訂閱Money101電子報
Hello, 輸入 Email 快速訂閱電子報

熱門理財省錢撇步分析
多樣化產品比較不偏頗
最新限定活動及優惠

訂閱電子報即表示您同意Money101 服務條款 隱私政策及收到我們的電子報。

訂閱成功
恭喜成功加入 Money101 電子報
歡迎訂閱電子報
Hello, 輸入 Email 快速訂閱電子報
熱門理財省錢撇步分析
多樣化產品比較不偏頗
最新限定活動及優惠

訂閱電子報表示您同意Money101服務條款隱私權政策及收到我們電子報。

訂閱成功

恭喜成功加入Money101電子報

HSBC img_hand

2024 中國信託(CTBC)信用卡推薦

手機不離身、搭大眾運輸通勤、正尋找出國無腦刷神卡的聰明消費者,想賺更多 LINE Points 回饋嗎?不妨考慮中信 LINE Pay卡,綁定一卡通搭乘大眾運輸享 1% LINE Points 回饋、海外刷無腦2.8%回饋;若想尋找國內外網購、加油省荷包等神卡,Money101已彙整如何申辦最優惠,決定權由你掌握。 

中國信託無腦刷神卡

 

想要大容量行李箱嗎?信用卡首刷禮就有!

中國信託 agoda聯名卡

中國信託 agoda聯名卡

國內消費現金回饋

1
%
A金

國外消費現金回饋

2.5
%

年費

首年免年費
更多資訊
隱藏訊息
Debug data (SizeLimitingPyMap: {badges={show=false, exclusive={background={color=#CCFBF1, opacity=100, rgba=rgba(204, 251, 241, 1), rgb=rgb(204, 251, 241), hex=#CCFBF1, css=#CCFBF1}, color={color=#0D968B, opacity=100, rgba=rgba(13, 150, 139, 1), rgb=rgb(13, 150, 139), hex=#0D968B, css=#0D968B}, text=Exclusive Offer}, featured={background={color=#FFF6EB, opacity=100, rgba=rgba(255, 246, 235, 1), rgb=rgb(255, 246, 235), hex=#FFF6EB, css=#FFF6EB}, color={color=#E9590C, opacity=100, rgba=rgba(233, 89, 12, 1), rgb=rgb(233, 89, 12), hex=#E9590C, css=#E9590C}, text=Featured}, welcome={background={color=#E5F4FF, opacity=100, rgba=rgba(229, 244, 255, 1), rgb=rgb(229, 244, 255), hex=#E5F4FF, css=#E5F4FF}, color={color=#0080F0, opacity=100, rgba=rgba(0, 128, 240, 1), rgb=rgb(0, 128, 240), hex=#0080F0, css=#0080F0}, text=Welcome Gift}, popular={background={color=#c6b0d9, opacity=100, rgba=rgba(198, 176, 217, 1), rgb=rgb(198, 176, 217), hex=#c6b0d9, css=#c6b0d9}, color={color=#9a6fbf, opacity=100, rgba=rgba(154, 111, 191, 1), rgb=rgb(154, 111, 191), hex=#9a6fbf, css=#9a6fbf}, text=Popular}, time_limited={background={color=#FEF1F1, opacity=100, rgba=rgba(254, 241, 241, 1), rgb=rgb(254, 241, 241), hex=#FEF1F1, css=#FEF1F1}, color={color=#DC2828, opacity=100, rgba=rgba(220, 40, 40, 1), rgb=rgb(220, 40, 40), hex=#DC2828, css=#DC2828}, text=Time Limited}, time_limited_countdown={background={color=#FEF1F1, opacity=100, rgba=rgba(254, 241, 241, 1), rgb=rgb(254, 241, 241), hex=#FEF1F1, css=#FEF1F1}, color={color=#DC2828, opacity=100, rgba=rgba(220, 40, 40, 1), rgb=rgb(220, 40, 40), hex=#DC2828, css=#DC2828}, text=}, best_value={background={color=#EBFEFF, opacity=100, rgba=rgba(235, 254, 255, 1), rgb=rgb(235, 254, 255), hex=#EBFEFF, css=#EBFEFF}, color={color=#088EAF, opacity=100, rgba=rgba(8, 142, 175, 1), rgb=rgb(8, 142, 175), hex=#088EAF, css=#088EAF}, text=Best Value}}, market=money101, product_money101={comparables=[CASHBACK_LOCAL, CASHBACK_OVERSEAS, ANNUAL_FEE], product={id=75988324310, table_id=4702394, table_name=product_money101, columns={hs_id=75988324310, hs_child_table_id=0, hs_updated_at=1705888231075, hs_published_at=1710900506212, productid=blt40cd8bdb5a31f76c_18_zh-tw, data={"__typename":"CreditCard","id":"blt40cd8bdb5a31f76c_18_zh-tw","image":{"url":"https://images.contentstack.io/v3/assets/blt4ca32b8be67c85f8/blt9b672bd8a52b8400/64cca97e44ba3f2a0a1dfd08/ctbcagoda.png","description":null,"dimension":null},"featured":false,"imageOrientation":"PORTRAIT","promotional":null,"comparables":[{"__typename":"CompareElementSimple","title":{"key":"ANNUAL_FEE","display":"年費"},"sortValue":-9007199254740990,"displayValue":"首年免年費","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_PETROL","display":"加油現金回饋"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"PETROL_DISCOUNT_PER_LITRE","display":"加油優惠"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"MOVIE_DISCOUNT_WEEKDAY","display":"平日電影折扣"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"MOVIE_DISCOUNT_WEEKEND","display":"週末電影折扣"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"MAX_NUMBER_OF_INSTALMENTS","display":"最高分期期數"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"MIN_SPENDING_INSTALMENTS","display":"最低可分期金額"},"sortValue":-9007199254740990,"displayValue":"無最低分期金額限制","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"AIRMILES_INSURANCE","display":"刷保費哩程回饋"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_INSURANCE","display":"刷保費現金回饋"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"MAX_INSTALMENTS_INSURANCE","display":"最高分期期數 (0利率)"},"sortValue":9007199254740991,"displayValue":"無分期優惠","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"LUGGAGE_SIZE_WELCOME_OFFER","display":"首刷送行李箱"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"MIN_SPEND_INSTALMENTS_TAX","display":"最低可分期金額"},"sortValue":-9007199254740990,"displayValue":"無最低分期金額限制","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"MAX_INSTALMENTS_TAX","display":"最高分期期數"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"INSTALMENTS_INTEREST_FREE_TAX","display":"最高分期期數 (0利率)"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"PROVIDER_REWARD_CASH_CONVERSION","display":"紅利折抵金"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"PROVIDER_REWARD_POINTS_AIRMILES_CONVERSION_RATE","display":"紅利換哩程"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"MAX_CASHBACK_ONLINE_SHOPPING","display":"數位通路回饋上限"},"sortValue":-9007199254740990,"displayValue":"無限","tooltip":null,"description":"A金","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_WELCOME_OFFER_TOTAL","display":"CASHBACK_WELCOME_OFFER_TOTAL"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_LOCAL","display":"國內消費現金回饋"},"sortValue":-1000,"displayValue":"1","tooltip":null,"description":"A金","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_OVERSEAS","display":"國外消費現金回饋"},"sortValue":-2500,"displayValue":"2.5","tooltip":null,"description":"","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"AIRMILES_OVERSEAS","display":"國外消費累積哩程"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"AIRMILES_LOCAL","display":"國內消費累積哩程"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_TRAVEL","display":"訂房最高回饋"},"sortValue":-22000,"displayValue":"22","tooltip":null,"description":"","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_DIGITAL_WALLET","display":"行動支付回饋"},"sortValue":-3000,"displayValue":"3","tooltip":null,"description":"Agoda官網消費 A金回饋","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_RETAIL","display":"影音串流平台回饋"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_DINING","display":"美食外送回饋"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_LOCAL_ONLINE_SHOPPING","display":"網購回饋"},"sortValue":-3000,"displayValue":"3","tooltip":null,"description":"A金","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"AIRMILES_WELCOME_OFFER_TOTAL","display":"首刷哩程回饋"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_WELCOME_OFFER","display":"首刷(類)現金回饋"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"PROVIDER_REWARD_POINTS","display":"最高積點倍數"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_OCTOPUS","display":"繳稅現金回饋"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"sortValue":0,"displayValue":"0","tooltip":null,"description":"","prefix":"NT$","suffix":""}],"ctaButton":null,"functional":{"metaData":{"alias":"中國信託agoda聯名卡"},"rateTableEntries":null,"fees":null,"defaults":null},"provider":{"alias":"中國信託","providerName":"中國信託"},"description":{"shortDescription":["謹慎理財 信用至上"]},"productName":"中國信託 agoda聯名卡","title":"TW.CC.CTBC0037.中國信託 agoda聯名卡","features":{"title":"Features","pros":["A金回饋無上限,Agoda官網3%A金、國外2.5%A金、一般消費1%A金 ","旅行平安保險 NT 2,000萬元","台灣機場接送尊榮優惠禮遇"],"cons":["定義<ul> <li>國內/外一般消費使用行動支付付款同樣享有現金回饋</li> <li>一般消費不包含:扣繳信用卡年費、利息、預借現金、逾期還款違約金,以及依「中國信託信用卡約定條款」約定之其他各項手續費。 刷卡買基金、賭博籌碼、數位(虛擬)貨幣、旅行支票或境外投資交易平台之相關交易金額及費用。 繳學費、各項稅款、社區管理費、違規罰緩及政府規費。 分期靈活金、帳單分期、分期付款交易。 儲值卡(原電子票證)儲值金(含自動儲值)。 eTag儲值與eTag智慧停車費用之扣繳。 繳納公務機關相關費用或代扣繳各項費用。 透過中信Home Bank APP及網路銀行繳納各項費用。 公立醫療機構之醫療服務,或透過各繳費及支付平台繳納之各項費用。 透過聯合信用卡處理中心小額支付平台之特約商店之消費。 全聯福利中心消費、PXGo!全聯線上購消費。 便利商店(如7-11、全家、萊爾富、OK超商,包含但不限於實體門市或線上商城)消費。 繳納電信費用。 特定行銷專案或其他經本行公告不回饋之項目。 依開戶總約之『簽帳金融卡約定條款』約定收取的其他各項手續費。</li> </ul>"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18歲","longDescription":null,"tooltip":null}},{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"0","description":{"shortDescription":"不適合","longDescription":null,"tooltip":null}}],"apr":[{"type":{"key":"RETAIL_APR","display":"循環信用利率"},"value":null,"description":{"shortDescription":"信用卡循環年利率:中國信託銀行ARM指數+加碼利率(5.97%~13.47%);上限為15%,預借現金手續費為每筆預借金額X3.5%+150元,循環利率基準日為104年9月1日,其他費用請上 官網 查詢","longDescription":null,"tooltip":null}}],"fees":[{"type":{"key":"FOREIGN_CURRENCY_TRANSACTION_FEE","display":"國外刷卡手續費"},"value":null,"description":{"shortDescription":"1.5 %","longDescription":null,"tooltip":null}},{"type":{"key":"INTEREST_RATE","display":"最低年利率"},"value":null,"description":{"shortDescription":"6.75-15%","longDescription":null,"tooltip":null}},{"type":{"key":"ANNUAL_FEE","display":"年費"},"value":null,"description":{"shortDescription":"正卡NT1,800元,附卡NT900元。","longDescription":null,"tooltip":null}}],"offers":{"welcomeOffers":[{"reward":[]}],"exclusiveOffers":[{"reward":[]}],"additionalOffers":[{"reward":[{"title":"享受冬日暖陽!持Agoda聯名卡享東南亞六國訂房最高優惠22%","tandc":{"shortDescription":null,"longDescrition":"<ul>\n <li>活動期間:2023/09/29至2023/11/30</li>\n *優惠22%含:現折16%活動+A金3%+生日當月加碼A金3%。*現折16%活動:每筆最高現折1000元,每月折扣總上限200萬元,用完仍享現折10%優惠。\n</ul>"}},{"title":"指定交通、美食最高10%回饋","tandc":{"shortDescription":null,"longDescrition":"<ul><li>活動期間:2023/6/13~2023/12/31</li><li>三大交通。先馳得點:台灣鐵路,台灣高鐵,日本JR官網</li><li>異國美食。味蕾風行:嗑肉:屋馬、胡同<br/>微醺:金色三麥 、ABV餐酒館<br/>日食:定食8、福勝亭、大戶屋、吉野家、一蘭、客美多<br/>啖鮮:壽司郎、欣葉、三井</li>*10%回饋含一般消費1%/國外2.5%,加碼9%或7.5%每月歸戶上限500 A金。<br/>*本回饋為A金(新臺幣),1A金=NT1元,可100%折抵Agoda訂房消費!</ul>"}}]}]}}, hs_created_at=1691138053849, hs_is_edited=false, hs_deleted_at=0, productname=中國信託 agoda聯名卡, hs_name=, hs_updated_by_user_id=60412388}}, ad_hoc_comparables=[], comparable_order=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, product_moneyhero={product=Optional.empty, comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, product_moneymax={product=Optional.empty, comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, product_singsaver={product=Optional.empty, comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, promotional={display_within_collapsible=false, show_banner=true, show_promotional_in_card=true}, static_text={cta_button_label=立即申請, rewards=優惠活動, see_less=隱藏訊息, see_more=更多資訊, cta_button_subtext=, yes=Yes, no=No, day=Day, days=Days}, style={theme=mars, primary={color=#00AAFB, opacity=100, rgba=rgba(0, 170, 251, 1), rgb=rgb(0, 170, 251), hex=#00AAFB, css=#00AAFB}, call_to_action_background={color=#F97316, opacity=100, rgba=rgba(249, 115, 22, 1), rgb=rgb(249, 115, 22), hex=#F97316, css=#F97316}, call_to_action_color={color=#FFFFFF, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#FFFFFF, css=#FFFFFF}, call_to_action_subtext_color={color=#687076, opacity=100, rgba=rgba(104, 112, 118, 1), rgb=rgb(104, 112, 118), hex=#687076, css=#687076}, summary_section_label={color=#18794E, opacity=100, rgba=rgba(24, 121, 78, 1), rgb=rgb(24, 121, 78), hex=#18794E, css=#18794E}, star_rating={background={color=#FFFFFF, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#FFFFFF, css=#FFFFFF}, fill={color=#FFFF04, opacity=100, rgba=rgba(255, 255, 4, 1), rgb=rgb(255, 255, 4), hex=#FFFF04, css=#FFFF04}}}, tabs={eligibility={heading=申請資格, show=true, expanded=false, order_sequence=1, text=Eligibility}, features={heading=產品特色, show=true, expanded=true, order_sequence=1}, fees={heading=相關費用, show=true, expanded=false, order_sequence=1, labels={fee_frequency=Fee Frequency, duration_of_inactivity=Duration of Inactivity, duration_of_inactivity_indicator=Duration of Inactivity Indicator}}, promotions_terms_and_conditions={additional_offer=其他優惠, exclusive_offer=獨家優惠, heading=首刷禮與優惠活動, welcome_offer= , show=true, expanded=false, order_sequence=1}, usage={show=false, expanded=false, order_sequence=1, heading=Usage, labels=[]}, show=true, basic_benefit={show=true, expanded=false, order_sequence=1, heading=Basic Benefits, items=[]}, enhanced_benefit={show=true, expanded=false, order_sequence=1, heading=Enhanced Benefits, items=[]}, other_benefit={show=true, expanded=false, order_sequence=1, heading=Other Benefits, items=[]}, benefit_limits={show=true, expanded=false, order_sequence=1, heading=Benefit Limits, items=[]}}, type=module}) null (SizeLimitingPyMap: {columns={hs_id=75988324310, hs_child_table_id=0, hs_updated_at=1705888231075, hs_published_at=1710900506212, productid=blt40cd8bdb5a31f76c_18_zh-tw, data={"__typename":"CreditCard","id":"blt40cd8bdb5a31f76c_18_zh-tw","image":{"url":"https://images.contentstack.io/v3/assets/blt4ca32b8be67c85f8/blt9b672bd8a52b8400/64cca97e44ba3f2a0a1dfd08/ctbcagoda.png","description":null,"dimension":null},"featured":false,"imageOrientation":"PORTRAIT","promotional":null,"comparables":[{"__typename":"CompareElementSimple","title":{"key":"ANNUAL_FEE","display":"年費"},"sortValue":-9007199254740990,"displayValue":"首年免年費","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_PETROL","display":"加油現金回饋"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"PETROL_DISCOUNT_PER_LITRE","display":"加油優惠"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"MOVIE_DISCOUNT_WEEKDAY","display":"平日電影折扣"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"MOVIE_DISCOUNT_WEEKEND","display":"週末電影折扣"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"MAX_NUMBER_OF_INSTALMENTS","display":"最高分期期數"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"MIN_SPENDING_INSTALMENTS","display":"最低可分期金額"},"sortValue":-9007199254740990,"displayValue":"無最低分期金額限制","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"AIRMILES_INSURANCE","display":"刷保費哩程回饋"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_INSURANCE","display":"刷保費現金回饋"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"MAX_INSTALMENTS_INSURANCE","display":"最高分期期數 (0利率)"},"sortValue":9007199254740991,"displayValue":"無分期優惠","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"LUGGAGE_SIZE_WELCOME_OFFER","display":"首刷送行李箱"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"MIN_SPEND_INSTALMENTS_TAX","display":"最低可分期金額"},"sortValue":-9007199254740990,"displayValue":"無最低分期金額限制","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"MAX_INSTALMENTS_TAX","display":"最高分期期數"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"INSTALMENTS_INTEREST_FREE_TAX","display":"最高分期期數 (0利率)"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"PROVIDER_REWARD_CASH_CONVERSION","display":"紅利折抵金"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"PROVIDER_REWARD_POINTS_AIRMILES_CONVERSION_RATE","display":"紅利換哩程"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"MAX_CASHBACK_ONLINE_SHOPPING","display":"數位通路回饋上限"},"sortValue":-9007199254740990,"displayValue":"無限","tooltip":null,"description":"A金","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_WELCOME_OFFER_TOTAL","display":"CASHBACK_WELCOME_OFFER_TOTAL"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_LOCAL","display":"國內消費現金回饋"},"sortValue":-1000,"displayValue":"1","tooltip":null,"description":"A金","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_OVERSEAS","display":"國外消費現金回饋"},"sortValue":-2500,"displayValue":"2.5","tooltip":null,"description":"","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"AIRMILES_OVERSEAS","display":"國外消費累積哩程"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"AIRMILES_LOCAL","display":"國內消費累積哩程"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_TRAVEL","display":"訂房最高回饋"},"sortValue":-22000,"displayValue":"22","tooltip":null,"description":"","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_DIGITAL_WALLET","display":"行動支付回饋"},"sortValue":-3000,"displayValue":"3","tooltip":null,"description":"Agoda官網消費 A金回饋","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_RETAIL","display":"影音串流平台回饋"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_DINING","display":"美食外送回饋"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_LOCAL_ONLINE_SHOPPING","display":"網購回饋"},"sortValue":-3000,"displayValue":"3","tooltip":null,"description":"A金","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"AIRMILES_WELCOME_OFFER_TOTAL","display":"首刷哩程回饋"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_WELCOME_OFFER","display":"首刷(類)現金回饋"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"PROVIDER_REWARD_POINTS","display":"最高積點倍數"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_OCTOPUS","display":"繳稅現金回饋"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"sortValue":0,"displayValue":"0","tooltip":null,"description":"","prefix":"NT$","suffix":""}],"ctaButton":null,"functional":{"metaData":{"alias":"中國信託agoda聯名卡"},"rateTableEntries":null,"fees":null,"defaults":null},"provider":{"alias":"中國信託","providerName":"中國信託"},"description":{"shortDescription":["謹慎理財 信用至上"]},"productName":"中國信託 agoda聯名卡","title":"TW.CC.CTBC0037.中國信託 agoda聯名卡","features":{"title":"Features","pros":["A金回饋無上限,Agoda官網3%A金、國外2.5%A金、一般消費1%A金 ","旅行平安保險 NT 2,000萬元","台灣機場接送尊榮優惠禮遇"],"cons":["定義<ul> <li>國內/外一般消費使用行動支付付款同樣享有現金回饋</li> <li>一般消費不包含:扣繳信用卡年費、利息、預借現金、逾期還款違約金,以及依「中國信託信用卡約定條款」約定之其他各項手續費。 刷卡買基金、賭博籌碼、數位(虛擬)貨幣、旅行支票或境外投資交易平台之相關交易金額及費用。 繳學費、各項稅款、社區管理費、違規罰緩及政府規費。 分期靈活金、帳單分期、分期付款交易。 儲值卡(原電子票證)儲值金(含自動儲值)。 eTag儲值與eTag智慧停車費用之扣繳。 繳納公務機關相關費用或代扣繳各項費用。 透過中信Home Bank APP及網路銀行繳納各項費用。 公立醫療機構之醫療服務,或透過各繳費及支付平台繳納之各項費用。 透過聯合信用卡處理中心小額支付平台之特約商店之消費。 全聯福利中心消費、PXGo!全聯線上購消費。 便利商店(如7-11、全家、萊爾富、OK超商,包含但不限於實體門市或線上商城)消費。 繳納電信費用。 特定行銷專案或其他經本行公告不回饋之項目。 依開戶總約之『簽帳金融卡約定條款』約定收取的其他各項手續費。</li> </ul>"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18歲","longDescription":null,"tooltip":null}},{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"0","description":{"shortDescription":"不適合","longDescription":null,"tooltip":null}}],"apr":[{"type":{"key":"RETAIL_APR","display":"循環信用利率"},"value":null,"description":{"shortDescription":"信用卡循環年利率:中國信託銀行ARM指數+加碼利率(5.97%~13.47%);上限為15%,預借現金手續費為每筆預借金額X3.5%+150元,循環利率基準日為104年9月1日,其他費用請上 官網 查詢","longDescription":null,"tooltip":null}}],"fees":[{"type":{"key":"FOREIGN_CURRENCY_TRANSACTION_FEE","display":"國外刷卡手續費"},"value":null,"description":{"shortDescription":"1.5 %","longDescription":null,"tooltip":null}},{"type":{"key":"INTEREST_RATE","display":"最低年利率"},"value":null,"description":{"shortDescription":"6.75-15%","longDescription":null,"tooltip":null}},{"type":{"key":"ANNUAL_FEE","display":"年費"},"value":null,"description":{"shortDescription":"正卡NT1,800元,附卡NT900元。","longDescription":null,"tooltip":null}}],"offers":{"welcomeOffers":[{"reward":[]}],"exclusiveOffers":[{"reward":[]}],"additionalOffers":[{"reward":[{"title":"享受冬日暖陽!持Agoda聯名卡享東南亞六國訂房最高優惠22%","tandc":{"shortDescription":null,"longDescrition":"<ul>\n <li>活動期間:2023/09/29至2023/11/30</li>\n *優惠22%含:現折16%活動+A金3%+生日當月加碼A金3%。*現折16%活動:每筆最高現折1000元,每月折扣總上限200萬元,用完仍享現折10%優惠。\n</ul>"}},{"title":"指定交通、美食最高10%回饋","tandc":{"shortDescription":null,"longDescrition":"<ul><li>活動期間:2023/6/13~2023/12/31</li><li>三大交通。先馳得點:台灣鐵路,台灣高鐵,日本JR官網</li><li>異國美食。味蕾風行:嗑肉:屋馬、胡同<br/>微醺:金色三麥 、ABV餐酒館<br/>日食:定食8、福勝亭、大戶屋、吉野家、一蘭、客美多<br/>啖鮮:壽司郎、欣葉、三井</li>*10%回饋含一般消費1%/國外2.5%,加碼9%或7.5%每月歸戶上限500 A金。<br/>*本回饋為A金(新臺幣),1A金=NT1元,可100%折抵Agoda訂房消費!</ul>"}}]}]}}, hs_created_at=1691138053849, hs_is_edited=false, hs_deleted_at=0, productname=中國信託 agoda聯名卡, hs_name=, hs_updated_by_user_id=60412388}, id=75988324310, table_id=4702394, table_name=product_money101})

 

中國信託(CTBC) 2024年最佳信用卡比較

國外消費現金回饋

國內消費現金回饋

行動支付回饋

年費

中國信託 agoda聯名卡
中國信託 agoda聯名卡
2.5 %
1 %
A金
3 %
Agoda官網消費 A金回饋
首年免年費
中國信託 中信商旅鈦金卡
中國信託 中信商旅鈦金卡
5 %
日本/韓國/泰國/新加坡旅遊加碼
1 %
10 %
綁定icash Pay
首年免年費
中國信託 英雄聯盟信用卡
中國信託 英雄聯盟信用卡
2.5 %
1 %
1 %
首年免年費
中國信託 Yahoo聯名卡
中國信託 Yahoo聯名卡
1 %
超贈點回饋,非Yahoo平台消費
1 %
超贈點回饋
11 %
限Apple Pay 、 Google Pay 、 Samsung Pay 、 街口支付、OPEN錢包 、 MyFamiPay、 PX Pay(每月每戶回饋上限150點超贈點)
首年免年費
中國信託 TAIPEI 101 聯名卡
中國信託 TAIPEI 101 聯名卡
0.5 %
於館外消費、國外消費
2 %
於館內消費
2 %
首年免年費
中國信託 現金回饋鈦金卡
中國信託 現金回饋鈦金卡
2.5 %
於國外消費達門檻最高享2.5%回饋
0.5 %
於國內消費
0.5 %
首年免年費

中國信託信貸方案推薦

 

中國信託 銅板價信貸

中國信託 銅板價信貸

最低貸款利率

0.01
%

手續費

NT$
3,000

最低每月還款額

NT$
5,001

優惠

  • 【Money101通路限定】2024.1.15~2024.2.29(含)申辦中國信託信貸,且於2024.03.31(含)前成功撥貸並符合資格者(詳見活動注意事項第1點),可享 Money101會員限定好禮,撥貸NT 50萬(含)以上贈「宜睿1000元即享券」,撥貸NT 100萬(含)以上贈「Apple HomePod Mini」,每人限回饋一次。
  • 申貸就抽NT16,888元家樂福禮物卡!
更多資訊
隱藏資訊
Debug data (SizeLimitingPyMap: {badges={exclusive={background={color=#69A84F, opacity=100, rgba=rgba(105, 168, 79, 1), rgb=rgb(105, 168, 79), hex=#69A84F, css=#69A84F}, color={color=#FFFFFF, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#FFFFFF, css=#FFFFFF}, text=優惠}, featured={background={color=#F1C233, opacity=100, rgba=rgba(241, 194, 51, 1), rgb=rgb(241, 194, 51), hex=#F1C233, css=#F1C233}, color={color=#FFFFFF, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#FFFFFF, css=#FFFFFF}, text=精選產品}, show=false, welcome={background={color=#E5F4FF, opacity=100, rgba=rgba(229, 244, 255, 1), rgb=rgb(229, 244, 255), hex=#E5F4FF, css=#E5F4FF}, color={color=#0080F0, opacity=100, rgba=rgba(0, 128, 240, 1), rgb=rgb(0, 128, 240), hex=#0080F0, css=#0080F0}, text=Welcome Gift}, popular={background={color=#c6b0d9, opacity=100, rgba=rgba(198, 176, 217, 1), rgb=rgb(198, 176, 217), hex=#c6b0d9, css=#c6b0d9}, color={color=#9a6fbf, opacity=100, rgba=rgba(154, 111, 191, 1), rgb=rgb(154, 111, 191), hex=#9a6fbf, css=#9a6fbf}, text=Popular}, time_limited={background={color=#FEF1F1, opacity=100, rgba=rgba(254, 241, 241, 1), rgb=rgb(254, 241, 241), hex=#FEF1F1, css=#FEF1F1}, color={color=#DC2828, opacity=100, rgba=rgba(220, 40, 40, 1), rgb=rgb(220, 40, 40), hex=#DC2828, css=#DC2828}, text=Time Limited}, time_limited_countdown={background={color=#FEF1F1, opacity=100, rgba=rgba(254, 241, 241, 1), rgb=rgb(254, 241, 241), hex=#FEF1F1, css=#FEF1F1}, color={color=#DC2828, opacity=100, rgba=rgba(220, 40, 40, 1), rgb=rgb(220, 40, 40), hex=#DC2828, css=#DC2828}, text=}, best_value={background={color=#EBFEFF, opacity=100, rgba=rgba(235, 254, 255, 1), rgb=rgb(235, 254, 255), hex=#EBFEFF, css=#EBFEFF}, color={color=#088EAF, opacity=100, rgba=rgba(8, 142, 175, 1), rgb=rgb(8, 142, 175), hex=#088EAF, css=#088EAF}, text=Best Value}}, market=money101, product_money101={ad_hoc_comparables=[], comparables=[INTEREST_RATE_WITH_APR, HANDLING_FEES, REPAYMENT], product={id=57339305453, table_id=4702394, table_name=product_money101, columns={hs_id=57339305453, hs_child_table_id=0, hs_updated_at=1710044539234, hs_published_at=1710900506212, productid=bltc4db603621274d9b_23_zh-tw, data={"__typename":"PersonalLoan","id":"bltc4db603621274d9b_23_zh-tw","image":{"url":"https://images.contentstack.io/v3/assets/blt4ca32b8be67c85f8/blt3a9375de2a3eb13b/637734165834861044c1f9a2/AnyConv.com_台灣中英文組合(綠底白底)-01.webp","description":"TODO","dimension":null},"featured":true,"imageOrientation":"LANDSCAPE","promotional":{"bannerText":"<ul><li>【Money101通路限定】2024.1.15~2024.2.29(含)申辦中國信託信貸,且於2024.03.31(含)前成功撥貸並符合資格者(詳見活動注意事項第1點),可享 Money101會員限定好禮,撥貸NT 50萬(含)以上贈「宜睿1000元即享券」,撥貸NT 100萬(含)以上贈「Apple HomePod Mini」,每人限回饋一次。</li><li>申貸就抽NT16,888元家樂福禮物卡!</li></ul>","bannerImage":null,"countdown":{"text":"","displayProductPage":false,"date":{"startDate":null,"endDate":null}},"flipBanner":{"imageForDesktop":null,"imageForMobile":null,"period":1,"timeDelay":0,"date":{"startDate":null,"endDate":null}},"type":[{"key":"TIME_LIMITED","display":"限時優惠"}]},"comparables":[{"__typename":"CompareElementWithSubValue","title":{"key":"INTEREST_RATE_WITH_APR","display":"最低貸款利率"},"sortValue":10,"displayValue":"0.01","tooltip":null,"description":"","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"HANDLING_FEES","display":"手續費"},"sortValue":3000000,"displayValue":"3,000","tooltip":null,"description":"","prefix":"NT$","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"REPAYMENT","display":"最低每月還款額"},"sortValue":5001270,"displayValue":"5,001","tooltip":null,"description":"","prefix":"NT$","suffix":""}],"ctaButton":{"label":"立即申請","link":{"url":"https://www.money101.com.tw/api/redirect?dest=eyJraWQiOiJTNzhWZklaZF9rcVd0V1YxUmtBbEs2QnUtY1dkMS1RU2Znc3FKaW1pSmxjIiwiYWxnIjoiRWREU0EifQ.CAEatQFodHRwczovL2FkLmRvdWJsZWNsaWNrLm5ldC9kZG0vdHJhY2tjbGsvTjE5NTAwMi4yMTM4MzAzTU9ORVkxMDEuQ09NLlRXL0I5OTY2NDQ3LjEzOTM3OTcxMztkY190cmtfYWlkPTMxMTY0MDY5MTtkY190cmtfY2lkPTcxOTQ3ODQzO2RjX2xhdD07ZGNfcmRpZD07dGFnX2Zvcl9jaGlsZF9kaXJlY3RlZF90cmVhdG1lbnQ9.LuoduYt9k2mtCcfE25ErwHMqYeNGjN5FSosIx7fsUM7b4O0ww8GvRqXzejfulTrx0lxHGZiTE6fYR_74jlxZDA","linkClass":"EXTERNAL"},"show":true,"isNoDealCTA":false},"functional":{"metaData":{"alias":"中國信託銅板價信貸"},"rateTableEntries":[{"loanTenureMin":12,"loanTenureMax":84,"loanAmountMin":10000.0,"loanAmountMax":5000000.0,"apr":3.21,"eir":null,"interestRate":0.01,"fees":[{"type":{"key":"PL_HANDLING_FEE","display":"開辦費"},"value":"3000","description":{"shortDescription":"","longDescription":"","tooltip":""}}]}],"fees":[],"defaults":{"loanTenure":84,"loanAmount":300000}},"provider":{"alias":"中國信託","providerName":"中國信託"},"description":{"shortDescription":["謹慎理財 貸款先規劃","年收入達30萬元(含)以上即可申請,營業時間最快1小時撥款"]},"productName":"中國信託 銅板價信貸","title":"TW.PL.CTBC0004.中國信託 銅板價信貸","features":{"title":"Features","pros":["活動期間:即日起至2024年2月29日(含)止","貸款年利率:首期一律0.01%(固定)、第2期起2.90%起(機動計息)","開辦費:每一案NT 3,000元起","貸款額度:最高NT 500萬元","貸款期間:最長7年"],"cons":["年齡18-65 歲之中華民國國民;年收入需達NT 30萬元(含)以上"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18歲","longDescription":"","tooltip":""}},{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"300000","description":{"shortDescription":"30萬元(含)以上","longDescription":"","tooltip":""}},{"type":{"key":"MAXIMUM_AGE","display":"最高年齡要求"},"value":"65","description":{"shortDescription":"65歲","longDescription":"","tooltip":""}}],"offers":null,"enableCountdown":true,"enableFlipBanner":false,"termsAndConditions":"《通路限定活動注意事項》\n<br>\n(1)活動期間及資格:2024.1.15~2024.2.29(含)期間(以中國信託銀行系統登載之貸款申請收件日期為準)透過Money101官網連結申辦中國信託銀行信用貸款,且於2024.03.31(含)之前成功撥貸並依原專案開辦費(NT9,000元)計收者,即符合獲贈Money101通路限定開辦費回饋好禮,撥貸NT 50萬(含)以上贈「宜睿1000元即享券」,撥貸NT 100萬(含)以上贈「Apple HomePod Mini」,活動期間內同一身分證號之申辦人每人限回饋一次。\n<br>\n(2)回饋方式及相關使用限制:開辦費回饋好禮將於2024.5.31前由中國信託銀行傳送簡訊至申辦人登錄於中國信託銀行之通訊手機號碼,以簡訊方式提供贈品兌換序號。本活動贈品不得要求更換、轉讓他人或折換現金,且兌換序號為不記名,一旦收取後,若有遺失或被竊,中國信託銀行不發給任何證明或補償。\n<br>\n(3)「Money101通路限定開辦費回饋好禮」領取方式:\n<br>\n收取禮品簡訊後請於2024.08.31前點擊簡訊的兌換連結至Money101官網,透過以下三步驟,即完成線上兌換。\n<br>\n步驟①選擇您想要的會員好禮。\n<br>\n步驟②登入/註冊Money101會員之後,點選立即兌換。 \n<br>\n步驟③收到兌換連結後,輸入密碼即可兌換/使用Money101通路限定好禮\n<br>\n*請於2024.08.31 前至Money101網站兌換領取您的贈品, 逾期視同放棄兌領, 恕不補發。\n<br>\n*如遇產品斷貨、缺貨或其他不可抗力之事由,Money101得保留更換贈品之權利\n<br>\n(4)「Money101通路限定開辦費回饋好禮」領取平台由Money 101提供。若對於領取流程有疑問,請致電Money 101客戶服務專線 (02)2345-6566 (服務時間為週一至週五 09:00-18:00,例假日除外)。\n<br>\n(5)中國信託銀行與贈品出賣人間並無代理、合夥關係或提供保證,申辦人對所兌換的商品有任何爭議,由贈品出賣商負責。除因商品瑕疵或於運送過程中損壞,恕不得要求退換貨,且退換貨僅限於同項商品。本活動贈品如遇贈品缺貨、斷貨或兌換完畢,中國信託銀行有權以其他等值商品代替,將以網站公告為準,不另行通知。\n<br>\n(6)本活動由中國信託銀行及 Money101共同主辦,主辦單位具有解釋、變更獎項內容或終止本活動優惠內容之權利,如因不可抗拒之因素,有權更換獎項為等值商品。\n<br>\n(7)除法令有特別規定者外,中國信託銀行保留核准與否以及隨時修改、變更或取消本活動及/或注意事項內容之權利。\n<br>\n<b>《抽獎活動辦法》</b>\n<br>\n1.活動期間:即日起至 2024.3.31 止。\n<br>\n2.抽獎獎項:\n-NT16,888元家樂福禮物卡 (共1名):客戶需於線上自行完成信貸申請,即可獲得1次抽獎機會,每人最多1次抽獎機會。\n<br>\n-月月抽NT9000元 (共3名):客戶需於線上自行完成信貸申請及撥款,且該案開辦費實收9,000元,即可獲得1次抽獎機會,每人最多1次抽獎機會。中國信託銀行將以NT9,000元沖抵貸款本金,若該筆貸款帳戶餘額不足或已提前結清,將不另行退回。如有其他特殊優惠方案或活動,即不適用本優惠活動。\n<br>\n3.NT16,888元家樂福禮物卡中獎名單將於2024.04.19前公告於中信活動頁面,領獎截止日為2024.05.31,中獎人須配合填寫「領獎回執聯」並於領獎截止日前回寄至指定信箱,若填寫資料有誤、檢附資料不完整或未於指定期限內回覆,或有其他可歸責中獎人事由致無法核對中獎人資料之情事等,一律視為自動放棄中獎資格。贈品以實物為準,並由出貨廠商負保固之責,除商品瑕疵外,恕不提供選色、退換服務,贈品將於2024.06.30前寄出,請耐心等候。\n<br>\n4.依中華民國所得稅法規定,中獎金額達 NT20,000 元(含)時,中國信託銀行需先代扣繳機會中獎稅 10%,領獎人須先給付 10% 之稅金後,始得領取本項贈獎。當您於中國信託銀行年度累計所得之獎項金額超過 NT1,000 元時,中國信託銀行將依相關稅法規定寄發扣繳憑單,若中獎人未提供相關資料或未繳納應繳稅額導致兌換期限前未完成領獎手續等相關事宜者,即視為自動放棄中獎資格,事後不得再提出其他任何要求;如有其他未盡事宜悉依稅法相關規定辦理。中獎人參加本活動而需支付之任何稅捐係屬得獎者依稅法之規定所須履行之義務,概與中國信託銀行無關,倘有稅務法令適用之爭議者,概由領獎人自行向開徵機關提出申訴。\n<br>\n5.如有任何因為電腦、網路、電話、技術或不可歸責於中國信託銀行之事由,而使參加本活動者,所寄出或登錄之資料有遺失、錯誤、無法辨識或毀損之情況,中國信託銀行不負任何法律責任,參與本活動者或中獎者亦不得因此異議。\n<br>\n6.本活動之抽獎、中獎與兌換紀錄均以中國信託銀行電腦系統紀錄為準。中國信託銀行有權檢視各項交易及抽獎紀錄,若參加者有違反活動注意事項之行為或涉及不正當得利及非法行為,中國信託銀行除公告排除參與活動及兌領資格外,並對任何破壞活動之行為保留法律追訴權。\n<br>\n7.中國信託銀行保留修改、變更、終止本活動與替換其他等值獎項之權利,中國信託銀行得變更或終止活動內容,並於中國信託銀行網站上公告。若有其他未盡事宜,悉依中國信託銀行相關規定或解釋辦理。\n<br>\n8.家樂福禮物卡使用方式依禮物卡說明為準,無使用期限,恕不受理補發或折讓刷卡金或現金。\n<br>\n<b>《0.01%優惠專案注意事項》</b>\n<br>\n1.符合下列條件且認證通過之客戶可「免上傳文件」,中國信託銀行仍保留文件徵提之權利:\n中國信託銀行非數位存款戶或中國信託銀行貸款戶,申請中信軟體憑證並通過認證,並授權中國信託銀行透過財團法人金融聯合徵信中心介接使用公務機關資料,查詢財政部個人最新年度所得資料以及勞動部職業投保資料得免上傳收入文件。中國信託銀行往來留存之身分證換補領資訊為最新資訊,且客戶手動填寫資訊相符時,可免上傳身分證。\n<br>\n2.本專案期間自即日起至2024年6月30日(含)止向中國信託銀行申請 (適用期間以中國信託銀行系統登載之貸款申請收件日期為準)。\n<br>\n3.前述利率係中國信託銀行分期型貸款產品,總費用年百分率為3.21%~14.87%,該年百分率係以貸款金額NT30萬元,貸款期間5年,貸款年利率首期0.01%、第二期起2.90%~14.98%(機動計息),開辦費NT3,000元,計算而得。本貸款總費用年百分率之計算基準日為2023年5月23日。\n<br>\n4.上述機動計息係指定儲利率指數加碼1.29%~13.37%而成,定儲利率訂價指數係參考臺銀、合庫、土銀、一銀、彰銀、華銀、臺灣企銀、國泰世華、兆豐國際商銀、台北富邦等十家本國銀行之一年期固定利率定儲平均利率為訂價指數,每次取樣時,排除最高及最低各兩家銀行,以剩餘之六家銀行為取樣銀行。調整時間為每年2月23日、5月23日、8月23日、11月23日。詳依「中國信託個人信用貸款約定書」之約定。\n<br>\n5.自借款撥款日起6個月內提前清償借款本金者,按提前清償借款本金金額4%計付提前清償違約金;自借款撥款日第7個月起至第12個月內提前清償借款本金者,按提前清償借款本金金額3%計付提前清償違約金。詳依「中國信託個人信用貸款約定書」之約定。\n<br>\n6.本廣告所揭露之年百分率係按銀行主管機關備查之標準計算範例予以計算,實際貸款條件,仍以銀行提供之產品為準。且每一客戶實際之年百分率仍視其個別貸款產品及授信條件而有所不同。總費用年百分率不等於貸款利率。\n<br>\n7.中國信託銀行保有核貸與否及核決貸放金額、利率之權利,同時保留調整產品規格,申貸期限及其他相關規定之權利,相關內容以活動網站最新公告為準。\n<br>\n8.上述金額幣別皆為新臺幣。\n<br>\n<b>《共通注意事項》</b>\n<br>\n1.本公司(Money101.com.tw)係提供各銀行貸款優惠比較資訊, 恕不提供代辦服務, 所有貸款申辦事宜請逕洽各銀行辦理。\n<br>\n2.本公司(Money101.com.tw)不定期更新銀行貸款產品資訊,惟實際內容與申貸條件,以銀行提供為準。\n","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[{"key":"PL_OCCUPATION_PROFESSIONAL","display":"PL_OCCUPATION_PROFESSIONAL"},{"key":"PL_OCCUPATION_WHITE_COLLAR_LISTED_COMPANY","display":"PL_OCCUPATION_WHITE_COLLAR_LISTED_COMPANY"},{"key":"PL_OCCUPATION_WHITE_COLLAR_FINANCIAL_INDUSTRY_COMPANY","display":"PL_OCCUPATION_WHITE_COLLAR_FINANCIAL_INDUSTRY_COMPANY"},{"key":"PL_OCCUPATION_WHITE_COLLAR_NON_LISTED_COMPANY","display":"PL_OCCUPATION_WHITE_COLLAR_NON_LISTED_COMPANY"},{"key":"PL_OCCUPATION_GOVERNMENT_EMPLOYEE","display":"PL_OCCUPATION_GOVERNMENT_EMPLOYEE"},{"key":"PL_OCCUPATION_TEACHER_PRIVATE_SCHOOL","display":"PL_OCCUPATION_TEACHER_PRIVATE_SCHOOL"},{"key":"PL_OCCUPATION_SELF_EMPLOYED_OR_BUSINESS_OWNER","display":"PL_OCCUPATION_SELF_EMPLOYED_OR_BUSINESS_OWNER"},{"key":"PL_OCCUPATION_MILITARY_PERSONNEL","display":"PL_OCCUPATION_MILITARY_PERSONNEL"},{"key":"PL_OCCUPATION_UNEMPLOYED_OR_RETIRED","display":"PL_OCCUPATION_UNEMPLOYED_OR_RETIRED"},{"key":"PL_OCCUPATION_STUDENT","display":"PL_OCCUPATION_STUDENT"},{"key":"PL_OCCUPATION_MANUFACTURE_WORKER","display":"PL_OCCUPATION_MANUFACTURE_WORKER"},{"key":"PL_OCCUPATION_HOTEL_RESTAURANT_WORKER","display":"PL_OCCUPATION_HOTEL_RESTAURANT_WORKER"},{"key":"PL_OCCUPATION_RETAIL_WHOLESALE_WORKER","display":"PL_OCCUPATION_RETAIL_WHOLESALE_WORKER"},{"key":"PL_OCCUPATION_SALES","display":"PL_OCCUPATION_SALES"},{"key":"PL_OCCUPATION_DELIVERY_OR_TRANSPORTATION_WORKER","display":"PL_OCCUPATION_DELIVERY_OR_TRANSPORTATION_WORKER"},{"key":"PL_OCCUPATION_OTHER","display":"PL_OCCUPATION_OTHER"}],"businessPriority":false,"productPrescore":40.63},"applicationProcess":[{"type":{"key":"STEPS_TO_APPLY","display":"申辦流程說明"},"data":"<p>簡單三步驟,免出門,也能取得所需資金!</p><ul><li>填寫資料透過手機門號確認身分後,加快填寫過程\n</li><li>上傳文件請備妥身分證及財力文件,拍照上傳\n</li><li>簽約撥款收到簡訊通知核准,客戶即可於線上簽約,取得資金!</li></ul>"},{"type":{"key":"REQUIRED_DOCUMENTS","display":"申辦所須文件"},"data":"<ul><li>身分證正反面<br></li></ul><ul><li>收入證明影本(擇一檢附):薪資帳戶近三個月內頁資料及封面、最新年度扣繳憑單、所得清單</li></ul>"}],"needCategories":[],"offersFaq":null,"interestRate":null,"apr":null,"totalRepayment":null,"monthlyRepayment":null,"rawFunctionalPl":{"rateTableEntries":[{"loanTenureMin":12,"loanTenureMax":84,"loanAmountMin":10000.0,"loanAmountMax":5000000.0,"apr":3.21,"eir":null,"interestRate":0.01,"fees":[{"type":{"key":"PL_HANDLING_FEE","display":"開辦費"},"feeInterval":"ONCE","value":3000,"calculationMethod":"FIXED","paymentMethod":"IGNORE","description":{"shortDescription":"","longDescription":"","tooltip":""}}],"transferRate":null}],"fees":[],"defaults":{"loanTenure":84,"loanAmount":300000},"loanType":"PRINCIPAL_REDUCING","repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null},"interestRateInterval":"YEARLY","paymentInterval":"MONTHLY"}}, hs_created_at=1710044539234, hs_is_edited=false, hs_deleted_at=0, productname=中國信託 銅板價信貸, hs_name=, hs_updated_by_user_id=60412388}}, comparable_order=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, product_moneyhero={product=Optional.empty, comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, product_moneymax={product=Optional.empty, comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, product_singsaver={product=Optional.empty, comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, promotional={display_within_collapsible=false, show_banner=true, show_promotional_in_card=true}, static_text={cta_button_label=立即申請, rewards=優惠, see_less=隱藏資訊, see_more=更多資訊, cta_button_subtext=, yes=Yes, no=No, day=Day, days=Days}, style={summary_section_label={color=#18794E, opacity=100, rgba=rgba(24, 121, 78, 1), rgb=rgb(24, 121, 78), hex=#18794E, css=#18794E}, theme=mars, primary={color=#00AAFB, opacity=100, rgba=rgba(0, 170, 251, 1), rgb=rgb(0, 170, 251), hex=#00AAFB, css=#00AAFB}, call_to_action_background={color=#F97316, opacity=100, rgba=rgba(249, 115, 22, 1), rgb=rgb(249, 115, 22), hex=#F97316, css=#F97316}, call_to_action_color={color=#FFFFFF, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#FFFFFF, css=#FFFFFF}, call_to_action_subtext_color={color=#687076, opacity=100, rgba=rgba(104, 112, 118, 1), rgb=rgb(104, 112, 118), hex=#687076, css=#687076}, star_rating={background={color=#FFFFFF, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#FFFFFF, css=#FFFFFF}, fill={color=#FFFF04, opacity=100, rgba=rgba(255, 255, 4, 1), rgb=rgb(255, 255, 4), hex=#FFFF04, css=#FFFF04}}}, tabs={eligibility={heading=申請資格, show=true, expanded=false, order_sequence=1, text=Eligibility}, features={heading=產品特色, show=true, expanded=true, order_sequence=1}, fees={heading=申辦注意事項, show=false, expanded=false, order_sequence=1, labels={fee_frequency=Fee Frequency, duration_of_inactivity=Duration of Inactivity, duration_of_inactivity_indicator=Duration of Inactivity Indicator}}, promotions_terms_and_conditions={expanded=false, heading=注意事項, show=true, order_sequence=1, additional_offer=Additional Offer, exclusive_offer=Exclusive Offer, welcome_offer=Welcome Offer}, usage={heading=Usage, show=false, expanded=false, order_sequence=1, labels=[]}, show=true, basic_benefit={show=true, expanded=false, order_sequence=1, heading=Basic Benefits, items=[]}, enhanced_benefit={show=true, expanded=false, order_sequence=1, heading=Enhanced Benefits, items=[]}, other_benefit={show=true, expanded=false, order_sequence=1, heading=Other Benefits, items=[]}, benefit_limits={show=true, expanded=false, order_sequence=1, heading=Benefit Limits, items=[]}}, type=module}) null (SizeLimitingPyMap: {columns={hs_id=57339305453, hs_child_table_id=0, hs_updated_at=1710044539234, hs_published_at=1710900506212, productid=bltc4db603621274d9b_23_zh-tw, data={"__typename":"PersonalLoan","id":"bltc4db603621274d9b_23_zh-tw","image":{"url":"https://images.contentstack.io/v3/assets/blt4ca32b8be67c85f8/blt3a9375de2a3eb13b/637734165834861044c1f9a2/AnyConv.com_台灣中英文組合(綠底白底)-01.webp","description":"TODO","dimension":null},"featured":true,"imageOrientation":"LANDSCAPE","promotional":{"bannerText":"<ul><li>【Money101通路限定】2024.1.15~2024.2.29(含)申辦中國信託信貸,且於2024.03.31(含)前成功撥貸並符合資格者(詳見活動注意事項第1點),可享 Money101會員限定好禮,撥貸NT 50萬(含)以上贈「宜睿1000元即享券」,撥貸NT 100萬(含)以上贈「Apple HomePod Mini」,每人限回饋一次。</li><li>申貸就抽NT16,888元家樂福禮物卡!</li></ul>","bannerImage":null,"countdown":{"text":"","displayProductPage":false,"date":{"startDate":null,"endDate":null}},"flipBanner":{"imageForDesktop":null,"imageForMobile":null,"period":1,"timeDelay":0,"date":{"startDate":null,"endDate":null}},"type":[{"key":"TIME_LIMITED","display":"限時優惠"}]},"comparables":[{"__typename":"CompareElementWithSubValue","title":{"key":"INTEREST_RATE_WITH_APR","display":"最低貸款利率"},"sortValue":10,"displayValue":"0.01","tooltip":null,"description":"","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"HANDLING_FEES","display":"手續費"},"sortValue":3000000,"displayValue":"3,000","tooltip":null,"description":"","prefix":"NT$","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"REPAYMENT","display":"最低每月還款額"},"sortValue":5001270,"displayValue":"5,001","tooltip":null,"description":"","prefix":"NT$","suffix":""}],"ctaButton":{"label":"立即申請","link":{"url":"https://www.money101.com.tw/api/redirect?dest=eyJraWQiOiJTNzhWZklaZF9rcVd0V1YxUmtBbEs2QnUtY1dkMS1RU2Znc3FKaW1pSmxjIiwiYWxnIjoiRWREU0EifQ.CAEatQFodHRwczovL2FkLmRvdWJsZWNsaWNrLm5ldC9kZG0vdHJhY2tjbGsvTjE5NTAwMi4yMTM4MzAzTU9ORVkxMDEuQ09NLlRXL0I5OTY2NDQ3LjEzOTM3OTcxMztkY190cmtfYWlkPTMxMTY0MDY5MTtkY190cmtfY2lkPTcxOTQ3ODQzO2RjX2xhdD07ZGNfcmRpZD07dGFnX2Zvcl9jaGlsZF9kaXJlY3RlZF90cmVhdG1lbnQ9.LuoduYt9k2mtCcfE25ErwHMqYeNGjN5FSosIx7fsUM7b4O0ww8GvRqXzejfulTrx0lxHGZiTE6fYR_74jlxZDA","linkClass":"EXTERNAL"},"show":true,"isNoDealCTA":false},"functional":{"metaData":{"alias":"中國信託銅板價信貸"},"rateTableEntries":[{"loanTenureMin":12,"loanTenureMax":84,"loanAmountMin":10000.0,"loanAmountMax":5000000.0,"apr":3.21,"eir":null,"interestRate":0.01,"fees":[{"type":{"key":"PL_HANDLING_FEE","display":"開辦費"},"value":"3000","description":{"shortDescription":"","longDescription":"","tooltip":""}}]}],"fees":[],"defaults":{"loanTenure":84,"loanAmount":300000}},"provider":{"alias":"中國信託","providerName":"中國信託"},"description":{"shortDescription":["謹慎理財 貸款先規劃","年收入達30萬元(含)以上即可申請,營業時間最快1小時撥款"]},"productName":"中國信託 銅板價信貸","title":"TW.PL.CTBC0004.中國信託 銅板價信貸","features":{"title":"Features","pros":["活動期間:即日起至2024年2月29日(含)止","貸款年利率:首期一律0.01%(固定)、第2期起2.90%起(機動計息)","開辦費:每一案NT 3,000元起","貸款額度:最高NT 500萬元","貸款期間:最長7年"],"cons":["年齡18-65 歲之中華民國國民;年收入需達NT 30萬元(含)以上"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18歲","longDescription":"","tooltip":""}},{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"300000","description":{"shortDescription":"30萬元(含)以上","longDescription":"","tooltip":""}},{"type":{"key":"MAXIMUM_AGE","display":"最高年齡要求"},"value":"65","description":{"shortDescription":"65歲","longDescription":"","tooltip":""}}],"offers":null,"enableCountdown":true,"enableFlipBanner":false,"termsAndConditions":"《通路限定活動注意事項》\n<br>\n(1)活動期間及資格:2024.1.15~2024.2.29(含)期間(以中國信託銀行系統登載之貸款申請收件日期為準)透過Money101官網連結申辦中國信託銀行信用貸款,且於2024.03.31(含)之前成功撥貸並依原專案開辦費(NT9,000元)計收者,即符合獲贈Money101通路限定開辦費回饋好禮,撥貸NT 50萬(含)以上贈「宜睿1000元即享券」,撥貸NT 100萬(含)以上贈「Apple HomePod Mini」,活動期間內同一身分證號之申辦人每人限回饋一次。\n<br>\n(2)回饋方式及相關使用限制:開辦費回饋好禮將於2024.5.31前由中國信託銀行傳送簡訊至申辦人登錄於中國信託銀行之通訊手機號碼,以簡訊方式提供贈品兌換序號。本活動贈品不得要求更換、轉讓他人或折換現金,且兌換序號為不記名,一旦收取後,若有遺失或被竊,中國信託銀行不發給任何證明或補償。\n<br>\n(3)「Money101通路限定開辦費回饋好禮」領取方式:\n<br>\n收取禮品簡訊後請於2024.08.31前點擊簡訊的兌換連結至Money101官網,透過以下三步驟,即完成線上兌換。\n<br>\n步驟①選擇您想要的會員好禮。\n<br>\n步驟②登入/註冊Money101會員之後,點選立即兌換。 \n<br>\n步驟③收到兌換連結後,輸入密碼即可兌換/使用Money101通路限定好禮\n<br>\n*請於2024.08.31 前至Money101網站兌換領取您的贈品, 逾期視同放棄兌領, 恕不補發。\n<br>\n*如遇產品斷貨、缺貨或其他不可抗力之事由,Money101得保留更換贈品之權利\n<br>\n(4)「Money101通路限定開辦費回饋好禮」領取平台由Money 101提供。若對於領取流程有疑問,請致電Money 101客戶服務專線 (02)2345-6566 (服務時間為週一至週五 09:00-18:00,例假日除外)。\n<br>\n(5)中國信託銀行與贈品出賣人間並無代理、合夥關係或提供保證,申辦人對所兌換的商品有任何爭議,由贈品出賣商負責。除因商品瑕疵或於運送過程中損壞,恕不得要求退換貨,且退換貨僅限於同項商品。本活動贈品如遇贈品缺貨、斷貨或兌換完畢,中國信託銀行有權以其他等值商品代替,將以網站公告為準,不另行通知。\n<br>\n(6)本活動由中國信託銀行及 Money101共同主辦,主辦單位具有解釋、變更獎項內容或終止本活動優惠內容之權利,如因不可抗拒之因素,有權更換獎項為等值商品。\n<br>\n(7)除法令有特別規定者外,中國信託銀行保留核准與否以及隨時修改、變更或取消本活動及/或注意事項內容之權利。\n<br>\n<b>《抽獎活動辦法》</b>\n<br>\n1.活動期間:即日起至 2024.3.31 止。\n<br>\n2.抽獎獎項:\n-NT16,888元家樂福禮物卡 (共1名):客戶需於線上自行完成信貸申請,即可獲得1次抽獎機會,每人最多1次抽獎機會。\n<br>\n-月月抽NT9000元 (共3名):客戶需於線上自行完成信貸申請及撥款,且該案開辦費實收9,000元,即可獲得1次抽獎機會,每人最多1次抽獎機會。中國信託銀行將以NT9,000元沖抵貸款本金,若該筆貸款帳戶餘額不足或已提前結清,將不另行退回。如有其他特殊優惠方案或活動,即不適用本優惠活動。\n<br>\n3.NT16,888元家樂福禮物卡中獎名單將於2024.04.19前公告於中信活動頁面,領獎截止日為2024.05.31,中獎人須配合填寫「領獎回執聯」並於領獎截止日前回寄至指定信箱,若填寫資料有誤、檢附資料不完整或未於指定期限內回覆,或有其他可歸責中獎人事由致無法核對中獎人資料之情事等,一律視為自動放棄中獎資格。贈品以實物為準,並由出貨廠商負保固之責,除商品瑕疵外,恕不提供選色、退換服務,贈品將於2024.06.30前寄出,請耐心等候。\n<br>\n4.依中華民國所得稅法規定,中獎金額達 NT20,000 元(含)時,中國信託銀行需先代扣繳機會中獎稅 10%,領獎人須先給付 10% 之稅金後,始得領取本項贈獎。當您於中國信託銀行年度累計所得之獎項金額超過 NT1,000 元時,中國信託銀行將依相關稅法規定寄發扣繳憑單,若中獎人未提供相關資料或未繳納應繳稅額導致兌換期限前未完成領獎手續等相關事宜者,即視為自動放棄中獎資格,事後不得再提出其他任何要求;如有其他未盡事宜悉依稅法相關規定辦理。中獎人參加本活動而需支付之任何稅捐係屬得獎者依稅法之規定所須履行之義務,概與中國信託銀行無關,倘有稅務法令適用之爭議者,概由領獎人自行向開徵機關提出申訴。\n<br>\n5.如有任何因為電腦、網路、電話、技術或不可歸責於中國信託銀行之事由,而使參加本活動者,所寄出或登錄之資料有遺失、錯誤、無法辨識或毀損之情況,中國信託銀行不負任何法律責任,參與本活動者或中獎者亦不得因此異議。\n<br>\n6.本活動之抽獎、中獎與兌換紀錄均以中國信託銀行電腦系統紀錄為準。中國信託銀行有權檢視各項交易及抽獎紀錄,若參加者有違反活動注意事項之行為或涉及不正當得利及非法行為,中國信託銀行除公告排除參與活動及兌領資格外,並對任何破壞活動之行為保留法律追訴權。\n<br>\n7.中國信託銀行保留修改、變更、終止本活動與替換其他等值獎項之權利,中國信託銀行得變更或終止活動內容,並於中國信託銀行網站上公告。若有其他未盡事宜,悉依中國信託銀行相關規定或解釋辦理。\n<br>\n8.家樂福禮物卡使用方式依禮物卡說明為準,無使用期限,恕不受理補發或折讓刷卡金或現金。\n<br>\n<b>《0.01%優惠專案注意事項》</b>\n<br>\n1.符合下列條件且認證通過之客戶可「免上傳文件」,中國信託銀行仍保留文件徵提之權利:\n中國信託銀行非數位存款戶或中國信託銀行貸款戶,申請中信軟體憑證並通過認證,並授權中國信託銀行透過財團法人金融聯合徵信中心介接使用公務機關資料,查詢財政部個人最新年度所得資料以及勞動部職業投保資料得免上傳收入文件。中國信託銀行往來留存之身分證換補領資訊為最新資訊,且客戶手動填寫資訊相符時,可免上傳身分證。\n<br>\n2.本專案期間自即日起至2024年6月30日(含)止向中國信託銀行申請 (適用期間以中國信託銀行系統登載之貸款申請收件日期為準)。\n<br>\n3.前述利率係中國信託銀行分期型貸款產品,總費用年百分率為3.21%~14.87%,該年百分率係以貸款金額NT30萬元,貸款期間5年,貸款年利率首期0.01%、第二期起2.90%~14.98%(機動計息),開辦費NT3,000元,計算而得。本貸款總費用年百分率之計算基準日為2023年5月23日。\n<br>\n4.上述機動計息係指定儲利率指數加碼1.29%~13.37%而成,定儲利率訂價指數係參考臺銀、合庫、土銀、一銀、彰銀、華銀、臺灣企銀、國泰世華、兆豐國際商銀、台北富邦等十家本國銀行之一年期固定利率定儲平均利率為訂價指數,每次取樣時,排除最高及最低各兩家銀行,以剩餘之六家銀行為取樣銀行。調整時間為每年2月23日、5月23日、8月23日、11月23日。詳依「中國信託個人信用貸款約定書」之約定。\n<br>\n5.自借款撥款日起6個月內提前清償借款本金者,按提前清償借款本金金額4%計付提前清償違約金;自借款撥款日第7個月起至第12個月內提前清償借款本金者,按提前清償借款本金金額3%計付提前清償違約金。詳依「中國信託個人信用貸款約定書」之約定。\n<br>\n6.本廣告所揭露之年百分率係按銀行主管機關備查之標準計算範例予以計算,實際貸款條件,仍以銀行提供之產品為準。且每一客戶實際之年百分率仍視其個別貸款產品及授信條件而有所不同。總費用年百分率不等於貸款利率。\n<br>\n7.中國信託銀行保有核貸與否及核決貸放金額、利率之權利,同時保留調整產品規格,申貸期限及其他相關規定之權利,相關內容以活動網站最新公告為準。\n<br>\n8.上述金額幣別皆為新臺幣。\n<br>\n<b>《共通注意事項》</b>\n<br>\n1.本公司(Money101.com.tw)係提供各銀行貸款優惠比較資訊, 恕不提供代辦服務, 所有貸款申辦事宜請逕洽各銀行辦理。\n<br>\n2.本公司(Money101.com.tw)不定期更新銀行貸款產品資訊,惟實際內容與申貸條件,以銀行提供為準。\n","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[{"key":"PL_OCCUPATION_PROFESSIONAL","display":"PL_OCCUPATION_PROFESSIONAL"},{"key":"PL_OCCUPATION_WHITE_COLLAR_LISTED_COMPANY","display":"PL_OCCUPATION_WHITE_COLLAR_LISTED_COMPANY"},{"key":"PL_OCCUPATION_WHITE_COLLAR_FINANCIAL_INDUSTRY_COMPANY","display":"PL_OCCUPATION_WHITE_COLLAR_FINANCIAL_INDUSTRY_COMPANY"},{"key":"PL_OCCUPATION_WHITE_COLLAR_NON_LISTED_COMPANY","display":"PL_OCCUPATION_WHITE_COLLAR_NON_LISTED_COMPANY"},{"key":"PL_OCCUPATION_GOVERNMENT_EMPLOYEE","display":"PL_OCCUPATION_GOVERNMENT_EMPLOYEE"},{"key":"PL_OCCUPATION_TEACHER_PRIVATE_SCHOOL","display":"PL_OCCUPATION_TEACHER_PRIVATE_SCHOOL"},{"key":"PL_OCCUPATION_SELF_EMPLOYED_OR_BUSINESS_OWNER","display":"PL_OCCUPATION_SELF_EMPLOYED_OR_BUSINESS_OWNER"},{"key":"PL_OCCUPATION_MILITARY_PERSONNEL","display":"PL_OCCUPATION_MILITARY_PERSONNEL"},{"key":"PL_OCCUPATION_UNEMPLOYED_OR_RETIRED","display":"PL_OCCUPATION_UNEMPLOYED_OR_RETIRED"},{"key":"PL_OCCUPATION_STUDENT","display":"PL_OCCUPATION_STUDENT"},{"key":"PL_OCCUPATION_MANUFACTURE_WORKER","display":"PL_OCCUPATION_MANUFACTURE_WORKER"},{"key":"PL_OCCUPATION_HOTEL_RESTAURANT_WORKER","display":"PL_OCCUPATION_HOTEL_RESTAURANT_WORKER"},{"key":"PL_OCCUPATION_RETAIL_WHOLESALE_WORKER","display":"PL_OCCUPATION_RETAIL_WHOLESALE_WORKER"},{"key":"PL_OCCUPATION_SALES","display":"PL_OCCUPATION_SALES"},{"key":"PL_OCCUPATION_DELIVERY_OR_TRANSPORTATION_WORKER","display":"PL_OCCUPATION_DELIVERY_OR_TRANSPORTATION_WORKER"},{"key":"PL_OCCUPATION_OTHER","display":"PL_OCCUPATION_OTHER"}],"businessPriority":false,"productPrescore":40.63},"applicationProcess":[{"type":{"key":"STEPS_TO_APPLY","display":"申辦流程說明"},"data":"<p>簡單三步驟,免出門,也能取得所需資金!</p><ul><li>填寫資料透過手機門號確認身分後,加快填寫過程\n</li><li>上傳文件請備妥身分證及財力文件,拍照上傳\n</li><li>簽約撥款收到簡訊通知核准,客戶即可於線上簽約,取得資金!</li></ul>"},{"type":{"key":"REQUIRED_DOCUMENTS","display":"申辦所須文件"},"data":"<ul><li>身分證正反面<br></li></ul><ul><li>收入證明影本(擇一檢附):薪資帳戶近三個月內頁資料及封面、最新年度扣繳憑單、所得清單</li></ul>"}],"needCategories":[],"offersFaq":null,"interestRate":null,"apr":null,"totalRepayment":null,"monthlyRepayment":null,"rawFunctionalPl":{"rateTableEntries":[{"loanTenureMin":12,"loanTenureMax":84,"loanAmountMin":10000.0,"loanAmountMax":5000000.0,"apr":3.21,"eir":null,"interestRate":0.01,"fees":[{"type":{"key":"PL_HANDLING_FEE","display":"開辦費"},"feeInterval":"ONCE","value":3000,"calculationMethod":"FIXED","paymentMethod":"IGNORE","description":{"shortDescription":"","longDescription":"","tooltip":""}}],"transferRate":null}],"fees":[],"defaults":{"loanTenure":84,"loanAmount":300000},"loanType":"PRINCIPAL_REDUCING","repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null},"interestRateInterval":"YEARLY","paymentInterval":"MONTHLY"}}, hs_created_at=1710044539234, hs_is_edited=false, hs_deleted_at=0, productname=中國信託 銅板價信貸, hs_name=, hs_updated_by_user_id=60412388}, id=57339305453, table_id=4702394, table_name=product_money101})

中國信託 房貸轉增貸

中國信託 房貸轉增貸

最低貸款利率

2.06
%

手續費

NT$
6,500

最低每月還款額

NT$
50,873

優惠

貸款年利率前12期2.06%起(機動計息),貸款額度最高可達房屋鑑價價值85成
更多資訊
隱藏資訊
Debug data (SizeLimitingPyMap: {badges={exclusive={background={color=#69A84F, opacity=100, rgba=rgba(105, 168, 79, 1), rgb=rgb(105, 168, 79), hex=#69A84F, css=#69A84F}, color={color=#FFFFFF, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#FFFFFF, css=#FFFFFF}, text=優惠}, featured={background={color=#F1C233, opacity=100, rgba=rgba(241, 194, 51, 1), rgb=rgb(241, 194, 51), hex=#F1C233, css=#F1C233}, color={color=#FFFFFF, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#FFFFFF, css=#FFFFFF}, text=精選產品}, show=false, welcome={background={color=#E5F4FF, opacity=100, rgba=rgba(229, 244, 255, 1), rgb=rgb(229, 244, 255), hex=#E5F4FF, css=#E5F4FF}, color={color=#0080F0, opacity=100, rgba=rgba(0, 128, 240, 1), rgb=rgb(0, 128, 240), hex=#0080F0, css=#0080F0}, text=Welcome Gift}, popular={background={color=#c6b0d9, opacity=100, rgba=rgba(198, 176, 217, 1), rgb=rgb(198, 176, 217), hex=#c6b0d9, css=#c6b0d9}, color={color=#9a6fbf, opacity=100, rgba=rgba(154, 111, 191, 1), rgb=rgb(154, 111, 191), hex=#9a6fbf, css=#9a6fbf}, text=Popular}, time_limited={background={color=#FEF1F1, opacity=100, rgba=rgba(254, 241, 241, 1), rgb=rgb(254, 241, 241), hex=#FEF1F1, css=#FEF1F1}, color={color=#DC2828, opacity=100, rgba=rgba(220, 40, 40, 1), rgb=rgb(220, 40, 40), hex=#DC2828, css=#DC2828}, text=Time Limited}, time_limited_countdown={background={color=#FEF1F1, opacity=100, rgba=rgba(254, 241, 241, 1), rgb=rgb(254, 241, 241), hex=#FEF1F1, css=#FEF1F1}, color={color=#DC2828, opacity=100, rgba=rgba(220, 40, 40, 1), rgb=rgb(220, 40, 40), hex=#DC2828, css=#DC2828}, text=}, best_value={background={color=#EBFEFF, opacity=100, rgba=rgba(235, 254, 255, 1), rgb=rgb(235, 254, 255), hex=#EBFEFF, css=#EBFEFF}, color={color=#088EAF, opacity=100, rgba=rgba(8, 142, 175, 1), rgb=rgb(8, 142, 175), hex=#088EAF, css=#088EAF}, text=Best Value}}, market=money101, product_money101={ad_hoc_comparables=[], comparables=[INTEREST_RATE_WITH_APR, HANDLING_FEES, REPAYMENT], product={id=57339305695, table_id=4702394, table_name=product_money101, columns={hs_id=57339305695, hs_child_table_id=0, hs_updated_at=1704445400624, hs_published_at=1710900506212, productid=blt3c2b4eb1eb920bfe_16_zh-tw, data={"__typename":"PersonalLoan","id":"blt3c2b4eb1eb920bfe_16_zh-tw","image":{"url":"https://images.contentstack.io/v3/assets/blt4ca32b8be67c85f8/blt3a9375de2a3eb13b/637734165834861044c1f9a2/AnyConv.com_台灣中英文組合(綠底白底)-01.webp","description":"TODO","dimension":null},"featured":true,"imageOrientation":"LANDSCAPE","promotional":{"bannerText":"貸款年利率前12期2.06%起(機動計息),貸款額度最高可達房屋鑑價價值85成","bannerImage":null,"countdown":{"text":"","displayProductPage":false,"date":{"startDate":null,"endDate":null}},"flipBanner":{"imageForDesktop":null,"imageForMobile":null,"period":1,"timeDelay":0,"date":{"startDate":null,"endDate":null}},"type":[{"key":"EXCLUSIVE","display":"優惠"}]},"comparables":[{"__typename":"CompareElementWithSubValue","title":{"key":"INTEREST_RATE_WITH_APR","display":"最低貸款利率"},"sortValue":2060,"displayValue":"2.06","tooltip":null,"description":"","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"HANDLING_FEES","display":"手續費"},"sortValue":6500000,"displayValue":"6,500","tooltip":null,"description":"","prefix":"NT$","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"REPAYMENT","display":"最低每月還款額"},"sortValue":50872980,"displayValue":"50,873","tooltip":null,"description":"","prefix":"NT$","suffix":""}],"ctaButton":{"label":"立即申請","link":{"url":"https://www.money101.com.tw/api/redirect?dest=eyJraWQiOiJTNzhWZklaZF9rcVd0V1YxUmtBbEs2QnUtY1dkMS1RU2Znc3FKaW1pSmxjIiwiYWxnIjoiRWREU0EifQ.CAEawAFodHRwczovL2FkLmRvdWJsZWNsaWNrLm5ldC9kZG0vdHJhY2tjbGsvTjE5NTAwMi4yMTM4MzAzTU9ORVkxMDEuQ09NLlRXL0I5OTY2NDQ3LjEzOTM3OTcxMztkY190cmtfYWlkPTUzNDc0Mjk3MjtkY190cmtfY2lkPTcxOTQ3ODQzO2RjX2xhdD07ZGNfcmRpZD07dGFnX2Zvcl9jaGlsZF9kaXJlY3RlZF90cmVhdG1lbnQ9O3RmdWE9O2x0ZD0.yTGwat6PPYI5A_HQBERPKJlAq1ynH2Nhsp48WN6cXki_Rk9uOFPYpjyNdgbt9kTUqqASYZm58LI9sbrAtVubBA","linkClass":"EXTERNAL"},"show":true,"isNoDealCTA":false},"functional":{"metaData":{"alias":"中國信託房貸轉增貸"},"rateTableEntries":[{"loanTenureMin":12,"loanTenureMax":360,"loanAmountMin":0.0,"loanAmountMax":5.0E7,"apr":2.28,"eir":null,"interestRate":2.06,"fees":[{"type":{"key":"PL_HANDLING_FEE","display":"開辦費"},"value":"6500","description":{"shortDescription":"","longDescription":"","tooltip":""}}]}],"fees":[],"defaults":{"loanTenure":84,"loanAmount":300000}},"provider":{"alias":"中國信託","providerName":"中國信託"},"description":{"shortDescription":[]},"productName":"中國信託 房貸轉增貸","title":"TW.ML.CTBC0004.中國信託 房貸轉增貸","features":{"title":"Features","pros":["活動期間:即日起~2024.12.31","貸款年利率:前12期 2.06%起(機動計息)","開辦費:6,500元、代償費:2,000元","貸款額度:最高可達房屋鑑價價值85%","貸款期間:最長30年(非購屋目的最長20年)","即刻預約免費房貸健診,專人快速聯絡"],"cons":["身份條件:1. 他行房貸戶 2. 以房屋為擔保品並設定中國信託銀行為第一順位抵押權人"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18 歲","longDescription":"","tooltip":""}}],"offers":null,"enableCountdown":false,"enableFlipBanner":false,"termsAndConditions":"1. 如實際資金用途屬「中央銀行對金融機構辦理不動產抵押貸款業務規定」或中國信託銀行定義「投資客」控管範圍者,不適用本專案條件,詳洽中國信託銀行貸款專員。\n<br>\n2. 詳細承作對象、承作條件、不同用途個別貸款規格等,請洽中國信託銀行貸款專員或各營業分行。\n<br>\n3. 借款人若提前全部清償且要求領取清償證明或塗銷擔保品抵押權時,中國信託銀行收取提前清償違約金:自撥貸日起12個月以內,按提前償還本金之1%計付違約金。第13~24個月提前清償計收0.75%之違約金。第25~36個月提前清償計收0.5%之違約金。詳依「借據暨約定書」規定辦理。\n<br>\n4. 利率係按中國信託銀行ARMs定儲利率指數加碼機動調整。總費用年百分率2.28%起。總費用年百分率 係以貸款金額200萬元,貸款期間20年,前十二期機動利率2.06%,第十三期起機動利率2.26%起,開辦費6,500元、代償費2,000元計算而得;計算基準日為2023.4.24。\n<br>\n5.最低每月還款金額係前十二期月付金額,以貸款金額1000萬元,貸款期間20年,前十二期貸款利率2.06%計算而得。\n<br>\n6. 本廣告揭露之年百分率係按主管機關備查之標準計算範例予以計算,實際貸款條件,仍以銀行提供之產品為準。且每一客戶實際之年百分率仍視其個別貸款產品及授信條件而有所不同。總費用年百分率不等於貸款利率。\n<br>\n7. 上述機動計息係指定儲利率指數(月)加碼機動調整,定儲利率訂價指數係參考臺銀、合庫、土銀、一銀、彰銀、華銀、臺灣企銀、國泰世華、兆豐國際商銀、台北富邦等十家本國銀行之一年期固定利率定儲平均利率為訂價指數,每次取樣時,排除最高及最低各兩家銀行,以剩餘之六家銀行為取樣銀行,指數調整頻率為每月定期調整一次,其生效日各為每月23日。如生效日遇假日以次一營業日為生效日。詳依「個金擔保貸款總約定書」、「借據暨約定書」之約定。\n<br>\n8. 中國信託銀行保留核貸與否及核決貸放金額、利率之權利,同時保留調整產品規格、申貸期限及其他相關規定之權利,實際內容以中國信託銀行網站(www.ctbcbank.com)最新公告為準。\n<br>\n9..提醒您,中國信託銀行無任何委外行銷或代辦單位,消費者如有貸款需求宜透過銀行洽詢,確保自身權益受到相關金融法規保護,請勿透過代辦公司申辦。購置不動產時,請審慎斟酌自身不動產需求與財務負擔能力,避免受第三人之不當勸誘而損害自身權益。\n<br>\n10. 本公司(Money101.com.tw)係提供各銀行貸款優惠比較資訊, 恕不提供代辦服務, 所有貸款申辦事宜請逕洽各銀行辦理。\n<br>\n11. 本公司(Money101.com.tw)不定期更新銀行貸款產品資訊,惟實際內容與申貸條件,以銀行提供為準。\n<br>\n12. 以上廣宣內容及注意事項皆以新臺幣計算。\n","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[],"businessPriority":false,"productPrescore":0.0},"applicationProcess":[],"needCategories":[],"offersFaq":null,"interestRate":null,"apr":null,"totalRepayment":null,"monthlyRepayment":null,"rawFunctionalPl":{"rateTableEntries":[{"loanTenureMin":12,"loanTenureMax":360,"loanAmountMin":0.0,"loanAmountMax":5.0E7,"apr":2.28,"eir":null,"interestRate":2.06,"fees":[{"type":{"key":"PL_HANDLING_FEE","display":"開辦費"},"feeInterval":"ONCE","value":6500,"calculationMethod":"FIXED","paymentMethod":"IGNORE","description":{"shortDescription":"","longDescription":"","tooltip":""}}],"transferRate":null}],"fees":[],"defaults":{"loanTenure":84,"loanAmount":300000},"loanType":"PRINCIPAL_REDUCING","repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null},"interestRateInterval":"YEARLY","paymentInterval":"MONTHLY"}}, hs_created_at=1669950677115, hs_is_edited=false, hs_deleted_at=0, productname=中國信託 房貸轉增貸, hs_name=, hs_updated_by_user_id=60412388}}, comparable_order=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, product_moneyhero={product=Optional.empty, comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, product_moneymax={product=Optional.empty, comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, product_singsaver={product=Optional.empty, comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, promotional={display_within_collapsible=false, show_banner=true, show_promotional_in_card=true}, static_text={cta_button_label=立即申請, rewards=優惠, see_less=隱藏資訊, see_more=更多資訊, cta_button_subtext=, yes=Yes, no=No, day=Day, days=Days}, style={summary_section_label={color=#18794E, opacity=100, rgba=rgba(24, 121, 78, 1), rgb=rgb(24, 121, 78), hex=#18794E, css=#18794E}, theme=mars, primary={color=#00AAFB, opacity=100, rgba=rgba(0, 170, 251, 1), rgb=rgb(0, 170, 251), hex=#00AAFB, css=#00AAFB}, call_to_action_background={color=#F97316, opacity=100, rgba=rgba(249, 115, 22, 1), rgb=rgb(249, 115, 22), hex=#F97316, css=#F97316}, call_to_action_color={color=#FFFFFF, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#FFFFFF, css=#FFFFFF}, call_to_action_subtext_color={color=#687076, opacity=100, rgba=rgba(104, 112, 118, 1), rgb=rgb(104, 112, 118), hex=#687076, css=#687076}, star_rating={background={color=#FFFFFF, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#FFFFFF, css=#FFFFFF}, fill={color=#FFFF04, opacity=100, rgba=rgba(255, 255, 4, 1), rgb=rgb(255, 255, 4), hex=#FFFF04, css=#FFFF04}}}, tabs={eligibility={heading=申請資格, show=true, expanded=false, order_sequence=1, text=Eligibility}, features={heading=產品特色, show=true, expanded=true, order_sequence=1}, fees={heading=申辦注意事項, show=false, expanded=false, order_sequence=1, labels={fee_frequency=Fee Frequency, duration_of_inactivity=Duration of Inactivity, duration_of_inactivity_indicator=Duration of Inactivity Indicator}}, promotions_terms_and_conditions={expanded=false, heading=注意事項, show=true, order_sequence=1, additional_offer=Additional Offer, exclusive_offer=Exclusive Offer, welcome_offer=Welcome Offer}, usage={heading=Usage, show=false, expanded=false, order_sequence=1, labels=[]}, show=true, basic_benefit={show=true, expanded=false, order_sequence=1, heading=Basic Benefits, items=[]}, enhanced_benefit={show=true, expanded=false, order_sequence=1, heading=Enhanced Benefits, items=[]}, other_benefit={show=true, expanded=false, order_sequence=1, heading=Other Benefits, items=[]}, benefit_limits={show=true, expanded=false, order_sequence=1, heading=Benefit Limits, items=[]}}, type=module}) null (SizeLimitingPyMap: {columns={hs_id=57339305695, hs_child_table_id=0, hs_updated_at=1704445400624, hs_published_at=1710900506212, productid=blt3c2b4eb1eb920bfe_16_zh-tw, data={"__typename":"PersonalLoan","id":"blt3c2b4eb1eb920bfe_16_zh-tw","image":{"url":"https://images.contentstack.io/v3/assets/blt4ca32b8be67c85f8/blt3a9375de2a3eb13b/637734165834861044c1f9a2/AnyConv.com_台灣中英文組合(綠底白底)-01.webp","description":"TODO","dimension":null},"featured":true,"imageOrientation":"LANDSCAPE","promotional":{"bannerText":"貸款年利率前12期2.06%起(機動計息),貸款額度最高可達房屋鑑價價值85成","bannerImage":null,"countdown":{"text":"","displayProductPage":false,"date":{"startDate":null,"endDate":null}},"flipBanner":{"imageForDesktop":null,"imageForMobile":null,"period":1,"timeDelay":0,"date":{"startDate":null,"endDate":null}},"type":[{"key":"EXCLUSIVE","display":"優惠"}]},"comparables":[{"__typename":"CompareElementWithSubValue","title":{"key":"INTEREST_RATE_WITH_APR","display":"最低貸款利率"},"sortValue":2060,"displayValue":"2.06","tooltip":null,"description":"","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"HANDLING_FEES","display":"手續費"},"sortValue":6500000,"displayValue":"6,500","tooltip":null,"description":"","prefix":"NT$","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"REPAYMENT","display":"最低每月還款額"},"sortValue":50872980,"displayValue":"50,873","tooltip":null,"description":"","prefix":"NT$","suffix":""}],"ctaButton":{"label":"立即申請","link":{"url":"https://www.money101.com.tw/api/redirect?dest=eyJraWQiOiJTNzhWZklaZF9rcVd0V1YxUmtBbEs2QnUtY1dkMS1RU2Znc3FKaW1pSmxjIiwiYWxnIjoiRWREU0EifQ.CAEawAFodHRwczovL2FkLmRvdWJsZWNsaWNrLm5ldC9kZG0vdHJhY2tjbGsvTjE5NTAwMi4yMTM4MzAzTU9ORVkxMDEuQ09NLlRXL0I5OTY2NDQ3LjEzOTM3OTcxMztkY190cmtfYWlkPTUzNDc0Mjk3MjtkY190cmtfY2lkPTcxOTQ3ODQzO2RjX2xhdD07ZGNfcmRpZD07dGFnX2Zvcl9jaGlsZF9kaXJlY3RlZF90cmVhdG1lbnQ9O3RmdWE9O2x0ZD0.yTGwat6PPYI5A_HQBERPKJlAq1ynH2Nhsp48WN6cXki_Rk9uOFPYpjyNdgbt9kTUqqASYZm58LI9sbrAtVubBA","linkClass":"EXTERNAL"},"show":true,"isNoDealCTA":false},"functional":{"metaData":{"alias":"中國信託房貸轉增貸"},"rateTableEntries":[{"loanTenureMin":12,"loanTenureMax":360,"loanAmountMin":0.0,"loanAmountMax":5.0E7,"apr":2.28,"eir":null,"interestRate":2.06,"fees":[{"type":{"key":"PL_HANDLING_FEE","display":"開辦費"},"value":"6500","description":{"shortDescription":"","longDescription":"","tooltip":""}}]}],"fees":[],"defaults":{"loanTenure":84,"loanAmount":300000}},"provider":{"alias":"中國信託","providerName":"中國信託"},"description":{"shortDescription":[]},"productName":"中國信託 房貸轉增貸","title":"TW.ML.CTBC0004.中國信託 房貸轉增貸","features":{"title":"Features","pros":["活動期間:即日起~2024.12.31","貸款年利率:前12期 2.06%起(機動計息)","開辦費:6,500元、代償費:2,000元","貸款額度:最高可達房屋鑑價價值85%","貸款期間:最長30年(非購屋目的最長20年)","即刻預約免費房貸健診,專人快速聯絡"],"cons":["身份條件:1. 他行房貸戶 2. 以房屋為擔保品並設定中國信託銀行為第一順位抵押權人"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18 歲","longDescription":"","tooltip":""}}],"offers":null,"enableCountdown":false,"enableFlipBanner":false,"termsAndConditions":"1. 如實際資金用途屬「中央銀行對金融機構辦理不動產抵押貸款業務規定」或中國信託銀行定義「投資客」控管範圍者,不適用本專案條件,詳洽中國信託銀行貸款專員。\n<br>\n2. 詳細承作對象、承作條件、不同用途個別貸款規格等,請洽中國信託銀行貸款專員或各營業分行。\n<br>\n3. 借款人若提前全部清償且要求領取清償證明或塗銷擔保品抵押權時,中國信託銀行收取提前清償違約金:自撥貸日起12個月以內,按提前償還本金之1%計付違約金。第13~24個月提前清償計收0.75%之違約金。第25~36個月提前清償計收0.5%之違約金。詳依「借據暨約定書」規定辦理。\n<br>\n4. 利率係按中國信託銀行ARMs定儲利率指數加碼機動調整。總費用年百分率2.28%起。總費用年百分率 係以貸款金額200萬元,貸款期間20年,前十二期機動利率2.06%,第十三期起機動利率2.26%起,開辦費6,500元、代償費2,000元計算而得;計算基準日為2023.4.24。\n<br>\n5.最低每月還款金額係前十二期月付金額,以貸款金額1000萬元,貸款期間20年,前十二期貸款利率2.06%計算而得。\n<br>\n6. 本廣告揭露之年百分率係按主管機關備查之標準計算範例予以計算,實際貸款條件,仍以銀行提供之產品為準。且每一客戶實際之年百分率仍視其個別貸款產品及授信條件而有所不同。總費用年百分率不等於貸款利率。\n<br>\n7. 上述機動計息係指定儲利率指數(月)加碼機動調整,定儲利率訂價指數係參考臺銀、合庫、土銀、一銀、彰銀、華銀、臺灣企銀、國泰世華、兆豐國際商銀、台北富邦等十家本國銀行之一年期固定利率定儲平均利率為訂價指數,每次取樣時,排除最高及最低各兩家銀行,以剩餘之六家銀行為取樣銀行,指數調整頻率為每月定期調整一次,其生效日各為每月23日。如生效日遇假日以次一營業日為生效日。詳依「個金擔保貸款總約定書」、「借據暨約定書」之約定。\n<br>\n8. 中國信託銀行保留核貸與否及核決貸放金額、利率之權利,同時保留調整產品規格、申貸期限及其他相關規定之權利,實際內容以中國信託銀行網站(www.ctbcbank.com)最新公告為準。\n<br>\n9..提醒您,中國信託銀行無任何委外行銷或代辦單位,消費者如有貸款需求宜透過銀行洽詢,確保自身權益受到相關金融法規保護,請勿透過代辦公司申辦。購置不動產時,請審慎斟酌自身不動產需求與財務負擔能力,避免受第三人之不當勸誘而損害自身權益。\n<br>\n10. 本公司(Money101.com.tw)係提供各銀行貸款優惠比較資訊, 恕不提供代辦服務, 所有貸款申辦事宜請逕洽各銀行辦理。\n<br>\n11. 本公司(Money101.com.tw)不定期更新銀行貸款產品資訊,惟實際內容與申貸條件,以銀行提供為準。\n<br>\n12. 以上廣宣內容及注意事項皆以新臺幣計算。\n","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[],"businessPriority":false,"productPrescore":0.0},"applicationProcess":[],"needCategories":[],"offersFaq":null,"interestRate":null,"apr":null,"totalRepayment":null,"monthlyRepayment":null,"rawFunctionalPl":{"rateTableEntries":[{"loanTenureMin":12,"loanTenureMax":360,"loanAmountMin":0.0,"loanAmountMax":5.0E7,"apr":2.28,"eir":null,"interestRate":2.06,"fees":[{"type":{"key":"PL_HANDLING_FEE","display":"開辦費"},"feeInterval":"ONCE","value":6500,"calculationMethod":"FIXED","paymentMethod":"IGNORE","description":{"shortDescription":"","longDescription":"","tooltip":""}}],"transferRate":null}],"fees":[],"defaults":{"loanTenure":84,"loanAmount":300000},"loanType":"PRINCIPAL_REDUCING","repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null},"interestRateInterval":"YEARLY","paymentInterval":"MONTHLY"}}, hs_created_at=1669950677115, hs_is_edited=false, hs_deleted_at=0, productname=中國信託 房貸轉增貸, hs_name=, hs_updated_by_user_id=60412388}, id=57339305695, table_id=4702394, table_name=product_money101})

中國信託 中信薪轉戶專屬

中國信託 中信薪轉戶專屬

最低貸款利率

0.01
%

手續費

NT$
7,000

最低每月還款額

NT$
5,001

優惠

立即申辦,就抽NT16,888元家樂福禮物卡!
更多資訊
隱藏資訊
Debug data (SizeLimitingPyMap: {badges={exclusive={background={color=#69A84F, opacity=100, rgba=rgba(105, 168, 79, 1), rgb=rgb(105, 168, 79), hex=#69A84F, css=#69A84F}, color={color=#FFFFFF, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#FFFFFF, css=#FFFFFF}, text=優惠}, featured={background={color=#F1C233, opacity=100, rgba=rgba(241, 194, 51, 1), rgb=rgb(241, 194, 51), hex=#F1C233, css=#F1C233}, color={color=#FFFFFF, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#FFFFFF, css=#FFFFFF}, text=精選產品}, show=false, welcome={background={color=#E5F4FF, opacity=100, rgba=rgba(229, 244, 255, 1), rgb=rgb(229, 244, 255), hex=#E5F4FF, css=#E5F4FF}, color={color=#0080F0, opacity=100, rgba=rgba(0, 128, 240, 1), rgb=rgb(0, 128, 240), hex=#0080F0, css=#0080F0}, text=Welcome Gift}, popular={background={color=#c6b0d9, opacity=100, rgba=rgba(198, 176, 217, 1), rgb=rgb(198, 176, 217), hex=#c6b0d9, css=#c6b0d9}, color={color=#9a6fbf, opacity=100, rgba=rgba(154, 111, 191, 1), rgb=rgb(154, 111, 191), hex=#9a6fbf, css=#9a6fbf}, text=Popular}, time_limited={background={color=#FEF1F1, opacity=100, rgba=rgba(254, 241, 241, 1), rgb=rgb(254, 241, 241), hex=#FEF1F1, css=#FEF1F1}, color={color=#DC2828, opacity=100, rgba=rgba(220, 40, 40, 1), rgb=rgb(220, 40, 40), hex=#DC2828, css=#DC2828}, text=Time Limited}, time_limited_countdown={background={color=#FEF1F1, opacity=100, rgba=rgba(254, 241, 241, 1), rgb=rgb(254, 241, 241), hex=#FEF1F1, css=#FEF1F1}, color={color=#DC2828, opacity=100, rgba=rgba(220, 40, 40, 1), rgb=rgb(220, 40, 40), hex=#DC2828, css=#DC2828}, text=}, best_value={background={color=#EBFEFF, opacity=100, rgba=rgba(235, 254, 255, 1), rgb=rgb(235, 254, 255), hex=#EBFEFF, css=#EBFEFF}, color={color=#088EAF, opacity=100, rgba=rgba(8, 142, 175, 1), rgb=rgb(8, 142, 175), hex=#088EAF, css=#088EAF}, text=Best Value}}, market=money101, product_money101={ad_hoc_comparables=[], comparables=[INTEREST_RATE_WITH_APR, HANDLING_FEES, REPAYMENT], product={id=57339305677, table_id=4702394, table_name=product_money101, columns={hs_id=57339305677, hs_child_table_id=0, hs_updated_at=1705998030854, hs_published_at=1710900506212, productid=blt47f1a756d95a60fb_36_zh-tw, data={"__typename":"PersonalLoan","id":"blt47f1a756d95a60fb_36_zh-tw","image":{"url":"https://images.contentstack.io/v3/assets/blt4ca32b8be67c85f8/blt3a9375de2a3eb13b/637734165834861044c1f9a2/AnyConv.com_台灣中英文組合(綠底白底)-01.webp","description":"TODO","dimension":null},"featured":false,"imageOrientation":"LANDSCAPE","promotional":{"bannerText":"立即申辦,就抽NT16,888元家樂福禮物卡!","bannerImage":null,"countdown":{"text":"","displayProductPage":false,"date":{"startDate":null,"endDate":null}},"flipBanner":{"imageForDesktop":null,"imageForMobile":null,"period":1,"timeDelay":0,"date":{"startDate":null,"endDate":null}},"type":[{"key":"EXCLUSIVE","display":"優惠"}]},"comparables":[{"__typename":"CompareElementWithSubValue","title":{"key":"INTEREST_RATE_WITH_APR","display":"最低貸款利率"},"sortValue":10,"displayValue":"0.01","tooltip":null,"description":"","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"HANDLING_FEES","display":"手續費"},"sortValue":7000000,"displayValue":"7,000","tooltip":null,"description":"","prefix":"NT$","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"REPAYMENT","display":"最低每月還款額"},"sortValue":5001270,"displayValue":"5,001","tooltip":null,"description":"","prefix":"NT$","suffix":""}],"ctaButton":{"label":"立即申請","link":{"url":"https://www.money101.com.tw/api/redirect?dest=eyJraWQiOiJTNzhWZklaZF9rcVd0V1YxUmtBbEs2QnUtY1dkMS1RU2Znc3FKaW1pSmxjIiwiYWxnIjoiRWREU0EifQ.CAEauwFodHRwczovL2FkLmRvdWJsZWNsaWNrLm5ldC9kZG0vdHJhY2tjbGsvTjE5NTAwMi4yMTM4MzAzTU9ORVkxMDEuQ09NLlRXL0I5OTY2NDQ3LjEzOTM3OTcxMztkY190cmtfYWlkPTQ1OTU4MjIyNztkY190cmtfY2lkPTcxOTQ3ODQzO2RjX2xhdD07ZGNfcmRpZD07dGFnX2Zvcl9jaGlsZF9kaXJlY3RlZF90cmVhdG1lbnQ9O3RmdWE9.Ca1pIDUKGRZQTwIzgLxwISvLkgwi0zIThS37kmlWLERSkbSICL0uXK0s4Up43Z6LHpyDEThU1fWTdZYvinNPCQ","linkClass":"EXTERNAL"},"show":true,"isNoDealCTA":false},"functional":{"metaData":{"alias":"中國信託中信薪轉戶專屬"},"rateTableEntries":[{"loanTenureMin":12,"loanTenureMax":84,"loanAmountMin":10000.0,"loanAmountMax":5000000.0,"apr":3.76,"eir":null,"interestRate":0.01,"fees":[{"type":{"key":"PL_HANDLING_FEE","display":"開辦費"},"value":"7000","description":{"shortDescription":"","longDescription":"","tooltip":""}}]}],"fees":[],"defaults":{"loanTenure":84,"loanAmount":300000}},"provider":{"alias":"中國信託","providerName":"中國信託"},"description":{"shortDescription":["謹慎理財 貸款先規劃","營業時間線上申請,最快1小時撥款"]},"productName":"中國信託 中信薪轉戶專屬","title":"TW.PL.CTBC0006.中國信託 中信薪轉戶專屬","features":{"title":"Features","pros":["貸款年利率:2.90%起(機動計息)","開辦費:每一案NT 7,000元(貸款金額6萬元(不含)以下之小額信貸得申請開辦費優惠價NT 3,000元;6萬元~10萬元(含)之小額信貸得申請開辦費優惠價NT 6,000元)","貸款利率優惠:首期年利率0.01%","貸款額度:最高NT 500萬元","貸款期間:最長7年"],"cons":["本專案僅中國信託銀行薪轉戶適用","年齡 18-65 歲之中華民國國民;年收入需達NT 30萬元(含)以上"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18歲","longDescription":"","tooltip":""}},{"type":{"key":"MAXIMUM_AGE","display":"最高年齡要求"},"value":"65","description":{"shortDescription":"65歲","longDescription":"","tooltip":""}},{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"300000","description":{"shortDescription":"30萬元(含)以上","longDescription":"","tooltip":""}}],"offers":null,"enableCountdown":false,"enableFlipBanner":false,"termsAndConditions":"《抽獎活動辦法》\n<br>\n1.活動期間:即日起至 2024.03.31止。\n<br>\n2抽獎獎項:NT16,888元家樂福禮物卡 (共1名)。\n<br>\n3.經以下任一通路完成信貸申請,即可獲得1次抽獎機會,每人最多1次抽獎機會。\n<br>\n(1)專人回電:填妥本頁面聯絡電話號碼並「確定送出」。\n<br>\n(2)0800專線:撥打0800-899-399詢問信貸。\n<br>\n(3)文字客服:與貸款文字客服詢問信貸。\n<br>\n(4)online申請:自行線上申請者。\n<br>\n4.中獎名單將於2024.04.19前公告於活動頁面,領獎截止日為2024.05.31,中獎人須配合填寫「領獎回執聯」並於領獎截止日前回寄至指定信箱,若填寫資料有誤、檢附資料不完整或未於指定期限內回覆,或有其他可歸責中獎人事由致無法核對中獎人資料之情事等,一律視為自動放棄中獎資格。贈品以實物為準,並由出貨廠商負保固之責,除商品瑕疵外,恕不提供選色、退換服務,贈品將於2024.06.30前寄出,請耐心等候。\n<br>\n5.依中華民國所得稅法規定,中獎金額達 NT20,000 元(含)時,中國信託銀行需先代扣繳機會中獎稅 10%,領獎人須先給付 10% 之稅金後,始得領取本項贈獎。當您於中國信託銀行年度累計所得之獎項金額超過 NT1,000 元時,中國信託銀行將依相關稅法規定寄發扣繳憑單,若中獎人未提供相關資料或未繳納應繳稅額導致兌換期限前未完成領獎手續等相關事宜者,即視為自動放棄中獎資格,事後不得再提出其他任何要求;如有其他未盡事宜悉依稅法相關規定辦理。中獎人參加本活動而需支付之任何稅捐係屬得獎者依稅法之規定所須履行之義務,概與中國信託銀行無關,倘有稅務法令適用之爭議者,概由領獎人自行向開徵機關提出申訴。\n<br>\n6.如有任何因為電腦、網路、電話、技術或不可歸責於中國信託銀行之事由,而使參加本活動者,所寄出或登錄之資料有遺失、錯誤、無法辨識或毀損之情況,中國信託銀行不負任何法律責任,參與本活動者或中獎者亦不得因此異議。\n<br>\n7.本活動之抽獎、中獎與兌換紀錄均以中國信託銀行電腦系統紀錄為準。中國信託銀行有權檢視各項交易及抽獎紀錄,若參加者有違反活動注意事項之行為或涉及不正當得利及非法行為,中國信託銀行除公告排除參與活動及兌領資格外,並對任何破壞活動之行為保留法律追訴權。\n<br>\n8.中國信託銀行保留修改、變更、終止本活動與替換其他等值獎項之權利,中國信託銀行得變更或終止活動內容,並於中國信託銀行網站上公告。若有其他未盡事宜,悉依中國信託銀行相關規定或解釋辦理。\n<br>\n9.家樂福禮物卡使用方式依禮物卡說明為準,無使用期限,恕不受理補發或折讓刷卡金或現金。\n<br>\n《薪轉戶貸款專案注意事項》\n<br>\n本專案對象限中國信託銀行撥薪戶,中國信託銀行薪轉戶收入文件將依您留存於中國信託銀行之撥薪紀錄為憑,得免另附收入文件;惟經審核後需增補資料者,不在此限。\n<br>\n中國信託銀行優惠年利率專案期間自即日起至2024.6.30(含)止向中國信託銀行申請 (適用期間以中國信託銀行系統登載之貸款申請收件日期為準)。\n<br>\n中國信託銀行茲依據「銀行法」及「個人資料保護法」等相關法令之規定蒐集、處理、利用及/或國際傳 輸取得之個人資料,相關權利及完整說明 請點我查看\n<br>\n本貸款總費用年百分率為3.76%~15.29%,該百分率係以貸款金額NT30萬元,貸款期間5年,貸款年利率首期0.01%、第二期起2.90%~14.78%(機動計息),開辦費折抵後每筆NT7,000元,計算而得。本貸款總費用年百分率之計算基準日為2023.5.23。\n<br>\n上述機動計息係指定儲利率指數加碼1.29%~13.17%而成,定儲利率訂價指數係參考臺銀、 合庫、土銀、一銀、彰銀、華銀、臺灣企銀、國泰世華、兆豐國際商銀、台北富邦等十家本國 銀行之一年期固定利率定儲平均利率為訂價指數,每次取樣時,排除最高及最低各兩家銀 行,以剩餘之六家銀行為取樣銀行。調整時間為每年2月23日、5月23日、8月23日、11月23日 (遇假日順延)。詳依「中國信託個人信用貸款約定書」之約定。\n<br>\n總費用年百分率不等於貸款利率。本廣告揭露之年百分率係按主管機關備查之標準計算範 例予以計算,實際貸款條件,以銀行提供之產品為準。且每一客戶實際之年百分率仍視其 個別貸款產品及授信條件而有所不同。\n<br>\n客戶於線上申請頁內選擇本優惠專案(開辦費減免2,000元),完成申線上申請並撥貸成功,系統將自行以開辦費原價9,000元減免2,000元,中國信託銀行將不另通知。\n<br>\n若未於申請頁選擇本優惠專案、或以紙本申請、或線上申請時填入服務專員編號、或優惠方案已過期者,將不得適用本優惠。中國信託銀行保有最終客戶參加活動資格認定、調整之權利。\n<br>\n借款撥款日起至綁約總期數達二分之一前提前清償借款本金者,按提前清償借款本金金額 4% 計付提前清償違約金;綁約總期數二分之一後至綁約總期結束前提前清償借款本金者,按提前清償借款本金金額3%計付提前清償違約金。詳依「中國信託個人信用貸款約定書」之約定。例如:綁約總期數12期(即綁約1年),自借款撥款日起 6 個月內提前清償借款本金者,按提前清償借款本金金額 4% 計付提前清償違約金;自借款撥款日第7個月起至第12個月內提前清償借款本金者,按提前清償借款本金金額3%計付提前清償違約金。詳依「中國信託個人信用貸款約定書」之約定。\n<br>\n中國信託銀行保有核貸與否及核決貸放金額、利率之權利,同時保留調整產品規格,申貸期限及其他相關規定之權利,實際內容以活動網站最新公告為準。\n<br>\n《共通注意事項》\n<br>\n本公司(Money101.com.tw)係提供各銀行貸款優惠比較資訊, 恕不提供代辦服務, 所有貸款申辦事宜請逕洽各銀行辦理。\n<br>\n本公司(Money101.com.tw)不定期更新銀行貸款產品資訊,惟實際內容與申貸條件,以銀行提供為準。","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[],"businessPriority":false,"productPrescore":0.0},"applicationProcess":[{"type":null,"data":""}],"needCategories":[],"offersFaq":null,"interestRate":null,"apr":null,"totalRepayment":null,"monthlyRepayment":null,"rawFunctionalPl":{"rateTableEntries":[{"loanTenureMin":12,"loanTenureMax":84,"loanAmountMin":10000.0,"loanAmountMax":5000000.0,"apr":3.76,"eir":null,"interestRate":0.01,"fees":[{"type":{"key":"PL_HANDLING_FEE","display":"開辦費"},"feeInterval":"ONCE","value":7000,"calculationMethod":"FIXED","paymentMethod":"IGNORE","description":{"shortDescription":"","longDescription":"","tooltip":""}}],"transferRate":null}],"fees":[],"defaults":{"loanTenure":84,"loanAmount":300000},"loanType":"PRINCIPAL_REDUCING","repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null},"interestRateInterval":"YEARLY","paymentInterval":"MONTHLY"}}, hs_created_at=1669950676892, hs_is_edited=false, hs_deleted_at=0, productname=中國信託 中信薪轉戶專屬, hs_name=, hs_updated_by_user_id=60412388}}, comparable_order=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, product_moneyhero={product=Optional.empty, comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, product_moneymax={product=Optional.empty, comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, product_singsaver={product=Optional.empty, comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, promotional={display_within_collapsible=false, show_banner=true, show_promotional_in_card=true}, static_text={cta_button_label=立即申請, rewards=優惠, see_less=隱藏資訊, see_more=更多資訊, cta_button_subtext=, yes=Yes, no=No, day=Day, days=Days}, style={summary_section_label={color=#18794E, opacity=100, rgba=rgba(24, 121, 78, 1), rgb=rgb(24, 121, 78), hex=#18794E, css=#18794E}, theme=mars, primary={color=#00AAFB, opacity=100, rgba=rgba(0, 170, 251, 1), rgb=rgb(0, 170, 251), hex=#00AAFB, css=#00AAFB}, call_to_action_background={color=#F97316, opacity=100, rgba=rgba(249, 115, 22, 1), rgb=rgb(249, 115, 22), hex=#F97316, css=#F97316}, call_to_action_color={color=#FFFFFF, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#FFFFFF, css=#FFFFFF}, call_to_action_subtext_color={color=#687076, opacity=100, rgba=rgba(104, 112, 118, 1), rgb=rgb(104, 112, 118), hex=#687076, css=#687076}, star_rating={background={color=#FFFFFF, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#FFFFFF, css=#FFFFFF}, fill={color=#FFFF04, opacity=100, rgba=rgba(255, 255, 4, 1), rgb=rgb(255, 255, 4), hex=#FFFF04, css=#FFFF04}}}, tabs={eligibility={heading=申請資格, show=true, expanded=false, order_sequence=1, text=Eligibility}, features={heading=產品特色, show=true, expanded=true, order_sequence=1}, fees={heading=申辦注意事項, show=false, expanded=false, order_sequence=1, labels={fee_frequency=Fee Frequency, duration_of_inactivity=Duration of Inactivity, duration_of_inactivity_indicator=Duration of Inactivity Indicator}}, promotions_terms_and_conditions={expanded=false, heading=注意事項, show=true, order_sequence=1, additional_offer=Additional Offer, exclusive_offer=Exclusive Offer, welcome_offer=Welcome Offer}, usage={heading=Usage, show=false, expanded=false, order_sequence=1, labels=[]}, show=true, basic_benefit={show=true, expanded=false, order_sequence=1, heading=Basic Benefits, items=[]}, enhanced_benefit={show=true, expanded=false, order_sequence=1, heading=Enhanced Benefits, items=[]}, other_benefit={show=true, expanded=false, order_sequence=1, heading=Other Benefits, items=[]}, benefit_limits={show=true, expanded=false, order_sequence=1, heading=Benefit Limits, items=[]}}, type=module}) null (SizeLimitingPyMap: {columns={hs_id=57339305677, hs_child_table_id=0, hs_updated_at=1705998030854, hs_published_at=1710900506212, productid=blt47f1a756d95a60fb_36_zh-tw, data={"__typename":"PersonalLoan","id":"blt47f1a756d95a60fb_36_zh-tw","image":{"url":"https://images.contentstack.io/v3/assets/blt4ca32b8be67c85f8/blt3a9375de2a3eb13b/637734165834861044c1f9a2/AnyConv.com_台灣中英文組合(綠底白底)-01.webp","description":"TODO","dimension":null},"featured":false,"imageOrientation":"LANDSCAPE","promotional":{"bannerText":"立即申辦,就抽NT16,888元家樂福禮物卡!","bannerImage":null,"countdown":{"text":"","displayProductPage":false,"date":{"startDate":null,"endDate":null}},"flipBanner":{"imageForDesktop":null,"imageForMobile":null,"period":1,"timeDelay":0,"date":{"startDate":null,"endDate":null}},"type":[{"key":"EXCLUSIVE","display":"優惠"}]},"comparables":[{"__typename":"CompareElementWithSubValue","title":{"key":"INTEREST_RATE_WITH_APR","display":"最低貸款利率"},"sortValue":10,"displayValue":"0.01","tooltip":null,"description":"","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"HANDLING_FEES","display":"手續費"},"sortValue":7000000,"displayValue":"7,000","tooltip":null,"description":"","prefix":"NT$","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"REPAYMENT","display":"最低每月還款額"},"sortValue":5001270,"displayValue":"5,001","tooltip":null,"description":"","prefix":"NT$","suffix":""}],"ctaButton":{"label":"立即申請","link":{"url":"https://www.money101.com.tw/api/redirect?dest=eyJraWQiOiJTNzhWZklaZF9rcVd0V1YxUmtBbEs2QnUtY1dkMS1RU2Znc3FKaW1pSmxjIiwiYWxnIjoiRWREU0EifQ.CAEauwFodHRwczovL2FkLmRvdWJsZWNsaWNrLm5ldC9kZG0vdHJhY2tjbGsvTjE5NTAwMi4yMTM4MzAzTU9ORVkxMDEuQ09NLlRXL0I5OTY2NDQ3LjEzOTM3OTcxMztkY190cmtfYWlkPTQ1OTU4MjIyNztkY190cmtfY2lkPTcxOTQ3ODQzO2RjX2xhdD07ZGNfcmRpZD07dGFnX2Zvcl9jaGlsZF9kaXJlY3RlZF90cmVhdG1lbnQ9O3RmdWE9.Ca1pIDUKGRZQTwIzgLxwISvLkgwi0zIThS37kmlWLERSkbSICL0uXK0s4Up43Z6LHpyDEThU1fWTdZYvinNPCQ","linkClass":"EXTERNAL"},"show":true,"isNoDealCTA":false},"functional":{"metaData":{"alias":"中國信託中信薪轉戶專屬"},"rateTableEntries":[{"loanTenureMin":12,"loanTenureMax":84,"loanAmountMin":10000.0,"loanAmountMax":5000000.0,"apr":3.76,"eir":null,"interestRate":0.01,"fees":[{"type":{"key":"PL_HANDLING_FEE","display":"開辦費"},"value":"7000","description":{"shortDescription":"","longDescription":"","tooltip":""}}]}],"fees":[],"defaults":{"loanTenure":84,"loanAmount":300000}},"provider":{"alias":"中國信託","providerName":"中國信託"},"description":{"shortDescription":["謹慎理財 貸款先規劃","營業時間線上申請,最快1小時撥款"]},"productName":"中國信託 中信薪轉戶專屬","title":"TW.PL.CTBC0006.中國信託 中信薪轉戶專屬","features":{"title":"Features","pros":["貸款年利率:2.90%起(機動計息)","開辦費:每一案NT 7,000元(貸款金額6萬元(不含)以下之小額信貸得申請開辦費優惠價NT 3,000元;6萬元~10萬元(含)之小額信貸得申請開辦費優惠價NT 6,000元)","貸款利率優惠:首期年利率0.01%","貸款額度:最高NT 500萬元","貸款期間:最長7年"],"cons":["本專案僅中國信託銀行薪轉戶適用","年齡 18-65 歲之中華民國國民;年收入需達NT 30萬元(含)以上"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18歲","longDescription":"","tooltip":""}},{"type":{"key":"MAXIMUM_AGE","display":"最高年齡要求"},"value":"65","description":{"shortDescription":"65歲","longDescription":"","tooltip":""}},{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"300000","description":{"shortDescription":"30萬元(含)以上","longDescription":"","tooltip":""}}],"offers":null,"enableCountdown":false,"enableFlipBanner":false,"termsAndConditions":"《抽獎活動辦法》\n<br>\n1.活動期間:即日起至 2024.03.31止。\n<br>\n2抽獎獎項:NT16,888元家樂福禮物卡 (共1名)。\n<br>\n3.經以下任一通路完成信貸申請,即可獲得1次抽獎機會,每人最多1次抽獎機會。\n<br>\n(1)專人回電:填妥本頁面聯絡電話號碼並「確定送出」。\n<br>\n(2)0800專線:撥打0800-899-399詢問信貸。\n<br>\n(3)文字客服:與貸款文字客服詢問信貸。\n<br>\n(4)online申請:自行線上申請者。\n<br>\n4.中獎名單將於2024.04.19前公告於活動頁面,領獎截止日為2024.05.31,中獎人須配合填寫「領獎回執聯」並於領獎截止日前回寄至指定信箱,若填寫資料有誤、檢附資料不完整或未於指定期限內回覆,或有其他可歸責中獎人事由致無法核對中獎人資料之情事等,一律視為自動放棄中獎資格。贈品以實物為準,並由出貨廠商負保固之責,除商品瑕疵外,恕不提供選色、退換服務,贈品將於2024.06.30前寄出,請耐心等候。\n<br>\n5.依中華民國所得稅法規定,中獎金額達 NT20,000 元(含)時,中國信託銀行需先代扣繳機會中獎稅 10%,領獎人須先給付 10% 之稅金後,始得領取本項贈獎。當您於中國信託銀行年度累計所得之獎項金額超過 NT1,000 元時,中國信託銀行將依相關稅法規定寄發扣繳憑單,若中獎人未提供相關資料或未繳納應繳稅額導致兌換期限前未完成領獎手續等相關事宜者,即視為自動放棄中獎資格,事後不得再提出其他任何要求;如有其他未盡事宜悉依稅法相關規定辦理。中獎人參加本活動而需支付之任何稅捐係屬得獎者依稅法之規定所須履行之義務,概與中國信託銀行無關,倘有稅務法令適用之爭議者,概由領獎人自行向開徵機關提出申訴。\n<br>\n6.如有任何因為電腦、網路、電話、技術或不可歸責於中國信託銀行之事由,而使參加本活動者,所寄出或登錄之資料有遺失、錯誤、無法辨識或毀損之情況,中國信託銀行不負任何法律責任,參與本活動者或中獎者亦不得因此異議。\n<br>\n7.本活動之抽獎、中獎與兌換紀錄均以中國信託銀行電腦系統紀錄為準。中國信託銀行有權檢視各項交易及抽獎紀錄,若參加者有違反活動注意事項之行為或涉及不正當得利及非法行為,中國信託銀行除公告排除參與活動及兌領資格外,並對任何破壞活動之行為保留法律追訴權。\n<br>\n8.中國信託銀行保留修改、變更、終止本活動與替換其他等值獎項之權利,中國信託銀行得變更或終止活動內容,並於中國信託銀行網站上公告。若有其他未盡事宜,悉依中國信託銀行相關規定或解釋辦理。\n<br>\n9.家樂福禮物卡使用方式依禮物卡說明為準,無使用期限,恕不受理補發或折讓刷卡金或現金。\n<br>\n《薪轉戶貸款專案注意事項》\n<br>\n本專案對象限中國信託銀行撥薪戶,中國信託銀行薪轉戶收入文件將依您留存於中國信託銀行之撥薪紀錄為憑,得免另附收入文件;惟經審核後需增補資料者,不在此限。\n<br>\n中國信託銀行優惠年利率專案期間自即日起至2024.6.30(含)止向中國信託銀行申請 (適用期間以中國信託銀行系統登載之貸款申請收件日期為準)。\n<br>\n中國信託銀行茲依據「銀行法」及「個人資料保護法」等相關法令之規定蒐集、處理、利用及/或國際傳 輸取得之個人資料,相關權利及完整說明 請點我查看\n<br>\n本貸款總費用年百分率為3.76%~15.29%,該百分率係以貸款金額NT30萬元,貸款期間5年,貸款年利率首期0.01%、第二期起2.90%~14.78%(機動計息),開辦費折抵後每筆NT7,000元,計算而得。本貸款總費用年百分率之計算基準日為2023.5.23。\n<br>\n上述機動計息係指定儲利率指數加碼1.29%~13.17%而成,定儲利率訂價指數係參考臺銀、 合庫、土銀、一銀、彰銀、華銀、臺灣企銀、國泰世華、兆豐國際商銀、台北富邦等十家本國 銀行之一年期固定利率定儲平均利率為訂價指數,每次取樣時,排除最高及最低各兩家銀 行,以剩餘之六家銀行為取樣銀行。調整時間為每年2月23日、5月23日、8月23日、11月23日 (遇假日順延)。詳依「中國信託個人信用貸款約定書」之約定。\n<br>\n總費用年百分率不等於貸款利率。本廣告揭露之年百分率係按主管機關備查之標準計算範 例予以計算,實際貸款條件,以銀行提供之產品為準。且每一客戶實際之年百分率仍視其 個別貸款產品及授信條件而有所不同。\n<br>\n客戶於線上申請頁內選擇本優惠專案(開辦費減免2,000元),完成申線上申請並撥貸成功,系統將自行以開辦費原價9,000元減免2,000元,中國信託銀行將不另通知。\n<br>\n若未於申請頁選擇本優惠專案、或以紙本申請、或線上申請時填入服務專員編號、或優惠方案已過期者,將不得適用本優惠。中國信託銀行保有最終客戶參加活動資格認定、調整之權利。\n<br>\n借款撥款日起至綁約總期數達二分之一前提前清償借款本金者,按提前清償借款本金金額 4% 計付提前清償違約金;綁約總期數二分之一後至綁約總期結束前提前清償借款本金者,按提前清償借款本金金額3%計付提前清償違約金。詳依「中國信託個人信用貸款約定書」之約定。例如:綁約總期數12期(即綁約1年),自借款撥款日起 6 個月內提前清償借款本金者,按提前清償借款本金金額 4% 計付提前清償違約金;自借款撥款日第7個月起至第12個月內提前清償借款本金者,按提前清償借款本金金額3%計付提前清償違約金。詳依「中國信託個人信用貸款約定書」之約定。\n<br>\n中國信託銀行保有核貸與否及核決貸放金額、利率之權利,同時保留調整產品規格,申貸期限及其他相關規定之權利,實際內容以活動網站最新公告為準。\n<br>\n《共通注意事項》\n<br>\n本公司(Money101.com.tw)係提供各銀行貸款優惠比較資訊, 恕不提供代辦服務, 所有貸款申辦事宜請逕洽各銀行辦理。\n<br>\n本公司(Money101.com.tw)不定期更新銀行貸款產品資訊,惟實際內容與申貸條件,以銀行提供為準。","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[],"businessPriority":false,"productPrescore":0.0},"applicationProcess":[{"type":null,"data":""}],"needCategories":[],"offersFaq":null,"interestRate":null,"apr":null,"totalRepayment":null,"monthlyRepayment":null,"rawFunctionalPl":{"rateTableEntries":[{"loanTenureMin":12,"loanTenureMax":84,"loanAmountMin":10000.0,"loanAmountMax":5000000.0,"apr":3.76,"eir":null,"interestRate":0.01,"fees":[{"type":{"key":"PL_HANDLING_FEE","display":"開辦費"},"feeInterval":"ONCE","value":7000,"calculationMethod":"FIXED","paymentMethod":"IGNORE","description":{"shortDescription":"","longDescription":"","tooltip":""}}],"transferRate":null}],"fees":[],"defaults":{"loanTenure":84,"loanAmount":300000},"loanType":"PRINCIPAL_REDUCING","repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null},"interestRateInterval":"YEARLY","paymentInterval":"MONTHLY"}}, hs_created_at=1669950676892, hs_is_edited=false, hs_deleted_at=0, productname=中國信託 中信薪轉戶專屬, hs_name=, hs_updated_by_user_id=60412388}, id=57339305677, table_id=4702394, table_name=product_money101})

 

中國信託(CTBC) 三大步驟:Money101 幫你找出命定卡

Comparing the Best Citibank Credit Cards - Gifts

卡片權益與優惠

Money101全方位彙整各張 中國信託卡友權益,帶入消費者使用情境幫助您快速吸收資訊精準做出判斷;綜觀且透明化的資訊,更貼近您的辦卡目的與需求。

 

Comparing the Best Citibank Credit Cards - Fees

相關費用、利率

每一張卡的回饋高低、年費、利率及其他相關費用,若是經常出國的人,Money101 提醒您要連同國外交易手續費一起考慮。

 

Comparing the Best Citibank Credit Cards - Reviews

辦卡進度與查詢

中國信託核卡進度查詢,想必辦卡的您也會心急如焚,想知道什麼時候才能核卡成功,欲查詢信用卡辦理的進度可至 中國信託查詢進度/補件 頁面登入查詢。

 

中國信託(CTBC) 信用卡詳細資訊

 

中國信託 英雄聯盟信用卡

中國信託 英雄聯盟信用卡

國內消費現金回饋

1
%

國外消費現金回饋

2.5
%

年費

首年免年費
更多資訊
隱藏訊息
Debug data (SizeLimitingPyMap: {badges={show=false, exclusive={background={color=#CCFBF1, opacity=100, rgba=rgba(204, 251, 241, 1), rgb=rgb(204, 251, 241), hex=#CCFBF1, css=#CCFBF1}, color={color=#0D968B, opacity=100, rgba=rgba(13, 150, 139, 1), rgb=rgb(13, 150, 139), hex=#0D968B, css=#0D968B}, text=Exclusive Offer}, featured={background={color=#FFF6EB, opacity=100, rgba=rgba(255, 246, 235, 1), rgb=rgb(255, 246, 235), hex=#FFF6EB, css=#FFF6EB}, color={color=#E9590C, opacity=100, rgba=rgba(233, 89, 12, 1), rgb=rgb(233, 89, 12), hex=#E9590C, css=#E9590C}, text=Featured}, welcome={background={color=#E5F4FF, opacity=100, rgba=rgba(229, 244, 255, 1), rgb=rgb(229, 244, 255), hex=#E5F4FF, css=#E5F4FF}, color={color=#0080F0, opacity=100, rgba=rgba(0, 128, 240, 1), rgb=rgb(0, 128, 240), hex=#0080F0, css=#0080F0}, text=Welcome Gift}, popular={background={color=#c6b0d9, opacity=100, rgba=rgba(198, 176, 217, 1), rgb=rgb(198, 176, 217), hex=#c6b0d9, css=#c6b0d9}, color={color=#9a6fbf, opacity=100, rgba=rgba(154, 111, 191, 1), rgb=rgb(154, 111, 191), hex=#9a6fbf, css=#9a6fbf}, text=Popular}, time_limited={background={color=#FEF1F1, opacity=100, rgba=rgba(254, 241, 241, 1), rgb=rgb(254, 241, 241), hex=#FEF1F1, css=#FEF1F1}, color={color=#DC2828, opacity=100, rgba=rgba(220, 40, 40, 1), rgb=rgb(220, 40, 40), hex=#DC2828, css=#DC2828}, text=Time Limited}, time_limited_countdown={background={color=#FEF1F1, opacity=100, rgba=rgba(254, 241, 241, 1), rgb=rgb(254, 241, 241), hex=#FEF1F1, css=#FEF1F1}, color={color=#DC2828, opacity=100, rgba=rgba(220, 40, 40, 1), rgb=rgb(220, 40, 40), hex=#DC2828, css=#DC2828}, text=}, best_value={background={color=#EBFEFF, opacity=100, rgba=rgba(235, 254, 255, 1), rgb=rgb(235, 254, 255), hex=#EBFEFF, css=#EBFEFF}, color={color=#088EAF, opacity=100, rgba=rgba(8, 142, 175, 1), rgb=rgb(8, 142, 175), hex=#088EAF, css=#088EAF}, text=Best Value}}, market=money101, product_money101={comparables=[CASHBACK_LOCAL, CASHBACK_OVERSEAS, ANNUAL_FEE], product={id=57339304382, table_id=4702394, table_name=product_money101, columns={hs_id=57339304382, hs_child_table_id=0, hs_updated_at=1696234812666, hs_published_at=1710900506212, productid=blt881ad84a9a66b6cd_13_zh-tw, data={"__typename":"CreditCard","id":"blt881ad84a9a66b6cd_13_zh-tw","image":{"url":"https://images.contentstack.io/v3/assets/blt4ca32b8be67c85f8/blt24ea0ea06b6fc61e/60ab81af77e996669f49eaf9/sLoL_creditRGB玩家卡.png","description":"","dimension":null},"featured":false,"imageOrientation":"LANDSCAPE","promotional":null,"comparables":[{"__typename":"CompareElementSimple","title":{"key":"ANNUAL_FEE","display":"年費"},"sortValue":-9007199254740990,"displayValue":"首年免年費","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_PETROL","display":"加油現金回饋"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"PETROL_DISCOUNT_PER_LITRE","display":"加油優惠"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"MOVIE_DISCOUNT_WEEKDAY","display":"平日電影折扣"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"MOVIE_DISCOUNT_WEEKEND","display":"週末電影折扣"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"MAX_NUMBER_OF_INSTALMENTS","display":"最高分期期數"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"MIN_SPENDING_INSTALMENTS","display":"最低可分期金額"},"sortValue":-9007199254740990,"displayValue":"無最低分期金額限制","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"AIRMILES_INSURANCE","display":"刷保費哩程回饋"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_INSURANCE","display":"刷保費現金回饋"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"MAX_INSTALMENTS_INSURANCE","display":"最高分期期數 (0利率)"},"sortValue":9007199254740991,"displayValue":"無分期優惠","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"LUGGAGE_SIZE_WELCOME_OFFER","display":"首刷送行李箱"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"MIN_SPEND_INSTALMENTS_TAX","display":"最低可分期金額"},"sortValue":-9007199254740990,"displayValue":"無最低分期金額限制","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"MAX_INSTALMENTS_TAX","display":"最高分期期數"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"INSTALMENTS_INTEREST_FREE_TAX","display":"最高分期期數 (0利率)"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"PROVIDER_REWARD_CASH_CONVERSION","display":"紅利折抵金"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"PROVIDER_REWARD_POINTS_AIRMILES_CONVERSION_RATE","display":"紅利換哩程"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"MAX_CASHBACK_ONLINE_SHOPPING","display":"數位通路回饋上限"},"sortValue":-9007199254740990,"displayValue":"無限","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_WELCOME_OFFER_TOTAL","display":"CASHBACK_WELCOME_OFFER_TOTAL"},"sortValue":-500000,"displayValue":"500","tooltip":null,"description":"","prefix":"NT$","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_LOCAL","display":"國內消費現金回饋"},"sortValue":-1000,"displayValue":"1","tooltip":null,"description":"","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_OVERSEAS","display":"國外消費現金回饋"},"sortValue":-2500,"displayValue":"2.5","tooltip":null,"description":"","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"AIRMILES_OVERSEAS","display":"國外消費累積哩程"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"AIRMILES_LOCAL","display":"國內消費累積哩程"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_TRAVEL","display":"訂房最高回饋"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_DIGITAL_WALLET","display":"行動支付回饋"},"sortValue":-1000,"displayValue":"1","tooltip":null,"description":"","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_RETAIL","display":"影音串流平台回饋"},"sortValue":-10000,"displayValue":"10","tooltip":null,"description":"","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_DINING","display":"美食外送回饋"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_LOCAL_ONLINE_SHOPPING","display":"網購回饋"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"AIRMILES_WELCOME_OFFER_TOTAL","display":"首刷哩程回饋"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_WELCOME_OFFER","display":"首刷(類)現金回饋"},"sortValue":-500000,"displayValue":"500","tooltip":null,"description":"","prefix":"NT$","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"PROVIDER_REWARD_POINTS","display":"最高積點倍數"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_OCTOPUS","display":"繳稅現金回饋"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"sortValue":200000000,"displayValue":"200,000","tooltip":null,"description":"","prefix":"NT$","suffix":""}],"ctaButton":null,"functional":{"metaData":{"alias":"中國信託英雄聯盟卡"},"rateTableEntries":null,"fees":null,"defaults":null},"provider":{"alias":"中國信託","providerName":"中國信託"},"description":{"shortDescription":["謹慎理財 信用至上"]},"productName":"中國信託 英雄聯盟信用卡","title":"TW.CC.CTBC0033.中國信託 英雄聯盟信用卡","features":{"title":"Features","pros":["<strong>指定數位通路最高10%現金回饋</strong> <ul> <li>遊戲平台:App Store、Google Play、Bandai(萬代南夢宮遊戲)、Blizzard(暴雪)、Electronic arts、Epic games store、GASH、Garena、MyCard、Nintendo、PlayStation、Square enix、Steam、Ubisoft、Xbox</li> <li>影音平台:Apple TV、CATCHPLAY、iTunes、KKBOX、LINE TV、LiTV、Netflix、Spotify、Youtube Premium、KKTV、Amazon Prime Video、Disney+</li> <li>雲端儲存:Amazon Web Services、Dropbox、Google Drive、iCloud、Microsoft OneDrive</li> <li>動漫平台:台灣角川官方網站、尖端網路書店、青文出版社、長鴻新漫網、台灣東販出版社、東立電子書城、動畫瘋(限APP內購)、Booklive、BOOKWALKER、Kakao Webtoon、LINE WEBTOON、POCKET COMICS、讀墨</li> <li>數位購票:ibon售票、udn售票、iNDIEVOX售票、KKTIX售票、tixcraft拓元售票、FamiTicket全網購票、中信兄弟售票網、OPENTIX兩廳院文化生活、年代售票、寬宏售票</li> <ul>","<strong>帳單分期6期0利率</strong> <ul> <li>當期帳單總應繳金額扣除最低應繳金額後須滿NT3,000元(含)以上。需於每期「帳單結帳日」至「當期繳款截止日」前完成帳單分期設定</li> <li>每月月底前,需持有英雄聯盟信用卡正卡(須為有效卡)並完成登錄(活動期間僅需登錄1次),次月帳單方適用6期優惠0利率方案</li> </ul>","<strong>最高消費回饋</strong><ul><li>國內一般消費1%</li><li> 海外消費2.5%</li><li>一卡通交通2%</li></ul>"],"cons":["定義<ul> <li>國內/外一般消費使用行動支付付款同樣享有現金回饋</li> <li>一般消費不包含:扣繳信用卡年費、利息、預借現金、逾期還款違約金,以及依「中國信託信用卡約定條款」約定之其他各項手續費。 刷卡買基金、賭博籌碼、數位(虛擬)貨幣、旅行支票或境外投資交易平台之相關交易金額及費用。 繳學費、各項稅款、社區管理費、違規罰緩及政府規費。 分期靈活金、帳單分期、分期付款交易。 儲值卡(原電子票證)儲值金(含自動儲值)。 eTag儲值與eTag智慧停車費用之扣繳。 繳納公務機關相關費用或代扣繳各項費用。 透過中信Home Bank APP及網路銀行繳納各項費用。 公立醫療機構之醫療服務,或透過各繳費及支付平台繳納之各項費用。 透過聯合信用卡處理中心小額支付平台之特約商店之消費。 全聯福利中心消費、PXGo!全聯線上購消費。 便利商店(如7-11、全家、萊爾富、OK超商,包含但不限於實體門市或線上商城)消費。 繳納電信費用。 特定行銷專案或其他經本行公告不回饋之項目。 依開戶總約之『簽帳金融卡約定條款』約定收取的其他各項手續費。</li> </ul>"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18 歲","longDescription":null,"tooltip":null}},{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"200000","description":{"shortDescription":"200,000","longDescription":null,"tooltip":null}}],"apr":[{"type":{"key":"RETAIL_APR","display":"循環信用利率"},"value":null,"description":{"shortDescription":"信用卡循環年利率:本行ARMs指數+加碼利率(5.97%~13.47%);上限為15%,預借現金手續費為每筆預借金額X3.5%+150元,循環利率基準日為104年9月1日,其他費用請上 www.ctbcbank.com 查詢","longDescription":null,"tooltip":null}}],"fees":[{"type":{"key":"ANNUAL_FEE","display":"年費"},"value":null,"description":{"shortDescription":"英雄聯盟卡年費收費標準:正卡新臺幣1,800元,附卡新臺幣900元。每卡種年消費>=NT60,000享次年免年費(正、附卡如為相同卡面圖樣者,可合併計算其消費金額,如為不同卡面圖樣則應分別計算之)。符合指定條件享終身免年費","longDescription":null,"tooltip":null}},{"type":{"key":"INTEREST_RATE","display":"最低年利率"},"value":null,"description":{"shortDescription":"","longDescription":null,"tooltip":null}},{"type":{"key":"FOREIGN_CURRENCY_TRANSACTION_FEE","display":"國外刷卡手續費"},"value":null,"description":{"shortDescription":"","longDescription":null,"tooltip":null}}],"offers":{"welcomeOffers":[{"reward":[{"title":"新戶好禮2選1","tandc":{"shortDescription":null,"longDescrition":"<ul><li>首次申辦中國信託英雄聯盟信用卡, 核卡30天內累積刷卡消費滿NT888元(含)以上,享好禮:<br/><strong>新戶好禮</strong><ul><li>刷卡金NT500元</li><li>麥當勞大麥克+ 冰蜂蜜紅茶 5份即享券</li></ul>活動期間:即日起至2023/12/31</li></ul>"}}]}],"exclusiveOffers":[{"reward":[]}],"additionalOffers":[{"reward":[]}]}}, hs_created_at=1669950672603, hs_is_edited=false, hs_deleted_at=0, productname=中國信託 英雄聯盟信用卡, hs_name=, hs_updated_by_user_id=60412388}}, ad_hoc_comparables=[], comparable_order=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, product_moneyhero={product=Optional.empty, comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, product_moneymax={product=Optional.empty, comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, product_singsaver={product=Optional.empty, comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, promotional={display_within_collapsible=false, show_banner=true, show_promotional_in_card=true}, static_text={cta_button_label=立即申請, rewards=優惠活動, see_less=隱藏訊息, see_more=更多資訊, cta_button_subtext=, yes=Yes, no=No, day=Day, days=Days}, style={theme=mars, primary={color=#00AAFB, opacity=100, rgba=rgba(0, 170, 251, 1), rgb=rgb(0, 170, 251), hex=#00AAFB, css=#00AAFB}, call_to_action_background={color=#F97316, opacity=100, rgba=rgba(249, 115, 22, 1), rgb=rgb(249, 115, 22), hex=#F97316, css=#F97316}, call_to_action_color={color=#FFFFFF, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#FFFFFF, css=#FFFFFF}, call_to_action_subtext_color={color=#687076, opacity=100, rgba=rgba(104, 112, 118, 1), rgb=rgb(104, 112, 118), hex=#687076, css=#687076}, summary_section_label={color=#18794E, opacity=100, rgba=rgba(24, 121, 78, 1), rgb=rgb(24, 121, 78), hex=#18794E, css=#18794E}, star_rating={background={color=#FFFFFF, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#FFFFFF, css=#FFFFFF}, fill={color=#FFFF04, opacity=100, rgba=rgba(255, 255, 4, 1), rgb=rgb(255, 255, 4), hex=#FFFF04, css=#FFFF04}}}, tabs={eligibility={heading=申請資格, show=true, expanded=false, order_sequence=1, text=Eligibility}, features={heading=產品特色, show=true, expanded=true, order_sequence=1}, fees={heading=相關費用, show=true, expanded=false, order_sequence=1, labels={fee_frequency=Fee Frequency, duration_of_inactivity=Duration of Inactivity, duration_of_inactivity_indicator=Duration of Inactivity Indicator}}, promotions_terms_and_conditions={additional_offer=其他優惠, exclusive_offer=獨家優惠, heading=首刷禮與優惠活動, welcome_offer= , show=true, expanded=false, order_sequence=1}, usage={show=false, expanded=false, order_sequence=1, heading=Usage, labels=[]}, show=true, basic_benefit={show=true, expanded=false, order_sequence=1, heading=Basic Benefits, items=[]}, enhanced_benefit={show=true, expanded=false, order_sequence=1, heading=Enhanced Benefits, items=[]}, other_benefit={show=true, expanded=false, order_sequence=1, heading=Other Benefits, items=[]}, benefit_limits={show=true, expanded=false, order_sequence=1, heading=Benefit Limits, items=[]}}, type=module}) null (SizeLimitingPyMap: {columns={hs_id=57339304382, hs_child_table_id=0, hs_updated_at=1696234812666, hs_published_at=1710900506212, productid=blt881ad84a9a66b6cd_13_zh-tw, data={"__typename":"CreditCard","id":"blt881ad84a9a66b6cd_13_zh-tw","image":{"url":"https://images.contentstack.io/v3/assets/blt4ca32b8be67c85f8/blt24ea0ea06b6fc61e/60ab81af77e996669f49eaf9/sLoL_creditRGB玩家卡.png","description":"","dimension":null},"featured":false,"imageOrientation":"LANDSCAPE","promotional":null,"comparables":[{"__typename":"CompareElementSimple","title":{"key":"ANNUAL_FEE","display":"年費"},"sortValue":-9007199254740990,"displayValue":"首年免年費","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_PETROL","display":"加油現金回饋"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"PETROL_DISCOUNT_PER_LITRE","display":"加油優惠"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"MOVIE_DISCOUNT_WEEKDAY","display":"平日電影折扣"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"MOVIE_DISCOUNT_WEEKEND","display":"週末電影折扣"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"MAX_NUMBER_OF_INSTALMENTS","display":"最高分期期數"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"MIN_SPENDING_INSTALMENTS","display":"最低可分期金額"},"sortValue":-9007199254740990,"displayValue":"無最低分期金額限制","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"AIRMILES_INSURANCE","display":"刷保費哩程回饋"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_INSURANCE","display":"刷保費現金回饋"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"MAX_INSTALMENTS_INSURANCE","display":"最高分期期數 (0利率)"},"sortValue":9007199254740991,"displayValue":"無分期優惠","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"LUGGAGE_SIZE_WELCOME_OFFER","display":"首刷送行李箱"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"MIN_SPEND_INSTALMENTS_TAX","display":"最低可分期金額"},"sortValue":-9007199254740990,"displayValue":"無最低分期金額限制","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"MAX_INSTALMENTS_TAX","display":"最高分期期數"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"INSTALMENTS_INTEREST_FREE_TAX","display":"最高分期期數 (0利率)"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"PROVIDER_REWARD_CASH_CONVERSION","display":"紅利折抵金"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"PROVIDER_REWARD_POINTS_AIRMILES_CONVERSION_RATE","display":"紅利換哩程"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"MAX_CASHBACK_ONLINE_SHOPPING","display":"數位通路回饋上限"},"sortValue":-9007199254740990,"displayValue":"無限","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_WELCOME_OFFER_TOTAL","display":"CASHBACK_WELCOME_OFFER_TOTAL"},"sortValue":-500000,"displayValue":"500","tooltip":null,"description":"","prefix":"NT$","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_LOCAL","display":"國內消費現金回饋"},"sortValue":-1000,"displayValue":"1","tooltip":null,"description":"","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_OVERSEAS","display":"國外消費現金回饋"},"sortValue":-2500,"displayValue":"2.5","tooltip":null,"description":"","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"AIRMILES_OVERSEAS","display":"國外消費累積哩程"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"AIRMILES_LOCAL","display":"國內消費累積哩程"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_TRAVEL","display":"訂房最高回饋"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_DIGITAL_WALLET","display":"行動支付回饋"},"sortValue":-1000,"displayValue":"1","tooltip":null,"description":"","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_RETAIL","display":"影音串流平台回饋"},"sortValue":-10000,"displayValue":"10","tooltip":null,"description":"","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_DINING","display":"美食外送回饋"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_LOCAL_ONLINE_SHOPPING","display":"網購回饋"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"AIRMILES_WELCOME_OFFER_TOTAL","display":"首刷哩程回饋"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_WELCOME_OFFER","display":"首刷(類)現金回饋"},"sortValue":-500000,"displayValue":"500","tooltip":null,"description":"","prefix":"NT$","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"PROVIDER_REWARD_POINTS","display":"最高積點倍數"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_OCTOPUS","display":"繳稅現金回饋"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"sortValue":200000000,"displayValue":"200,000","tooltip":null,"description":"","prefix":"NT$","suffix":""}],"ctaButton":null,"functional":{"metaData":{"alias":"中國信託英雄聯盟卡"},"rateTableEntries":null,"fees":null,"defaults":null},"provider":{"alias":"中國信託","providerName":"中國信託"},"description":{"shortDescription":["謹慎理財 信用至上"]},"productName":"中國信託 英雄聯盟信用卡","title":"TW.CC.CTBC0033.中國信託 英雄聯盟信用卡","features":{"title":"Features","pros":["<strong>指定數位通路最高10%現金回饋</strong> <ul> <li>遊戲平台:App Store、Google Play、Bandai(萬代南夢宮遊戲)、Blizzard(暴雪)、Electronic arts、Epic games store、GASH、Garena、MyCard、Nintendo、PlayStation、Square enix、Steam、Ubisoft、Xbox</li> <li>影音平台:Apple TV、CATCHPLAY、iTunes、KKBOX、LINE TV、LiTV、Netflix、Spotify、Youtube Premium、KKTV、Amazon Prime Video、Disney+</li> <li>雲端儲存:Amazon Web Services、Dropbox、Google Drive、iCloud、Microsoft OneDrive</li> <li>動漫平台:台灣角川官方網站、尖端網路書店、青文出版社、長鴻新漫網、台灣東販出版社、東立電子書城、動畫瘋(限APP內購)、Booklive、BOOKWALKER、Kakao Webtoon、LINE WEBTOON、POCKET COMICS、讀墨</li> <li>數位購票:ibon售票、udn售票、iNDIEVOX售票、KKTIX售票、tixcraft拓元售票、FamiTicket全網購票、中信兄弟售票網、OPENTIX兩廳院文化生活、年代售票、寬宏售票</li> <ul>","<strong>帳單分期6期0利率</strong> <ul> <li>當期帳單總應繳金額扣除最低應繳金額後須滿NT3,000元(含)以上。需於每期「帳單結帳日」至「當期繳款截止日」前完成帳單分期設定</li> <li>每月月底前,需持有英雄聯盟信用卡正卡(須為有效卡)並完成登錄(活動期間僅需登錄1次),次月帳單方適用6期優惠0利率方案</li> </ul>","<strong>最高消費回饋</strong><ul><li>國內一般消費1%</li><li> 海外消費2.5%</li><li>一卡通交通2%</li></ul>"],"cons":["定義<ul> <li>國內/外一般消費使用行動支付付款同樣享有現金回饋</li> <li>一般消費不包含:扣繳信用卡年費、利息、預借現金、逾期還款違約金,以及依「中國信託信用卡約定條款」約定之其他各項手續費。 刷卡買基金、賭博籌碼、數位(虛擬)貨幣、旅行支票或境外投資交易平台之相關交易金額及費用。 繳學費、各項稅款、社區管理費、違規罰緩及政府規費。 分期靈活金、帳單分期、分期付款交易。 儲值卡(原電子票證)儲值金(含自動儲值)。 eTag儲值與eTag智慧停車費用之扣繳。 繳納公務機關相關費用或代扣繳各項費用。 透過中信Home Bank APP及網路銀行繳納各項費用。 公立醫療機構之醫療服務,或透過各繳費及支付平台繳納之各項費用。 透過聯合信用卡處理中心小額支付平台之特約商店之消費。 全聯福利中心消費、PXGo!全聯線上購消費。 便利商店(如7-11、全家、萊爾富、OK超商,包含但不限於實體門市或線上商城)消費。 繳納電信費用。 特定行銷專案或其他經本行公告不回饋之項目。 依開戶總約之『簽帳金融卡約定條款』約定收取的其他各項手續費。</li> </ul>"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18 歲","longDescription":null,"tooltip":null}},{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"200000","description":{"shortDescription":"200,000","longDescription":null,"tooltip":null}}],"apr":[{"type":{"key":"RETAIL_APR","display":"循環信用利率"},"value":null,"description":{"shortDescription":"信用卡循環年利率:本行ARMs指數+加碼利率(5.97%~13.47%);上限為15%,預借現金手續費為每筆預借金額X3.5%+150元,循環利率基準日為104年9月1日,其他費用請上 www.ctbcbank.com 查詢","longDescription":null,"tooltip":null}}],"fees":[{"type":{"key":"ANNUAL_FEE","display":"年費"},"value":null,"description":{"shortDescription":"英雄聯盟卡年費收費標準:正卡新臺幣1,800元,附卡新臺幣900元。每卡種年消費>=NT60,000享次年免年費(正、附卡如為相同卡面圖樣者,可合併計算其消費金額,如為不同卡面圖樣則應分別計算之)。符合指定條件享終身免年費","longDescription":null,"tooltip":null}},{"type":{"key":"INTEREST_RATE","display":"最低年利率"},"value":null,"description":{"shortDescription":"","longDescription":null,"tooltip":null}},{"type":{"key":"FOREIGN_CURRENCY_TRANSACTION_FEE","display":"國外刷卡手續費"},"value":null,"description":{"shortDescription":"","longDescription":null,"tooltip":null}}],"offers":{"welcomeOffers":[{"reward":[{"title":"新戶好禮2選1","tandc":{"shortDescription":null,"longDescrition":"<ul><li>首次申辦中國信託英雄聯盟信用卡, 核卡30天內累積刷卡消費滿NT888元(含)以上,享好禮:<br/><strong>新戶好禮</strong><ul><li>刷卡金NT500元</li><li>麥當勞大麥克+ 冰蜂蜜紅茶 5份即享券</li></ul>活動期間:即日起至2023/12/31</li></ul>"}}]}],"exclusiveOffers":[{"reward":[]}],"additionalOffers":[{"reward":[]}]}}, hs_created_at=1669950672603, hs_is_edited=false, hs_deleted_at=0, productname=中國信託 英雄聯盟信用卡, hs_name=, hs_updated_by_user_id=60412388}, id=57339304382, table_id=4702394, table_name=product_money101})

 

中國信託 中信商旅鈦金卡

中國信託 中信商旅鈦金卡

國內消費現金回饋

1
%

國外消費現金回饋

5
%
日本/韓國/泰國/新加坡旅遊加碼

年費

首年免年費
更多資訊
隱藏訊息
Debug data (SizeLimitingPyMap: {badges={show=false, exclusive={background={color=#CCFBF1, opacity=100, rgba=rgba(204, 251, 241, 1), rgb=rgb(204, 251, 241), hex=#CCFBF1, css=#CCFBF1}, color={color=#0D968B, opacity=100, rgba=rgba(13, 150, 139, 1), rgb=rgb(13, 150, 139), hex=#0D968B, css=#0D968B}, text=Exclusive Offer}, featured={background={color=#FFF6EB, opacity=100, rgba=rgba(255, 246, 235, 1), rgb=rgb(255, 246, 235), hex=#FFF6EB, css=#FFF6EB}, color={color=#E9590C, opacity=100, rgba=rgba(233, 89, 12, 1), rgb=rgb(233, 89, 12), hex=#E9590C, css=#E9590C}, text=Featured}, welcome={background={color=#E5F4FF, opacity=100, rgba=rgba(229, 244, 255, 1), rgb=rgb(229, 244, 255), hex=#E5F4FF, css=#E5F4FF}, color={color=#0080F0, opacity=100, rgba=rgba(0, 128, 240, 1), rgb=rgb(0, 128, 240), hex=#0080F0, css=#0080F0}, text=Welcome Gift}, popular={background={color=#c6b0d9, opacity=100, rgba=rgba(198, 176, 217, 1), rgb=rgb(198, 176, 217), hex=#c6b0d9, css=#c6b0d9}, color={color=#9a6fbf, opacity=100, rgba=rgba(154, 111, 191, 1), rgb=rgb(154, 111, 191), hex=#9a6fbf, css=#9a6fbf}, text=Popular}, time_limited={background={color=#FEF1F1, opacity=100, rgba=rgba(254, 241, 241, 1), rgb=rgb(254, 241, 241), hex=#FEF1F1, css=#FEF1F1}, color={color=#DC2828, opacity=100, rgba=rgba(220, 40, 40, 1), rgb=rgb(220, 40, 40), hex=#DC2828, css=#DC2828}, text=Time Limited}, time_limited_countdown={background={color=#FEF1F1, opacity=100, rgba=rgba(254, 241, 241, 1), rgb=rgb(254, 241, 241), hex=#FEF1F1, css=#FEF1F1}, color={color=#DC2828, opacity=100, rgba=rgba(220, 40, 40, 1), rgb=rgb(220, 40, 40), hex=#DC2828, css=#DC2828}, text=}, best_value={background={color=#EBFEFF, opacity=100, rgba=rgba(235, 254, 255, 1), rgb=rgb(235, 254, 255), hex=#EBFEFF, css=#EBFEFF}, color={color=#088EAF, opacity=100, rgba=rgba(8, 142, 175, 1), rgb=rgb(8, 142, 175), hex=#088EAF, css=#088EAF}, text=Best Value}}, market=money101, product_money101={comparables=[CASHBACK_LOCAL, CASHBACK_OVERSEAS, ANNUAL_FEE], product={id=57339304183, table_id=4702394, table_name=product_money101, columns={hs_id=57339304183, hs_child_table_id=0, hs_updated_at=1703209506685, hs_published_at=1710900506212, productid=bltf4b14cd4ad240faf_23_zh-tw, data={"__typename":"CreditCard","id":"bltf4b14cd4ad240faf_23_zh-tw","image":{"url":"https://images.contentstack.io/v3/assets/blt4ca32b8be67c85f8/bltcc48dd7a0a722de8/5d649a47501b0d3355580fce/螢幕快照-2019-08-23-下午4.15.05.png","description":"","dimension":null},"featured":false,"imageOrientation":"LANDSCAPE","promotional":null,"comparables":[{"__typename":"CompareElementSimple","title":{"key":"ANNUAL_FEE","display":"年費"},"sortValue":-9007199254740990,"displayValue":"首年免年費","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_PETROL","display":"加油現金回饋"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"PETROL_DISCOUNT_PER_LITRE","display":"加油優惠"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"MOVIE_DISCOUNT_WEEKDAY","display":"平日電影折扣"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"MOVIE_DISCOUNT_WEEKEND","display":"週末電影折扣"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"MAX_NUMBER_OF_INSTALMENTS","display":"最高分期期數"},"sortValue":-12000,"displayValue":"12","tooltip":null,"description":"","prefix":"","suffix":"期"},{"__typename":"CompareElementSimple","title":{"key":"MIN_SPENDING_INSTALMENTS","display":"最低可分期金額"},"sortValue":-9007199254740990,"displayValue":"無最低分期金額限制","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"AIRMILES_INSURANCE","display":"刷保費哩程回饋"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_INSURANCE","display":"刷保費現金回饋"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"MAX_INSTALMENTS_INSURANCE","display":"最高分期期數 (0利率)"},"sortValue":9007199254740991,"displayValue":"無分期優惠","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"LUGGAGE_SIZE_WELCOME_OFFER","display":"首刷送行李箱"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"MIN_SPEND_INSTALMENTS_TAX","display":"最低可分期金額"},"sortValue":-9007199254740990,"displayValue":"無最低分期金額限制","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"MAX_INSTALMENTS_TAX","display":"最高分期期數"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"INSTALMENTS_INTEREST_FREE_TAX","display":"最高分期期數 (0利率)"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"PROVIDER_REWARD_CASH_CONVERSION","display":"紅利折抵金"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"PROVIDER_REWARD_POINTS_AIRMILES_CONVERSION_RATE","display":"紅利換哩程"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"MAX_CASHBACK_ONLINE_SHOPPING","display":"數位通路回饋上限"},"sortValue":-9007199254740990,"displayValue":"無限","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_WELCOME_OFFER_TOTAL","display":"CASHBACK_WELCOME_OFFER_TOTAL"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_LOCAL","display":"國內消費現金回饋"},"sortValue":-1000,"displayValue":"1","tooltip":null,"description":"","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_OVERSEAS","display":"國外消費現金回饋"},"sortValue":-5000,"displayValue":"5","tooltip":null,"description":"日本/韓國/泰國/新加坡旅遊加碼","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"AIRMILES_OVERSEAS","display":"國外消費累積哩程"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"AIRMILES_LOCAL","display":"國內消費累積哩程"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_TRAVEL","display":"訂房最高回饋"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_DIGITAL_WALLET","display":"行動支付回饋"},"sortValue":-10000,"displayValue":"10","tooltip":null,"description":"綁定icash Pay","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_RETAIL","display":"影音串流平台回饋"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_DINING","display":"美食外送回饋"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_LOCAL_ONLINE_SHOPPING","display":"網購回饋"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"AIRMILES_WELCOME_OFFER_TOTAL","display":"首刷哩程回饋"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_WELCOME_OFFER","display":"首刷(類)現金回饋"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"PROVIDER_REWARD_POINTS","display":"最高積點倍數"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_OCTOPUS","display":"繳稅現金回饋"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"sortValue":-9007199254740990,"displayValue":"無最低年薪要求","tooltip":null,"description":"","prefix":"","suffix":""}],"ctaButton":null,"functional":{"metaData":{"alias":"中國信託中信商旅鈦金卡"},"rateTableEntries":null,"fees":null,"defaults":null},"provider":{"alias":"中國信託","providerName":"中國信託"},"description":{"shortDescription":["謹慎理財 信用至上"]},"productName":"中國信託 中信商旅鈦金卡","title":"TW.CC.CTBC0029.中國信託 中信商旅鈦金卡","features":{"title":"Features","pros":["<b>回饋升級</b> <ul> <li>國內一般消費1%</li> <li>海外消費2.5%</li> <li>現金回饋無上限</li> </ul>","<b>繳費優惠</b> <ul> <li>繳學費享0.2%,現金回饋無上限</li> <li>繳水費、電費、瓦斯、燃料費享0.2%,現金回饋無上限</li> </ul>","<b>新卡禮遇</b> <ul> <li>新戶最高可享NT700元</li> <li>舊戶最高可享NT200元</li> </ul>","<b>尊榮優惠</b> <ul> <li>國內指定飯店最優55折起</li> <li>Agoda全球訂房最優9折優惠</li> <li>國內指定飯店美食饗宴享最優9折優惠</li> <li>FunNow消費電影產業,每張電影票可享75折優惠</li> <li>日本旅遊最高享10%退稅+10%折扣日本旅遊 </li> </ul>"],"cons":["定義<ul> <li>國內/外一般消費使用行動支付付款同樣享有現金回饋</li> <li>一般消費不包含:扣繳信用卡年費、利息、預借現金、逾期還款違約金,以及依「中國信託信用卡約定條款」約定之其他各項手續費。 刷卡買基金、賭博籌碼、數位(虛擬)貨幣、旅行支票或境外投資交易平台之相關交易金額及費用。 繳學費、各項稅款、社區管理費、違規罰緩及政府規費。 分期靈活金、帳單分期、分期付款交易。 儲值卡(原電子票證)儲值金(含自動儲值)。 eTag儲值與eTag智慧停車費用之扣繳。 繳納公務機關相關費用或代扣繳各項費用。 透過中信Home Bank APP及網路銀行繳納各項費用。 公立醫療機構之醫療服務,或透過各繳費及支付平台繳納之各項費用。 透過聯合信用卡處理中心小額支付平台之特約商店之消費。 全聯福利中心消費、PXGo!全聯線上購消費。 便利商店(如7-11、全家、萊爾富、OK超商,包含但不限於實體門市或線上商城)消費。 繳納電信費用。 特定行銷專案或其他經本行公告不回饋之項目。 依開戶總約之『簽帳金融卡約定條款』約定收取的其他各項手續費。</li> </ul>"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18歲","longDescription":null,"tooltip":null}},{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"","description":{"shortDescription":"20萬以上","longDescription":null,"tooltip":null}}],"apr":[{"type":{"key":"RETAIL_APR","display":"循環信用利率"},"value":null,"description":{"shortDescription":"信用卡循環年利率:本行ARMs指數+加碼利率(5.97%~13.47%);上限為15%,預借現金手續費為每筆預借金額X3.5%+150元,循環利率基準日為104年9月1日,其他費用請上 www.ctbcbank.com 查詢","longDescription":null,"tooltip":null}}],"fees":[{"type":{"key":"ANNUAL_FEE","display":"年費"},"value":null,"description":{"shortDescription":"正卡1,800元,附卡900元。首年免年費。終身免年費: 使用本行存款帳號自動扣繳中信卡款,或申請本行電子帳單。","longDescription":null,"tooltip":null}},{"type":{"key":"FOREIGN_CURRENCY_TRANSACTION_FEE","display":"國外刷卡手續費"},"value":null,"description":{"shortDescription":"1.5%","longDescription":null,"tooltip":null}}],"offers":{"welcomeOffers":[{"reward":[{"title":"新卡首刷禮遇最高NT700元","tandc":{"shortDescription":null,"longDescrition":"新戶:2023/10/1~2023/12/31 核卡後30天內<ul><li>累計消費滿NT 888元即享刷卡金NT 500元或5份麥當勞即享券</li><li>以新卡綁定iCash Pay任刷一筆,再享刷卡金NT200元</li></ul>新卡禮<ul><li>以新卡綁定iCash Pay任刷一筆,再享刷卡金NT100元</li></ul>"}}]}],"exclusiveOffers":[{"reward":[]}],"additionalOffers":[{"reward":[{"title":"生活消費優惠","tandc":{"shortDescription":null,"longDescrition":"<ul><li>活動期間:2023/10/1~2023/12/31</li><li>以商旅鈦金卡綁定icash Pay消費(不限通路),享最高10%回饋(含1%現金回饋+加碼9% OPEN POINT點數回饋),加碼之9%OPEN POINT每月歸戶回饋上限NT200點(OPENPOINT 1點=1元),正、附卡消費回饋合併計算並歸入正卡人帳上。</li></ul>"}}]}]}}, hs_created_at=1669950672505, hs_is_edited=false, hs_deleted_at=0, productname=中國信託 中信商旅鈦金卡, hs_name=, hs_updated_by_user_id=60412388}}, ad_hoc_comparables=[], comparable_order=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, product_moneyhero={product=Optional.empty, comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, product_moneymax={product=Optional.empty, comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, product_singsaver={product=Optional.empty, comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, promotional={display_within_collapsible=false, show_banner=true, show_promotional_in_card=true}, static_text={cta_button_label=立即申請, rewards=優惠活動, see_less=隱藏訊息, see_more=更多資訊, cta_button_subtext=, yes=Yes, no=No, day=Day, days=Days}, style={theme=mars, primary={color=#00AAFB, opacity=100, rgba=rgba(0, 170, 251, 1), rgb=rgb(0, 170, 251), hex=#00AAFB, css=#00AAFB}, call_to_action_background={color=#F97316, opacity=100, rgba=rgba(249, 115, 22, 1), rgb=rgb(249, 115, 22), hex=#F97316, css=#F97316}, call_to_action_color={color=#FFFFFF, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#FFFFFF, css=#FFFFFF}, call_to_action_subtext_color={color=#687076, opacity=100, rgba=rgba(104, 112, 118, 1), rgb=rgb(104, 112, 118), hex=#687076, css=#687076}, summary_section_label={color=#18794E, opacity=100, rgba=rgba(24, 121, 78, 1), rgb=rgb(24, 121, 78), hex=#18794E, css=#18794E}, star_rating={background={color=#FFFFFF, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#FFFFFF, css=#FFFFFF}, fill={color=#FFFF04, opacity=100, rgba=rgba(255, 255, 4, 1), rgb=rgb(255, 255, 4), hex=#FFFF04, css=#FFFF04}}}, tabs={eligibility={heading=申請資格, show=true, expanded=false, order_sequence=1, text=Eligibility}, features={heading=產品特色, show=true, expanded=true, order_sequence=1}, fees={heading=相關費用, show=true, expanded=false, order_sequence=1, labels={fee_frequency=Fee Frequency, duration_of_inactivity=Duration of Inactivity, duration_of_inactivity_indicator=Duration of Inactivity Indicator}}, promotions_terms_and_conditions={additional_offer=其他優惠, exclusive_offer=獨家優惠, heading=首刷禮與優惠活動, welcome_offer=首刷禮, show=true, expanded=false, order_sequence=1}, usage={show=false, expanded=false, order_sequence=1, heading=Usage, labels=[]}, show=true, basic_benefit={show=true, expanded=false, order_sequence=1, heading=Basic Benefits, items=[]}, enhanced_benefit={show=true, expanded=false, order_sequence=1, heading=Enhanced Benefits, items=[]}, other_benefit={show=true, expanded=false, order_sequence=1, heading=Other Benefits, items=[]}, benefit_limits={show=true, expanded=false, order_sequence=1, heading=Benefit Limits, items=[]}}, type=module}) null (SizeLimitingPyMap: {columns={hs_id=57339304183, hs_child_table_id=0, hs_updated_at=1703209506685, hs_published_at=1710900506212, productid=bltf4b14cd4ad240faf_23_zh-tw, data={"__typename":"CreditCard","id":"bltf4b14cd4ad240faf_23_zh-tw","image":{"url":"https://images.contentstack.io/v3/assets/blt4ca32b8be67c85f8/bltcc48dd7a0a722de8/5d649a47501b0d3355580fce/螢幕快照-2019-08-23-下午4.15.05.png","description":"","dimension":null},"featured":false,"imageOrientation":"LANDSCAPE","promotional":null,"comparables":[{"__typename":"CompareElementSimple","title":{"key":"ANNUAL_FEE","display":"年費"},"sortValue":-9007199254740990,"displayValue":"首年免年費","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_PETROL","display":"加油現金回饋"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"PETROL_DISCOUNT_PER_LITRE","display":"加油優惠"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"MOVIE_DISCOUNT_WEEKDAY","display":"平日電影折扣"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"MOVIE_DISCOUNT_WEEKEND","display":"週末電影折扣"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"MAX_NUMBER_OF_INSTALMENTS","display":"最高分期期數"},"sortValue":-12000,"displayValue":"12","tooltip":null,"description":"","prefix":"","suffix":"期"},{"__typename":"CompareElementSimple","title":{"key":"MIN_SPENDING_INSTALMENTS","display":"最低可分期金額"},"sortValue":-9007199254740990,"displayValue":"無最低分期金額限制","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"AIRMILES_INSURANCE","display":"刷保費哩程回饋"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_INSURANCE","display":"刷保費現金回饋"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"MAX_INSTALMENTS_INSURANCE","display":"最高分期期數 (0利率)"},"sortValue":9007199254740991,"displayValue":"無分期優惠","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"LUGGAGE_SIZE_WELCOME_OFFER","display":"首刷送行李箱"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"MIN_SPEND_INSTALMENTS_TAX","display":"最低可分期金額"},"sortValue":-9007199254740990,"displayValue":"無最低分期金額限制","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"MAX_INSTALMENTS_TAX","display":"最高分期期數"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"INSTALMENTS_INTEREST_FREE_TAX","display":"最高分期期數 (0利率)"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"PROVIDER_REWARD_CASH_CONVERSION","display":"紅利折抵金"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"PROVIDER_REWARD_POINTS_AIRMILES_CONVERSION_RATE","display":"紅利換哩程"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"MAX_CASHBACK_ONLINE_SHOPPING","display":"數位通路回饋上限"},"sortValue":-9007199254740990,"displayValue":"無限","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_WELCOME_OFFER_TOTAL","display":"CASHBACK_WELCOME_OFFER_TOTAL"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_LOCAL","display":"國內消費現金回饋"},"sortValue":-1000,"displayValue":"1","tooltip":null,"description":"","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_OVERSEAS","display":"國外消費現金回饋"},"sortValue":-5000,"displayValue":"5","tooltip":null,"description":"日本/韓國/泰國/新加坡旅遊加碼","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"AIRMILES_OVERSEAS","display":"國外消費累積哩程"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"AIRMILES_LOCAL","display":"國內消費累積哩程"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_TRAVEL","display":"訂房最高回饋"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_DIGITAL_WALLET","display":"行動支付回饋"},"sortValue":-10000,"displayValue":"10","tooltip":null,"description":"綁定icash Pay","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_RETAIL","display":"影音串流平台回饋"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_DINING","display":"美食外送回饋"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_LOCAL_ONLINE_SHOPPING","display":"網購回饋"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"AIRMILES_WELCOME_OFFER_TOTAL","display":"首刷哩程回饋"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_WELCOME_OFFER","display":"首刷(類)現金回饋"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"PROVIDER_REWARD_POINTS","display":"最高積點倍數"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_OCTOPUS","display":"繳稅現金回饋"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"sortValue":-9007199254740990,"displayValue":"無最低年薪要求","tooltip":null,"description":"","prefix":"","suffix":""}],"ctaButton":null,"functional":{"metaData":{"alias":"中國信託中信商旅鈦金卡"},"rateTableEntries":null,"fees":null,"defaults":null},"provider":{"alias":"中國信託","providerName":"中國信託"},"description":{"shortDescription":["謹慎理財 信用至上"]},"productName":"中國信託 中信商旅鈦金卡","title":"TW.CC.CTBC0029.中國信託 中信商旅鈦金卡","features":{"title":"Features","pros":["<b>回饋升級</b> <ul> <li>國內一般消費1%</li> <li>海外消費2.5%</li> <li>現金回饋無上限</li> </ul>","<b>繳費優惠</b> <ul> <li>繳學費享0.2%,現金回饋無上限</li> <li>繳水費、電費、瓦斯、燃料費享0.2%,現金回饋無上限</li> </ul>","<b>新卡禮遇</b> <ul> <li>新戶最高可享NT700元</li> <li>舊戶最高可享NT200元</li> </ul>","<b>尊榮優惠</b> <ul> <li>國內指定飯店最優55折起</li> <li>Agoda全球訂房最優9折優惠</li> <li>國內指定飯店美食饗宴享最優9折優惠</li> <li>FunNow消費電影產業,每張電影票可享75折優惠</li> <li>日本旅遊最高享10%退稅+10%折扣日本旅遊 </li> </ul>"],"cons":["定義<ul> <li>國內/外一般消費使用行動支付付款同樣享有現金回饋</li> <li>一般消費不包含:扣繳信用卡年費、利息、預借現金、逾期還款違約金,以及依「中國信託信用卡約定條款」約定之其他各項手續費。 刷卡買基金、賭博籌碼、數位(虛擬)貨幣、旅行支票或境外投資交易平台之相關交易金額及費用。 繳學費、各項稅款、社區管理費、違規罰緩及政府規費。 分期靈活金、帳單分期、分期付款交易。 儲值卡(原電子票證)儲值金(含自動儲值)。 eTag儲值與eTag智慧停車費用之扣繳。 繳納公務機關相關費用或代扣繳各項費用。 透過中信Home Bank APP及網路銀行繳納各項費用。 公立醫療機構之醫療服務,或透過各繳費及支付平台繳納之各項費用。 透過聯合信用卡處理中心小額支付平台之特約商店之消費。 全聯福利中心消費、PXGo!全聯線上購消費。 便利商店(如7-11、全家、萊爾富、OK超商,包含但不限於實體門市或線上商城)消費。 繳納電信費用。 特定行銷專案或其他經本行公告不回饋之項目。 依開戶總約之『簽帳金融卡約定條款』約定收取的其他各項手續費。</li> </ul>"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18歲","longDescription":null,"tooltip":null}},{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"","description":{"shortDescription":"20萬以上","longDescription":null,"tooltip":null}}],"apr":[{"type":{"key":"RETAIL_APR","display":"循環信用利率"},"value":null,"description":{"shortDescription":"信用卡循環年利率:本行ARMs指數+加碼利率(5.97%~13.47%);上限為15%,預借現金手續費為每筆預借金額X3.5%+150元,循環利率基準日為104年9月1日,其他費用請上 www.ctbcbank.com 查詢","longDescription":null,"tooltip":null}}],"fees":[{"type":{"key":"ANNUAL_FEE","display":"年費"},"value":null,"description":{"shortDescription":"正卡1,800元,附卡900元。首年免年費。終身免年費: 使用本行存款帳號自動扣繳中信卡款,或申請本行電子帳單。","longDescription":null,"tooltip":null}},{"type":{"key":"FOREIGN_CURRENCY_TRANSACTION_FEE","display":"國外刷卡手續費"},"value":null,"description":{"shortDescription":"1.5%","longDescription":null,"tooltip":null}}],"offers":{"welcomeOffers":[{"reward":[{"title":"新卡首刷禮遇最高NT700元","tandc":{"shortDescription":null,"longDescrition":"新戶:2023/10/1~2023/12/31 核卡後30天內<ul><li>累計消費滿NT 888元即享刷卡金NT 500元或5份麥當勞即享券</li><li>以新卡綁定iCash Pay任刷一筆,再享刷卡金NT200元</li></ul>新卡禮<ul><li>以新卡綁定iCash Pay任刷一筆,再享刷卡金NT100元</li></ul>"}}]}],"exclusiveOffers":[{"reward":[]}],"additionalOffers":[{"reward":[{"title":"生活消費優惠","tandc":{"shortDescription":null,"longDescrition":"<ul><li>活動期間:2023/10/1~2023/12/31</li><li>以商旅鈦金卡綁定icash Pay消費(不限通路),享最高10%回饋(含1%現金回饋+加碼9% OPEN POINT點數回饋),加碼之9%OPEN POINT每月歸戶回饋上限NT200點(OPENPOINT 1點=1元),正、附卡消費回饋合併計算並歸入正卡人帳上。</li></ul>"}}]}]}}, hs_created_at=1669950672505, hs_is_edited=false, hs_deleted_at=0, productname=中國信託 中信商旅鈦金卡, hs_name=, hs_updated_by_user_id=60412388}, id=57339304183, table_id=4702394, table_name=product_money101})

 

中國信託 Yahoo聯名卡

中國信託 Yahoo聯名卡

國內消費現金回饋

1
%
超贈點回饋

國外消費現金回饋

1
%
超贈點回饋,非Yahoo平台消費

年費

首年免年費
更多資訊
隱藏訊息