type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=300000, description={shortDescription=30萬, longDescription=, tooltip=}}, {type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=, tooltip=}}, {type={key=MAXIMUM_AGE, display=最高年齡要求}, value=55, description={shortDescription=55歲, longDescription=, tooltip=}}], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=活動注意事項:
1.本專案期間:2023年12月1日至2023年12月31日止(以滙豐(台灣)商業銀行(以下稱滙豐銀行)系統登載之收件日期為準)。滙豐銀行其他貸款專案如既有信貸轉增貸或即可貸個人信用貸款不適用本專案。
2.活動內容:活動期間透過Money101官網或指定活動頁面連結,至滙豐銀行線上預約諮詢頁面成功申辦個人信用貸款,不指定服務專員且持國內任一信用卡6個月以上。
3.活動辦法:於2023/12/31前成功撥貸,Money101通路限定享綁約方案開辦費0元。
4.除首期(以每一個月為一期)為固定利率外,本貸款利率係採滙豐銀行每季調整之優利型房貸指標利率加碼1.05%~14.50%機動計息。優利型房貸指標利率將公告於滙豐銀行各分行營業處所及網站(www.hsbc.com.tw),以供貸款人查詢。滙豐銀行得於通知貸款人後變更優利型房貸指標利率指數之構成標的、調整頻率及取樣期間。相關訊息請參閱滙豐銀行網站說明。
5.本貸款總費用年百分率計算範例如下:貸款金額新臺幣 30 萬元。貸款期間:5 年。貸款利率:首期 0.01%,第2期起 2.54%~15.99% (按滙豐銀行優利型房貸季調指標利率加碼1.05%~14.50%,2023年9月15日滙豐銀行優利型房貸季調指標利率為1.49%)。開辦費:(1)綁約方案新臺幣0元; (2)不綁約方案新臺幣9,000元。總費用年百分率:(1)綁約方案:2.46%~15.39%; (2)不綁約方案:3.69%~16.78%。
6.本廣告揭露之年百分率係按主管機關備查之標準計算範例予以計算,實際貸款條件,仍以滙豐銀行提供之產品為準。且每一客戶實際之年百分率仍視其個別貸款產品及授信條件而有所不同。總費用年百分率不等於貸款利率。本總費用年百分率之計算基準日為2023年9月15日。
7.本產品貸款期間最短3年。除約定分期攤還款項外,貸款人於本貸款撥款日起 18 個月內如提前清償部份或全部本金者,應依提前清償本金金額之4%(6 個月內)或3%(第 7-18 個月)支付提前清償違約金。(此提前清償違約金僅限綁約方案,若選擇不綁約方案,則無此限制。)
8.滙豐銀行保留核貸與否及相關核貸條件之權利。各貸款產品適用對象及其他申請相關規定,請參閱滙豐銀行網站說明;貸款詳細約定以滙豐(台灣)商業銀行個人信用貸款申請書及約定書所載為準。
9.除法令另有規定者外,滙豐銀行得隨時修改、暫停、取消、終止本專案及/或本注意事項內容之權利。變動後之本專案相關內容將公布於滙豐銀行網站上。如有未盡事宜,悉依滙豐銀行其他約定條款及中華民國相關法令辦理。
10.滙豐銀行未委託任何代辦業者進行信貸行銷,如有信用貸款需求請撥滙豐銀行信貸諮詢專線提供服務02-6603-3001。
11.本公司係提供各銀行貸款優惠比較資訊, 恕不提供代辦服務, 所有貸款申辦事宜請逕洽各銀行辦理。
12.本公司不定期更新銀行貸款產品資訊,惟實際內容與申貸條件,以銀行提供為準。, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type=null, data=}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=0, loanTenureMax=84, loanAmountMin=100000.0, loanAmountMax=8000000.0, apr=2.46, eir=null, interestRate=0.01, fees=[{type={key=PL_HANDLING_FEE, display=開辦費}, feeInterval=ONCE, value=0, calculationMethod=FIXED, paymentMethod=IGNORE, description={shortDescription=, longDescription=, tooltip=}}], transferRate=null}], fees=[], defaults={loanTenure=84, loanAmount=300000}, loanType=PRINCIPAL_REDUCING, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=YEARLY, paymentInterval=MONTHLY}}
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- 填寫資料透過手機門號確認身分後,加快填寫過程\n
- 上傳文件請備妥身分證及財力文件,拍照上傳\n
- 簽約撥款收到簡訊通知核准,客戶即可於線上簽約,取得資金!
","type":{"display":"申辦流程說明","key":"STEPS_TO_APPLY"}},{"data":"- 身分證正反面
- 收入證明影本(擇一檢附):薪資帳戶近三個月內頁資料及封面、最新年度扣繳憑單、所得清單
","type":{"display":"申辦所須文件","key":"REQUIRED_DOCUMENTS"}}],"apr":null,"comparables":[{"__typename":"CompareElementWithSubValue","description":"","displayValue":"0.01","prefix":"","sortValue":10,"suffix":"%","title":{"display":"最低貸款利率","key":"INTEREST_RATE_WITH_APR"},"tooltip":null},{"__typename":"CompareElementSimple","description":"","displayValue":"3,000","prefix":"NT$","sortValue":3000000,"suffix":"","title":{"display":"手續費","key":"HANDLING_FEES"},"tooltip":null},{"__typename":"CompareElementSimple","description":"","displayValue":"5,001","prefix":"NT$","sortValue":5001270,"suffix":"","title":{"display":"最低每月還款額","key":"REPAYMENT"},"tooltip":null}],"ctaButton":{"isNoDealCTA":false,"label":"立即申請","link":{"linkClass":"EXTERNAL","url":"https://www.money101.com.tw/api/redirect?dest=eyJraWQiOiJTNzhWZklaZF9rcVd0V1YxUmtBbEs2QnUtY1dkMS1RU2Znc3FKaW1pSmxjIiwiYWxnIjoiRWREU0EifQ.CAEatQFodHRwczovL2FkLmRvdWJsZWNsaWNrLm5ldC9kZG0vdHJhY2tjbGsvTjE5NTAwMi4yMTM4MzAzTU9ORVkxMDEuQ09NLlRXL0I5OTY2NDQ3LjEzOTM3OTcxMztkY190cmtfYWlkPTMxMTY0MDY5MTtkY190cmtfY2lkPTcxOTQ3ODQzO2RjX2xhdD07ZGNfcmRpZD07dGFnX2Zvcl9jaGlsZF9kaXJlY3RlZF90cmVhdG1lbnQ9.LuoduYt9k2mtCcfE25ErwHMqYeNGjN5FSosIx7fsUM7b4O0ww8GvRqXzejfulTrx0lxHGZiTE6fYR_74jlxZDA"},"show":true},"description":{"shortDescription":["謹慎理財 貸款先規劃","年收入達30萬元(含)以上即可申請,營業時間最快1小時撥款"]},"disclaimer":null,"eligibility":[{"description":{"longDescription":"","shortDescription":"18歲","tooltip":""},"type":{"display":"最低年齡要求","key":"MINIMUM_AGE"},"value":"18"},{"description":{"longDescription":"","shortDescription":"30萬元(含)以上","tooltip":""},"type":{"display":"最低年薪要求","key":"MINIMUM_ANNUAL_INCOME"},"value":"300000"},{"description":{"longDescription":"","shortDescription":"65歲","tooltip":""},"type":{"display":"最高年齡要求","key":"MAXIMUM_AGE"},"value":"65"}],"enableCountdown":true,"enableFlipBanner":false,"featured":true,"features":{"cons":["年齡18-65 歲之中華民國國民;年收入需達NT 30萬元(含)以上"],"pros":["活動期間:即日起至2023年12月31日(含)止","貸款年利率:首期一律0.01%(固定)、第2期起2.90%起(機動計息)","開辦費:每一案NT 3,000元起","貸款額度:最高NT 500萬元","貸款期間:最長7年"],"title":"Features"},"functional":{"defaults":{"loanAmount":300000,"loanTenure":84},"fees":[],"metaData":{"alias":"中國信託銅板價信貸"},"rateTableEntries":[{"apr":3.21,"eir":null,"fees":[{"description":{"longDescription":"","shortDescription":"","tooltip":""},"type":{"display":"開辦費","key":"PL_HANDLING_FEE"},"value":"3000"}],"interestRate":0.01,"loanAmountMax":5000000.0,"loanAmountMin":10000.0,"loanTenureMax":84,"loanTenureMin":12}]},"id":"bltc4db603621274d9b_23_zh-tw","image":{"description":"TODO","dimension":null,"url":"https://images.contentstack.io/v3/assets/blt4ca32b8be67c85f8/blt3a9375de2a3eb13b/637734165834861044c1f9a2/AnyConv.com_台灣中英文組合(綠底白底)-01.webp"},"imageOrientation":"LANDSCAPE","interestRate":null,"monthlyRepayment":null,"needCategories":[],"offers":null,"offersFaq":null,"productName":"中國信託 銅板價信貸","promotional":{"bannerImage":{"description":null,"dimension":null,"url":"https://images.contentstack.io/v3/assets/blt4ca32b8be67c85f8/blt19fc9de5ae1ee548/651d2ba03df50181d35ebccc/864x160@2x_(59).png"},"bannerText":"- 【Money101通路限定】2023.12.1~2023.12.31(含)申辦中國信託信貸,且於2024.1.31(含)前成功撥貸並符合資格者(詳見活動注意事項第1點),可享 Money101會員限定好禮,撥貸NT 50萬(含)以上贈「LaPO無線充行動電源」,每人限回饋一次。
- 【加碼抽好禮】申貸就抽NT18,888元家樂福禮物卡!
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\n(1)活動期間及資格:2023.12.1~2023.12.31(含)期間(以中國信託銀行系統登載之貸款申請收件日期為準)透過Money101官網連結申辦中國信託銀行信用貸款,且於2024.1.31 (含)之前成功撥貸並依原專案開辦費(NT9,000元)計收者,即符合獲贈Money101通路限定開辦費回饋好禮,撥貸NT 50萬(含)以上贈「LaPO無線充行動電源」,活動期間內同一身分證號之申辦人每人限回饋一次。\n
\n(2)回饋方式及相關使用限制:開辦費回饋好禮將於2024.3.31前由中國信託銀行傳送簡訊至申辦人登錄於中國信託銀行之通訊手機號碼,以簡訊方式提供贈品兌換序號。本活動贈品不得要求更換、轉讓他人或折換現金,且兌換序號為不記名,一旦收取後,若有遺失或被竊,中國信託銀行不發給任何證明或補償。\n
\n(3)【Money101通路限定開辦費回饋好禮】領取方式:\n
\n請收取禮品簡訊並於2024/05/31前點擊簡訊的兌換連結至Money101官網,透過以下三步驟,即完成線上兌換。\n
\n步驟① - 選擇您想要的會員好禮\n
\n步驟② - 登入/註冊Money101會員之後,點選立即兌換\n
\n步驟③ - 收到兌換連結後,輸入密碼即可兌換/使用Money101通路限定加碼好禮-LaPO 多功能無線充行動電源(WT-03CM)(不挑色)\n
\n*請於2024/05/31 前至Money101網站兌換領取您的贈品, 逾期視同放棄兌領, 恕不補發。\n
\n*如遇產品斷貨、缺貨或其他不可抗力之事由,Money101得保留更換贈品之權利\n
\n(4)「Money101通路限定開辦費回饋好禮」領取平台由Money 101提供。若對於領取流程有疑問,請致電Money 101客戶服務專線 (02)2345-6566 (服務時間為週一至週五 09:00-18:00,例假日除外)。\n
\n(5)LaPO 多功能無線充行動電源(WT-03CM)注意事項:\n
\nQC/PD3.0雙協議快充,22.5W大功率快速充電\n
\n2種自帶線+雙口輸出+磁吸無線充電,最高支援五台設備同時充電\n
\n隱藏式手機支架,LED電量顯示,充電狀態顯示,90度旋轉收納插頭\n
\n全方位安全機制保護(過充保護、短路保護、電芯保護等多種保護)\n
\nBSMI認證/NCC認證/歐洲CE認證/美國FCC認證\n
\n產品在非人為因素下損壞提供一年保固(配件不在保固範圍內)\n
\n(6)中國信託銀行與贈品出賣人間並無代理、合夥關係或提供保證,申辦人對所兌換的商品有任何爭議,由贈品出賣商負責。除因商品瑕疵或於運送過程中損壞,恕不得要求退換貨,且退換貨僅限於同項商品。本活動贈品如遇贈品缺貨、斷貨或兌換完畢,中國信託銀行有權以其他等值商品代替,將以網站公告為準,不另行通知。\n
\n(7)本活動由中國信託銀行及 Money101共同主辦,主辦單位具有解釋、變更獎項內容或終止本活動優惠內容之權利,如因不可抗拒之因素,有權更換獎項為等值商品。\n
\n(8)除法令有特別規定者外,中國信託銀行保留核准與否以及隨時修改、變更或取消本活動及/或注意事項內容之權利。\n
\n《抽獎活動辦法》\n
\n1.活動期間:即日起至 2023.12.31 止。\n
\n2.抽獎獎項:\n-NT18,888元家樂福禮物卡 (共1名):客戶需於線上自行完成信貸申請,即可獲得1次抽獎機會,每人最多1次抽獎機會。\n
\n-月月抽NT9000元 (共3名):客戶需於線上自行完成信貸申請及撥款,且該案開辦費實收9,000元,即可獲得1次抽獎機會,每人最多1次抽獎機會。中國信託銀行將以NT9,000元沖抵貸款本金,若該筆貸款帳戶餘額不足或已提前結清,將不另行退回。如有其他特殊優惠方案或活動,即不適用本優惠活動。\n
\n3.NT18,888元家樂福禮物卡中獎名單將於2024.01.22前公告於中信活動頁面,領獎截止日為2024.02.29,中獎人須配合填寫「領獎回執聯」並於領獎截止日前回寄至指定信箱,若填寫資料有誤、檢附資料不完整或未於指定期限內回覆,或有其他可歸責中獎人事由致無法核對中獎人資料之情事等,一律視為自動放棄中獎資格。贈品以實物為準,並由出貨廠商負保固之責,除商品瑕疵外,恕不提供選色、退換服務,贈品將於2024.03.31前寄出,請耐心等候。\n
\n4.依中華民國所得稅法規定,中獎金額達 NT20,000 元(含)時,中國信託銀行需先代扣繳機會中獎稅 10%,領獎人須先給付 10% 之稅金後,始得領取本項贈獎。當您於中國信託銀行年度累計所得之獎項金額超過 NT1,000 元時,中國信託銀行將依相關稅法規定寄發扣繳憑單,若中獎人未提供相關資料或未繳納應繳稅額導致兌換期限前未完成領獎手續等相關事宜者,即視為自動放棄中獎資格,事後不得再提出其他任何要求;如有其他未盡事宜悉依稅法相關規定辦理。中獎人參加本活動而需支付之任何稅捐係屬得獎者依稅法之規定所須履行之義務,概與中國信託銀行無關,倘有稅務法令適用之爭議者,概由領獎人自行向開徵機關提出申訴。\n
\n5.如有任何因為電腦、網路、電話、技術或不可歸責於中國信託銀行之事由,而使參加本活動者,所寄出或登錄之資料有遺失、錯誤、無法辨識或毀損之情況,中國信託銀行不負任何法律責任,參與本活動者或中獎者亦不得因此異議。\n
\n6.本活動之抽獎、中獎與兌換紀錄均以中國信託銀行電腦系統紀錄為準。中國信託銀行有權檢視各項交易及抽獎紀錄,若參加者有違反活動注意事項之行為或涉及不正當得利及非法行為,中國信託銀行除公告排除參與活動及兌領資格外,並對任何破壞活動之行為保留法律追訴權。\n
\n7.中國信託銀行保留修改、變更、終止本活動與替換其他等值獎項之權利,中國信託銀行得變更或終止活動內容,並於中國信託銀行網站上公告。若有其他未盡事宜,悉依中國信託銀行相關規定或解釋辦理。\n
\n8.家樂福禮物卡使用方式依禮物卡說明為準,無使用期限,恕不受理補發或折讓刷卡金或現金。\n
\n《0.01%優惠專案注意事項》\n
\n1.符合下列條件且認證通過之客戶可「免上傳文件」,中國信託銀行仍保留文件徵提之權利:\n中國信託銀行非數位存款戶或中國信託銀行貸款戶,申請中信軟體憑證並通過認證,並授權中國信託銀行透過財團法人金融聯合徵信中心介接使用公務機關資料,查詢財政部個人最新年度所得資料以及勞動部職業投保資料得免上傳收入文件。中國信託銀行往來留存之身分證換補領資訊為最新資訊,且客戶手動填寫資訊相符時,可免上傳身分證。\n
\n2.本專案期間自即日起至2023年12月31日(含)止向中國信託銀行申請 (適用期間以中國信託銀行系統登載之貸款申請收件日期為準)。\n
\n3.前述利率係中國信託銀行分期型貸款產品,總費用年百分率為3.21%~14.87%,該年百分率係以貸款金額NT30萬元,貸款期間5年,貸款年利率首期0.01%、第二期起2.90%~14.98%(機動計息),開辦費NT3,000元,計算而得。本貸款總費用年百分率之計算基準日為2023年5月23日。\n
\n4.上述機動計息係指定儲利率指數加碼1.29%~13.37%而成,定儲利率訂價指數係參考臺銀、合庫、土銀、一銀、彰銀、華銀、臺灣企銀、國泰世華、兆豐國際商銀、台北富邦等十家本國銀行之一年期固定利率定儲平均利率為訂價指數,每次取樣時,排除最高及最低各兩家銀行,以剩餘之六家銀行為取樣銀行。調整時間為每年2月23日、5月23日、8月23日、11月23日。詳依「中國信託個人信用貸款約定書」之約定。\n
\n5.自借款撥款日起6個月內提前清償借款本金者,按提前清償借款本金金額4%計付提前清償違約金;自借款撥款日第7個月起至第12個月內提前清償借款本金者,按提前清償借款本金金額3%計付提前清償違約金。詳依「中國信託個人信用貸款約定書」之約定。\n
\n6.本廣告所揭露之年百分率係按銀行主管機關備查之標準計算範例予以計算,實際貸款條件,仍以銀行提供之產品為準。且每一客戶實際之年百分率仍視其個別貸款產品及授信條件而有所不同。總費用年百分率不等於貸款利率。\n
\n7.中國信託銀行保有核貸與否及核決貸放金額、利率之權利,同時保留調整產品規格,申貸期限及其他相關規定之權利,相關內容以活動網站最新公告為準。\n
\n8.上述金額幣別皆為新臺幣。\n
\n《共通注意事項》\n
\n1.本公司(Money101.com.tw)係提供各銀行貸款優惠比較資訊, 恕不提供代辦服務, 所有貸款申辦事宜請逕洽各銀行辦理。\n
\n2.本公司(Money101.com.tw)不定期更新銀行貸款產品資訊,惟實際內容與申貸條件,以銀行提供為準。\n","title":"TW.PL.CTBC0004.中國信託 銅板價信貸","totalRepayment":null}
(SizeLimitingPyMap: {__typename=PersonalLoan, id=bltc4db603621274d9b_23_zh-tw, image={url=https://images.contentstack.io/v3/assets/blt4ca32b8be67c85f8/blt3a9375de2a3eb13b/637734165834861044c1f9a2/AnyConv.com_台灣中英文組合(綠底白底)-01.webp, description=TODO, dimension=null}, featured=true, imageOrientation=LANDSCAPE, promotional={bannerText=<ul><li>【Money101通路限定】2023.12.1~2023.12.31(含)申辦中國信託信貸,且於2024.1.31(含)前成功撥貸並符合資格者(詳見活動注意事項第1點),可享 Money101會員限定好禮,撥貸NT 50萬(含)以上贈「LaPO無線充行動電源」,每人限回饋一次。</li><li>【加碼抽好禮】申貸就抽NT18,888元家樂福禮物卡!</li></ul>, bannerImage={url=https://images.contentstack.io/v3/assets/blt4ca32b8be67c85f8/blt19fc9de5ae1ee548/651d2ba03df50181d35ebccc/864x160@2x_(59).png, description=null, dimension=null}, countdown={text=通路倒數限定, displayProductPage=true, date={startDate=null, endDate=2024-01-01}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=TIME_LIMITED, display=限時優惠}]}, comparables=[{__typename=CompareElementWithSubValue, title={key=INTEREST_RATE_WITH_APR, display=最低貸款利率}, sortValue=10, displayValue=0.01, tooltip=null, description=, prefix=, suffix=%}, {__typename=CompareElementSimple, title={key=HANDLING_FEES, display=手續費}, sortValue=3000000, displayValue=3,000, tooltip=null, description=, prefix=NT$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=最低每月還款額}, sortValue=5001270, displayValue=5,001, tooltip=null, description=, prefix=NT$, suffix=}], ctaButton={label=立即申請, link={url=https://www.money101.com.tw/api/redirect?dest=eyJraWQiOiJTNzhWZklaZF9rcVd0V1YxUmtBbEs2QnUtY1dkMS1RU2Znc3FKaW1pSmxjIiwiYWxnIjoiRWREU0EifQ.CAEatQFodHRwczovL2FkLmRvdWJsZWNsaWNrLm5ldC9kZG0vdHJhY2tjbGsvTjE5NTAwMi4yMTM4MzAzTU9ORVkxMDEuQ09NLlRXL0I5OTY2NDQ3LjEzOTM3OTcxMztkY190cmtfYWlkPTMxMTY0MDY5MTtkY190cmtfY2lkPTcxOTQ3ODQzO2RjX2xhdD07ZGNfcmRpZD07dGFnX2Zvcl9jaGlsZF9kaXJlY3RlZF90cmVhdG1lbnQ9.LuoduYt9k2mtCcfE25ErwHMqYeNGjN5FSosIx7fsUM7b4O0ww8GvRqXzejfulTrx0lxHGZiTE6fYR_74jlxZDA, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=中國信託銅板價信貸}, rateTableEntries=[{loanTenureMin=12, loanTenureMax=84, loanAmountMin=10000.0, loanAmountMax=5000000.0, apr=3.21, eir=null, interestRate=0.01, fees=[{type={key=PL_HANDLING_FEE, display=開辦費}, value=3000, description={shortDescription=, longDescription=, tooltip=}}]}], fees=[], defaults={loanTenure=84, loanAmount=300000}}, provider={alias=中國信託, providerName=中國信託}, description={shortDescription=[謹慎理財 貸款先規劃, 年收入達30萬元(含)以上即可申請,營業時間最快1小時撥款]}, productName=中國信託 銅板價信貸, title=TW.PL.CTBC0004.中國信託 銅板價信貸, features={title=Features, pros=[活動期間:即日起至2023年12月31日(含)止, 貸款年利率:首期一律0.01%(固定)、第2期起2.90%起(機動計息), 開辦費:每一案NT 3,000元起, 貸款額度:最高NT 500萬元, 貸款期間:最長7年], cons=[年齡18-65 歲之中華民國國民;年收入需達NT 30萬元(含)以上]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=, tooltip=}}, {type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=300000, description={shortDescription=30萬元(含)以上, longDescription=, tooltip=}}, {type={key=MAXIMUM_AGE, display=最高年齡要求}, value=65, description={shortDescription=65歲, longDescription=, tooltip=}}], offers=null, enableCountdown=true, enableFlipBanner=false, termsAndConditions=<b>《通路限定活動注意事項》</b>
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(1)活動期間及資格:2023.12.1~2023.12.31(含)期間(以中國信託銀行系統登載之貸款申請收件日期為準)透過Money101官網連結申辦中國信託銀行信用貸款,且於2024.1.31 (含)之前成功撥貸並依原專案開辦費(NT9,000元)計收者,即符合獲贈Money101通路限定開辦費回饋好禮,撥貸NT 50萬(含)以上贈「LaPO無線充行動電源」,活動期間內同一身分證號之申辦人每人限回饋一次。
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(2)回饋方式及相關使用限制:開辦費回饋好禮將於2024.3.31前由中國信託銀行傳送簡訊至申辦人登錄於中國信託銀行之通訊手機號碼,以簡訊方式提供贈品兌換序號。本活動贈品不得要求更換、轉讓他人或折換現金,且兌換序號為不記名,一旦收取後,若有遺失或被竊,中國信託銀行不發給任何證明或補償。
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(3)【Money101通路限定開辦費回饋好禮】領取方式:
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請收取禮品簡訊並於2024/05/31前點擊簡訊的兌換連結至Money101官網,透過以下三步驟,即完成線上兌換。
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步驟① - 選擇您想要的會員好禮
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步驟② - 登入/註冊Money101會員之後,點選立即兌換
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步驟③ - 收到兌換連結後,輸入密碼即可兌換/使用Money101通路限定加碼好禮-LaPO 多功能無線充行動電源(WT-03CM)(不挑色)
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*請於2024/05/31 前至Money101網站兌換領取您的贈品, 逾期視同放棄兌領, 恕不補發。
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*如遇產品斷貨、缺貨或其他不可抗力之事由,Money101得保留更換贈品之權利
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(4)「Money101通路限定開辦費回饋好禮」領取平台由Money 101提供。若對於領取流程有疑問,請致電Money 101客戶服務專線 (02)2345-6566 (服務時間為週一至週五 09:00-18:00,例假日除外)。
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(5)LaPO 多功能無線充行動電源(WT-03CM)注意事項:
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QC/PD3.0雙協議快充,22.5W大功率快速充電
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2種自帶線+雙口輸出+磁吸無線充電,最高支援五台設備同時充電
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隱藏式手機支架,LED電量顯示,充電狀態顯示,90度旋轉收納插頭
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全方位安全機制保護(過充保護、短路保護、電芯保護等多種保護)
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BSMI認證/NCC認證/歐洲CE認證/美國FCC認證
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產品在非人為因素下損壞提供一年保固(配件不在保固範圍內)
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(6)中國信託銀行與贈品出賣人間並無代理、合夥關係或提供保證,申辦人對所兌換的商品有任何爭議,由贈品出賣商負責。除因商品瑕疵或於運送過程中損壞,恕不得要求退換貨,且退換貨僅限於同項商品。本活動贈品如遇贈品缺貨、斷貨或兌換完畢,中國信託銀行有權以其他等值商品代替,將以網站公告為準,不另行通知。
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(7)本活動由中國信託銀行及 Money101共同主辦,主辦單位具有解釋、變更獎項內容或終止本活動優惠內容之權利,如因不可抗拒之因素,有權更換獎項為等值商品。
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(8)除法令有特別規定者外,中國信託銀行保留核准與否以及隨時修改、變更或取消本活動及/或注意事項內容之權利。
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<b>《抽獎活動辦法》</b>
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1.活動期間:即日起至 2023.12.31 止。
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2.抽獎獎項:
-NT18,888元家樂福禮物卡 (共1名):客戶需於線上自行完成信貸申請,即可獲得1次抽獎機會,每人最多1次抽獎機會。
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-月月抽NT9000元 (共3名):客戶需於線上自行完成信貸申請及撥款,且該案開辦費實收9,000元,即可獲得1次抽獎機會,每人最多1次抽獎機會。中國信託銀行將以NT9,000元沖抵貸款本金,若該筆貸款帳戶餘額不足或已提前結清,將不另行退回。如有其他特殊優惠方案或活動,即不適用本優惠活動。
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3.NT18,888元家樂福禮物卡中獎名單將於2024.01.22前公告於中信活動頁面,領獎截止日為2024.02.29,中獎人須配合填寫「領獎回執聯」並於領獎截止日前回寄至指定信箱,若填寫資料有誤、檢附資料不完整或未於指定期限內回覆,或有其他可歸責中獎人事由致無法核對中獎人資料之情事等,一律視為自動放棄中獎資格。贈品以實物為準,並由出貨廠商負保固之責,除商品瑕疵外,恕不提供選色、退換服務,贈品將於2024.03.31前寄出,請耐心等候。
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4.依中華民國所得稅法規定,中獎金額達 NT20,000 元(含)時,中國信託銀行需先代扣繳機會中獎稅 10%,領獎人須先給付 10% 之稅金後,始得領取本項贈獎。當您於中國信託銀行年度累計所得之獎項金額超過 NT1,000 元時,中國信託銀行將依相關稅法規定寄發扣繳憑單,若中獎人未提供相關資料或未繳納應繳稅額導致兌換期限前未完成領獎手續等相關事宜者,即視為自動放棄中獎資格,事後不得再提出其他任何要求;如有其他未盡事宜悉依稅法相關規定辦理。中獎人參加本活動而需支付之任何稅捐係屬得獎者依稅法之規定所須履行之義務,概與中國信託銀行無關,倘有稅務法令適用之爭議者,概由領獎人自行向開徵機關提出申訴。
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5.如有任何因為電腦、網路、電話、技術或不可歸責於中國信託銀行之事由,而使參加本活動者,所寄出或登錄之資料有遺失、錯誤、無法辨識或毀損之情況,中國信託銀行不負任何法律責任,參與本活動者或中獎者亦不得因此異議。
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6.本活動之抽獎、中獎與兌換紀錄均以中國信託銀行電腦系統紀錄為準。中國信託銀行有權檢視各項交易及抽獎紀錄,若參加者有違反活動注意事項之行為或涉及不正當得利及非法行為,中國信託銀行除公告排除參與活動及兌領資格外,並對任何破壞活動之行為保留法律追訴權。
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7.中國信託銀行保留修改、變更、終止本活動與替換其他等值獎項之權利,中國信託銀行得變更或終止活動內容,並於中國信託銀行網站上公告。若有其他未盡事宜,悉依中國信託銀行相關規定或解釋辦理。
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8.家樂福禮物卡使用方式依禮物卡說明為準,無使用期限,恕不受理補發或折讓刷卡金或現金。
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<b>《0.01%優惠專案注意事項》</b>
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1.符合下列條件且認證通過之客戶可「免上傳文件」,中國信託銀行仍保留文件徵提之權利:
中國信託銀行非數位存款戶或中國信託銀行貸款戶,申請中信軟體憑證並通過認證,並授權中國信託銀行透過財團法人金融聯合徵信中心介接使用公務機關資料,查詢財政部個人最新年度所得資料以及勞動部職業投保資料得免上傳收入文件。中國信託銀行往來留存之身分證換補領資訊為最新資訊,且客戶手動填寫資訊相符時,可免上傳身分證。
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2.本專案期間自即日起至2023年12月31日(含)止向中國信託銀行申請 (適用期間以中國信託銀行系統登載之貸款申請收件日期為準)。
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3.前述利率係中國信託銀行分期型貸款產品,總費用年百分率為3.21%~14.87%,該年百分率係以貸款金額NT30萬元,貸款期間5年,貸款年利率首期0.01%、第二期起2.90%~14.98%(機動計息),開辦費NT3,000元,計算而得。本貸款總費用年百分率之計算基準日為2023年5月23日。
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4.上述機動計息係指定儲利率指數加碼1.29%~13.37%而成,定儲利率訂價指數係參考臺銀、合庫、土銀、一銀、彰銀、華銀、臺灣企銀、國泰世華、兆豐國際商銀、台北富邦等十家本國銀行之一年期固定利率定儲平均利率為訂價指數,每次取樣時,排除最高及最低各兩家銀行,以剩餘之六家銀行為取樣銀行。調整時間為每年2月23日、5月23日、8月23日、11月23日。詳依「中國信託個人信用貸款約定書」之約定。
<br>
5.自借款撥款日起6個月內提前清償借款本金者,按提前清償借款本金金額4%計付提前清償違約金;自借款撥款日第7個月起至第12個月內提前清償借款本金者,按提前清償借款本金金額3%計付提前清償違約金。詳依「中國信託個人信用貸款約定書」之約定。
<br>
6.本廣告所揭露之年百分率係按銀行主管機關備查之標準計算範例予以計算,實際貸款條件,仍以銀行提供之產品為準。且每一客戶實際之年百分率仍視其個別貸款產品及授信條件而有所不同。總費用年百分率不等於貸款利率。
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7.中國信託銀行保有核貸與否及核決貸放金額、利率之權利,同時保留調整產品規格,申貸期限及其他相關規定之權利,相關內容以活動網站最新公告為準。
<br>
8.上述金額幣別皆為新臺幣。
<br>
<b>《共通注意事項》</b>
<br>
1.本公司(Money101.com.tw)係提供各銀行貸款優惠比較資訊, 恕不提供代辦服務, 所有貸款申辦事宜請逕洽各銀行辦理。
<br>
2.本公司(Money101.com.tw)不定期更新銀行貸款產品資訊,惟實際內容與申貸條件,以銀行提供為準。
, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[{key=PL_OCCUPATION_PROFESSIONAL, display=PL_OCCUPATION_PROFESSIONAL}, {key=PL_OCCUPATION_WHITE_COLLAR_LISTED_COMPANY, display=PL_OCCUPATION_WHITE_COLLAR_LISTED_COMPANY}, {key=PL_OCCUPATION_WHITE_COLLAR_FINANCIAL_INDUSTRY_COMPANY, display=PL_OCCUPATION_WHITE_COLLAR_FINANCIAL_INDUSTRY_COMPANY}, {key=PL_OCCUPATION_WHITE_COLLAR_NON_LISTED_COMPANY, display=PL_OCCUPATION_WHITE_COLLAR_NON_LISTED_COMPANY}, {key=PL_OCCUPATION_GOVERNMENT_EMPLOYEE, display=PL_OCCUPATION_GOVERNMENT_EMPLOYEE}, {key=PL_OCCUPATION_TEACHER_PRIVATE_SCHOOL, display=PL_OCCUPATION_TEACHER_PRIVATE_SCHOOL}, {key=PL_OCCUPATION_SELF_EMPLOYED_OR_BUSINESS_OWNER, display=PL_OCCUPATION_SELF_EMPLOYED_OR_BUSINESS_OWNER}, {key=PL_OCCUPATION_MILITARY_PERSONNEL, display=PL_OCCUPATION_MILITARY_PERSONNEL}, {key=PL_OCCUPATION_UNEMPLOYED_OR_RETIRED, display=PL_OCCUPATION_UNEMPLOYED_OR_RETIRED}, {key=PL_OCCUPATION_STUDENT, display=PL_OCCUPATION_STUDENT}, {key=PL_OCCUPATION_MANUFACTURE_WORKER, display=PL_OCCUPATION_MANUFACTURE_WORKER}, {key=PL_OCCUPATION_HOTEL_RESTAURANT_WORKER, display=PL_OCCUPATION_HOTEL_RESTAURANT_WORKER}, {key=PL_OCCUPATION_RETAIL_WHOLESALE_WORKER, display=PL_OCCUPATION_RETAIL_WHOLESALE_WORKER}, {key=PL_OCCUPATION_SALES, display=PL_OCCUPATION_SALES}, {key=PL_OCCUPATION_DELIVERY_OR_TRANSPORTATION_WORKER, display=PL_OCCUPATION_DELIVERY_OR_TRANSPORTATION_WORKER}, {key=PL_OCCUPATION_OTHER, display=PL_OCCUPATION_OTHER}], businessPriority=false, productPrescore=40.63}, applicationProcess=[{type={key=STEPS_TO_APPLY, display=申辦流程說明}, data=<p>簡單三步驟,免出門,也能取得所需資金!</p><ul><li>填寫資料透過手機門號確認身分後,加快填寫過程
</li><li>上傳文件請備妥身分證及財力文件,拍照上傳
</li><li>簽約撥款收到簡訊通知核准,客戶即可於線上簽約,取得資金!</li></ul>}, {type={key=REQUIRED_DOCUMENTS, display=申辦所須文件}, data=<ul><li>身分證正反面<br></li></ul><ul><li>收入證明影本(擇一檢附):薪資帳戶近三個月內頁資料及封面、最新年度扣繳憑單、所得清單</li></ul>}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=12, loanTenureMax=84, loanAmountMin=10000.0, loanAmountMax=5000000.0, apr=3.21, eir=null, interestRate=0.01, fees=[{type={key=PL_HANDLING_FEE, display=開辦費}, feeInterval=ONCE, value=3000, calculationMethod=FIXED, paymentMethod=IGNORE, description={shortDescription=, longDescription=, tooltip=}}], transferRate=null}], fees=[], defaults={loanTenure=84, loanAmount=300000}, loanType=PRINCIPAL_REDUCING, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=YEARLY, paymentInterval=MONTHLY}})
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- 【加碼抽好禮】申貸就抽NT18,888元家樂福禮物卡!
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(1)活動期間及資格:2023.12.1~2023.12.31(含)期間(以中國信託銀行系統登載之貸款申請收件日期為準)透過Money101官網連結申辦中國信託銀行信用貸款,且於2024.1.31 (含)之前成功撥貸並依原專案開辦費(NT9,000元)計收者,即符合獲贈Money101通路限定開辦費回饋好禮,撥貸NT 50萬(含)以上贈「LaPO無線充行動電源」,活動期間內同一身分證號之申辦人每人限回饋一次。
(2)回饋方式及相關使用限制:開辦費回饋好禮將於2024.3.31前由中國信託銀行傳送簡訊至申辦人登錄於中國信託銀行之通訊手機號碼,以簡訊方式提供贈品兌換序號。本活動贈品不得要求更換、轉讓他人或折換現金,且兌換序號為不記名,一旦收取後,若有遺失或被竊,中國信託銀行不發給任何證明或補償。
(3)【Money101通路限定開辦費回饋好禮】領取方式:
請收取禮品簡訊並於2024/05/31前點擊簡訊的兌換連結至Money101官網,透過以下三步驟,即完成線上兌換。
步驟① - 選擇您想要的會員好禮
步驟② - 登入/註冊Money101會員之後,點選立即兌換
步驟③ - 收到兌換連結後,輸入密碼即可兌換/使用Money101通路限定加碼好禮-LaPO 多功能無線充行動電源(WT-03CM)(不挑色)
*請於2024/05/31 前至Money101網站兌換領取您的贈品, 逾期視同放棄兌領, 恕不補發。
*如遇產品斷貨、缺貨或其他不可抗力之事由,Money101得保留更換贈品之權利
(4)「Money101通路限定開辦費回饋好禮」領取平台由Money 101提供。若對於領取流程有疑問,請致電Money 101客戶服務專線 (02)2345-6566 (服務時間為週一至週五 09:00-18:00,例假日除外)。
(5)LaPO 多功能無線充行動電源(WT-03CM)注意事項:
QC/PD3.0雙協議快充,22.5W大功率快速充電
2種自帶線+雙口輸出+磁吸無線充電,最高支援五台設備同時充電
隱藏式手機支架,LED電量顯示,充電狀態顯示,90度旋轉收納插頭
全方位安全機制保護(過充保護、短路保護、電芯保護等多種保護)
BSMI認證/NCC認證/歐洲CE認證/美國FCC認證
產品在非人為因素下損壞提供一年保固(配件不在保固範圍內)
(6)中國信託銀行與贈品出賣人間並無代理、合夥關係或提供保證,申辦人對所兌換的商品有任何爭議,由贈品出賣商負責。除因商品瑕疵或於運送過程中損壞,恕不得要求退換貨,且退換貨僅限於同項商品。本活動贈品如遇贈品缺貨、斷貨或兌換完畢,中國信託銀行有權以其他等值商品代替,將以網站公告為準,不另行通知。
(7)本活動由中國信託銀行及 Money101共同主辦,主辦單位具有解釋、變更獎項內容或終止本活動優惠內容之權利,如因不可抗拒之因素,有權更換獎項為等值商品。
(8)除法令有特別規定者外,中國信託銀行保留核准與否以及隨時修改、變更或取消本活動及/或注意事項內容之權利。
《抽獎活動辦法》
1.活動期間:即日起至 2023.12.31 止。
2.抽獎獎項:
-NT18,888元家樂福禮物卡 (共1名):客戶需於線上自行完成信貸申請,即可獲得1次抽獎機會,每人最多1次抽獎機會。
-月月抽NT9000元 (共3名):客戶需於線上自行完成信貸申請及撥款,且該案開辦費實收9,000元,即可獲得1次抽獎機會,每人最多1次抽獎機會。中國信託銀行將以NT9,000元沖抵貸款本金,若該筆貸款帳戶餘額不足或已提前結清,將不另行退回。如有其他特殊優惠方案或活動,即不適用本優惠活動。
3.NT18,888元家樂福禮物卡中獎名單將於2024.01.22前公告於中信活動頁面,領獎截止日為2024.02.29,中獎人須配合填寫「領獎回執聯」並於領獎截止日前回寄至指定信箱,若填寫資料有誤、檢附資料不完整或未於指定期限內回覆,或有其他可歸責中獎人事由致無法核對中獎人資料之情事等,一律視為自動放棄中獎資格。贈品以實物為準,並由出貨廠商負保固之責,除商品瑕疵外,恕不提供選色、退換服務,贈品將於2024.03.31前寄出,請耐心等候。
4.依中華民國所得稅法規定,中獎金額達 NT20,000 元(含)時,中國信託銀行需先代扣繳機會中獎稅 10%,領獎人須先給付 10% 之稅金後,始得領取本項贈獎。當您於中國信託銀行年度累計所得之獎項金額超過 NT1,000 元時,中國信託銀行將依相關稅法規定寄發扣繳憑單,若中獎人未提供相關資料或未繳納應繳稅額導致兌換期限前未完成領獎手續等相關事宜者,即視為自動放棄中獎資格,事後不得再提出其他任何要求;如有其他未盡事宜悉依稅法相關規定辦理。中獎人參加本活動而需支付之任何稅捐係屬得獎者依稅法之規定所須履行之義務,概與中國信託銀行無關,倘有稅務法令適用之爭議者,概由領獎人自行向開徵機關提出申訴。
5.如有任何因為電腦、網路、電話、技術或不可歸責於中國信託銀行之事由,而使參加本活動者,所寄出或登錄之資料有遺失、錯誤、無法辨識或毀損之情況,中國信託銀行不負任何法律責任,參與本活動者或中獎者亦不得因此異議。
6.本活動之抽獎、中獎與兌換紀錄均以中國信託銀行電腦系統紀錄為準。中國信託銀行有權檢視各項交易及抽獎紀錄,若參加者有違反活動注意事項之行為或涉及不正當得利及非法行為,中國信託銀行除公告排除參與活動及兌領資格外,並對任何破壞活動之行為保留法律追訴權。
7.中國信託銀行保留修改、變更、終止本活動與替換其他等值獎項之權利,中國信託銀行得變更或終止活動內容,並於中國信託銀行網站上公告。若有其他未盡事宜,悉依中國信託銀行相關規定或解釋辦理。
8.家樂福禮物卡使用方式依禮物卡說明為準,無使用期限,恕不受理補發或折讓刷卡金或現金。
《0.01%優惠專案注意事項》
1.符合下列條件且認證通過之客戶可「免上傳文件」,中國信託銀行仍保留文件徵提之權利:
中國信託銀行非數位存款戶或中國信託銀行貸款戶,申請中信軟體憑證並通過認證,並授權中國信託銀行透過財團法人金融聯合徵信中心介接使用公務機關資料,查詢財政部個人最新年度所得資料以及勞動部職業投保資料得免上傳收入文件。中國信託銀行往來留存之身分證換補領資訊為最新資訊,且客戶手動填寫資訊相符時,可免上傳身分證。
2.本專案期間自即日起至2023年12月31日(含)止向中國信託銀行申請 (適用期間以中國信託銀行系統登載之貸款申請收件日期為準)。
3.前述利率係中國信託銀行分期型貸款產品,總費用年百分率為3.21%~14.87%,該年百分率係以貸款金額NT30萬元,貸款期間5年,貸款年利率首期0.01%、第二期起2.90%~14.98%(機動計息),開辦費NT3,000元,計算而得。本貸款總費用年百分率之計算基準日為2023年5月23日。
4.上述機動計息係指定儲利率指數加碼1.29%~13.37%而成,定儲利率訂價指數係參考臺銀、合庫、土銀、一銀、彰銀、華銀、臺灣企銀、國泰世華、兆豐國際商銀、台北富邦等十家本國銀行之一年期固定利率定儲平均利率為訂價指數,每次取樣時,排除最高及最低各兩家銀行,以剩餘之六家銀行為取樣銀行。調整時間為每年2月23日、5月23日、8月23日、11月23日。詳依「中國信託個人信用貸款約定書」之約定。
5.自借款撥款日起6個月內提前清償借款本金者,按提前清償借款本金金額4%計付提前清償違約金;自借款撥款日第7個月起至第12個月內提前清償借款本金者,按提前清償借款本金金額3%計付提前清償違約金。詳依「中國信託個人信用貸款約定書」之約定。
6.本廣告所揭露之年百分率係按銀行主管機關備查之標準計算範例予以計算,實際貸款條件,仍以銀行提供之產品為準。且每一客戶實際之年百分率仍視其個別貸款產品及授信條件而有所不同。總費用年百分率不等於貸款利率。
7.中國信託銀行保有核貸與否及核決貸放金額、利率之權利,同時保留調整產品規格,申貸期限及其他相關規定之權利,相關內容以活動網站最新公告為準。
8.上述金額幣別皆為新臺幣。
《共通注意事項》
1.本公司(Money101.com.tw)係提供各銀行貸款優惠比較資訊, 恕不提供代辦服務, 所有貸款申辦事宜請逕洽各銀行辦理。
2.本公司(Money101.com.tw)不定期更新銀行貸款產品資訊,惟實際內容與申貸條件,以銀行提供為準。
, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[{key=PL_OCCUPATION_PROFESSIONAL, display=PL_OCCUPATION_PROFESSIONAL}, {key=PL_OCCUPATION_WHITE_COLLAR_LISTED_COMPANY, display=PL_OCCUPATION_WHITE_COLLAR_LISTED_COMPANY}, {key=PL_OCCUPATION_WHITE_COLLAR_FINANCIAL_INDUSTRY_COMPANY, display=PL_OCCUPATION_WHITE_COLLAR_FINANCIAL_INDUSTRY_COMPANY}, {key=PL_OCCUPATION_WHITE_COLLAR_NON_LISTED_COMPANY, display=PL_OCCUPATION_WHITE_COLLAR_NON_LISTED_COMPANY}, {key=PL_OCCUPATION_GOVERNMENT_EMPLOYEE, display=PL_OCCUPATION_GOVERNMENT_EMPLOYEE}, {key=PL_OCCUPATION_TEACHER_PRIVATE_SCHOOL, display=PL_OCCUPATION_TEACHER_PRIVATE_SCHOOL}, {key=PL_OCCUPATION_SELF_EMPLOYED_OR_BUSINESS_OWNER, display=PL_OCCUPATION_SELF_EMPLOYED_OR_BUSINESS_OWNER}, {key=PL_OCCUPATION_MILITARY_PERSONNEL, display=PL_OCCUPATION_MILITARY_PERSONNEL}, {key=PL_OCCUPATION_UNEMPLOYED_OR_RETIRED, display=PL_OCCUPATION_UNEMPLOYED_OR_RETIRED}, {key=PL_OCCUPATION_STUDENT, display=PL_OCCUPATION_STUDENT}, {key=PL_OCCUPATION_MANUFACTURE_WORKER, display=PL_OCCUPATION_MANUFACTURE_WORKER}, {key=PL_OCCUPATION_HOTEL_RESTAURANT_WORKER, display=PL_OCCUPATION_HOTEL_RESTAURANT_WORKER}, {key=PL_OCCUPATION_RETAIL_WHOLESALE_WORKER, display=PL_OCCUPATION_RETAIL_WHOLESALE_WORKER}, {key=PL_OCCUPATION_SALES, display=PL_OCCUPATION_SALES}, {key=PL_OCCUPATION_DELIVERY_OR_TRANSPORTATION_WORKER, display=PL_OCCUPATION_DELIVERY_OR_TRANSPORTATION_WORKER}, {key=PL_OCCUPATION_OTHER, display=PL_OCCUPATION_OTHER}], businessPriority=false, productPrescore=40.63}, applicationProcess=[{type={key=STEPS_TO_APPLY, display=申辦流程說明}, data=簡單三步驟,免出門,也能取得所需資金!
- 填寫資料透過手機門號確認身分後,加快填寫過程
- 上傳文件請備妥身分證及財力文件,拍照上傳
- 簽約撥款收到簡訊通知核准,客戶即可於線上簽約,取得資金!
}, {type={key=REQUIRED_DOCUMENTS, display=申辦所須文件}, data=- 身分證正反面
- 收入證明影本(擇一檢附):薪資帳戶近三個月內頁資料及封面、最新年度扣繳憑單、所得清單
}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=12, loanTenureMax=84, loanAmountMin=10000.0, loanAmountMax=5000000.0, apr=3.21, eir=null, interestRate=0.01, fees=[{type={key=PL_HANDLING_FEE, display=開辦費}, feeInterval=ONCE, value=3000, calculationMethod=FIXED, paymentMethod=IGNORE, description={shortDescription=, longDescription=, tooltip=}}], transferRate=null}], fees=[], defaults={loanTenure=84, loanAmount=300000}, loanType=PRINCIPAL_REDUCING, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=YEARLY, paymentInterval=MONTHLY}}
{"__typename":"PersonalLoan","applicationProcess":[{"data":"","type":null}],"apr":null,"comparables":[{"__typename":"CompareElementWithSubValue","description":"","displayValue":"3","prefix":"","sortValue":3000,"suffix":"%","title":{"display":"最低貸款利率","key":"INTEREST_RATE_WITH_APR"},"tooltip":null},{"__typename":"CompareElementSimple","description":"","displayValue":"3,000","prefix":"NT$","sortValue":3000000,"suffix":"","title":{"display":"手續費","key":"HANDLING_FEES"},"tooltip":null},{"__typename":"CompareElementSimple","description":"","displayValue":"5,391","prefix":"NT$","sortValue":5390607,"suffix":"","title":{"display":"最低每月還款額","key":"REPAYMENT"},"tooltip":null}],"ctaButton":null,"description":{"shortDescription":["謹慎理財 信用至上"]},"disclaimer":null,"eligibility":[{"description":{"longDescription":"","shortDescription":"20歲","tooltip":""},"type":{"display":"最低年齡要求","key":"MINIMUM_AGE"},"value":"20"},{"description":{"longDescription":"","shortDescription":"60歲","tooltip":""},"type":{"display":"最高年齡要求","key":"MAXIMUM_AGE"},"value":"60"}],"enableCountdown":true,"enableFlipBanner":false,"featured":false,"features":{"cons":["申請資格:年滿20~60歲有固定收入及信用正常,並且未持有星展信用卡正卡的中華民國國民。自營商也可以申請喔。"],"pros":["開辦費:享最高NT$3,000元折抵 (原開辦費為NT$3,000~NT$9,000)","優惠利率3%起","額度最高300萬元","還款年限最高7年"],"title":"Features"},"functional":{"defaults":{"loanAmount":300000,"loanTenure":84},"fees":[],"metaData":{"alias":"星展銀行限時優惠"},"rateTableEntries":[{"apr":4.24,"eir":null,"fees":[{"description":{"longDescription":"","shortDescription":"","tooltip":""},"type":{"display":"開辦費","key":"PL_HANDLING_FEE"},"value":"3000"}],"interestRate":3.0,"loanAmountMax":3000000.0,"loanAmountMin":100000.0,"loanTenureMax":84,"loanTenureMin":7}]},"id":"blt8cce0f3491c9232d_27_zh-tw","image":{"description":"TODO","dimension":null,"url":"https://images.contentstack.io/v3/assets/blt4ca32b8be67c85f8/blte09122b08035af75/637739680f2f8f10dd0e4399/AnyConv.com_dbs.webp"},"imageOrientation":"LANDSCAPE","interestRate":null,"monthlyRepayment":null,"needCategories":[],"offers":null,"offersFaq":null,"productName":"星展銀行 限時優惠","promotional":null,"provider":{"alias":"星展銀行","providerName":"星展銀行"},"rawFunctionalPl":{"defaults":{"loanAmount":300000,"loanTenure":84},"fees":[],"interestRateInterval":"YEARLY","loanType":"PRINCIPAL_REDUCING","paymentInterval":"MONTHLY","rateTableEntries":[{"apr":4.24,"eir":null,"fees":[{"calculationMethod":"FIXED","description":{"longDescription":"","shortDescription":"","tooltip":""},"feeInterval":"ONCE","paymentMethod":"IGNORE","type":{"display":"開辦費","key":"PL_HANDLING_FEE"},"value":3000}],"interestRate":3.0,"loanAmountMax":3000000.0,"loanAmountMin":100000.0,"loanTenureMax":84,"loanTenureMin":7,"transferRate":null}],"repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null}},"requirements":{"applicationConfirmationEmail":"","businessPriority":false,"citizenship":[],"criteriaDetails":[],"eligibleOccupations":[{"display":"PL_OCCUPATION_PROFESSIONAL","key":"PL_OCCUPATION_PROFESSIONAL"},{"display":"PL_OCCUPATION_WHITE_COLLAR_LISTED_COMPANY","key":"PL_OCCUPATION_WHITE_COLLAR_LISTED_COMPANY"},{"display":"PL_OCCUPATION_WHITE_COLLAR_FINANCIAL_INDUSTRY_COMPANY","key":"PL_OCCUPATION_WHITE_COLLAR_FINANCIAL_INDUSTRY_COMPANY"},{"display":"PL_OCCUPATION_WHITE_COLLAR_NON_LISTED_COMPANY","key":"PL_OCCUPATION_WHITE_COLLAR_NON_LISTED_COMPANY"},{"display":"PL_OCCUPATION_GOVERNMENT_EMPLOYEE","key":"PL_OCCUPATION_GOVERNMENT_EMPLOYEE"},{"display":"PL_OCCUPATION_TEACHER_PRIVATE_SCHOOL","key":"PL_OCCUPATION_TEACHER_PRIVATE_SCHOOL"},{"display":"PL_OCCUPATION_SELF_EMPLOYED_OR_BUSINESS_OWNER","key":"PL_OCCUPATION_SELF_EMPLOYED_OR_BUSINESS_OWNER"},{"display":"PL_OCCUPATION_MILITARY_PERSONNEL","key":"PL_OCCUPATION_MILITARY_PERSONNEL"},{"display":"PL_OCCUPATION_MANUFACTURE_WORKER","key":"PL_OCCUPATION_MANUFACTURE_WORKER"},{"display":"PL_OCCUPATION_HOTEL_RESTAURANT_WORKER","key":"PL_OCCUPATION_HOTEL_RESTAURANT_WORKER"},{"display":"PL_OCCUPATION_RETAIL_WHOLESALE_WORKER","key":"PL_OCCUPATION_RETAIL_WHOLESALE_WORKER"},{"display":"PL_OCCUPATION_SALES","key":"PL_OCCUPATION_SALES"}],"employmentType":null,"productPrescore":50.18},"termsAndConditions":"注意事項\n
\n1.開辦費折抵活動期間至2023/9/30,需於活動期間內完成撥款方可享有開辦費折抵,開辦費依客群不同(專業人士、優選企業、一般上班族)分別折抵NT$1,000/ NT$2,000/ NT$3,000(原開辦費各為NT$3,000 /NT$6,000/ NT$9,000。本專案如有約定一定期限內不得提前清償,若於約定不得清償之期限內提前清償者,應按清償之時點以結清前貸款餘額或部分清償金額之2.5%~3%計付違約金。本專案限制清償期間為12或18個月。\n
\n2.本專案總費用年百分率為4.24%~17.39%,該百分率係以貸款金額NT$30萬元,貸款期間5年,貸利率3%~15.99%,及各項相關總費用NT$9,000元計算得知。本廣告揭露之總費用年百分率係按主管機關備查之標準計算範例予以計算,實際貸款條件,仍以銀行提供之產品為準。且每一客戶實際之年百分率仍視其個別貸款產品及授信條件而有所不同。總費用年百分率不等於貸款利率。總費用年百分率之計算基準日為2023年6月21日。總費用年百分率計算基準日及日後年百分率會依實際借款期間、利率調整等因素而變動。\n
\n3.本專案為固定利率。\n
\n4.星展銀行核貸後,將有專人與您聯繫,並於確認撥款前,由專人與您完成對保和簽訂個人信用貸款約定書後,方可完成撥款作業。\n
\n5.星展銀行保留核貸與否之權利。星展銀行有權視申請人信用狀況及市場情況等,決定個人之利率條件、核貸額度及貸款期間。上揭內容僅摘要星展銀行個人信用貸款之部分條件,詳細約定以星展銀行(台灣)個人信用貸款約定書為準。欲查詢詳情及相關限制,歡迎親臨星展銀行(台灣)各分行或致電客戶服務中心電話:(02)6612-9889,網址:www.dbs.com.tw\n
\n6.如有金融消費爭議,請撥打1998金融服務專線。\n
\n7.本公司係提供各銀行貸款優惠比較資訊,恕不提供代辦服務,所有貸款申辦事宜請逕洽各銀行辦理。\n
\n8.本公司不定期更新銀行貸款產品資訊,惟實際內容與申貸條件,以銀行提供為準。\n
","title":"TW.PL.DBSX0003.星展銀行 限時優惠","totalRepayment":null}
(SizeLimitingPyMap: {__typename=PersonalLoan, id=blt8cce0f3491c9232d_27_zh-tw, image={url=https://images.contentstack.io/v3/assets/blt4ca32b8be67c85f8/blte09122b08035af75/637739680f2f8f10dd0e4399/AnyConv.com_dbs.webp, description=TODO, dimension=null}, featured=false, imageOrientation=LANDSCAPE, promotional=null, comparables=[{__typename=CompareElementWithSubValue, title={key=INTEREST_RATE_WITH_APR, display=最低貸款利率}, sortValue=3000, displayValue=3, tooltip=null, description=, prefix=, suffix=%}, {__typename=CompareElementSimple, title={key=HANDLING_FEES, display=手續費}, sortValue=3000000, displayValue=3,000, tooltip=null, description=, prefix=NT$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=最低每月還款額}, sortValue=5390607, displayValue=5,391, tooltip=null, description=, prefix=NT$, suffix=}], ctaButton=null, functional={metaData={alias=星展銀行限時優惠}, rateTableEntries=[{loanTenureMin=7, loanTenureMax=84, loanAmountMin=100000.0, loanAmountMax=3000000.0, apr=4.24, eir=null, interestRate=3.0, fees=[{type={key=PL_HANDLING_FEE, display=開辦費}, value=3000, description={shortDescription=, longDescription=, tooltip=}}]}], fees=[], defaults={loanTenure=84, loanAmount=300000}}, provider={alias=星展銀行, providerName=星展銀行}, description={shortDescription=[謹慎理財 信用至上]}, productName=星展銀行 限時優惠, title=TW.PL.DBSX0003.星展銀行 限時優惠, features={title=Features, pros=[開辦費:享最高NT$3,000元折抵 (原開辦費為NT$3,000~NT$9,000), 優惠利率3%起, 額度最高300萬元, 還款年限最高7年], cons=[申請資格:年滿20~60歲有固定收入及信用正常,並且未持有星展信用卡正卡的中華民國國民。自營商也可以申請喔。]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=20, description={shortDescription=20歲, longDescription=, tooltip=}}, {type={key=MAXIMUM_AGE, display=最高年齡要求}, value=60, description={shortDescription=60歲, longDescription=, tooltip=}}], offers=null, enableCountdown=true, enableFlipBanner=false, termsAndConditions=<strong>注意事項</strong>
<br>
1.開辦費折抵活動期間至2023/9/30,需於活動期間內完成撥款方可享有開辦費折抵,開辦費依客群不同(專業人士、優選企業、一般上班族)分別折抵NT$1,000/ NT$2,000/ NT$3,000(原開辦費各為NT$3,000 /NT$6,000/ NT$9,000。本專案如有約定一定期限內不得提前清償,若於約定不得清償之期限內提前清償者,應按清償之時點以結清前貸款餘額或部分清償金額之2.5%~3%計付違約金。本專案限制清償期間為12或18個月。
<br>
2.本專案總費用年百分率為4.24%~17.39%,該百分率係以貸款金額NT$30萬元,貸款期間5年,貸利率3%~15.99%,及各項相關總費用NT$9,000元計算得知。本廣告揭露之總費用年百分率係按主管機關備查之標準計算範例予以計算,實際貸款條件,仍以銀行提供之產品為準。且每一客戶實際之年百分率仍視其個別貸款產品及授信條件而有所不同。總費用年百分率不等於貸款利率。總費用年百分率之計算基準日為2023年6月21日。總費用年百分率計算基準日及日後年百分率會依實際借款期間、利率調整等因素而變動。
<br>
3.本專案為固定利率。
<br>
4.星展銀行核貸後,將有專人與您聯繫,並於確認撥款前,由專人與您完成對保和簽訂個人信用貸款約定書後,方可完成撥款作業。
<br>
5.星展銀行保留核貸與否之權利。星展銀行有權視申請人信用狀況及市場情況等,決定個人之利率條件、核貸額度及貸款期間。上揭內容僅摘要星展銀行個人信用貸款之部分條件,詳細約定以星展銀行(台灣)個人信用貸款約定書為準。欲查詢詳情及相關限制,歡迎親臨星展銀行(台灣)各分行或致電客戶服務中心電話:(02)6612-9889,網址:www.dbs.com.tw
<br>
6.如有金融消費爭議,請撥打1998金融服務專線。
<br>
7.本公司係提供各銀行貸款優惠比較資訊,恕不提供代辦服務,所有貸款申辦事宜請逕洽各銀行辦理。
<br>
8.本公司不定期更新銀行貸款產品資訊,惟實際內容與申貸條件,以銀行提供為準。
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1.開辦費折抵活動期間至2023/9/30,需於活動期間內完成撥款方可享有開辦費折抵,開辦費依客群不同(專業人士、優選企業、一般上班族)分別折抵NT$1,000/ NT$2,000/ NT$3,000(原開辦費各為NT$3,000 /NT$6,000/ NT$9,000。本專案如有約定一定期限內不得提前清償,若於約定不得清償之期限內提前清償者,應按清償之時點以結清前貸款餘額或部分清償金額之2.5%~3%計付違約金。本專案限制清償期間為12或18個月。
2.本專案總費用年百分率為4.24%~17.39%,該百分率係以貸款金額NT$30萬元,貸款期間5年,貸利率3%~15.99%,及各項相關總費用NT$9,000元計算得知。本廣告揭露之總費用年百分率係按主管機關備查之標準計算範例予以計算,實際貸款條件,仍以銀行提供之產品為準。且每一客戶實際之年百分率仍視其個別貸款產品及授信條件而有所不同。總費用年百分率不等於貸款利率。總費用年百分率之計算基準日為2023年6月21日。總費用年百分率計算基準日及日後年百分率會依實際借款期間、利率調整等因素而變動。
3.本專案為固定利率。
4.星展銀行核貸後,將有專人與您聯繫,並於確認撥款前,由專人與您完成對保和簽訂個人信用貸款約定書後,方可完成撥款作業。
5.星展銀行保留核貸與否之權利。星展銀行有權視申請人信用狀況及市場情況等,決定個人之利率條件、核貸額度及貸款期間。上揭內容僅摘要星展銀行個人信用貸款之部分條件,詳細約定以星展銀行(台灣)個人信用貸款約定書為準。欲查詢詳情及相關限制,歡迎親臨星展銀行(台灣)各分行或致電客戶服務中心電話:(02)6612-9889,網址:www.dbs.com.tw
6.如有金融消費爭議,請撥打1998金融服務專線。
7.本公司係提供各銀行貸款優惠比較資訊,恕不提供代辦服務,所有貸款申辦事宜請逕洽各銀行辦理。
8.本公司不定期更新銀行貸款產品資訊,惟實際內容與申貸條件,以銀行提供為準。
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\n2.本專案優惠期間至112/12/31,優惠期間內完成申請進件始享有專案優惠利率。\n
\n3.貸款年利率:凱基銀行將依申請人條件於5.99%~15.99%核定利率。\n
\n4.貸款利率基準日:110年7月9日。\n
\n5.延滯利率:16%。\n
\n6.相關費用:\n
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\nC.超商繳款手續費:每筆最高20元(本年度實際金額請參閱凱基銀行貸款官網最新活動)。\n
\n7.凱基銀行保留核貸與否,詮釋及終止活動之權利。\n
\n8.幣別:新臺幣\n
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<br>
2.本專案優惠期間至112/12/31,優惠期間內完成申請進件始享有專案優惠利率。
<br>
3.貸款年利率:凱基銀行將依申請人條件於5.99%~15.99%核定利率。
<br>
4.貸款利率基準日:110年7月9日。
<br>
5.延滯利率:16%。
<br>
6.相關費用:
<br>
A.開辦費:0元。
<br>
B.帳務管理費:首年度每次動用時收取200元,上限3,000元或於首次動用時收取3,000元;續約年度每次動用時收取200元,每年度上限3,000元。
<br>
C.超商繳款手續費:每筆最高20元(本年度實際金額請參閱凱基銀行貸款官網最新活動)。
<br>
7.凱基銀行保留核貸與否,詮釋及終止活動之權利。
<br>
8.幣別:新臺幣
<br>
9.本公司係提供各銀行貸款優惠比較資訊, 恕不提供代辦服務, 所有貸款申辦事宜請逕洽各銀行辦理。
<br>
10.本公司不定期更新銀行貸款產品資訊,惟實際內容與申貸條件,以銀行提供為準。, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[{key=PL_OCCUPATION_PROFESSIONAL, display=PL_OCCUPATION_PROFESSIONAL}], businessPriority=false, productPrescore=51.47}, applicationProcess=[], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=36, loanTenureMax=360, loanAmountMin=50000.0, loanAmountMax=1000000.0, apr=5.99, eir=null, interestRate=0.01, fees=[{type={key=PL_HANDLING_FEE, display=開辦費}, feeInterval=ONCE, value=0, calculationMethod=FIXED, paymentMethod=IGNORE, description={shortDescription=, longDescription=, tooltip=}}], transferRate=null}], fees=[], defaults={loanTenure=84, loanAmount=300000}, loanType=PRINCIPAL_REDUCING, repayment={minimumRepaymentFixed=0, minimumRepaymentPercentage=0.0}, interestRateInterval=YEARLY, paymentInterval=MONTHLY}})
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2.本專案優惠期間至112/12/31,優惠期間內完成申請進件始享有專案優惠利率。
3.貸款年利率:凱基銀行將依申請人條件於5.99%~15.99%核定利率。
4.貸款利率基準日:110年7月9日。
5.延滯利率:16%。
6.相關費用:
A.開辦費:0元。
B.帳務管理費:首年度每次動用時收取200元,上限3,000元或於首次動用時收取3,000元;續約年度每次動用時收取200元,每年度上限3,000元。
C.超商繳款手續費:每筆最高20元(本年度實際金額請參閱凱基銀行貸款官網最新活動)。
7.凱基銀行保留核貸與否,詮釋及終止活動之權利。
8.幣別:新臺幣
9.本公司係提供各銀行貸款優惠比較資訊, 恕不提供代辦服務, 所有貸款申辦事宜請逕洽各銀行辦理。
10.本公司不定期更新銀行貸款產品資訊,惟實際內容與申貸條件,以銀行提供為準。, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[{key=PL_OCCUPATION_PROFESSIONAL, display=PL_OCCUPATION_PROFESSIONAL}], businessPriority=false, productPrescore=51.47}, applicationProcess=[], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=36, loanTenureMax=360, loanAmountMin=50000.0, loanAmountMax=1000000.0, apr=5.99, eir=null, interestRate=0.01, fees=[{type={key=PL_HANDLING_FEE, display=開辦費}, feeInterval=ONCE, value=0, calculationMethod=FIXED, paymentMethod=IGNORE, description={shortDescription=, longDescription=, tooltip=}}], transferRate=null}], fees=[], defaults={loanTenure=84, loanAmount=300000}, loanType=PRINCIPAL_REDUCING, repayment={minimumRepaymentFixed=0, minimumRepaymentPercentage=0.0}, interestRateInterval=YEARLY, paymentInterval=MONTHLY}}
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\n適用對象:年收25萬以上,18歲至60歲之本國國民。\n
\n本專案首月優惠利率0.01%,第2個月起依原專案利率計算,需綁約18期開辦費9,000元。\n
\n本活動綁約24期享開辦費減免至6,000元,綁約36期享開辦費減免至5,000元,綁約48期享開辦費減免至4,000元,綁約60期享開辦費減免至0元。\n
\n總費用年百分率範例說明:貸款金額30萬,貸款期間5年,貸款利率首月0.01%(固定利率),第2個月起1.98%~15.99%,各相關費用總金額0元起,總費用年百分率為1.91%~16.78%。\n
\n本廣告揭露之年百分率係按主管機關備查之標準計算範例予以計算,實際貸款條件,仍以銀行提供之產品為準。且每一客戶實際之年百分率仍視其個別貸款產品及授信條件而有所不同,總費用年百分率不等於貸款利率,本總費用年百分率之計算基準日係依據專案適用日之凱基銀行指數利率調整日期訂定之,請詳閱凱基銀行官網指數利率說明。\n
\n各信用貸款專案內容及條件均不同,詳細內容依凱基銀行最新規定為準,相關內容及限制條件請洽凱基銀行官網,凱基銀行保留核貸與否、詮釋、裁決及終止權利。\n
\n幣別:新臺幣\n
\n本公司係提供各銀行貸款優惠比較資訊, 恕不提供代辦服務, 所有貸款申辦事宜請逕洽各銀行辦理。\n
\n本公司不定期更新銀行貸款產品資訊,惟實際內容與申貸條件,以銀行提供為準。","title":"TW.PL.KGIX0008.凱基銀行 Money101限時專案","totalRepayment":null}
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<br>
適用對象:年收25萬以上,18歲至60歲之本國國民。
<br>
本專案首月優惠利率0.01%,第2個月起依原專案利率計算,需綁約18期開辦費9,000元。
<br>
本活動綁約24期享開辦費減免至6,000元,綁約36期享開辦費減免至5,000元,綁約48期享開辦費減免至4,000元,綁約60期享開辦費減免至0元。
<br>
總費用年百分率範例說明:貸款金額30萬,貸款期間5年,貸款利率首月0.01%(固定利率),第2個月起1.98%~15.99%,各相關費用總金額0元起,總費用年百分率為1.91%~16.78%。
<br>
本廣告揭露之年百分率係按主管機關備查之標準計算範例予以計算,實際貸款條件,仍以銀行提供之產品為準。且每一客戶實際之年百分率仍視其個別貸款產品及授信條件而有所不同,總費用年百分率不等於貸款利率,本總費用年百分率之計算基準日係依據專案適用日之凱基銀行指數利率調整日期訂定之,請詳閱凱基銀行官網指數利率說明。
<br>
各信用貸款專案內容及條件均不同,詳細內容依凱基銀行最新規定為準,相關內容及限制條件請洽凱基銀行官網,凱基銀行保留核貸與否、詮釋、裁決及終止權利。
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幣別:新臺幣
<br>
本公司係提供各銀行貸款優惠比較資訊, 恕不提供代辦服務, 所有貸款申辦事宜請逕洽各銀行辦理。
<br>
本公司不定期更新銀行貸款產品資訊,惟實際內容與申貸條件,以銀行提供為準。, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[{key=PL_OCCUPATION_PROFESSIONAL, display=PL_OCCUPATION_PROFESSIONAL}, {key=PL_OCCUPATION_WHITE_COLLAR_LISTED_COMPANY, display=PL_OCCUPATION_WHITE_COLLAR_LISTED_COMPANY}, {key=PL_OCCUPATION_WHITE_COLLAR_FINANCIAL_INDUSTRY_COMPANY, display=PL_OCCUPATION_WHITE_COLLAR_FINANCIAL_INDUSTRY_COMPANY}, {key=PL_OCCUPATION_WHITE_COLLAR_NON_LISTED_COMPANY, display=PL_OCCUPATION_WHITE_COLLAR_NON_LISTED_COMPANY}, {key=PL_OCCUPATION_GOVERNMENT_EMPLOYEE, display=PL_OCCUPATION_GOVERNMENT_EMPLOYEE}, {key=PL_OCCUPATION_TEACHER_PRIVATE_SCHOOL, display=PL_OCCUPATION_TEACHER_PRIVATE_SCHOOL}, {key=PL_OCCUPATION_SELF_EMPLOYED_OR_BUSINESS_OWNER, display=PL_OCCUPATION_SELF_EMPLOYED_OR_BUSINESS_OWNER}, {key=PL_OCCUPATION_MILITARY_PERSONNEL, display=PL_OCCUPATION_MILITARY_PERSONNEL}, {key=PL_OCCUPATION_UNEMPLOYED_OR_RETIRED, display=PL_OCCUPATION_UNEMPLOYED_OR_RETIRED}, {key=PL_OCCUPATION_STUDENT, display=PL_OCCUPATION_STUDENT}, {key=PL_OCCUPATION_MANUFACTURE_WORKER, display=PL_OCCUPATION_MANUFACTURE_WORKER}, {key=PL_OCCUPATION_HOTEL_RESTAURANT_WORKER, display=PL_OCCUPATION_HOTEL_RESTAURANT_WORKER}, {key=PL_OCCUPATION_RETAIL_WHOLESALE_WORKER, display=PL_OCCUPATION_RETAIL_WHOLESALE_WORKER}, {key=PL_OCCUPATION_SALES, display=PL_OCCUPATION_SALES}, {key=PL_OCCUPATION_DELIVERY_OR_TRANSPORTATION_WORKER, display=PL_OCCUPATION_DELIVERY_OR_TRANSPORTATION_WORKER}, {key=PL_OCCUPATION_OTHER, display=PL_OCCUPATION_OTHER}], businessPriority=false, productPrescore=46.31}, applicationProcess=[{type=null, data=}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=12, loanTenureMax=84, loanAmountMin=100000.0, loanAmountMax=8000000.0, apr=1.91, eir=null, interestRate=0.01, fees=[{type={key=PL_HANDLING_FEE, display=開辦費}, feeInterval=ONCE, value=0, calculationMethod=FIXED, paymentMethod=IGNORE, description={shortDescription=, longDescription=, tooltip=}}], transferRate=null}], fees=[], defaults={loanTenure=84, loanAmount=300000}, loanType=PRINCIPAL_REDUCING, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=YEARLY, paymentInterval=MONTHLY}})
{__typename=PersonalLoan, id=blt0e9916a9e316349c_23_zh-tw, image={url=https://images.contentstack.io/v3/assets/blt4ca32b8be67c85f8/blt6279141e797873d9/637738ac2a0d5e1130f1f9b3/AnyConv.com_KGI_LOGO@2x.webp, description=, dimension=null}, featured=true, imageOrientation=LANDSCAPE, promotional={bannerText=【Money101通路限定】 2023/12/01起至2023/12/31止,透過Money101官網或指定活動頁面連結至指定銀行申貸平台申辦,首期利率0.01%,開辦費最低0元起, bannerImage=null, countdown={text=通路限定倒數, displayProductPage=true, date={startDate=null, endDate=2024-01-01}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=5, timeDelay=4, date={startDate=null, endDate=2023-02-01}}, type=[{key=TIME_LIMITED, display=限時優惠}]}, comparables=[{__typename=CompareElementWithSubValue, title={key=INTEREST_RATE_WITH_APR, display=最低貸款利率}, sortValue=10, displayValue=0.01, tooltip=null, description=, prefix=, suffix=%}, {__typename=CompareElementSimple, title={key=HANDLING_FEES, display=手續費}, sortValue=0, displayValue=0, tooltip=null, description=, prefix=NT$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=最低每月還款額}, sortValue=5001270, displayValue=5,001, tooltip=null, description=, prefix=NT$, suffix=}], ctaButton={label=立即申請, link={url=https://www.money101.com.tw/api/redirect?dest=eyJraWQiOiJTNzhWZklaZF9rcVd0V1YxUmtBbEs2QnUtY1dkMS1RU2Znc3FKaW1pSmxjIiwiYWxnIjoiRWREU0EifQ.CAEawAFodHRwczovL2FkLmRvdWJsZWNsaWNrLm5ldC9kZG0vdHJhY2tjbGsvTjE5NTAwMi4yMTM4MzAzTU9ORVkxMDEuQ09NLlRXL0I5OTY2NDQ3LjIzNjExMzc3MztkY190cmtfYWlkPTUwOTcxMDk1ODtkY190cmtfY2lkPTcxOTQ3ODQzO2RjX2xhdD07ZGNfcmRpZD07dGFnX2Zvcl9jaGlsZF9kaXJlY3RlZF90cmVhdG1lbnQ9O3RmdWE9O2x0ZD0.VciiCyDBamZSkm5ZsQE7NOx2ZfImLYElWo5-TkrSXh5OdPoIuEU50fBjw7_7bgkzcmoepcj1rhpuBxPRuMX8Aw, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=凱基銀行money101限時專案}, rateTableEntries=[{loanTenureMin=12, loanTenureMax=84, loanAmountMin=100000.0, loanAmountMax=8000000.0, apr=1.91, eir=null, interestRate=0.01, fees=[{type={key=PL_HANDLING_FEE, display=開辦費}, value=0, description={shortDescription=, longDescription=, tooltip=}}]}], fees=[], defaults={loanTenure=84, loanAmount=300000}}, provider={alias=凱基銀行, providerName=凱基銀行}, description={shortDescription=[謹慎理財 信用至上]}, productName=凱基銀行 Money101限時專案, title=TW.PL.KGIX0008.凱基銀行 Money101限時專案, features={title=Features, pros=[年利率:0.01%起, 手續費:最低0元, 貸款額度:最高800萬元, 貸款期間:最長7年], cons=[全民適用對象:年收入25萬以上之上班族或具穩定收入者,18歲(含)以上60歲(含)以下之本國國民]}, eligibility=[{type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=250000, description={shortDescription=25萬元以上, longDescription=, tooltip=}}, {type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=, tooltip=}}, {type={key=MAXIMUM_AGE, display=最高年齡要求}, value=60, description={shortDescription=60歲, longDescription=, tooltip=}}], offers=null, enableCountdown=true, enableFlipBanner=true, termsAndConditions=活動期間:112年12月1日至112年12月31日止。
適用對象:年收25萬以上,18歲至60歲之本國國民。
本專案首月優惠利率0.01%,第2個月起依原專案利率計算,需綁約18期開辦費9,000元。
本活動綁約24期享開辦費減免至6,000元,綁約36期享開辦費減免至5,000元,綁約48期享開辦費減免至4,000元,綁約60期享開辦費減免至0元。
總費用年百分率範例說明:貸款金額30萬,貸款期間5年,貸款利率首月0.01%(固定利率),第2個月起1.98%~15.99%,各相關費用總金額0元起,總費用年百分率為1.91%~16.78%。
本廣告揭露之年百分率係按主管機關備查之標準計算範例予以計算,實際貸款條件,仍以銀行提供之產品為準。且每一客戶實際之年百分率仍視其個別貸款產品及授信條件而有所不同,總費用年百分率不等於貸款利率,本總費用年百分率之計算基準日係依據專案適用日之凱基銀行指數利率調整日期訂定之,請詳閱凱基銀行官網指數利率說明。
各信用貸款專案內容及條件均不同,詳細內容依凱基銀行最新規定為準,相關內容及限制條件請洽凱基銀行官網,凱基銀行保留核貸與否、詮釋、裁決及終止權利。
幣別:新臺幣
本公司係提供各銀行貸款優惠比較資訊, 恕不提供代辦服務, 所有貸款申辦事宜請逕洽各銀行辦理。
本公司不定期更新銀行貸款產品資訊,惟實際內容與申貸條件,以銀行提供為準。, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[{key=PL_OCCUPATION_PROFESSIONAL, display=PL_OCCUPATION_PROFESSIONAL}, {key=PL_OCCUPATION_WHITE_COLLAR_LISTED_COMPANY, display=PL_OCCUPATION_WHITE_COLLAR_LISTED_COMPANY}, {key=PL_OCCUPATION_WHITE_COLLAR_FINANCIAL_INDUSTRY_COMPANY, display=PL_OCCUPATION_WHITE_COLLAR_FINANCIAL_INDUSTRY_COMPANY}, {key=PL_OCCUPATION_WHITE_COLLAR_NON_LISTED_COMPANY, display=PL_OCCUPATION_WHITE_COLLAR_NON_LISTED_COMPANY}, {key=PL_OCCUPATION_GOVERNMENT_EMPLOYEE, display=PL_OCCUPATION_GOVERNMENT_EMPLOYEE}, {key=PL_OCCUPATION_TEACHER_PRIVATE_SCHOOL, display=PL_OCCUPATION_TEACHER_PRIVATE_SCHOOL}, {key=PL_OCCUPATION_SELF_EMPLOYED_OR_BUSINESS_OWNER, display=PL_OCCUPATION_SELF_EMPLOYED_OR_BUSINESS_OWNER}, {key=PL_OCCUPATION_MILITARY_PERSONNEL, display=PL_OCCUPATION_MILITARY_PERSONNEL}, {key=PL_OCCUPATION_UNEMPLOYED_OR_RETIRED, display=PL_OCCUPATION_UNEMPLOYED_OR_RETIRED}, {key=PL_OCCUPATION_STUDENT, display=PL_OCCUPATION_STUDENT}, {key=PL_OCCUPATION_MANUFACTURE_WORKER, display=PL_OCCUPATION_MANUFACTURE_WORKER}, {key=PL_OCCUPATION_HOTEL_RESTAURANT_WORKER, display=PL_OCCUPATION_HOTEL_RESTAURANT_WORKER}, {key=PL_OCCUPATION_RETAIL_WHOLESALE_WORKER, display=PL_OCCUPATION_RETAIL_WHOLESALE_WORKER}, {key=PL_OCCUPATION_SALES, display=PL_OCCUPATION_SALES}, {key=PL_OCCUPATION_DELIVERY_OR_TRANSPORTATION_WORKER, display=PL_OCCUPATION_DELIVERY_OR_TRANSPORTATION_WORKER}, {key=PL_OCCUPATION_OTHER, display=PL_OCCUPATION_OTHER}], businessPriority=false, productPrescore=46.31}, applicationProcess=[{type=null, data=}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=12, loanTenureMax=84, loanAmountMin=100000.0, loanAmountMax=8000000.0, apr=1.91, eir=null, interestRate=0.01, fees=[{type={key=PL_HANDLING_FEE, display=開辦費}, feeInterval=ONCE, value=0, calculationMethod=FIXED, paymentMethod=IGNORE, description={shortDescription=, longDescription=, tooltip=}}], transferRate=null}], fees=[], defaults={loanTenure=84, loanAmount=300000}, loanType=PRINCIPAL_REDUCING, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=YEARLY, paymentInterval=MONTHLY}}
{"__typename":"PersonalLoan","applicationProcess":[],"apr":null,"comparables":[{"__typename":"CompareElementWithSubValue","description":"","displayValue":"0.88","prefix":"","sortValue":880,"suffix":"%","title":{"display":"最低貸款利率","key":"INTEREST_RATE_WITH_APR"},"tooltip":null},{"__typename":"CompareElementSimple","description":"","displayValue":"3,000","prefix":"NT$","sortValue":3000000,"suffix":"","title":{"display":"手續費","key":"HANDLING_FEES"},"tooltip":null},{"__typename":"CompareElementSimple","description":"","displayValue":"5,113","prefix":"NT$","sortValue":5112639,"suffix":"","title":{"display":"最低每月還款額","key":"REPAYMENT"},"tooltip":null}],"ctaButton":{"isNoDealCTA":false,"label":"立即申請","link":{"linkClass":"EXTERNAL","url":"https://www.money101.com.tw/api/redirect?dest=eyJraWQiOiJTNzhWZklaZF9rcVd0V1YxUmtBbEs2QnUtY1dkMS1RU2Znc3FKaW1pSmxjIiwiYWxnIjoiRWREU0EifQ.CAEawAFodHRwczovL2FkLmRvdWJsZWNsaWNrLm5ldC9kZG0vdHJhY2tjbGsvTjE5NTAwMi4yMTM4MzAzTU9ORVkxMDEuQ09NLlRXL0I5OTY2NDQ3LjMxMjU2NTQyOTtkY190cmtfYWlkPTU0MDI5OTkxODtkY190cmtfY2lkPTcxOTQ3ODQzO2RjX2xhdD07ZGNfcmRpZD07dGFnX2Zvcl9jaGlsZF9kaXJlY3RlZF90cmVhdG1lbnQ9O3RmdWE9O2x0ZD0.B9eypv8n5hvNViZFfbIxlqMqPdam0lJqf4j-eB7i_rnRKxjAEADEXQGxrEx2HWqSF4diks758NRPu67Ig50WAw"},"show":true},"description":{"shortDescription":["謹慎理財 信用至上"]},"disclaimer":null,"eligibility":[{"description":{"longDescription":"","shortDescription":"18歲","tooltip":""},"type":{"display":"最低年齡要求","key":"MINIMUM_AGE"},"value":"18"},{"description":{"longDescription":"","shortDescription":"65歲","tooltip":""},"type":{"display":"最高年齡要求","key":"MAXIMUM_AGE"},"value":"65"}],"enableCountdown":false,"enableFlipBanner":false,"featured":false,"features":{"cons":["最快3分鐘完成申請,線上對保完成最快2小時撥款"],"pros":["貸款利率:前2期0.88%,第3期起3.48%","貸款費用:3,000元起","貸款金額:最高可貸300萬元","貸款期間:最長7年"],"title":"Features"},"functional":{"defaults":{"loanAmount":300000,"loanTenure":84},"fees":[],"metaData":{"alias":"玉山銀行新戶限定貸款"},"rateTableEntries":[{"apr":3.71,"eir":null,"fees":[{"description":{"longDescription":"","shortDescription":"","tooltip":""},"type":{"display":"開辦費","key":"PL_HANDLING_FEE"},"value":"3000"}],"interestRate":0.88,"loanAmountMax":5000000.0,"loanAmountMin":10000.0,"loanTenureMax":84,"loanTenureMin":12}]},"id":"bltea9aa1eeb4e2e7f0_9_zh-tw","image":{"description":"TODO","dimension":null,"url":"https://images.contentstack.io/v3/assets/blt4ca32b8be67c85f8/blt044dc0715f8a7e12/637739fb5834861044c1f9ac/AnyConv.com_logo05.webp"},"imageOrientation":"LANDSCAPE","interestRate":null,"monthlyRepayment":null,"needCategories":[],"offers":null,"offersFaq":null,"productName":"玉山銀行 新戶限定貸款","promotional":{"bannerImage":null,"bannerText":"貸款利率:前2期0.88%","countdown":{"date":{"endDate":null,"startDate":null},"displayProductPage":false,"text":""},"flipBanner":{"date":{"endDate":null,"startDate":null},"imageForDesktop":null,"imageForMobile":null,"period":1,"timeDelay":0},"type":[{"display":"優惠","key":"EXCLUSIVE"}]},"provider":{"alias":"玉山銀行","providerName":"玉山銀行"},"rawFunctionalPl":{"defaults":{"loanAmount":300000,"loanTenure":84},"fees":[],"interestRateInterval":"YEARLY","loanType":"PRINCIPAL_REDUCING","paymentInterval":"MONTHLY","rateTableEntries":[{"apr":3.71,"eir":null,"fees":[{"calculationMethod":"FIXED","description":{"longDescription":"","shortDescription":"","tooltip":""},"feeInterval":"ONCE","paymentMethod":"IGNORE","type":{"display":"開辦費","key":"PL_HANDLING_FEE"},"value":3000}],"interestRate":0.88,"loanAmountMax":5000000.0,"loanAmountMin":10000.0,"loanTenureMax":84,"loanTenureMin":12,"transferRate":null}],"repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null}},"requirements":{"applicationConfirmationEmail":"","businessPriority":false,"citizenship":[],"criteriaDetails":[],"eligibleOccupations":[{"display":"PL_OCCUPATION_PROFESSIONAL","key":"PL_OCCUPATION_PROFESSIONAL"}],"employmentType":null,"productPrescore":51.47},"termsAndConditions":"活動期間:自2023年10月1日起至2023年12月31日止。\n
\n本專案適用資格:利率優惠限二段式利率且綁約二年以上並具明確所得者。\n
\n其他特殊優惠方案不適用,若不符合本優惠資格者,將適用玉山銀行一般信用貸款之各項條件。\n
\n總費用年百分率說明:(1)試算範例:貸款金額新臺幣30萬元,貸款期間5年,貸款利率前2個月0.88%,第3個月起3.48%~14.88%,貸款費用3,000元,總費用年百分率約3.71%~14.3%。(2)本廣告揭露之年百分率係按主管機關備查之標準計算範例予以計算,實際貸款條件,仍以銀行提供之產品為準,且每一顧客實際之年百分率仍以其個別貸款產品及授信條件而有所不同。(3)總費用年百分率不等於貸款利率。(4)本總費用年百分率之計算基準日係依據活動專案適用起日之玉山銀行定儲利率指數調整日期訂定之,請詳閱玉山銀行官網定儲利率指數說明。\n
\n本產品為一次撥付型產品且不適用於清償玉山銀行既有之貸款條件。\n
\n玉山銀行未與任何代辦或行銷公司合作辦理貸款事宜,敬請留意,以免損害自身權益。\n
\n不得以非法且未經銀行同意連結本網站做為網路行銷。\n
\n玉山銀行保有徵提文件、專案內容變更及核貸與否之權利。\n
\n本公司係提供各銀行貸款優惠比較資訊, 恕不提供代辦服務, 所有貸款申辦事宜請逕洽各銀行辦理。\n
\n本公司不定期更新銀行貸款產品資訊,惟實際內容與申貸條件,以銀行提供為準。","title":"TW.PL.ESUN0006.玉山銀行 新戶限定貸款","totalRepayment":null}
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<br>
本專案適用資格:利率優惠限二段式利率且綁約二年以上並具明確所得者。
<br>
其他特殊優惠方案不適用,若不符合本優惠資格者,將適用玉山銀行一般信用貸款之各項條件。
<br>
總費用年百分率說明:(1)試算範例:貸款金額新臺幣30萬元,貸款期間5年,貸款利率前2個月0.88%,第3個月起3.48%~14.88%,貸款費用3,000元,總費用年百分率約3.71%~14.3%。(2)本廣告揭露之年百分率係按主管機關備查之標準計算範例予以計算,實際貸款條件,仍以銀行提供之產品為準,且每一顧客實際之年百分率仍以其個別貸款產品及授信條件而有所不同。(3)總費用年百分率不等於貸款利率。(4)本總費用年百分率之計算基準日係依據活動專案適用起日之玉山銀行定儲利率指數調整日期訂定之,請詳閱玉山銀行官網定儲利率指數說明。
<br>
本產品為一次撥付型產品且不適用於清償玉山銀行既有之貸款條件。
<br>
玉山銀行未與任何代辦或行銷公司合作辦理貸款事宜,敬請留意,以免損害自身權益。
<br>
不得以非法且未經銀行同意連結本網站做為網路行銷。
<br>
玉山銀行保有徵提文件、專案內容變更及核貸與否之權利。
<br>
本公司係提供各銀行貸款優惠比較資訊, 恕不提供代辦服務, 所有貸款申辦事宜請逕洽各銀行辦理。
<br>
本公司不定期更新銀行貸款產品資訊,惟實際內容與申貸條件,以銀行提供為準。, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[{key=PL_OCCUPATION_PROFESSIONAL, display=PL_OCCUPATION_PROFESSIONAL}], businessPriority=false, productPrescore=51.47}, applicationProcess=[], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=12, loanTenureMax=84, loanAmountMin=10000.0, loanAmountMax=5000000.0, apr=3.71, eir=null, interestRate=0.88, fees=[{type={key=PL_HANDLING_FEE, display=開辦費}, feeInterval=ONCE, value=3000, calculationMethod=FIXED, paymentMethod=IGNORE, description={shortDescription=, longDescription=, tooltip=}}], transferRate=null}], fees=[], defaults={loanTenure=84, loanAmount=300000}, loanType=PRINCIPAL_REDUCING, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=YEARLY, paymentInterval=MONTHLY}})
{__typename=PersonalLoan, id=bltea9aa1eeb4e2e7f0_9_zh-tw, image={url=https://images.contentstack.io/v3/assets/blt4ca32b8be67c85f8/blt044dc0715f8a7e12/637739fb5834861044c1f9ac/AnyConv.com_logo05.webp, description=TODO, dimension=null}, featured=false, imageOrientation=LANDSCAPE, promotional={bannerText=貸款利率:前2期0.88%, bannerImage=null, countdown={text=, displayProductPage=false, date={startDate=null, endDate=null}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=優惠}]}, comparables=[{__typename=CompareElementWithSubValue, title={key=INTEREST_RATE_WITH_APR, display=最低貸款利率}, sortValue=880, displayValue=0.88, tooltip=null, description=, prefix=, suffix=%}, {__typename=CompareElementSimple, title={key=HANDLING_FEES, display=手續費}, sortValue=3000000, displayValue=3,000, tooltip=null, description=, prefix=NT$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=最低每月還款額}, sortValue=5112639, displayValue=5,113, tooltip=null, description=, prefix=NT$, suffix=}], ctaButton={label=立即申請, link={url=https://www.money101.com.tw/api/redirect?dest=eyJraWQiOiJTNzhWZklaZF9rcVd0V1YxUmtBbEs2QnUtY1dkMS1RU2Znc3FKaW1pSmxjIiwiYWxnIjoiRWREU0EifQ.CAEawAFodHRwczovL2FkLmRvdWJsZWNsaWNrLm5ldC9kZG0vdHJhY2tjbGsvTjE5NTAwMi4yMTM4MzAzTU9ORVkxMDEuQ09NLlRXL0I5OTY2NDQ3LjMxMjU2NTQyOTtkY190cmtfYWlkPTU0MDI5OTkxODtkY190cmtfY2lkPTcxOTQ3ODQzO2RjX2xhdD07ZGNfcmRpZD07dGFnX2Zvcl9jaGlsZF9kaXJlY3RlZF90cmVhdG1lbnQ9O3RmdWE9O2x0ZD0.B9eypv8n5hvNViZFfbIxlqMqPdam0lJqf4j-eB7i_rnRKxjAEADEXQGxrEx2HWqSF4diks758NRPu67Ig50WAw, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=玉山銀行新戶限定貸款}, rateTableEntries=[{loanTenureMin=12, loanTenureMax=84, loanAmountMin=10000.0, loanAmountMax=5000000.0, apr=3.71, eir=null, interestRate=0.88, fees=[{type={key=PL_HANDLING_FEE, display=開辦費}, value=3000, description={shortDescription=, longDescription=, tooltip=}}]}], fees=[], defaults={loanTenure=84, loanAmount=300000}}, provider={alias=玉山銀行, providerName=玉山銀行}, description={shortDescription=[謹慎理財 信用至上]}, productName=玉山銀行 新戶限定貸款, title=TW.PL.ESUN0006.玉山銀行 新戶限定貸款, features={title=Features, pros=[貸款利率:前2期0.88%,第3期起3.48%, 貸款費用:3,000元起, 貸款金額:最高可貸300萬元, 貸款期間:最長7年], cons=[最快3分鐘完成申請,線上對保完成最快2小時撥款]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=, tooltip=}}, {type={key=MAXIMUM_AGE, display=最高年齡要求}, value=65, description={shortDescription=65歲, longDescription=, tooltip=}}], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=活動期間:自2023年10月1日起至2023年12月31日止。
本專案適用資格:利率優惠限二段式利率且綁約二年以上並具明確所得者。
其他特殊優惠方案不適用,若不符合本優惠資格者,將適用玉山銀行一般信用貸款之各項條件。
總費用年百分率說明:(1)試算範例:貸款金額新臺幣30萬元,貸款期間5年,貸款利率前2個月0.88%,第3個月起3.48%~14.88%,貸款費用3,000元,總費用年百分率約3.71%~14.3%。(2)本廣告揭露之年百分率係按主管機關備查之標準計算範例予以計算,實際貸款條件,仍以銀行提供之產品為準,且每一顧客實際之年百分率仍以其個別貸款產品及授信條件而有所不同。(3)總費用年百分率不等於貸款利率。(4)本總費用年百分率之計算基準日係依據活動專案適用起日之玉山銀行定儲利率指數調整日期訂定之,請詳閱玉山銀行官網定儲利率指數說明。
本產品為一次撥付型產品且不適用於清償玉山銀行既有之貸款條件。
玉山銀行未與任何代辦或行銷公司合作辦理貸款事宜,敬請留意,以免損害自身權益。
不得以非法且未經銀行同意連結本網站做為網路行銷。
玉山銀行保有徵提文件、專案內容變更及核貸與否之權利。
本公司係提供各銀行貸款優惠比較資訊, 恕不提供代辦服務, 所有貸款申辦事宜請逕洽各銀行辦理。
本公司不定期更新銀行貸款產品資訊,惟實際內容與申貸條件,以銀行提供為準。, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[{key=PL_OCCUPATION_PROFESSIONAL, display=PL_OCCUPATION_PROFESSIONAL}], businessPriority=false, productPrescore=51.47}, applicationProcess=[], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=12, loanTenureMax=84, loanAmountMin=10000.0, loanAmountMax=5000000.0, apr=3.71, eir=null, interestRate=0.88, fees=[{type={key=PL_HANDLING_FEE, display=開辦費}, feeInterval=ONCE, value=3000, calculationMethod=FIXED, paymentMethod=IGNORE, description={shortDescription=, longDescription=, tooltip=}}], transferRate=null}], fees=[], defaults={loanTenure=84, loanAmount=300000}, loanType=PRINCIPAL_REDUCING, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=YEARLY, paymentInterval=MONTHLY}}
* 提醒:此計算機使用本息攤還方式,計算每月還款額及利息。此還款額及利息並不代表各銀行會實際提供之金額,僅提供貸款評估試算使用。
1. 比較貸款擁有 最短 12 個月至最長 7 年的各種貸款方案。
2. 比較項目中的利率,是採用銀行在該貸款方案中提供的最低利率;每月還款額則是以該利率計算出的還款額。請您注意,因銀行利率在還款前後期間有所不同,因此Money 101是以該貸款方案期間最低利率計算得出最低每月還款額。
3. 根據每個人的狀況不同,總費用年百分率可能從 1% 至 16% 不等。以下為借貸成本計算的參考案例:假設你貸一筆新台幣 300,000 元的款項,還款期為 60 個月,貸款利率首期0.01%,第二期起2.99%~15.99%,帳戶管理費及票查費NT$268,每月還款額為新台幣為5,013,而總費用年百分率則為2.93%~15.43%。
Money101 提供熱門車子貸款方案排行,幫助快速找到適合你的汽車、機車貸款,掌握最低汽車貸款利率、手續費及最低每月還款額度等車貸資訊。若考慮透過其他合法民間貸款,暸解小額貸款方案像是手機貸款、機車抵押、汽車融資方案等可參考最新 Money101 彙整民間貸款方案。
{"__typename":"PersonalLoan","applicationProcess":[{"data":"","type":null}],"apr":null,"comparables":[{"__typename":"CompareElementWithSubValue","description":"","displayValue":"1.88","prefix":"","sortValue":1880,"suffix":"%","title":{"display":"最低貸款利率","key":"INTEREST_RATE_WITH_APR"},"tooltip":null},{"__typename":"CompareElementSimple","description":"","displayValue":"3,500","prefix":"NT$","sortValue":3500000,"suffix":"","title":{"display":"手續費","key":"HANDLING_FEES"},"tooltip":null},{"__typename":"CompareElementSimple","description":"","displayValue":"6,493","prefix":"NT$","sortValue":6492837,"suffix":"","title":{"display":"最低每月還款額","key":"REPAYMENT"},"tooltip":null}],"ctaButton":null,"description":{"shortDescription":[]},"disclaimer":null,"eligibility":[{"description":{"longDescription":"","shortDescription":"18歲","tooltip":""},"type":{"display":"最低年齡要求","key":"MINIMUM_AGE"},"value":"18"}],"enableCountdown":false,"enableFlipBanner":false,"featured":false,"features":{"cons":["汽車設定抵押權後即可撥貸,免留車;申辦完成後最快一天回覆審核結果","申請資格:年滿18歲,信用良好具償還能力之本國自然人,可提供自有車輛為擔保品"],"pros":["貸款利率:前3個月優惠利率最低1.88%起,第4個月起3.63%%~10.88%(機動計息)","貸款期限:最長為五年","貸款額度:車子價值越高,額度越高","各項費用總金額:NT$3,500~NT$9,000"],"title":"Features"},"functional":{"defaults":{"loanAmount":300000,"loanTenure":84},"fees":[],"metaData":{"alias":"元大銀行原車融資"},"rateTableEntries":[{"apr":4.28,"eir":null,"fees":[{"description":{"longDescription":"","shortDescription":"","tooltip":""},"type":{"display":"開辦費","key":"PL_HANDLING_FEE"},"value":"3500"}],"interestRate":1.88,"loanAmountMax":2000000.0,"loanAmountMin":10000.0,"loanTenureMax":60,"loanTenureMin":6}]},"id":"blt971d32168e51513c_21_zh-tw","image":{"description":"TODO","dimension":null,"url":"https://images.contentstack.io/v3/assets/blt4ca32b8be67c85f8/blt385c0799774d9e94/5cad9f18bd20c3cf483a37cf/yuanta.png"},"imageOrientation":"LANDSCAPE","interestRate":null,"monthlyRepayment":null,"needCategories":[],"offers":null,"offersFaq":null,"productName":"元大銀行 原車融資","promotional":null,"provider":{"alias":"元大銀行","providerName":"元大銀行"},"rawFunctionalPl":{"defaults":{"loanAmount":300000,"loanTenure":84},"fees":[],"interestRateInterval":"YEARLY","loanType":"PRINCIPAL_REDUCING","paymentInterval":"MONTHLY","rateTableEntries":[{"apr":4.28,"eir":null,"fees":[{"calculationMethod":"FIXED","description":{"longDescription":"","shortDescription":"","tooltip":""},"feeInterval":"ONCE","paymentMethod":"IGNORE","type":{"display":"開辦費","key":"PL_HANDLING_FEE"},"value":3500}],"interestRate":1.88,"loanAmountMax":2000000.0,"loanAmountMin":10000.0,"loanTenureMax":60,"loanTenureMin":6,"transferRate":1}],"repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null}},"requirements":{"applicationConfirmationEmail":"","businessPriority":false,"citizenship":[],"criteriaDetails":[],"eligibleOccupations":[],"employmentType":null,"productPrescore":0.0},"termsAndConditions":"(1) 總費用年百分率範例說明:NT$40萬;貸款期間:5年;貸款利率:依案件條件前三個月1.88%起,第四個月起4.15%~11.38%(固定計息);各項費用總金額NT$3,500~NT$9,000;總費用年百分率:4.28%~11.36%。\n
\n(2) 本廣告揭露之年百分率係按主管機關備查之標準計算範例予以計算,實際貸款條件,仍以銀行提供之產品為準。且每一客戶實際之年百分率仍視其個別貸款產品及授信條件而有所不同。 \n
\n(3) 總費用年百分率不等於貸款利率。 \n
\n(4) 本總費用年百分率之計算基準日為2023年2月24日。 \n
\n(5) 本公司係提供各銀行貸款優惠資訊, 恕不提供代辦服務, 所有貸款申辦事宜請逕洽各銀行辦理。 \n
\n(6) 本公司不定期更新銀行貸款產品資訊,惟實際內容與申貸條件,以銀行提供為準。","title":"TW.CL.YUAN0001.元大銀行 原車融資","totalRepayment":null}
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(2) 本廣告揭露之年百分率係按主管機關備查之標準計算範例予以計算,實際貸款條件,仍以銀行提供之產品為準。且每一客戶實際之年百分率仍視其個別貸款產品及授信條件而有所不同。
<br>
(3) 總費用年百分率不等於貸款利率。
<br>
(4) 本總費用年百分率之計算基準日為2023年2月24日。
<br>
(5) 本公司係提供各銀行貸款優惠資訊, 恕不提供代辦服務, 所有貸款申辦事宜請逕洽各銀行辦理。
<br>
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(3) 總費用年百分率不等於貸款利率。
(4) 本總費用年百分率之計算基準日為2023年2月24日。
(5) 本公司係提供各銀行貸款優惠資訊, 恕不提供代辦服務, 所有貸款申辦事宜請逕洽各銀行辦理。
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