訂閱Money101電子報
Hello, 輸入 Email 快速訂閱電子報

熱門理財省錢撇步分析
多樣化產品比較不偏頗
最新限定活動及優惠

訂閱電子報即表示您同意Money101 服務條款 、隱私政策及收到我們的電子報。

訂閱成功
恭喜成功加入 Money101 電子報
歡迎訂閱電子報
Hello, 輸入 Email 快速訂閱電子報
熱門理財省錢撇步分析
多樣化產品比較不偏頗
最新限定活動及優惠

訂閱電子報表示您同意Money101服務條款、隱私權政策及收到我們電子報。

訂閱成功

恭喜成功加入Money101電子報

凱基銀行 信貸專案
距離活動結束還剩
00
日
00
時
00
分
把握機會申請!
活動時間：
2023/12/1 ~ 2023/12/31 線上申辦

活動辦法：
於活動期間內透過Money101指定活動頁面連結至凱基銀行線上申辦指定信貸，享利率0.01%起，開辦費0元起。

申辦優惠：
1️⃣ 貸款利率：首月優惠利率0.01%

2️⃣ 開辦費：0元起 
3️⃣ 貸款額度：最高800萬元
4️⃣ 貸款期間：最長7年
5️⃣ 全民適用對象：年收入25萬以上之上班族或具穩定收入者，18歲(含)以上60歲(含)以下之本國國民。

 

申辦優勢

最低貸款利率

手續費

最高額度
凱基銀行 Money101限時專案
凱基銀行 Money101限時專案

利率0.01%起
手續費0元起
0.01 %
NT$ 0
NT$800萬
Money101獨家優惠

更多精選信貸推薦

最低貸款利率

最低每月還款額

手續費

最高額度
渣打銀行 Money101 限定專案
渣打銀行 Money101 限定專案
0.01 %
NT$ 6,251
NT$ 0
NT$600萬
台北富邦 Money101限定專案
台北富邦 Money101限定專案
0.01 %
NT$ 5,001
NT$ 0
NT$500萬
滙豐銀行 信用貸款
滙豐銀行 信用貸款
0.01 %
NT$ 5,001
NT$ 0
NT$800萬

每個月還款額基於300,000元60期計算

點擊更多資訊了解

凱基銀行 Money101限時專案

凱基銀行 Money101限時專案

手續費

NT$
0

最低貸款利率

0.01
%

最高可貸

NT$800萬
更多資訊
隱藏資訊

獎勵

【Money101通路限定】 2023/12/01起至2023/12/31止，透過Money101官網或指定活動頁面連結至指定銀行申貸平台申辦，首期利率0.01%，開辦費最低0元起
Debug data (SizeLimitingPyMap: {market=money101, badges={show=false, exclusive={background={color=#CCFBF1, opacity=100, rgba=rgba(204, 251, 241, 1), rgb=rgb(204, 251, 241), hex=#CCFBF1, css=#CCFBF1}, color={color=#0D968B, opacity=100, rgba=rgba(13, 150, 139, 1), rgb=rgb(13, 150, 139), hex=#0D968B, css=#0D968B}, text=Exclusive Offer}, featured={background={color=#FFF6EB, opacity=100, rgba=rgba(255, 246, 235, 1), rgb=rgb(255, 246, 235), hex=#FFF6EB, css=#FFF6EB}, color={color=#E9590C, opacity=100, rgba=rgba(233, 89, 12, 1), rgb=rgb(233, 89, 12), hex=#E9590C, css=#E9590C}, text=Featured}, welcome={background={color=#E5F4FF, opacity=100, rgba=rgba(229, 244, 255, 1), rgb=rgb(229, 244, 255), hex=#E5F4FF, css=#E5F4FF}, color={color=#0080F0, opacity=100, rgba=rgba(0, 128, 240, 1), rgb=rgb(0, 128, 240), hex=#0080F0, css=#0080F0}, text=Welcome Gift}, popular={background={color=#c6b0d9, opacity=100, rgba=rgba(198, 176, 217, 1), rgb=rgb(198, 176, 217), hex=#c6b0d9, css=#c6b0d9}, color={color=#9a6fbf, opacity=100, rgba=rgba(154, 111, 191, 1), rgb=rgb(154, 111, 191), hex=#9a6fbf, css=#9a6fbf}, text=Popular}, time_limited={background={color=#FEF1F1, opacity=100, rgba=rgba(254, 241, 241, 1), rgb=rgb(254, 241, 241), hex=#FEF1F1, css=#FEF1F1}, color={color=#DC2828, opacity=100, rgba=rgba(220, 40, 40, 1), rgb=rgb(220, 40, 40), hex=#DC2828, css=#DC2828}, text=Time Limited}, time_limited_countdown={background={color=#FEF1F1, opacity=100, rgba=rgba(254, 241, 241, 1), rgb=rgb(254, 241, 241), hex=#FEF1F1, css=#FEF1F1}, color={color=#DC2828, opacity=100, rgba=rgba(220, 40, 40, 1), rgb=rgb(220, 40, 40), hex=#DC2828, css=#DC2828}, text=}, best_value={background={color=#EBFEFF, opacity=100, rgba=rgba(235, 254, 255, 1), rgb=rgb(235, 254, 255), hex=#EBFEFF, css=#EBFEFF}, color={color=#088EAF, opacity=100, rgba=rgba(8, 142, 175, 1), rgb=rgb(8, 142, 175), hex=#088EAF, css=#088EAF}, text=Best Value}}, product_moneyhero={product=Optional.empty, comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, static_text={cta_button_label=立即申辦, see_less=隱藏資訊, see_more=更多資訊, cta_button_subtext=, rewards=獎勵, yes=Yes, no=No, day=Day, days=Days}, product_singsaver={product=Optional.empty, comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, tabs={eligibility={heading=申請資格, show=false, text=申請資格, expanded=false, order_sequence=1}, enhanced_benefit={show=false, expanded=false, order_sequence=1, heading=Enhanced Benefits, items=[]}, features={heading=產品特色, show=true, expanded=true, order_sequence=1}, fees={show=false, expanded=false, order_sequence=1, heading=Fees, labels={fee_frequency=Fee Frequency, duration_of_inactivity=Duration of Inactivity, duration_of_inactivity_indicator=Duration of Inactivity Indicator}}, other_benefit={show=false, expanded=false, order_sequence=1, heading=Other Benefits, items=[]}, promotions_terms_and_conditions={heading=活動注意事項, show=true, expanded=false, order_sequence=1, additional_offer=Additional Offer, exclusive_offer=Exclusive Offer, welcome_offer=Welcome Offer}, usage={show=false, expanded=false, order_sequence=1, heading=Usage, labels=[]}, show=true, basic_benefit={show=true, expanded=false, order_sequence=1, heading=Basic Benefits, items=[]}, benefit_limits={show=true, expanded=false, order_sequence=1, heading=Benefit Limits, items=[]}}, product_moneymax={product=Optional.empty, comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, style={theme=mars, primary={color=#00AAFB, opacity=100, rgba=rgba(0, 170, 251, 1), rgb=rgb(0, 170, 251), hex=#00AAFB, css=#00AAFB}, call_to_action_background={color=#F97316, opacity=100, rgba=rgba(249, 115, 22, 1), rgb=rgb(249, 115, 22), hex=#F97316, css=#F97316}, call_to_action_color={color=#FFFFFF, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#FFFFFF, css=#FFFFFF}, call_to_action_subtext_color={color=#687076, opacity=100, rgba=rgba(104, 112, 118, 1), rgb=rgb(104, 112, 118), hex=#687076, css=#687076}, summary_section_label={color=#18794E, opacity=100, rgba=rgba(24, 121, 78, 1), rgb=rgb(24, 121, 78), hex=#18794E, css=#18794E}, star_rating={background={color=#FFFFFF, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#FFFFFF, css=#FFFFFF}, fill={color=#FFFF04, opacity=100, rgba=rgba(255, 255, 4, 1), rgb=rgb(255, 255, 4), hex=#FFFF04, css=#FFFF04}}}, type=module, promotional={display_within_collapsible=true, show_banner=true, show_promotional_in_card=true}, product_money101={ad_hoc_comparables=[{comparable_label=最高可貸, comparable_value=NT$800萬}], comparables=[HANDLING_FEES, INTEREST_RATE_WITH_APR], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=https://ad.doubleclick.net/ddm/trackclk/N195002.2138303MONEY101.COM.TW/B9966447.236113773;dc_trk_aid=509710958;dc_trk_cid=187294147;dc_lat=;dc_rdid=;tag_for_child_directed_treatment=;tfua=;ltd=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}, product={id=58939428343, table_id=4702394, table_name=product_money101, columns={hs_id=58939428343, hs_child_table_id=0, hs_updated_at=1701569246530, hs_published_at=1701747469787, productid=blt0e9916a9e316349c_23_zh-tw, data={"__typename":"PersonalLoan","id":"blt0e9916a9e316349c_23_zh-tw","image":{"url":"https://images.contentstack.io/v3/assets/blt4ca32b8be67c85f8/blt6279141e797873d9/637738ac2a0d5e1130f1f9b3/AnyConv.com_KGI_LOGO@2x.webp","description":"","dimension":null},"featured":true,"imageOrientation":"LANDSCAPE","promotional":{"bannerText":"【Money101通路限定】 2023/12/01起至2023/12/31止，透過Money101官網或指定活動頁面連結至指定銀行申貸平台申辦，首期利率0.01%，開辦費最低0元起","bannerImage":null,"countdown":{"text":"通路限定倒數","displayProductPage":true,"date":{"startDate":null,"endDate":"2024-01-01"}},"flipBanner":{"imageForDesktop":null,"imageForMobile":null,"period":5,"timeDelay":4,"date":{"startDate":null,"endDate":"2023-02-01"}},"type":[{"key":"TIME_LIMITED","display":"限時優惠"}]},"comparables":[{"__typename":"CompareElementWithSubValue","title":{"key":"INTEREST_RATE_WITH_APR","display":"最低貸款利率"},"sortValue":10,"displayValue":"0.01","tooltip":null,"description":"","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"HANDLING_FEES","display":"手續費"},"sortValue":0,"displayValue":"0","tooltip":null,"description":"","prefix":"NT$","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"REPAYMENT","display":"最低每月還款額"},"sortValue":5001270,"displayValue":"5,001","tooltip":null,"description":"","prefix":"NT$","suffix":""}],"ctaButton":{"label":"立即申請","link":{"url":"https://www.money101.com.tw/api/redirect?dest=eyJraWQiOiJTNzhWZklaZF9rcVd0V1YxUmtBbEs2QnUtY1dkMS1RU2Znc3FKaW1pSmxjIiwiYWxnIjoiRWREU0EifQ.CAEawAFodHRwczovL2FkLmRvdWJsZWNsaWNrLm5ldC9kZG0vdHJhY2tjbGsvTjE5NTAwMi4yMTM4MzAzTU9ORVkxMDEuQ09NLlRXL0I5OTY2NDQ3LjIzNjExMzc3MztkY190cmtfYWlkPTUwOTcxMDk1ODtkY190cmtfY2lkPTcxOTQ3ODQzO2RjX2xhdD07ZGNfcmRpZD07dGFnX2Zvcl9jaGlsZF9kaXJlY3RlZF90cmVhdG1lbnQ9O3RmdWE9O2x0ZD0.VciiCyDBamZSkm5ZsQE7NOx2ZfImLYElWo5-TkrSXh5OdPoIuEU50fBjw7_7bgkzcmoepcj1rhpuBxPRuMX8Aw","linkClass":"EXTERNAL"},"show":true,"isNoDealCTA":false},"functional":{"metaData":{"alias":"凱基銀行money101限時專案"},"rateTableEntries":[{"loanTenureMin":12,"loanTenureMax":84,"loanAmountMin":100000.0,"loanAmountMax":8000000.0,"apr":1.91,"eir":null,"interestRate":0.01,"fees":[{"type":{"key":"PL_HANDLING_FEE","display":"開辦費"},"value":"0","description":{"shortDescription":"","longDescription":"","tooltip":""}}]}],"fees":[],"defaults":{"loanTenure":84,"loanAmount":300000}},"provider":{"alias":"凱基銀行","providerName":"凱基銀行"},"description":{"shortDescription":["謹慎理財 信用至上"]},"productName":"凱基銀行 Money101限時專案","title":"TW.PL.KGIX0008.凱基銀行 Money101限時專案","features":{"title":"Features","pros":["年利率：0.01%起","手續費：最低0元","貸款額度：最高800萬元","貸款期間：最長7年"],"cons":["全民適用對象：年收入25萬以上之上班族或具穩定收入者，18歲(含)以上60歲(含)以下之本國國民"]},"eligibility":[{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"250000","description":{"shortDescription":"25萬元以上","longDescription":"","tooltip":""}},{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18歲","longDescription":"","tooltip":""}},{"type":{"key":"MAXIMUM_AGE","display":"最高年齡要求"},"value":"60","description":{"shortDescription":"60歲","longDescription":"","tooltip":""}}],"offers":null,"enableCountdown":true,"enableFlipBanner":true,"termsAndConditions":"活動期間：112年12月1日至112年12月31日止。\n<br>\n適用對象：年收25萬以上，18歲至60歲之本國國民。\n<br>\n本專案首月優惠利率0.01%，第2個月起依原專案利率計算，需綁約18期開辦費9,000元。\n<br>\n本活動綁約24期享開辦費減免至6,000元，綁約36期享開辦費減免至5,000元，綁約48期享開辦費減免至4,000元，綁約60期享開辦費減免至0元。\n<br>\n總費用年百分率範例說明：貸款金額30萬，貸款期間5年，貸款利率首月0.01%(固定利率)，第2個月起1.98%~15.99%，各相關費用總金額0元起，總費用年百分率為1.91％~16.78%。\n<br>\n本廣告揭露之年百分率係按主管機關備查之標準計算範例予以計算，實際貸款條件，仍以銀行提供之產品為準。且每一客戶實際之年百分率仍視其個別貸款產品及授信條件而有所不同，總費用年百分率不等於貸款利率，本總費用年百分率之計算基準日係依據專案適用日之凱基銀行指數利率調整日期訂定之，請詳閱凱基銀行官網指數利率說明。\n<br>\n各信用貸款專案內容及條件均不同，詳細內容依凱基銀行最新規定為準，相關內容及限制條件請洽凱基銀行官網，凱基銀行保留核貸與否、詮釋、裁決及終止權利。\n<br>\n幣別：新臺幣\n<br>\n本公司係提供各銀行貸款優惠比較資訊, 恕不提供代辦服務, 所有貸款申辦事宜請逕洽各銀行辦理。\n<br>\n本公司不定期更新銀行貸款產品資訊，惟實際內容與申貸條件，以銀行提供為準。","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[{"key":"PL_OCCUPATION_PROFESSIONAL","display":"PL_OCCUPATION_PROFESSIONAL"},{"key":"PL_OCCUPATION_WHITE_COLLAR_LISTED_COMPANY","display":"PL_OCCUPATION_WHITE_COLLAR_LISTED_COMPANY"},{"key":"PL_OCCUPATION_WHITE_COLLAR_FINANCIAL_INDUSTRY_COMPANY","display":"PL_OCCUPATION_WHITE_COLLAR_FINANCIAL_INDUSTRY_COMPANY"},{"key":"PL_OCCUPATION_WHITE_COLLAR_NON_LISTED_COMPANY","display":"PL_OCCUPATION_WHITE_COLLAR_NON_LISTED_COMPANY"},{"key":"PL_OCCUPATION_GOVERNMENT_EMPLOYEE","display":"PL_OCCUPATION_GOVERNMENT_EMPLOYEE"},{"key":"PL_OCCUPATION_TEACHER_PRIVATE_SCHOOL","display":"PL_OCCUPATION_TEACHER_PRIVATE_SCHOOL"},{"key":"PL_OCCUPATION_SELF_EMPLOYED_OR_BUSINESS_OWNER","display":"PL_OCCUPATION_SELF_EMPLOYED_OR_BUSINESS_OWNER"},{"key":"PL_OCCUPATION_MILITARY_PERSONNEL","display":"PL_OCCUPATION_MILITARY_PERSONNEL"},{"key":"PL_OCCUPATION_UNEMPLOYED_OR_RETIRED","display":"PL_OCCUPATION_UNEMPLOYED_OR_RETIRED"},{"key":"PL_OCCUPATION_STUDENT","display":"PL_OCCUPATION_STUDENT"},{"key":"PL_OCCUPATION_MANUFACTURE_WORKER","display":"PL_OCCUPATION_MANUFACTURE_WORKER"},{"key":"PL_OCCUPATION_HOTEL_RESTAURANT_WORKER","display":"PL_OCCUPATION_HOTEL_RESTAURANT_WORKER"},{"key":"PL_OCCUPATION_RETAIL_WHOLESALE_WORKER","display":"PL_OCCUPATION_RETAIL_WHOLESALE_WORKER"},{"key":"PL_OCCUPATION_SALES","display":"PL_OCCUPATION_SALES"},{"key":"PL_OCCUPATION_DELIVERY_OR_TRANSPORTATION_WORKER","display":"PL_OCCUPATION_DELIVERY_OR_TRANSPORTATION_WORKER"},{"key":"PL_OCCUPATION_OTHER","display":"PL_OCCUPATION_OTHER"}],"businessPriority":false,"productPrescore":46.31},"applicationProcess":[{"type":null,"data":""}],"needCategories":[],"offersFaq":null,"interestRate":null,"apr":null,"totalRepayment":null,"monthlyRepayment":null,"rawFunctionalPl":{"rateTableEntries":[{"loanTenureMin":12,"loanTenureMax":84,"loanAmountMin":100000.0,"loanAmountMax":8000000.0,"apr":1.91,"eir":null,"interestRate":0.01,"fees":[{"type":{"key":"PL_HANDLING_FEE","display":"開辦費"},"feeInterval":"ONCE","value":0,"calculationMethod":"FIXED","paymentMethod":"IGNORE","description":{"shortDescription":"","longDescription":"","tooltip":""}}],"transferRate":null}],"fees":[],"defaults":{"loanTenure":84,"loanAmount":300000},"loanType":"PRINCIPAL_REDUCING","repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null},"interestRateInterval":"YEARLY","paymentInterval":"MONTHLY"}}, hs_created_at=1672503936650, hs_is_edited=false, hs_deleted_at=0, productname=凱基銀行 Money101限時專案, hs_name=, hs_updated_by_user_id=60412388}}, comparable_order=[]}}) null (SizeLimitingPyMap: {id=58939428343, table_id=4702394, table_name=product_money101, columns={hs_id=58939428343, hs_child_table_id=0, hs_updated_at=1701569246530, hs_published_at=1701747469787, productid=blt0e9916a9e316349c_23_zh-tw, data={"__typename":"PersonalLoan","id":"blt0e9916a9e316349c_23_zh-tw","image":{"url":"https://images.contentstack.io/v3/assets/blt4ca32b8be67c85f8/blt6279141e797873d9/637738ac2a0d5e1130f1f9b3/AnyConv.com_KGI_LOGO@2x.webp","description":"","dimension":null},"featured":true,"imageOrientation":"LANDSCAPE","promotional":{"bannerText":"【Money101通路限定】 2023/12/01起至2023/12/31止，透過Money101官網或指定活動頁面連結至指定銀行申貸平台申辦，首期利率0.01%，開辦費最低0元起","bannerImage":null,"countdown":{"text":"通路限定倒數","displayProductPage":true,"date":{"startDate":null,"endDate":"2024-01-01"}},"flipBanner":{"imageForDesktop":null,"imageForMobile":null,"period":5,"timeDelay":4,"date":{"startDate":null,"endDate":"2023-02-01"}},"type":[{"key":"TIME_LIMITED","display":"限時優惠"}]},"comparables":[{"__typename":"CompareElementWithSubValue","title":{"key":"INTEREST_RATE_WITH_APR","display":"最低貸款利率"},"sortValue":10,"displayValue":"0.01","tooltip":null,"description":"","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"HANDLING_FEES","display":"手續費"},"sortValue":0,"displayValue":"0","tooltip":null,"description":"","prefix":"NT$","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"REPAYMENT","display":"最低每月還款額"},"sortValue":5001270,"displayValue":"5,001","tooltip":null,"description":"","prefix":"NT$","suffix":""}],"ctaButton":{"label":"立即申請","link":{"url":"https://www.money101.com.tw/api/redirect?dest=eyJraWQiOiJTNzhWZklaZF9rcVd0V1YxUmtBbEs2QnUtY1dkMS1RU2Znc3FKaW1pSmxjIiwiYWxnIjoiRWREU0EifQ.CAEawAFodHRwczovL2FkLmRvdWJsZWNsaWNrLm5ldC9kZG0vdHJhY2tjbGsvTjE5NTAwMi4yMTM4MzAzTU9ORVkxMDEuQ09NLlRXL0I5OTY2NDQ3LjIzNjExMzc3MztkY190cmtfYWlkPTUwOTcxMDk1ODtkY190cmtfY2lkPTcxOTQ3ODQzO2RjX2xhdD07ZGNfcmRpZD07dGFnX2Zvcl9jaGlsZF9kaXJlY3RlZF90cmVhdG1lbnQ9O3RmdWE9O2x0ZD0.VciiCyDBamZSkm5ZsQE7NOx2ZfImLYElWo5-TkrSXh5OdPoIuEU50fBjw7_7bgkzcmoepcj1rhpuBxPRuMX8Aw","linkClass":"EXTERNAL"},"show":true,"isNoDealCTA":false},"functional":{"metaData":{"alias":"凱基銀行money101限時專案"},"rateTableEntries":[{"loanTenureMin":12,"loanTenureMax":84,"loanAmountMin":100000.0,"loanAmountMax":8000000.0,"apr":1.91,"eir":null,"interestRate":0.01,"fees":[{"type":{"key":"PL_HANDLING_FEE","display":"開辦費"},"value":"0","description":{"shortDescription":"","longDescription":"","tooltip":""}}]}],"fees":[],"defaults":{"loanTenure":84,"loanAmount":300000}},"provider":{"alias":"凱基銀行","providerName":"凱基銀行"},"description":{"shortDescription":["謹慎理財 信用至上"]},"productName":"凱基銀行 Money101限時專案","title":"TW.PL.KGIX0008.凱基銀行 Money101限時專案","features":{"title":"Features","pros":["年利率：0.01%起","手續費：最低0元","貸款額度：最高800萬元","貸款期間：最長7年"],"cons":["全民適用對象：年收入25萬以上之上班族或具穩定收入者，18歲(含)以上60歲(含)以下之本國國民"]},"eligibility":[{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"250000","description":{"shortDescription":"25萬元以上","longDescription":"","tooltip":""}},{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18歲","longDescription":"","tooltip":""}},{"type":{"key":"MAXIMUM_AGE","display":"最高年齡要求"},"value":"60","description":{"shortDescription":"60歲","longDescription":"","tooltip":""}}],"offers":null,"enableCountdown":true,"enableFlipBanner":true,"termsAndConditions":"活動期間：112年12月1日至112年12月31日止。\n<br>\n適用對象：年收25萬以上，18歲至60歲之本國國民。\n<br>\n本專案首月優惠利率0.01%，第2個月起依原專案利率計算，需綁約18期開辦費9,000元。\n<br>\n本活動綁約24期享開辦費減免至6,000元，綁約36期享開辦費減免至5,000元，綁約48期享開辦費減免至4,000元，綁約60期享開辦費減免至0元。\n<br>\n總費用年百分率範例說明：貸款金額30萬，貸款期間5年，貸款利率首月0.01%(固定利率)，第2個月起1.98%~15.99%，各相關費用總金額0元起，總費用年百分率為1.91％~16.78%。\n<br>\n本廣告揭露之年百分率係按主管機關備查之標準計算範例予以計算，實際貸款條件，仍以銀行提供之產品為準。且每一客戶實際之年百分率仍視其個別貸款產品及授信條件而有所不同，總費用年百分率不等於貸款利率，本總費用年百分率之計算基準日係依據專案適用日之凱基銀行指數利率調整日期訂定之，請詳閱凱基銀行官網指數利率說明。\n<br>\n各信用貸款專案內容及條件均不同，詳細內容依凱基銀行最新規定為準，相關內容及限制條件請洽凱基銀行官網，凱基銀行保留核貸與否、詮釋、裁決及終止權利。\n<br>\n幣別：新臺幣\n<br>\n本公司係提供各銀行貸款優惠比較資訊, 恕不提供代辦服務, 所有貸款申辦事宜請逕洽各銀行辦理。\n<br>\n本公司不定期更新銀行貸款產品資訊，惟實際內容與申貸條件，以銀行提供為準。","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[{"key":"PL_OCCUPATION_PROFESSIONAL","display":"PL_OCCUPATION_PROFESSIONAL"},{"key":"PL_OCCUPATION_WHITE_COLLAR_LISTED_COMPANY","display":"PL_OCCUPATION_WHITE_COLLAR_LISTED_COMPANY"},{"key":"PL_OCCUPATION_WHITE_COLLAR_FINANCIAL_INDUSTRY_COMPANY","display":"PL_OCCUPATION_WHITE_COLLAR_FINANCIAL_INDUSTRY_COMPANY"},{"key":"PL_OCCUPATION_WHITE_COLLAR_NON_LISTED_COMPANY","display":"PL_OCCUPATION_WHITE_COLLAR_NON_LISTED_COMPANY"},{"key":"PL_OCCUPATION_GOVERNMENT_EMPLOYEE","display":"PL_OCCUPATION_GOVERNMENT_EMPLOYEE"},{"key":"PL_OCCUPATION_TEACHER_PRIVATE_SCHOOL","display":"PL_OCCUPATION_TEACHER_PRIVATE_SCHOOL"},{"key":"PL_OCCUPATION_SELF_EMPLOYED_OR_BUSINESS_OWNER","display":"PL_OCCUPATION_SELF_EMPLOYED_OR_BUSINESS_OWNER"},{"key":"PL_OCCUPATION_MILITARY_PERSONNEL","display":"PL_OCCUPATION_MILITARY_PERSONNEL"},{"key":"PL_OCCUPATION_UNEMPLOYED_OR_RETIRED","display":"PL_OCCUPATION_UNEMPLOYED_OR_RETIRED"},{"key":"PL_OCCUPATION_STUDENT","display":"PL_OCCUPATION_STUDENT"},{"key":"PL_OCCUPATION_MANUFACTURE_WORKER","display":"PL_OCCUPATION_MANUFACTURE_WORKER"},{"key":"PL_OCCUPATION_HOTEL_RESTAURANT_WORKER","display":"PL_OCCUPATION_HOTEL_RESTAURANT_WORKER"},{"key":"PL_OCCUPATION_RETAIL_WHOLESALE_WORKER","display":"PL_OCCUPATION_RETAIL_WHOLESALE_WORKER"},{"key":"PL_OCCUPATION_SALES","display":"PL_OCCUPATION_SALES"},{"key":"PL_OCCUPATION_DELIVERY_OR_TRANSPORTATION_WORKER","display":"PL_OCCUPATION_DELIVERY_OR_TRANSPORTATION_WORKER"},{"key":"PL_OCCUPATION_OTHER","display":"PL_OCCUPATION_OTHER"}],"businessPriority":false,"productPrescore":46.31},"applicationProcess":[{"type":null,"data":""}],"needCategories":[],"offersFaq":null,"interestRate":null,"apr":null,"totalRepayment":null,"monthlyRepayment":null,"rawFunctionalPl":{"rateTableEntries":[{"loanTenureMin":12,"loanTenureMax":84,"loanAmountMin":100000.0,"loanAmountMax":8000000.0,"apr":1.91,"eir":null,"interestRate":0.01,"fees":[{"type":{"key":"PL_HANDLING_FEE","display":"開辦費"},"feeInterval":"ONCE","value":0,"calculationMethod":"FIXED","paymentMethod":"IGNORE","description":{"shortDescription":"","longDescription":"","tooltip":""}}],"transferRate":null}],"fees":[],"defaults":{"loanTenure":84,"loanAmount":300000},"loanType":"PRINCIPAL_REDUCING","repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null},"interestRateInterval":"YEARLY","paymentInterval":"MONTHLY"}}, hs_created_at=1672503936650, hs_is_edited=false, hs_deleted_at=0, productname=凱基銀行 Money101限時專案, hs_name=, hs_updated_by_user_id=60412388}})

活動常見問題

1. 信用貸款是什麼？
expand_more

信貸也就是信用貸款，是指銀行根據借款人的信譽所發放的貸款，申請時不需要提供任何擔保，因此又稱為無擔保貸款。現在很多貸款產品都需要抵押或者擔保，而信用貸款是不用的。它的最大特點就是申貸人既不用提供任何抵押品，也不用去找第三方來擔保，僅憑申請人的信譽就可以取得銀行貸款，並以借款人的信用作為還款的保證。銀行一般都會重點申請者的收入是否穩定及個人信用記錄情況來進行審核，以免產生呆帳。Money101有免費提供個人化量身信貸推薦，輕鬆三步驟就可得知適合你的信貸方案，免填敏感個資，無電話干擾！

2. 通常申請貸款，需要哪些文件？
expand_more
一般來說，申辦信用貸款，必須必備身分證、戶口名簿或戶籍謄本、印章、在職證明文件、薪資所得證明或其他相關證明文件。詳盡資訊可看這裡。
3. 申請「個人信貸」需要保證人嗎？
expand_more

通常申請銀行的「個人信貸」是不需要徵提保證人的。想了解保證人是什麼、什麼情況需要保證人、當保人會不會影響貸款，可以看這裡。

4. 貸款期限多久?
expand_more

您可依資金需求與還款能力來規劃 1 至 7 年期的信用貸款，申請銀行將依您的條件審核貸款期限，實際還款期限將依銀行最終核准為準。