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樂天國際銀行 信貸 樂天信貸 樂天貸 感謝祭
距離活動結束還剩
00
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把握機會申請!

活動時間:

於2023/11/7~2023/12/20 線上申辦

活動辦法:

於活動期間內透過Money101指定活動連結申辦樂天國際銀行指定信用貸款可享撥貸不限金額送現金2,000元及參與現金抽獎活動

申辦優惠:

1️⃣ 撥貸不限金額送現金2,000元

2️⃣ 一段式利率1.95%起

3️⃣ 手續費168元

4️⃣ 最長84期 可貸500萬

5️⃣ 申辦就有機會抽現金16,888元

Money101獨家優惠

立即申辦享優惠

最低貸款利率

手續費

最低每月還款額

參考核貸時間

樂天國際銀行 樂天貸(分期型) - 感謝祭
樂天國際銀行 樂天貸(分期型) - 感謝祭
1.95 %
NT$ 168
NT$ 5,252
最快1天

更多精選信貸推薦

最低貸款利率

最低每月還款額

手續費

最高額度

渣打銀行 Money101 限定專案
渣打銀行 Money101 限定專案
0.01 %
NT$ 6,251
NT$ 0
NT$600萬
台北富邦 Money101限定專案
台北富邦 Money101限定專案
0.01 %
NT$ 5,001
NT$ 0
NT$500萬
中國信託 Online貸月月抽9千元
中國信託 Online貸月月抽9千元
0.01 %
NT$ 5,001
NT$ 3,000
NT$500萬

樂天國際銀行 樂天貸(分期型) - 感謝祭

樂天國際銀行 樂天貸(分期型) - 感謝祭
免拍照上傳收入文件

最低貸款利率

1.95
%

手續費

NT$
168

最高額度

500萬
更多資訊
隱藏資訊

優惠活動

【Money101通路限定】2023/11/7~2023/12/20未持有樂天國際銀行存款帳戶及貸款帳戶之新戶透過Money101官網或指定活動頁面連結至樂天國際銀行貸款申請頁面並輸入推薦碼MONEY666成功申辦樂天貸感謝祭一般分期型貸款(須於2023/12/31前完成撥貸) 並正常繳款達三個月(含)以上且未提前清償者,可享 Money101會員限定好禮「現金回饋NT$2,000元」。符合活動回饋資格者,樂天國際銀行將於2024/4/30前將現金回饋NT$2,000元匯入客戶於樂天國際銀行之原扣款帳戶。於樂天國際銀行執行回饋作業時,該筆貸款不得有結清,且不得有催收、逾期、協商、呆帳等情形或其他違反樂天國際銀行信用貸款契約之情事。樂天國際銀行存款帳戶不得為非正常狀態。倘發生前述情形,即喪失本活動資格。
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ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, static_text={cta_button_label=立即申請, cta_button_subtext=免拍照上傳收入文件, rewards=優惠活動, see_less=隱藏資訊, see_more=更多資訊, yes=Yes, no=No, day=Day, days=Days}, product_singsaver={product=Optional.empty, comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, tabs={eligibility={heading=申請資格, show=true, expanded=false, order_sequence=1, text=Eligibility}, features={heading=產品特色, show=true, expanded=true, order_sequence=1}, fees={show=false, expanded=false, order_sequence=1, heading=Fees, labels={fee_frequency=Fee Frequency, duration_of_inactivity=Duration of Inactivity, duration_of_inactivity_indicator=Duration of Inactivity Indicator}}, promotions_terms_and_conditions={additional_offer=優惠活動, exclusive_offer=Money101.com.tw限定首刷好禮, heading=活動注意事項, welcome_offer= , show=true, expanded=false, order_sequence=1}, usage={show=false, expanded=false, order_sequence=1, heading=Usage, labels=[]}, show=true, basic_benefit={show=true, expanded=false, order_sequence=1, heading=Basic Benefits, items=[]}, enhanced_benefit={show=true, expanded=false, order_sequence=1, heading=Enhanced Benefits, items=[]}, other_benefit={show=true, expanded=false, order_sequence=1, heading=Other Benefits, items=[]}, benefit_limits={show=true, expanded=false, order_sequence=1, heading=Benefit Limits, items=[]}}, product_moneymax={product=Optional.empty, comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, style={theme=mars, primary={color=#00AAFB, opacity=100, rgba=rgba(0, 170, 251, 1), rgb=rgb(0, 170, 251), hex=#00AAFB, css=#00AAFB}, call_to_action_background={color=#F97316, opacity=100, rgba=rgba(249, 115, 22, 1), rgb=rgb(249, 115, 22), hex=#F97316, css=#F97316}, call_to_action_color={color=#FFFFFF, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#FFFFFF, css=#FFFFFF}, call_to_action_subtext_color={color=#687076, opacity=100, rgba=rgba(104, 112, 118, 1), rgb=rgb(104, 112, 118), hex=#687076, css=#687076}, summary_section_label={color=#18794E, opacity=100, rgba=rgba(24, 121, 78, 1), rgb=rgb(24, 121, 78), hex=#18794E, css=#18794E}, star_rating={background={color=#FFFFFF, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#FFFFFF, css=#FFFFFF}, fill={color=#FFFF04, opacity=100, rgba=rgba(255, 255, 4, 1), rgb=rgb(255, 255, 4), hex=#FFFF04, css=#FFFF04}}}, type=module, promotional={display_within_collapsible=true, show_banner=false, show_promotional_in_card=true}, product_money101={ad_hoc_comparables=[{comparable_label=最高額度, comparable_value=500萬}], comparable_order=[2, 1, -2], comparables=[INTEREST_RATE_WITH_APR, HANDLING_FEES], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=https://ad.doubleclick.net/ddm/trackclk/N195002.2138303MONEY101.COM.TW/B9966447.303924432;dc_trk_aid=496843429;dc_trk_cid=187294153;dc_lat=;dc_rdid=;tag_for_child_directed_treatment=;tfua=;ltd=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}, product={id=57339305675, table_id=4702394, table_name=product_money101, columns={hs_id=57339305675, hs_child_table_id=0, hs_updated_at=1699323443765, hs_published_at=1701747469787, productid=bltc57cfc2849722590_25_zh-tw, data={"__typename":"PersonalLoan","id":"bltc57cfc2849722590_25_zh-tw","image":{"url":"https://images.contentstack.io/v3/assets/blt4ca32b8be67c85f8/blt85764e2162a75d38/63773a9b411e3c10e4600eb1/AnyConv.com_money101_1000x464.webp","description":"","dimension":null},"featured":true,"imageOrientation":"LANDSCAPE","promotional":{"bannerText":"【Money101通路限定】2023/11/7~2023/12/20未持有樂天國際銀行存款帳戶及貸款帳戶之新戶透過Money101官網或指定活動頁面連結至樂天國際銀行貸款申請頁面並輸入推薦碼MONEY666成功申辦樂天貸感謝祭一般分期型貸款(須於2023/12/31前完成撥貸) 並正常繳款達三個月(含)以上且未提前清償者,可享 Money101會員限定好禮「現金回饋NT$2,000元」。符合活動回饋資格者,樂天國際銀行將於2024/4/30前將現金回饋NT$2,000元匯入客戶於樂天國際銀行之原扣款帳戶。於樂天國際銀行執行回饋作業時,該筆貸款不得有結清,且不得有催收、逾期、協商、呆帳等情形或其他違反樂天國際銀行信用貸款契約之情事。樂天國際銀行存款帳戶不得為非正常狀態。倘發生前述情形,即喪失本活動資格。","bannerImage":{"url":"https://images.contentstack.io/v3/assets/blt4ca32b8be67c85f8/blt9eab1ca47eeafaa6/65499d7bf84ac2040a5f54fe/2C2523B2FA523A015C964D7A9E9647DA16B36649.png","description":null,"dimension":null},"countdown":{"text":"通路限定倒數","displayProductPage":true,"date":{"startDate":null,"endDate":"2023-12-21"}},"flipBanner":{"imageForDesktop":null,"imageForMobile":null,"period":1,"timeDelay":0,"date":{"startDate":null,"endDate":null}},"type":[{"key":"TIME_LIMITED","display":"限時優惠"}]},"comparables":[{"__typename":"CompareElementWithSubValue","title":{"key":"INTEREST_RATE_WITH_APR","display":"最低貸款利率"},"sortValue":1950,"displayValue":"1.95","tooltip":null,"description":"","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"HANDLING_FEES","display":"手續費"},"sortValue":168000,"displayValue":"168","tooltip":null,"description":"","prefix":"NT$","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"REPAYMENT","display":"最低每月還款額"},"sortValue":5251768,"displayValue":"5,252","tooltip":null,"description":"","prefix":"NT$","suffix":""}],"ctaButton":{"label":"立即申請","link":{"url":"https://www.money101.com.tw/api/redirect?dest=eyJraWQiOiJTNzhWZklaZF9rcVd0V1YxUmtBbEs2QnUtY1dkMS1RU2Znc3FKaW1pSmxjIiwiYWxnIjoiRWREU0EifQ.CAEawAFodHRwczovL2FkLmRvdWJsZWNsaWNrLm5ldC9kZG0vdHJhY2tjbGsvTjE5NTAwMi4yMTM4MzAzTU9ORVkxMDEuQ09NLlRXL0I5OTY2NDQ3LjMwMzkyNDQzMjtkY190cmtfYWlkPTQ5Njg0MzQyOTtkY190cmtfY2lkPTcxOTQ3ODQzO2RjX2xhdD07ZGNfcmRpZD07dGFnX2Zvcl9jaGlsZF9kaXJlY3RlZF90cmVhdG1lbnQ9O3RmdWE9O2x0ZD0.H1D3R7iKIxcZKAQ8yb_wR9X8eUS0MiEK-RHvnCVD_mcwUFtXaikxxWNR--hcgJ-xR5srJ47V9SSIdXBQefzSDA","linkClass":"EXTERNAL"},"show":true,"isNoDealCTA":false},"functional":{"metaData":{"alias":"樂天國際銀行樂天貸分期型感謝祭"},"rateTableEntries":[{"loanTenureMin":12,"loanTenureMax":84,"loanAmountMin":100000.0,"loanAmountMax":5000000.0,"apr":1.95,"eir":null,"interestRate":1.95,"fees":[{"type":{"key":"PL_HANDLING_FEE","display":"開辦費"},"value":"168","description":{"shortDescription":"","longDescription":"","tooltip":""}}]}],"fees":[],"defaults":{"loanTenure":84,"loanAmount":300000}},"provider":{"alias":"樂天國際銀行","providerName":"樂天國際銀行"},"description":{"shortDescription":["謹慎理財 信用至上"]},"productName":"樂天國際銀行 樂天貸(分期型) - 感謝祭","title":"TW.PL.RKUX0001.樂天國際銀行 樂天貸(分期型) - 感謝祭","features":{"title":"Features","pros":["一段式利率最1.95%起","額度最高NT$500萬","手續費NT$168","最長84期 輕鬆還款","一鍵申貸、24小時線上貸款","[Money101獨家]樂天加碼送NT$2,000現金(不限金額撥貸就送)","<b>限時抽抽樂活動</b><ul><li>活動期間:2023/10/5~2023/12/20 (10:00AM上線)</li> <li>活動內容: 於活動期間內成功完成樂天國際銀行樂天貸感謝祭或樂天電能貸一般分期型信用貸款申請及撥款,即可參加樂天貸限時抽抽樂活動</li> <li>獎項:頭獎:現金NT$16,888共1名,貳獎:現金NT$1,688共10名及普獎NT$168共100名。總獎項高達111名。</li> 樂天貸限時抽抽樂抽獎活動說明 <br> 1.活動期間:2023/10/5~2023/12/20 <br> 2.抽獎獎品:頭獎:現金NT$16,888共1名,貳獎:現金NT$1,688共10名及普獎NT$168共100名。 <br> 3.活動辦法:於活動期間內成功完成樂天國際銀行樂天貸感謝祭或樂天電能貸一般分期型信用貸款申請及撥款,即可獲得1次抽獎資格(適用期間及獲贈資格以樂天國際銀行系統登載之貸款申請日期及撥款日期為準)。活動期間內每人限1次抽獎資格。超過2次(含)以上貸款申請及撥款次數,抽獎資格以1次計算。如為警示戶、呆帳戶、延遲繳款戶及執行獎項匯款作業時已結清該筆信用貸款者將取消抽獎資格。 <br> 4.樂天國際銀行將於2024/2/15前抽出各獎項得獎者共111名,並公布於樂天國際銀行官網。 <br> 5.頭獎及貳獎得獎者須配合樂天國際銀行領獎程序,並於2024/02/29前回傳領獎相關文件,始符合領獎資格;未於領獎時效內回傳完整文件、或其他可歸責中獎人事由致無法核對中獎人資料等情事,一律視為自動放棄兌獎資格,事後不得再提出其他任何要求。 <br> 6.樂天國際銀行收到頭獎及貳獎得獎者完整之領獎文件後,於2024/03/30前將頭獎、貳獎及普獎之現金獎項匯入得獎者樂天國際銀行活期存款帳戶。執行獎項匯款作業時若已取消樂天國際銀行活期存款帳戶,一律視為自動放棄兌獎資格,事後不得再提出其他任何要求。 <br> 7. 本抽獎活動屬競技、競賽及機會中獎所得,得獎者若為中華民國境內居住之個人,其自樂天國際銀行獲得之機會中獎年度累積所得總額超過新臺幣1,000元(不含)者,樂天國際銀行將依相關法令列單申報主管稽徵機關,併入a中獎人個人年度綜合所得;若單筆獎項價值達新台幣20,010元(含)者,中獎人需自行負擔10%稅額,並配合樂天國際銀行辦理代扣繳相關事宜。樂天國際銀行依所得稅法第94-1條規定,得免填發各類所得扣繳暨免扣繳憑單予得獎者,若得獎者有需求時請另行提出申請。 <br> 8.本活動資格不得轉讓予他人。 <br> 9.樂天國際銀行保留隨時變更活動及資格之權利,若有未盡事宜,悉依樂天國際銀行相關規定。 <br> 10.中獎者同意樂天國際銀行得於官方網站上公布其部分姓名、身分證字號等個人資料。 <br> 11.活動期間每位客戶僅限獲獎一次。 <br> 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6.樂天國際銀行收到頭獎及貳獎得獎者完整之領獎文件後,於2024/03/30前將頭獎、貳獎及普獎之現金獎項匯入得獎者樂天國際銀行活期存款帳戶。執行獎項匯款作業時若已取消樂天國際銀行活期存款帳戶,一律視為自動放棄兌獎資格,事後不得再提出其他任何要求。 <br> 7. 本抽獎活動屬競技、競賽及機會中獎所得,得獎者若為中華民國境內居住之個人,其自樂天國際銀行獲得之機會中獎年度累積所得總額超過新臺幣1,000元(不含)者,樂天國際銀行將依相關法令列單申報主管稽徵機關,併入a中獎人個人年度綜合所得;若單筆獎項價值達新台幣20,010元(含)者,中獎人需自行負擔10%稅額,並配合樂天國際銀行辦理代扣繳相關事宜。樂天國際銀行依所得稅法第94-1條規定,得免填發各類所得扣繳暨免扣繳憑單予得獎者,若得獎者有需求時請另行提出申請。 <br> 8.本活動資格不得轉讓予他人。 <br> 9.樂天國際銀行保留隨時變更活動及資格之權利,若有未盡事宜,悉依樂天國際銀行相關規定。 <br> 10.中獎者同意樂天國際銀行得於官方網站上公布其部分姓名、身分證字號等個人資料。 <br> 11.活動期間每位客戶僅限獲獎一次。 <br> 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。各項相關費用總金額NT$168元。\n<br>\n(2).總費用年百分率不等於貸款利率。\n<br>\n(3).上述機動計息係指樂天國際銀行定儲利率指數加碼0.33%~14.00%而成。\n<br>\n(4).本總費用年百分率之計算基準日係依據活動專案適用起日之樂天國際銀行定儲利率指數調整日期訂定之,請詳閱樂天國際銀行官網定儲利率指數說明(本總費用年百分率之計算基準日為2023/9/21)。\n<br>\n3.若是選擇限制清償專案利率,且如於限制提前清償合約中所載之限制清償期間內提前結清部分或全部本金者,申請人應將依合約中規範之提前還款違約金百分比,支付提前清償違約金。\n<br>\n4.樂天國際銀行保有徵提文件、專案內容變更及核貸與否之權利。\n<br>\n5.智能貸款評估服務係依據您所提供之基本資料與聯徵信用資料查詢結果所提供之初步評估,申貸所需之條件、資料及實際核准利率,視個別情況有所不同。樂天國際銀行保有核貸與否及核決貸放金額、利率之權利,同時保留調整產品規格、申貸期限及其他相關規定之權利,實際內容以樂天國際銀行最新公告為準。\n<br>\n6.活動期間倘有不可歸責於樂天國際銀行之事由,樂天國際銀行得變更或終止活動內容,並於樂天國際銀行網站公告。\n<br>\n7.樂天國際銀行未與任何代辦或行銷公司合作辦理貸款事宜,敬請留意,以免損害自身權益。\n<br>\n8.不得以非法且未經樂天國際銀行同意連結本網站做為網路行銷。\n<br>\n9.還款期限最長84期\n<br>\n10.本公司係提供各銀行貸款優惠比較資訊, 恕不提供代辦服務, 所有貸款申辦事宜請逕洽各銀行辦理。\n<br>\n11.本公司不定期更新銀行貸款產品資訊,惟實際內容與申貸條件,以銀行提供為準\n","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[{"key":"PL_OCCUPATION_PROFESSIONAL","display":"PL_OCCUPATION_PROFESSIONAL"},{"key":"PL_OCCUPATION_WHITE_COLLAR_LISTED_COMPANY","display":"PL_OCCUPATION_WHITE_COLLAR_LISTED_COMPANY"},{"key":"PL_OCCUPATION_WHITE_COLLAR_FINANCIAL_INDUSTRY_COMPANY","display":"PL_OCCUPATION_WHITE_COLLAR_FINANCIAL_INDUSTRY_COMPANY"},{"key":"PL_OCCUPATION_WHITE_COLLAR_NON_LISTED_COMPANY","display":"PL_OCCUPATION_WHITE_COLLAR_NON_LISTED_COMPANY"},{"key":"PL_OCCUPATION_GOVERNMENT_EMPLOYEE","display":"PL_OCCUPATION_GOVERNMENT_EMPLOYEE"},{"key":"PL_OCCUPATION_TEACHER_PRIVATE_SCHOOL","display":"PL_OCCUPATION_TEACHER_PRIVATE_SCHOOL"},{"key":"PL_OCCUPATION_SELF_EMPLOYED_OR_BUSINESS_OWNER","display":"PL_OCCUPATION_SELF_EMPLOYED_OR_BUSINESS_OWNER"},{"key":"PL_OCCUPATION_MILITARY_PERSONNEL","display":"PL_OCCUPATION_MILITARY_PERSONNEL"},{"key":"PL_OCCUPATION_UNEMPLOYED_OR_RETIRED","display":"PL_OCCUPATION_UNEMPLOYED_OR_RETIRED"},{"key":"PL_OCCUPATION_STUDENT","display":"PL_OCCUPATION_STUDENT"},{"key":"PL_OCCUPATION_MANUFACTURE_WORKER","display":"PL_OCCUPATION_MANUFACTURE_WORKER"},{"key":"PL_OCCUPATION_HOTEL_RESTAURANT_WORKER","display":"PL_OCCUPATION_HOTEL_RESTAURANT_WORKER"},{"key":"PL_OCCUPATION_RETAIL_WHOLESALE_WORKER","display":"PL_OCCUPATION_RETAIL_WHOLESALE_WORKER"},{"key":"PL_OCCUPATION_SALES","display":"PL_OCCUPATION_SALES"},{"key":"PL_OCCUPATION_DELIVERY_OR_TRANSPORTATION_WORKER","display":"PL_OCCUPATION_DELIVERY_OR_TRANSPORTATION_WORKER"},{"key":"PL_OCCUPATION_OTHER","display":"PL_OCCUPATION_OTHER"}],"businessPriority":false,"productPrescore":45.58},"applicationProcess":[],"needCategories":[],"offersFaq":null,"interestRate":null,"apr":null,"totalRepayment":null,"monthlyRepayment":null,"rawFunctionalPl":{"rateTableEntries":[{"loanTenureMin":12,"loanTenureMax":84,"loanAmountMin":100000.0,"loanAmountMax":5000000.0,"apr":1.95,"eir":null,"interestRate":1.95,"fees":[{"type":{"key":"PL_HANDLING_FEE","display":"開辦費"},"feeInterval":"ONCE","value":168,"calculationMethod":"FIXED","paymentMethod":"IGNORE","description":{"shortDescription":"","longDescription":"","tooltip":""}}],"transferRate":null}],"fees":[],"defaults":{"loanTenure":84,"loanAmount":300000},"loanType":"PRINCIPAL_REDUCING","repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null},"interestRateInterval":"YEARLY","paymentInterval":"MONTHLY"}}, hs_created_at=1669950676867, hs_is_edited=false, hs_deleted_at=0, productname=樂天國際銀行 樂天貸(分期型) - 感謝祭, hs_name=, hs_updated_by_user_id=28491723}})

活動常見問題

1. 樂天信貸方案有哪些?利率額度多少?
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  • 樂天銀行信貸方案大致分成 4 種,包含樂天貸(分期型)、樂天貸(循環型)、樂天電能貸、樂天貸樂分,利率最低從 1.59%-2.65% 起跳,最高貸款額度達 500 萬元,完整方案內容可以參考樂天信貸比較表格
2. 申請樂天信貸要注意什麼?
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  • 由於樂天國際銀行是純網銀,因此申請信貸前需先在線上申請開戶,開完戶才能進行申請貸款,申貸時也須將財力證明、工作證明等有利文件準備齊全,這樣核准貸款才會更快、成功機率也更高。另外需要注意,線上對保簽約時看清楚合約細節,比方說貸款利率、還款年限有多長、是否有「限制清償期」規定、開辦費或帳管等條款,都要仔細確認好再進行簽約。
3. 樂天信貸需要審核多久?
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  • 若將相關申請及證明文件準備齊全其實很快!樂天信貸是透過線上申辦,照會與對保的程序也都會透過電話或線上視訊的方式進行,不需要花費時間跑實體分行,最快1個工作天就能完成審核。
4. 樂天信貸好過嗎?
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  • 申貸時將身分證明、財力證明或工作薪資證明文件準備完整、工作年資超過半年以上,且使用信用卡超過1年以上並非信用小白或重大信用瑕疵者,過件率就會愈高。