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最新限定活動及優惠

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熱門理財省錢撇步分析
多樣化產品比較不偏頗
最新限定活動及優惠

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凱基銀行 信貸專案
距離活動結束還剩
00
00
00
把握機會申請!
活動時間:
2023/12/1 ~ 2023/12/31 線上申辦

活動辦法:
於活動期間內透過Money101指定活動頁面連結至凱基銀行線上申辦指定信貸,享利率0.01%起,開辦費0元起。

申辦優惠:
1️⃣ 貸款利率:首月優惠利率0.01%

2️⃣ 開辦費:0元起 
3️⃣ 貸款額度:最高800萬元
4️⃣ 貸款期間:最長7年
5️⃣ 全民適用對象:年收入25萬以上之上班族或具穩定收入者,18歲(含)以上60歲(含)以下之本國國民。

 

申辦優勢

最低貸款利率

手續費

最高額度

凱基銀行 Money101限時專案
凱基銀行 Money101限時專案

利率0.01%起
手續費0元起

0.01 %
NT$ 0
NT$800萬
Money101獨家優惠

更多精選信貸推薦

最低貸款利率

最低每月還款額

手續費

最高額度

渣打銀行 Money101 限定專案
渣打銀行 Money101 限定專案
0.01 %
NT$ 6,251
NT$ 0
NT$600萬
台北富邦 Money101限定專案
台北富邦 Money101限定專案
0.01 %
NT$ 5,001
NT$ 0
NT$500萬
滙豐銀行 信用貸款
滙豐銀行 信用貸款
0.01 %
NT$ 5,001
NT$ 0
NT$800萬

每個月還款額基於300,000元60期計算

點擊更多資訊了解

凱基銀行 Money101限時專案

凱基銀行 Money101限時專案

手續費

NT$
0

最低貸款利率

0.01
%

最高可貸

NT$800萬
更多資訊
隱藏資訊

獎勵

【Money101通路限定】 2023/12/01起至2023/12/31止,透過Money101官網或指定活動頁面連結至指定銀行申貸平台申辦,首期利率0.01%,開辦費最低0元起
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活動常見問題

1. 信用貸款是什麼?
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信貸也就是信用貸款,是指銀行根據借款人的信譽所發放的貸款,申請時不需要提供任何擔保,因此又稱為無擔保貸款。現在很多貸款產品都需要抵押或者擔保,而信用貸款是不用的。它的最大特點就是申貸人既不用提供任何抵押品,也不用去找第三方來擔保,僅憑申請人的信譽就可以取得銀行貸款,並以借款人的信用作為還款的保證。銀行一般都會重點申請者的收入是否穩定及個人信用記錄情況來進行審核,以免產生呆帳。Money101有免費提供個人化量身信貸推薦,輕鬆三步驟就可得知適合你的信貸方案,免填敏感個資,無電話干擾!

2. 通常申請貸款,需要哪些文件?
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一般來說,申辦信用貸款,必須必備身分證、戶口名簿或戶籍謄本、印章、在職證明文件、薪資所得證明或其他相關證明文件。詳盡資訊可看這裡
3. 申請「個人信貸」需要保證人嗎?
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通常申請銀行的「個人信貸」是不需要徵提保證人的。想了解保證人是什麼、什麼情況需要保證人、當保人會不會影響貸款,可以看這裡

4. 貸款期限多久?
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您可依資金需求與還款能力來規劃 1 至 7 年期的信用貸款,申請銀行將依您的條件審核貸款期限,實際還款期限將依銀行最終核准為準。