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熱門理財省錢撇步分析
多樣化產品比較不偏頗
最新限定活動及優惠

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中國信託 信用貸款 online貸 抽iphone 抽9000元
距離活動結束還剩
00
00
00
把握機會申請 !

活動時間:

於 2023/12/1~2023/12/31 線上申請 

活動辦法:

於活動期間於Money101申辦中國信託信貸,且於2024/1/31()前成功撥貸並符合資格者(詳見活動注意事項第1)可享 Money101會員限定好禮,撥貸NT 50萬(含)以上贈「LaPO無線充行動電源」,每人限回饋一次。

【加碼抽好禮】申貸就抽NT18,888元家樂福禮物卡,線上自行完成申請+撥款再抽NT9,000元!

申辦優惠:

1️⃣ 貸款利率:首期一律 0.01% (固定) 第二期起 2.90% (機動計息)

2️⃣ 開辦費:每一案3,000元起

3️⃣ 貸款金額:最高可貸500萬元

4️⃣ 貸款期間:最長7年

5️⃣ 最快3分鐘完成申請 

6️⃣ 免收上傳收入證明

- 年齡18-65 歲之中華民國國民

- 年收入需達30萬元(含)以上
 

簡單三步驟免出門 :

1️⃣ 填寫資料透過手機門號確認身分後,加快填寫過程
2️⃣ 上傳文件請備妥身分證及財力文件,拍照上傳
3️⃣ 簽約撥款收到簡訊通知核准,客戶即可於線上簽約,取得資金!

申辦所須文件:

1️⃣ 身分證正反面
2️⃣ 收入證明影本(擇一檢附):薪資帳戶近三個月內頁資料及封面、最新年度扣繳憑單、所得清單

 
Money101獨家優惠

立即申辦享優惠

銀行信貸

通路申辦優惠

最低貸款利率

手續費

最高額度

中國信託 Online貸月月抽9千元
中國信託 Online貸月月抽9千元
最快30分鐘內專人聯繫

成功撥貸並符合條件者
贈「LaPO無線充行動電源」

0.01 %
NT$ 3,000
NT$500萬
最快30分鐘內專人聯繫

更多精選信貸推薦

最低貸款利率

手續費

最高額度

最低每月還款額

滙豐銀行 信用貸款
滙豐銀行 信用貸款
0.01 %
NT$ 0
NT$800萬
NT$ 5,001
渣打銀行 Money101 限定專案
渣打銀行 Money101 限定專案
0.01 %
NT$ 0
NT$600萬
NT$ 6,251
台北富邦 Money101限定專案
台北富邦 Money101限定專案
0.01 %
NT$ 0
NT$500萬
NT$ 5,001
中國信託 銅板價信貸
中國信託 銅板價信貸
0.01 %
NT$ 3,000
NT$500萬
NT$ 5,001
凱基銀行 Money101限時專案
凱基銀行 Money101限時專案
0.01 %
NT$ 0
NT$800萬
NT$ 5,001

每個月還款額基於300,000元60期計算


立即線上申辦信貸方案

中國信託 銅板價信貸

中國信託 銅板價信貸

最低貸款利率

0.01
%

手續費

NT$
3,000

最高額度

NT$500萬
更多資訊
隱藏資訊

獎勵

  • 【Money101通路限定】2023.12.1~2023.12.31(含)申辦中國信託信貸,且於2024.1.31(含)前成功撥貸並符合資格者(詳見活動注意事項第1點),可享 Money101會員限定好禮,撥貸NT 50萬(含)以上贈「LaPO無線充行動電源」,每人限回饋一次。
  • 【加碼抽好禮】申貸就抽NT18,888元家樂福禮物卡!
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(含)之前成功撥貸並依原專案開辦費(NT9,000元)計收者,即符合獲贈Money101通路限定開辦費回饋好禮,撥貸NT 50萬(含)以上贈「LaPO無線充行動電源」,活動期間內同一身分證號之申辦人每人限回饋一次。\n<br>\n(2)回饋方式及相關使用限制:開辦費回饋好禮將於2024.3.31前由中國信託銀行傳送簡訊至申辦人登錄於中國信託銀行之通訊手機號碼,以簡訊方式提供贈品兌換序號。本活動贈品不得要求更換、轉讓他人或折換現金,且兌換序號為不記名,一旦收取後,若有遺失或被竊,中國信託銀行不發給任何證明或補償。\n<br>\n(3)【Money101通路限定開辦費回饋好禮】領取方式:\n<br>\n請收取禮品簡訊並於2024/05/31前點擊簡訊的兌換連結至Money101官網,透過以下三步驟,即完成線上兌換。\n<br>\n步驟① - 選擇您想要的會員好禮\n<br>\n步驟② - 登入/註冊Money101會員之後,點選立即兌換\n<br>\n步驟③ - 收到兌換連結後,輸入密碼即可兌換/使用Money101通路限定加碼好禮-LaPO 多功能無線充行動電源(WT-03CM)(不挑色)\n<br>\n*請於2024/05/31 前至Money101網站兌換領取您的贈品, 逾期視同放棄兌領, 恕不補發。\n<br>\n*如遇產品斷貨、缺貨或其他不可抗力之事由,Money101得保留更換贈品之權利\n<br>\n(4)「Money101通路限定開辦費回饋好禮」領取平台由Money 101提供。若對於領取流程有疑問,請致電Money 101客戶服務專線 (02)2345-6566 (服務時間為週一至週五 09:00-18:00,例假日除外)。\n<br>\n(5)LaPO 多功能無線充行動電源(WT-03CM)注意事項:\n<br>\nQC/PD3.0雙協議快充,22.5W大功率快速充電\n<br>\n2種自帶線+雙口輸出+磁吸無線充電,最高支援五台設備同時充電\n<br>\n隱藏式手機支架,LED電量顯示,充電狀態顯示,90度旋轉收納插頭\n<br>\n全方位安全機制保護(過充保護、短路保護、電芯保護等多種保護)\n<br>\nBSMI認證/NCC認證/歐洲CE認證/美國FCC認證\n<br>\n產品在非人為因素下損壞提供一年保固(配件不在保固範圍內)\n<br>\n(6)中國信託銀行與贈品出賣人間並無代理、合夥關係或提供保證,申辦人對所兌換的商品有任何爭議,由贈品出賣商負責。除因商品瑕疵或於運送過程中損壞,恕不得要求退換貨,且退換貨僅限於同項商品。本活動贈品如遇贈品缺貨、斷貨或兌換完畢,中國信託銀行有權以其他等值商品代替,將以網站公告為準,不另行通知。\n<br>\n(7)本活動由中國信託銀行及 Money101共同主辦,主辦單位具有解釋、變更獎項內容或終止本活動優惠內容之權利,如因不可抗拒之因素,有權更換獎項為等值商品。\n<br>\n(8)除法令有特別規定者外,中國信託銀行保留核准與否以及隨時修改、變更或取消本活動及/或注意事項內容之權利。\n <br>\n<b>《抽獎活動辦法》</b>\n<br>\n1.活動期間:即日起至 2023.12.31 止。\n<br>\n2.抽獎獎項:\n-NT18,888元家樂福禮物卡 (共1名):客戶需於線上自行完成信貸申請,即可獲得1次抽獎機會,每人最多1次抽獎機會。\n<br>\n-月月抽NT9000元 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(含)之前成功撥貸並依原專案開辦費(NT9,000元)計收者,即符合獲贈Money101通路限定開辦費回饋好禮,撥貸NT 50萬(含)以上贈「LaPO無線充行動電源」,活動期間內同一身分證號之申辦人每人限回饋一次。\n<br>\n(2)回饋方式及相關使用限制:開辦費回饋好禮將於2024.3.31前由中國信託銀行傳送簡訊至申辦人登錄於中國信託銀行之通訊手機號碼,以簡訊方式提供贈品兌換序號。本活動贈品不得要求更換、轉讓他人或折換現金,且兌換序號為不記名,一旦收取後,若有遺失或被竊,中國信託銀行不發給任何證明或補償。\n<br>\n(3)【Money101通路限定開辦費回饋好禮】領取方式:\n<br>\n請收取禮品簡訊並於2024/05/31前點擊簡訊的兌換連結至Money101官網,透過以下三步驟,即完成線上兌換。\n<br>\n步驟① - 選擇您想要的會員好禮\n<br>\n步驟② - 登入/註冊Money101會員之後,點選立即兌換\n<br>\n步驟③ - 收到兌換連結後,輸入密碼即可兌換/使用Money101通路限定加碼好禮-LaPO 多功能無線充行動電源(WT-03CM)(不挑色)\n<br>\n*請於2024/05/31 前至Money101網站兌換領取您的贈品, 逾期視同放棄兌領, 恕不補發。\n<br>\n*如遇產品斷貨、缺貨或其他不可抗力之事由,Money101得保留更換贈品之權利\n<br>\n(4)「Money101通路限定開辦費回饋好禮」領取平台由Money 101提供。若對於領取流程有疑問,請致電Money 101客戶服務專線 (02)2345-6566 (服務時間為週一至週五 09:00-18:00,例假日除外)。\n<br>\n(5)LaPO 多功能無線充行動電源(WT-03CM)注意事項:\n<br>\nQC/PD3.0雙協議快充,22.5W大功率快速充電\n<br>\n2種自帶線+雙口輸出+磁吸無線充電,最高支援五台設備同時充電\n<br>\n隱藏式手機支架,LED電量顯示,充電狀態顯示,90度旋轉收納插頭\n<br>\n全方位安全機制保護(過充保護、短路保護、電芯保護等多種保護)\n<br>\nBSMI認證/NCC認證/歐洲CE認證/美國FCC認證\n<br>\n產品在非人為因素下損壞提供一年保固(配件不在保固範圍內)\n<br>\n(6)中國信託銀行與贈品出賣人間並無代理、合夥關係或提供保證,申辦人對所兌換的商品有任何爭議,由贈品出賣商負責。除因商品瑕疵或於運送過程中損壞,恕不得要求退換貨,且退換貨僅限於同項商品。本活動贈品如遇贈品缺貨、斷貨或兌換完畢,中國信託銀行有權以其他等值商品代替,將以網站公告為準,不另行通知。\n<br>\n(7)本活動由中國信託銀行及 Money101共同主辦,主辦單位具有解釋、變更獎項內容或終止本活動優惠內容之權利,如因不可抗拒之因素,有權更換獎項為等值商品。\n<br>\n(8)除法令有特別規定者外,中國信託銀行保留核准與否以及隨時修改、變更或取消本活動及/或注意事項內容之權利。\n <br>\n<b>《抽獎活動辦法》</b>\n<br>\n1.活動期間:即日起至 2023.12.31 止。\n<br>\n2.抽獎獎項:\n-NT18,888元家樂福禮物卡 (共1名):客戶需於線上自行完成信貸申請,即可獲得1次抽獎機會,每人最多1次抽獎機會。\n<br>\n-月月抽NT9000元 (共3名):客戶需於線上自行完成信貸申請及撥款,且該案開辦費實收9,000元,即可獲得1次抽獎機會,每人最多1次抽獎機會。中國信託銀行將以NT9,000元沖抵貸款本金,若該筆貸款帳戶餘額不足或已提前結清,將不另行退回。如有其他特殊優惠方案或活動,即不適用本優惠活動。\n<br>\n3.NT18,888元家樂福禮物卡中獎名單將於2024.01.22前公告於中信活動頁面,領獎截止日為2024.02.29,中獎人須配合填寫「領獎回執聯」並於領獎截止日前回寄至指定信箱,若填寫資料有誤、檢附資料不完整或未於指定期限內回覆,或有其他可歸責中獎人事由致無法核對中獎人資料之情事等,一律視為自動放棄中獎資格。贈品以實物為準,並由出貨廠商負保固之責,除商品瑕疵外,恕不提供選色、退換服務,贈品將於2024.03.31前寄出,請耐心等候。\n<br>\n4.依中華民國所得稅法規定,中獎金額達 NT20,000 元(含)時,中國信託銀行需先代扣繳機會中獎稅 10%,領獎人須先給付 10% 之稅金後,始得領取本項贈獎。當您於中國信託銀行年度累計所得之獎項金額超過 NT1,000 元時,中國信託銀行將依相關稅法規定寄發扣繳憑單,若中獎人未提供相關資料或未繳納應繳稅額導致兌換期限前未完成領獎手續等相關事宜者,即視為自動放棄中獎資格,事後不得再提出其他任何要求;如有其他未盡事宜悉依稅法相關規定辦理。中獎人參加本活動而需支付之任何稅捐係屬得獎者依稅法之規定所須履行之義務,概與中國信託銀行無關,倘有稅務法令適用之爭議者,概由領獎人自行向開徵機關提出申訴。\n<br>\n5.如有任何因為電腦、網路、電話、技術或不可歸責於中國信託銀行之事由,而使參加本活動者,所寄出或登錄之資料有遺失、錯誤、無法辨識或毀損之情況,中國信託銀行不負任何法律責任,參與本活動者或中獎者亦不得因此異議。\n<br>\n6.本活動之抽獎、中獎與兌換紀錄均以中國信託銀行電腦系統紀錄為準。中國信託銀行有權檢視各項交易及抽獎紀錄,若參加者有違反活動注意事項之行為或涉及不正當得利及非法行為,中國信託銀行除公告排除參與活動及兌領資格外,並對任何破壞活動之行為保留法律追訴權。\n<br>\n7.中國信託銀行保留修改、變更、終止本活動與替換其他等值獎項之權利,中國信託銀行得變更或終止活動內容,並於中國信託銀行網站上公告。若有其他未盡事宜,悉依中國信託銀行相關規定或解釋辦理。\n<br>\n8.家樂福禮物卡使用方式依禮物卡說明為準,無使用期限,恕不受理補發或折讓刷卡金或現金。\n<br>\n<b>《0.01%優惠專案注意事項》</b>\n<br>\n1.符合下列條件且認證通過之客戶可「免上傳文件」,中國信託銀行仍保留文件徵提之權利:\n中國信託銀行非數位存款戶或中國信託銀行貸款戶,申請中信軟體憑證並通過認證,並授權中國信託銀行透過財團法人金融聯合徵信中心介接使用公務機關資料,查詢財政部個人最新年度所得資料以及勞動部職業投保資料得免上傳收入文件。中國信託銀行往來留存之身分證換補領資訊為最新資訊,且客戶手動填寫資訊相符時,可免上傳身分證。\n<br>\n2.本專案期間自即日起至2023年12月31日(含)止向中國信託銀行申請 (適用期間以中國信託銀行系統登載之貸款申請收件日期為準)。\n<br>\n3.前述利率係中國信託銀行分期型貸款產品,總費用年百分率為3.21%~14.87%,該年百分率係以貸款金額NT30萬元,貸款期間5年,貸款年利率首期0.01%、第二期起2.90%~14.98%(機動計息),開辦費NT3,000元,計算而得。本貸款總費用年百分率之計算基準日為2023年5月23日。\n<br>\n4.上述機動計息係指定儲利率指數加碼1.29%~13.37%而成,定儲利率訂價指數係參考臺銀、合庫、土銀、一銀、彰銀、華銀、臺灣企銀、國泰世華、兆豐國際商銀、台北富邦等十家本國銀行之一年期固定利率定儲平均利率為訂價指數,每次取樣時,排除最高及最低各兩家銀行,以剩餘之六家銀行為取樣銀行。調整時間為每年2月23日、5月23日、8月23日、11月23日。詳依「中國信託個人信用貸款約定書」之約定。\n<br>\n5.自借款撥款日起6個月內提前清償借款本金者,按提前清償借款本金金額4%計付提前清償違約金;自借款撥款日第7個月起至第12個月內提前清償借款本金者,按提前清償借款本金金額3%計付提前清償違約金。詳依「中國信託個人信用貸款約定書」之約定。\n<br>\n6.本廣告所揭露之年百分率係按銀行主管機關備查之標準計算範例予以計算,實際貸款條件,仍以銀行提供之產品為準。且每一客戶實際之年百分率仍視其個別貸款產品及授信條件而有所不同。總費用年百分率不等於貸款利率。\n<br>\n7.中國信託銀行保有核貸與否及核決貸放金額、利率之權利,同時保留調整產品規格,申貸期限及其他相關規定之權利,相關內容以活動網站最新公告為準。\n<br>\n8.上述金額幣別皆為新臺幣。\n<br>\n<b>《共通注意事項》</b>\n<br>\n1.本公司(Money101.com.tw)係提供各銀行貸款優惠比較資訊, 恕不提供代辦服務, 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hs_created_at=1669950676486, hs_is_edited=false, hs_deleted_at=0, productname=中國信託 銅板價信貸, hs_name=, hs_updated_by_user_id=60412388}})

中國信託 Online貸月月抽9千元

中國信託 Online貸月月抽9千元

最低貸款利率

0.01
%

手續費

NT$
3,000

最高額度

NT$500萬
更多資訊
隱藏資訊

獎勵

  • 【Money101通路限定】2023.12.1~2023.12.31(含)申辦中國信託信貸,且於2024.1.31(含)前成功撥貸並符合資格者(詳見活動注意事項第1點),可享 Money101會員限定好禮,撥貸NT 50萬(含)以上贈「LaPO無線充行動電源」,每人限回饋一次。
  • 【加碼抽好禮】申貸就抽NT18,888元家樂福禮物卡,線上自行完成申請+撥款再抽NT9,000元!
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(含)之前成功撥貸並依原專案開辦費(NT9,000元)計收者,即符合獲贈Money101通路限定開辦費回饋好禮,撥貸NT 50萬(含)以上贈「LaPO無線充行動電源」,活動期間內同一身分證號之申辦人每人限回饋一次。\n<br>\n(2)回饋方式及相關使用限制:開辦費回饋好禮將於2024.3.31前由中國信託銀行傳送簡訊至申辦人登錄於中國信託銀行之通訊手機號碼,以簡訊方式提供贈品兌換序號。本活動贈品不得要求更換、轉讓他人或折換現金,且兌換序號為不記名,一旦收取後,若有遺失或被竊,中國信託銀行不發給任何證明或補償。\n<br>\n(3)【Money101通路限定開辦費回饋好禮】領取方式:\n<br>\n請收取禮品簡訊並於2024/05/31前點擊簡訊的兌換連結至Money101官網,透過以下三步驟,即完成線上兌換。\n<br>\n步驟① - 選擇您想要的會員好禮\n<br>\n步驟② - 登入/註冊Money101會員之後,點選立即兌換\n<br>\n步驟③ - 收到兌換連結後,輸入密碼即可兌換/使用Money101通路限定加碼好禮-LaPO 多功能無線充行動電源(WT-03CM)(不挑色)\n<br>\n*請於2024/05/31 前至Money101網站兌換領取您的贈品, 逾期視同放棄兌領, 恕不補發。\n<br>\n*如遇產品斷貨、缺貨或其他不可抗力之事由,Money101得保留更換贈品之權利\n<br>\n(4)「Money101通路限定開辦費回饋好禮」領取平台由Money 101提供。若對於領取流程有疑問,請致電Money 101客戶服務專線 (02)2345-6566 (服務時間為週一至週五 09:00-18:00,例假日除外)。\n<br>\n(5)LaPO 多功能無線充行動電源(WT-03CM)注意事項:\n<br>\nQC/PD3.0雙協議快充,22.5W大功率快速充電\n<br>\n2種自帶線+雙口輸出+磁吸無線充電,最高支援五台設備同時充電\n<br>\n隱藏式手機支架,LED電量顯示,充電狀態顯示,90度旋轉收納插頭\n<br>\n全方位安全機制保護(過充保護、短路保護、電芯保護等多種保護)\n<br>\nBSMI認證/NCC認證/歐洲CE認證/美國FCC認證\n<br>\n產品在非人為因素下損壞提供一年保固(配件不在保固範圍內)\n<br>\n(6)中國信託銀行與贈品出賣人間並無代理、合夥關係或提供保證,申辦人對所兌換的商品有任何爭議,由贈品出賣商負責。除因商品瑕疵或於運送過程中損壞,恕不得要求退換貨,且退換貨僅限於同項商品。本活動贈品如遇贈品缺貨、斷貨或兌換完畢,中國信託銀行有權以其他等值商品代替,將以網站公告為準,不另行通知。\n<br>\n(7)本活動由中國信託銀行及 Money101共同主辦,主辦單位具有解釋、變更獎項內容或終止本活動優惠內容之權利,如因不可抗拒之因素,有權更換獎項為等值商品。\n<br>\n(8)除法令有特別規定者外,中國信託銀行保留核准與否以及隨時修改、變更或取消本活動及/或注意事項內容之權利。\n<br>\n<b>《抽獎活動辦法》</b>\n<br>\n1.活動期間即日起至 2023.12.31 止。\n<br>\n2.抽獎獎項:\n<br>\n-NT18,888元家樂福禮物卡 (共1名):客戶需於線上自行完成信貸申請,即可獲得1次抽獎機會,每人最多1次抽獎機會。\n<br>\n-月月抽NT9000元 (共3名):客戶需於線上自行完成信貸申請及撥款,且該案開辦費實收9,000元,即可獲得1次抽獎機會,每人最多1次抽獎機會。中國信託銀行將以NT9,000元沖抵貸款本金,若該筆貸款帳戶餘額不足或已提前結清,將不另行退回。如有其他特殊優惠方案或活動,即不適用本優惠活動。\n<br>\n3.NT18,888元家樂福禮物卡中獎名單將於2024.01.22前公告於中信活動頁面,領獎截止日為2024.02.29,中獎人須配合填寫「領獎回執聯」並於領獎截止日前回寄至指定信箱,若填寫資料有誤、檢附資料不完整或未於指定期限內回覆,或有其他可歸責中獎人事由致無法核對中獎人資料之情事等,一律視為自動放棄中獎資格。贈品以實物為準,並由出貨廠商負保固之責,除商品瑕疵外,恕不提供選色、退換服務,贈品將於2024.03.31前寄出,請耐心等候。\n<br>\n4.依中華民國所得稅法規定,中獎金額達 NT20,000 元(含)時,中國信託銀行需先代扣繳機會中獎稅 10%,領獎人須先給付 10% 之稅金後,始得領取本項贈獎。當您於中國信託銀行年度累計所得之獎項金額超過 NT1,000 元時,中國信託銀行將依相關稅法規定寄發扣繳憑單,若中獎人未提供相關資料或未繳納應繳稅額導致兌換期限前未完成領獎手續等相關事宜者,即視為自動放棄中獎資格,事後不得再提出其他任何要求;如有其他未盡事宜悉依稅法相關規定辦理。中獎人參加本活動而需支付之任何稅捐係屬得獎者依稅法之規定所須履行之義務,概與中國信託銀行無關,倘有稅務法令適用之爭議者,概由領獎人自行向開徵機關提出申訴。\n<br>\n5.如有任何因為電腦、網路、電話、技術或不可歸責於中國信託銀行之事由,而使參加本活動者,所寄出或登錄之資料有遺失、錯誤、無法辨識或毀損之情況,中國信託銀行不負任何法律責任,參與本活動者或中獎者亦不得因此異議。\n<br>\n6.本活動之抽獎、中獎與兌換紀錄均以中國信託銀行電腦系統紀錄為準。中國信託銀行有權檢視各項交易及抽獎紀錄,若參加者有違反活動注意事項之行為或涉及不正當得利及非法行為,中國信託銀行除公告排除參與活動及兌領資格外,並對任何破壞活動之行為保留法律追訴權。\n<br>\n7.中國信託銀行保留修改、變更、終止本活動與替換其他等值獎項之權利,中國信託銀行得變更或終止活動內容,並於中國信託銀行網站上公告。若有其他未盡事宜,悉依中國信託銀行相關規定或解釋辦理。\n<br>\n8.家樂福禮物卡使用方式依禮物卡說明為準,無使用期限,恕不受理補發或折讓刷卡金或現金。\n<br>\n<b>《0.01%優惠專案注意事項》</b>\n<br>\n1.符合下列條件且認證通過之客戶可「免上傳文件」,中國信託銀行仍保留文件徵提之權利:\n中國信託銀行非數位存款戶或中國信託銀行貸款戶,申請中信軟體憑證並通過認證,並授權中國信託銀行透過財團法人金融聯合徵信中心介接使用公務機關資料,查詢財政部個人最新年度所得資料以及勞動部職業投保資料得免上傳收入文件。中國信託銀行往來留存之身分證換補領資訊為最新資訊,且客戶手動填寫資訊相符時,可免上傳身分證。\n<br>\n2.本專案期間自即日起至2023年12月31日(含)止向中國信託銀行申請 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(含)之前成功撥貸並依原專案開辦費(NT9,000元)計收者,即符合獲贈Money101通路限定開辦費回饋好禮,撥貸NT 50萬(含)以上贈「LaPO無線充行動電源」,活動期間內同一身分證號之申辦人每人限回饋一次。\n<br>\n(2)回饋方式及相關使用限制:開辦費回饋好禮將於2024.3.31前由中國信託銀行傳送簡訊至申辦人登錄於中國信託銀行之通訊手機號碼,以簡訊方式提供贈品兌換序號。本活動贈品不得要求更換、轉讓他人或折換現金,且兌換序號為不記名,一旦收取後,若有遺失或被竊,中國信託銀行不發給任何證明或補償。\n<br>\n(3)【Money101通路限定開辦費回饋好禮】領取方式:\n<br>\n請收取禮品簡訊並於2024/05/31前點擊簡訊的兌換連結至Money101官網,透過以下三步驟,即完成線上兌換。\n<br>\n步驟① - 選擇您想要的會員好禮\n<br>\n步驟② - 登入/註冊Money101會員之後,點選立即兌換\n<br>\n步驟③ - 收到兌換連結後,輸入密碼即可兌換/使用Money101通路限定加碼好禮-LaPO 多功能無線充行動電源(WT-03CM)(不挑色)\n<br>\n*請於2024/05/31 前至Money101網站兌換領取您的贈品, 逾期視同放棄兌領, 恕不補發。\n<br>\n*如遇產品斷貨、缺貨或其他不可抗力之事由,Money101得保留更換贈品之權利\n<br>\n(4)「Money101通路限定開辦費回饋好禮」領取平台由Money 101提供。若對於領取流程有疑問,請致電Money 101客戶服務專線 (02)2345-6566 (服務時間為週一至週五 09:00-18:00,例假日除外)。\n<br>\n(5)LaPO 多功能無線充行動電源(WT-03CM)注意事項:\n<br>\nQC/PD3.0雙協議快充,22.5W大功率快速充電\n<br>\n2種自帶線+雙口輸出+磁吸無線充電,最高支援五台設備同時充電\n<br>\n隱藏式手機支架,LED電量顯示,充電狀態顯示,90度旋轉收納插頭\n<br>\n全方位安全機制保護(過充保護、短路保護、電芯保護等多種保護)\n<br>\nBSMI認證/NCC認證/歐洲CE認證/美國FCC認證\n<br>\n產品在非人為因素下損壞提供一年保固(配件不在保固範圍內)\n<br>\n(6)中國信託銀行與贈品出賣人間並無代理、合夥關係或提供保證,申辦人對所兌換的商品有任何爭議,由贈品出賣商負責。除因商品瑕疵或於運送過程中損壞,恕不得要求退換貨,且退換貨僅限於同項商品。本活動贈品如遇贈品缺貨、斷貨或兌換完畢,中國信託銀行有權以其他等值商品代替,將以網站公告為準,不另行通知。\n<br>\n(7)本活動由中國信託銀行及 Money101共同主辦,主辦單位具有解釋、變更獎項內容或終止本活動優惠內容之權利,如因不可抗拒之因素,有權更換獎項為等值商品。\n<br>\n(8)除法令有特別規定者外,中國信託銀行保留核准與否以及隨時修改、變更或取消本活動及/或注意事項內容之權利。\n<br>\n<b>《抽獎活動辦法》</b>\n<br>\n1.活動期間即日起至 2023.12.31 止。\n<br>\n2.抽獎獎項:\n<br>\n-NT18,888元家樂福禮物卡 (共1名):客戶需於線上自行完成信貸申請,即可獲得1次抽獎機會,每人最多1次抽獎機會。\n<br>\n-月月抽NT9000元 (共3名):客戶需於線上自行完成信貸申請及撥款,且該案開辦費實收9,000元,即可獲得1次抽獎機會,每人最多1次抽獎機會。中國信託銀行將以NT9,000元沖抵貸款本金,若該筆貸款帳戶餘額不足或已提前結清,將不另行退回。如有其他特殊優惠方案或活動,即不適用本優惠活動。\n<br>\n3.NT18,888元家樂福禮物卡中獎名單將於2024.01.22前公告於中信活動頁面,領獎截止日為2024.02.29,中獎人須配合填寫「領獎回執聯」並於領獎截止日前回寄至指定信箱,若填寫資料有誤、檢附資料不完整或未於指定期限內回覆,或有其他可歸責中獎人事由致無法核對中獎人資料之情事等,一律視為自動放棄中獎資格。贈品以實物為準,並由出貨廠商負保固之責,除商品瑕疵外,恕不提供選色、退換服務,贈品將於2024.03.31前寄出,請耐心等候。\n<br>\n4.依中華民國所得稅法規定,中獎金額達 NT20,000 元(含)時,中國信託銀行需先代扣繳機會中獎稅 10%,領獎人須先給付 10% 之稅金後,始得領取本項贈獎。當您於中國信託銀行年度累計所得之獎項金額超過 NT1,000 元時,中國信託銀行將依相關稅法規定寄發扣繳憑單,若中獎人未提供相關資料或未繳納應繳稅額導致兌換期限前未完成領獎手續等相關事宜者,即視為自動放棄中獎資格,事後不得再提出其他任何要求;如有其他未盡事宜悉依稅法相關規定辦理。中獎人參加本活動而需支付之任何稅捐係屬得獎者依稅法之規定所須履行之義務,概與中國信託銀行無關,倘有稅務法令適用之爭議者,概由領獎人自行向開徵機關提出申訴。\n<br>\n5.如有任何因為電腦、網路、電話、技術或不可歸責於中國信託銀行之事由,而使參加本活動者,所寄出或登錄之資料有遺失、錯誤、無法辨識或毀損之情況,中國信託銀行不負任何法律責任,參與本活動者或中獎者亦不得因此異議。\n<br>\n6.本活動之抽獎、中獎與兌換紀錄均以中國信託銀行電腦系統紀錄為準。中國信託銀行有權檢視各項交易及抽獎紀錄,若參加者有違反活動注意事項之行為或涉及不正當得利及非法行為,中國信託銀行除公告排除參與活動及兌領資格外,並對任何破壞活動之行為保留法律追訴權。\n<br>\n7.中國信託銀行保留修改、變更、終止本活動與替換其他等值獎項之權利,中國信託銀行得變更或終止活動內容,並於中國信託銀行網站上公告。若有其他未盡事宜,悉依中國信託銀行相關規定或解釋辦理。\n<br>\n8.家樂福禮物卡使用方式依禮物卡說明為準,無使用期限,恕不受理補發或折讓刷卡金或現金。\n<br>\n<b>《0.01%優惠專案注意事項》</b>\n<br>\n1.符合下列條件且認證通過之客戶可「免上傳文件」,中國信託銀行仍保留文件徵提之權利:\n中國信託銀行非數位存款戶或中國信託銀行貸款戶,申請中信軟體憑證並通過認證,並授權中國信託銀行透過財團法人金融聯合徵信中心介接使用公務機關資料,查詢財政部個人最新年度所得資料以及勞動部職業投保資料得免上傳收入文件。中國信託銀行往來留存之身分證換補領資訊為最新資訊,且客戶手動填寫資訊相符時,可免上傳身分證。\n<br>\n2.本專案期間自即日起至2023年12月31日(含)止向中國信託銀行申請 (適用期間以中國信託銀行系統登載之貸款申請收件日期為準)。\n<br>\n3.前述利率係中國信託銀行分期型貸款產品,總費用年百分率為3.21%~14.87%,該年百分率係以貸款金額NT30萬元,貸款期間5年,貸款年利率首期0.01%、第二期起2.90%~14.98%(機動計息),開辦費NT3,000元,計算而得。本貸款總費用年百分率之計算基準日為2023年5月23日。\n<br>\n4.上述機動計息係指定儲利率指數加碼1.29%~13.37%而成,定儲利率訂價指數係參考臺銀、合庫、土銀、一銀、彰銀、華銀、臺灣企銀、國泰世華、兆豐國際商銀、台北富邦等十家本國銀行之一年期固定利率定儲平均利率為訂價指數,每次取樣時,排除最高及最低各兩家銀行,以剩餘之六家銀行為取樣銀行。調整時間為每年2月23日、5月23日、8月23日、11月23日。詳依「中國信託個人信用貸款約定書」之約定。\n<br>\n5.自借款撥款日起6個月內提前清償借款本金者,按提前清償借款本金金額4%計付提前清償違約金;自借款撥款日第7個月起至第12個月內提前清償借款本金者,按提前清償借款本金金額3%計付提前清償違約金。詳依「中國信託個人信用貸款約定書」之約定。\n<br>\n6.本廣告所揭露之年百分率係按銀行主管機關備查之標準計算範例予以計算,實際貸款條件,仍以銀行提供之產品為準。且每一客戶實際之年百分率仍視其個別貸款產品及授信條件而有所不同。總費用年百分率不等於貸款利率。\n<br>\n7.中國信託銀行保有核貸與否及核決貸放金額、利率之權利,同時保留調整產品規格,申貸期限及其他相關規定之權利,相關內容以活動網站最新公告為準。\n<br>\n8.上述金額幣別皆為新臺幣。\n<b>《共通注意事項》</b>\n<br>\n1.本公司(Money101.com.tw)係提供各銀行貸款優惠比較資訊, 恕不提供代辦服務, 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hs_created_at=1669950676954, hs_is_edited=false, hs_deleted_at=0, productname=中國信託 Online貸月月抽9千元, hs_name=, hs_updated_by_user_id=60412388}})

活動常見問題

1. 信用貸款是什麼?
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信貸也就是信用貸款,是指銀行根據借款人的信譽所發放的貸款,申請時不需要提供任何擔保,因此又稱為無擔保貸款。現在很多貸款產品都需要抵押或者擔保,而信用貸款是不用的。它的最大特點就是申貸人既不用提供任何抵押品,也不用去找第三方來擔保,僅憑申請人的信譽就可以取得銀行貸款,並以借款人的信用作為還款的保證。銀行一般都會重點申請者的收入是否穩定及個人信用記錄情況來進行審核,以免產生呆帳。Money101有免費提供個人化量身信貸推薦,輕鬆三步驟就可得知適合你的信貸方案,免填敏感個資,無電話干擾!

2. 通常申請貸款,需要哪些文件?
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一般來說,申辦信用貸款,必須必備身分證、戶口名簿或戶籍謄本、印章、在職證明文件、薪資所得證明或其他相關證明文件。詳盡資訊可看這裡
3. 申請「個人信貸」需要保證人嗎?
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通常申請銀行的「個人信貸」是不需要徵提保證人的。想了解保證人是什麼、什麼情況需要保證人、當保人會不會影響貸款,可以看這裡