台北富邦 Money101限定專案

最低貸款利率
0.01
%
手續費
NT$
0
核貸參考時間
最快1天
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隱藏資訊
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恭喜成功加入Money101電子報
活動時間: 於 2023/12/1~2023/12/31 線上申辦 於活動期間內透過Money101指定活動連結申辦台北富邦銀行指定信用貸款,即享手續費0元優惠。 申辦優惠: 1️⃣ 首期利率0.01%起 2️⃣ 手續費0元 3️⃣ 最高可貸500萬 4️⃣ 免自行上傳財力證明 5️⃣ 簽約後最快10分鐘撥款 |
最低貸款利率 |
最低每月還款額 |
手續費 |
參考核貸時間 |
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![]() 台北富邦 Money101限定專案
免自行上傳財力證明
|
0.01
%
|
NT$
5,001
|
NT$
0
|
最快8小時
|
免自行上傳財力證明
|
最低貸款利率 |
最低每月還款額 |
手續費 |
最高額度 |
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![]() 滙豐銀行 信用貸款
|
0.01
%
|
NT$
5,001
|
NT$
0
|
NT$800萬
|
|
![]() 渣打銀行 Money101 限定專案
|
0.01
%
|
NT$
6,251
|
NT$
0
|
NT$600萬
|
|
![]() 樂天國際銀行 樂天貸(分期型) - 感謝祭
|
1.95
%
|
NT$
5,252
|
NT$
168
|
NT$500萬
|
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- 便利:手機輕鬆上傳文件,免跑分行在家e指貸!
- 快速:申貸後最快一天核貸、線上簽約完成後最快10分鐘撥款!
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- 優惠二:$0元
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\n2.本活動適用對象為透過Money101行銷活動頁面或Money101主頁之台北富邦銀行信貸產品(活動)廣宣連結至台北富邦銀行專屬信貸線上申請平台完成申貸者。\n
\n3.本活動僅適用於活動期間申辦富邦銀行分期型信用貸款之客戶,且需申辦台北富邦銀行優職貸、上班族信貸、卡友信貸產品,本活動恕無法與台北富邦銀行其他優惠專案合併使用。\n
\n4.本信用貸款優惠活動適用分期型信貸,分期型信貸首期年利率0.01%、第2期起2.58%~14.98%(依台北富邦銀行指數型房貸基準利率加客戶適用之加碼利率即時機動計息),以貸款30萬元、期間5年,各項相關費用總金額0元計算,總費用年百分率為2.49%~14.42%。上述優惠活動不適用於循環型信貸 。\n
\n5.分期型信貸自借款撥付日起算12個月內限制提前清償,違者依下列方式計付提前清償違約金:自借款撥付日起算6個月內提前清償者,按提前清償本金之4%計付,自借款撥付日起算第7個月起至第12個月內提前清償者,按提前清償本金金額之3%計付,客戶欲選擇無限制清償期者,則不適用前開專案優惠,台北富邦銀行另有提供無限制清償期之貸款方案。\n
\n6.本廣告揭露之年百分率係按主管機關備查之標準計算範例予以計算,實際貸款條件,仍以台北富邦銀行提供之產品為準,且每一客戶實際之年百分率仍視其個別貸款產品及授信條件而有所不同。\n
\n7.總費用年百分率不等於貸款利率。\n
\n8.本總費用年百分率之計算基準日為112年10月5日。\n
\n9.本活動不得與台北富邦銀行其他信貸優惠方案合併使用。\n
\n10.最快一天資金到位,是指於台北富邦銀行營業日9:00~17:00內備齊申請所需文件並送出申請,則最快可於8小時內核貸並於當日簽約及撥款。\n
\n11.為維護您的權益,請於簽約前至台北富邦銀行官網下載信用貸款契約書或向台北富邦銀行業務專員索取,並請詳細審閱至少五日。\n
\n12.台北富邦銀行未與任何代辦或行銷公司合作辦理貸款事宜,敬請留意,以免損害自身權益。\n
\n13.詳細內容依台北富邦銀行最新規定為準,台北富邦銀行具有解釋、修改、變更或終止專案內容之權利,並保留客戶資格認定、貸款額度、貸款期限、適用利率及核貸與否之權利。若您有任何信用貸款申請問題,可撥打申請專線0809-01-02-03,由專員為您服務。\n
\n14.本公司(Money101.com.tw)係提供各銀行貸款優惠資訊, 恕不提供代辦服務, 所有貸款申辦事宜請逕洽各銀行辦理。\n
\n15.本公司(Money101.com.tw)不定期更新銀行貸款產品資訊,惟實際內容與申貸條件,以銀行提供為準。","title":"TW.PL.FUB0007.台北富邦 Money101限定專案","totalRepayment":null}
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<br>
2.本活動適用對象為透過Money101行銷活動頁面或Money101主頁之台北富邦銀行信貸產品(活動)廣宣連結至台北富邦銀行專屬信貸線上申請平台完成申貸者。
<br>
3.本活動僅適用於活動期間申辦富邦銀行分期型信用貸款之客戶,且需申辦台北富邦銀行優職貸、上班族信貸、卡友信貸產品,本活動恕無法與台北富邦銀行其他優惠專案合併使用。
<br>
4.本信用貸款優惠活動適用分期型信貸,分期型信貸首期年利率0.01%、第2期起2.58%~14.98%(依台北富邦銀行指數型房貸基準利率加客戶適用之加碼利率即時機動計息),以貸款30萬元、期間5年,各項相關費用總金額0元計算,總費用年百分率為2.49%~14.42%。上述優惠活動不適用於循環型信貸 。
<br>
5.分期型信貸自借款撥付日起算12個月內限制提前清償,違者依下列方式計付提前清償違約金:自借款撥付日起算6個月內提前清償者,按提前清償本金之4%計付,自借款撥付日起算第7個月起至第12個月內提前清償者,按提前清償本金金額之3%計付,客戶欲選擇無限制清償期者,則不適用前開專案優惠,台北富邦銀行另有提供無限制清償期之貸款方案。
<br>
6.本廣告揭露之年百分率係按主管機關備查之標準計算範例予以計算,實際貸款條件,仍以台北富邦銀行提供之產品為準,且每一客戶實際之年百分率仍視其個別貸款產品及授信條件而有所不同。
<br>
7.總費用年百分率不等於貸款利率。
<br>
8.本總費用年百分率之計算基準日為112年10月5日。
<br>
9.本活動不得與台北富邦銀行其他信貸優惠方案合併使用。
<br>
10.最快一天資金到位,是指於台北富邦銀行營業日9:00~17:00內備齊申請所需文件並送出申請,則最快可於8小時內核貸並於當日簽約及撥款。
<br>
11.為維護您的權益,請於簽約前至台北富邦銀行官網下載信用貸款契約書或向台北富邦銀行業務專員索取,並請詳細審閱至少五日。
<br>
12.台北富邦銀行未與任何代辦或行銷公司合作辦理貸款事宜,敬請留意,以免損害自身權益。
<br>
13.詳細內容依台北富邦銀行最新規定為準,台北富邦銀行具有解釋、修改、變更或終止專案內容之權利,並保留客戶資格認定、貸款額度、貸款期限、適用利率及核貸與否之權利。若您有任何信用貸款申請問題,可撥打申請專線0809-01-02-03,由專員為您服務。
<br>
14.本公司(Money101.com.tw)係提供各銀行貸款優惠資訊, 恕不提供代辦服務, 所有貸款申辦事宜請逕洽各銀行辦理。
<br>
15.本公司(Money101.com.tw)不定期更新銀行貸款產品資訊,惟實際內容與申貸條件,以銀行提供為準。, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type=null, data=}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=12, loanTenureMax=84, loanAmountMin=0.0, loanAmountMax=5000000.0, apr=2.49, eir=null, interestRate=0.01, fees=[{type={key=PL_HANDLING_FEE, display=開辦費}, feeInterval=ONCE, value=0, calculationMethod=FIXED, paymentMethod=IGNORE, description={shortDescription=, longDescription=, tooltip=}}], transferRate=null}], fees=[], defaults={loanTenure=84, loanAmount=300000}, loanType=PRINCIPAL_REDUCING, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=YEARLY, paymentInterval=MONTHLY}})
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- 優惠二:$0元
, bannerImage={url=https://images.contentstack.io/v3/assets/blt4ca32b8be67c85f8/blt4ce5af2e530ecb2b/655c22025af539e17459cc34/Money101-富邦信貸_全網獨家方案_RP翻轉_864x160.jpg, description=null, dimension=null}, countdown={text=通路限定倒數, displayProductPage=true, date={startDate=null, endDate=2024-01-01}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=5, timeDelay=4, date={startDate=null, endDate=null}}, type=[{key=TIME_LIMITED, display=限時優惠}]}, comparables=[{__typename=CompareElementWithSubValue, title={key=INTEREST_RATE_WITH_APR, display=最低貸款利率}, sortValue=10, displayValue=0.01, tooltip=null, description=, prefix=, suffix=%}, {__typename=CompareElementSimple, title={key=HANDLING_FEES, display=手續費}, sortValue=0, displayValue=0, tooltip=null, description=, prefix=NT$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=最低每月還款額}, sortValue=5001270, displayValue=5,001, tooltip=null, description=, prefix=NT$, suffix=}], ctaButton={label=立即申請, link={url=https://www.money101.com.tw/api/redirect?dest=eyJraWQiOiJTNzhWZklaZF9rcVd0V1YxUmtBbEs2QnUtY1dkMS1RU2Znc3FKaW1pSmxjIiwiYWxnIjoiRWREU0EifQ.CAEayQFodHRwczovL2FkLmRvdWJsZWNsaWNrLm5ldC9kZG0vdHJhY2tjbGsvTjE5NTAwMi4yMTM4MzAzTU9ORVkxMDEuQ09NLlRXL0I5OTY2NDQ3LjMzNTM5OTgwMDtkY190cmtfYWlkPTU2NjkyNTYyNztkY190cmtfY2lkPTcxOTQ3ODQzO2RjX2xhdD07ZGNfcmRpZD07dGFnX2Zvcl9jaGlsZF9kaXJlY3RlZF90cmVhdG1lbnQ9O3RmdWE9O2x0ZD07ZGNfdGR2PTE.BHpvSavHuMj9iFU1KoHsRcCiuUK1qmCmkXSqKiLwpl8fWqaSPBBknm0R-iRk9UCa4sp5BTUw5uHZgeVdGGHZBw, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=台北富邦money101限定專案}, rateTableEntries=[{loanTenureMin=12, loanTenureMax=84, loanAmountMin=0.0, loanAmountMax=5000000.0, apr=2.49, eir=null, interestRate=0.01, fees=[{type={key=PL_HANDLING_FEE, display=開辦費}, value=0, description={shortDescription=, longDescription=, tooltip=}}]}], fees=[], defaults={loanTenure=84, loanAmount=300000}}, provider={alias=台北富邦, providerName=台北富邦}, description={shortDescription=[]}, productName=台北富邦 Money101限定專案, title=TW.PL.FUB0007.台北富邦 Money101限定專案, features={title=Features, pros=[貸款利率:首期利率0.01%,第2期起2.58%起, 手續費:0元, 最高貸款金額:最低10萬,最高500萬 - 簡單:全程線上申請,只要簡單3步驟,最快3分鐘即可完成!
- 便利:手機輕鬆上傳文件,免跑分行在家e指貸!
- 快速:申貸後最快一天核貸、線上簽約完成後最快10分鐘撥款!
], cons=[年齡18歲以上~未滿64歲,具有穩定收入上班族, 銀行往來信用紀錄正常之本國國民]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=, tooltip=}}, {type={key=MAXIMUM_AGE, display=最高年齡要求}, value=64, description={shortDescription=64歲, longDescription=, tooltip=}}], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=1.本活動期間自即日起至112年12月31日(含)止,客戶須於活動期間內備齊申貸文件完成申辦,且最晚於113年1月31日(含)前完成契約簽訂並經台北富邦銀行檢核無誤完成撥款,始享活動優惠。
2.本活動適用對象為透過Money101行銷活動頁面或Money101主頁之台北富邦銀行信貸產品(活動)廣宣連結至台北富邦銀行專屬信貸線上申請平台完成申貸者。
3.本活動僅適用於活動期間申辦富邦銀行分期型信用貸款之客戶,且需申辦台北富邦銀行優職貸、上班族信貸、卡友信貸產品,本活動恕無法與台北富邦銀行其他優惠專案合併使用。
4.本信用貸款優惠活動適用分期型信貸,分期型信貸首期年利率0.01%、第2期起2.58%~14.98%(依台北富邦銀行指數型房貸基準利率加客戶適用之加碼利率即時機動計息),以貸款30萬元、期間5年,各項相關費用總金額0元計算,總費用年百分率為2.49%~14.42%。上述優惠活動不適用於循環型信貸 。
5.分期型信貸自借款撥付日起算12個月內限制提前清償,違者依下列方式計付提前清償違約金:自借款撥付日起算6個月內提前清償者,按提前清償本金之4%計付,自借款撥付日起算第7個月起至第12個月內提前清償者,按提前清償本金金額之3%計付,客戶欲選擇無限制清償期者,則不適用前開專案優惠,台北富邦銀行另有提供無限制清償期之貸款方案。
6.本廣告揭露之年百分率係按主管機關備查之標準計算範例予以計算,實際貸款條件,仍以台北富邦銀行提供之產品為準,且每一客戶實際之年百分率仍視其個別貸款產品及授信條件而有所不同。
7.總費用年百分率不等於貸款利率。
8.本總費用年百分率之計算基準日為112年10月5日。
9.本活動不得與台北富邦銀行其他信貸優惠方案合併使用。
10.最快一天資金到位,是指於台北富邦銀行營業日9:00~17:00內備齊申請所需文件並送出申請,則最快可於8小時內核貸並於當日簽約及撥款。
11.為維護您的權益,請於簽約前至台北富邦銀行官網下載信用貸款契約書或向台北富邦銀行業務專員索取,並請詳細審閱至少五日。
12.台北富邦銀行未與任何代辦或行銷公司合作辦理貸款事宜,敬請留意,以免損害自身權益。
13.詳細內容依台北富邦銀行最新規定為準,台北富邦銀行具有解釋、修改、變更或終止專案內容之權利,並保留客戶資格認定、貸款額度、貸款期限、適用利率及核貸與否之權利。若您有任何信用貸款申請問題,可撥打申請專線0809-01-02-03,由專員為您服務。
14.本公司(Money101.com.tw)係提供各銀行貸款優惠資訊, 恕不提供代辦服務, 所有貸款申辦事宜請逕洽各銀行辦理。
15.本公司(Money101.com.tw)不定期更新銀行貸款產品資訊,惟實際內容與申貸條件,以銀行提供為準。, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type=null, data=}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=12, loanTenureMax=84, loanAmountMin=0.0, loanAmountMax=5000000.0, apr=2.49, eir=null, interestRate=0.01, fees=[{type={key=PL_HANDLING_FEE, display=開辦費}, feeInterval=ONCE, value=0, calculationMethod=FIXED, paymentMethod=IGNORE, description={shortDescription=, longDescription=, tooltip=}}], transferRate=null}], fees=[], defaults={loanTenure=84, loanAmount=300000}, loanType=PRINCIPAL_REDUCING, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=YEARLY, paymentInterval=MONTHLY}}
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信貸也就是信用貸款,是指銀行根據借款人的信譽所發放的貸款,申請時不需要提供任何擔保,因此又稱為無擔保貸款。現在很多貸款產品都需要抵押或者擔保,而信用貸款是不用的。它的最大特點就是申貸人既不用提供任何抵押品,也不用去找第三方來擔保,僅憑申請人的信譽就可以取得銀行貸款,並以借款人的信用作為還款的保證。銀行一般都會重點申請者的收入是否穩定及個人信用記錄情況來進行審核,以免產生呆帳。Money101有免費提供個人化量身信貸推薦,輕鬆三步驟就可得知適合你的信貸方案,免填敏感個資,無電話干擾!
通常申請銀行的「個人信貸」是不需要徵提保證人的。想了解保證人是什麼、什麼情況需要保證人、當保人會不會影響貸款,可以看這裡。